Home > Homebanc Federal Savings Bank > Income and Expense
Homebanc Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $26,703,000 | 1,190 |
| Total interest expense | $13,124,000 | 1,034 |
| Net interest income | $13,579,000 | 1,328 |
| Provision for loan and lease losses | $1,313,000 | 1,093 |
| Total noninterest income | $3,231,000 | 1,372 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,231,000 | 910 |
| Total noninterest expense | $21,300,000 | 795 |
| Salaries and employee benefits | $11,644,000 | 631 |
| Premises and equipment expense | $3,424,000 | 687 |
| Additional noninterest expense | $6,232,000 | 1,059 |
| Pre-tax net operating income | $-5,803,000 | 13,192 |
| Securities gains (losses) | $13,250,000 | 63 |
| Applicable income taxes | $2,922,000 | 878 |
| Income before extraordinary items | $4,525,000 | 1,146 |
| Extraordinary gains, net | $1,496,000 | 161 |
| Net income | $6,021,000 | 906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-347,000 | 13,192 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-3,955,000 | 13,131 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $26,927,000 | 1,356 |
| Total interest expense | $15,641,000 | 1,146 |
| Net interest income | $11,286,000 | 1,634 |
| Provision for loan and lease losses | $2,426,000 | 995 |
| Total noninterest income | $3,666,000 | 1,221 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,666,000 | 835 |
| Total noninterest expense | $17,280,000 | 956 |
| Salaries and employee benefits | $7,359,000 | 924 |
| Premises and equipment expense | $2,753,000 | 864 |
| Additional noninterest expense | $7,168,000 | 992 |
| Pre-tax net operating income | $-4,754,000 | 13,778 |
| Securities gains (losses) | $7,832,000 | 141 |
| Applicable income taxes | $1,035,000 | 2,040 |
| Income before extraordinary items | $2,043,000 | 2,240 |
| Extraordinary gains, net | $-400,000 | 13,808 |
| Net income | $1,643,000 | 2,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,299,000 | 590 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-3,126,120 | 13,703 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.