Home > Homebanc Federal Savings Bank > Net charge- offs to loans
Homebanc Federal Savings Bank, Net charge- offs to loans
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1123% | 12,200 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1239% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | -1.1583% | 1,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8704% | 301 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0342% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0405% | 1,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3451% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5179% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4015% | 171 |
| Percentage Net Loans Charged-off:Construction & development | 3.4915% | 214 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2331% | 1,531 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6634% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3724% | 233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4095% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0715% | 340 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8436% | 271 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1676% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |