Home > Homebanc, A Federal Savings Bank > Assets and Liabilities
Homebanc, A Federal Savings Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 180 | 975 |
| Assets and Liabilities | ||
| Total Assets: | $331,748,000 | 1,396 |
| Cash and due from depository institutions | $10,975,000 | 975 |
| Interest-bearing balances | $4,606,000 | 984 |
| Securities | $37,908,000 | 2,972 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,283 |
| Net loans & leases | $259,685,000 | 1,149 |
| Loan loss allowance | $1,844,000 | 1,919 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,522,000 | 2,234 |
| Other real estate owned | $8,866,000 | 975 |
| Goodwill and other intangibles | $652,000 | 1,599 |
| All other assets | $4,140,000 | 1,797 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,748,000 | 1,396 |
| Total liabilities | $309,390,000 | 1,348 |
| Total deposits | $307,855,000 | 1,206 |
| Interest-bearing deposits | $296,994,000 | 1,090 |
| Deposits held in domestic offices | $307,855,000 | 1,201 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,535,000 | 2,510 |
| Total equity capital | $22,358,000 | 2,002 |
| Total bank equity capital | $22,358,000 | 2,002 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $7,000 | 9,663 |
| Surplus | $6,377,000 | 2,279 |
| Undivided profits | $15,974,000 | 1,641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,834,000 | 1,454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,545,000 | 1,415 |
| Earning assets | $308,199,000 | 1,369 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $332,496,200 | 1,322 |
| Average Assets, quarterly | $329,312,500 | 1,379 |
| Volatile liabilities | $40,350,000 | 1,680 |
| Insider loans | $211,000 | 7,373 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $40,056,000 | 1,280 |
| Tier 1 (core) risk-based capital | $17,797,000 | 2,402 |
| Tier 2 risk-based capital | $1,844,000 | 1,645 |
| Total risk weighted assets | $211,518,000 | 1,346 |
| Total unused commitments | $40,056,000 | 1,283 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 186 | 999 |
| Assets and Liabilities | ||
| Total Assets: | $335,813,000 | 1,411 |
| Cash and due from depository institutions | $14,129,000 | 999 |
| Interest-bearing balances | $170,000 | 4,204 |
| Securities | $36,858,000 | 3,285 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $261,012,000 | 1,159 |
| Loan loss allowance | $1,671,000 | 2,224 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,869,000 | 2,049 |
| Other real estate owned | $14,743,000 | 999 |
| Goodwill and other intangibles | $534,000 | 1,648 |
| All other assets | $4,668,000 | 1,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $335,813,000 | 1,411 |
| Total liabilities | $314,982,000 | 1,368 |
| Total deposits | $313,540,000 | 1,222 |
| Interest-bearing deposits | $303,771,000 | 1,104 |
| Deposits held in domestic offices | $313,540,000 | 1,217 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,442,000 | 2,667 |
| Total equity capital | $20,831,000 | 2,161 |
| Total bank equity capital | $20,831,000 | 2,161 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $7,000 | 10,129 |
| Surplus | $6,377,000 | 2,354 |
| Undivided profits | $14,447,000 | 1,776 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,591,000 | 944 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,530,000 | 1,413 |
| Earning assets | $298,040,000 | 1,464 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $339,036,000 | 1,337 |
| Average Assets, quarterly | $338,125,000 | 1,380 |
| Volatile liabilities | $40,081,000 | 1,638 |
| Insider loans | $214,000 | 7,596 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $28,719,000 | 1,598 |
| Tier 1 (core) risk-based capital | $15,870,000 | 2,741 |
| Tier 2 risk-based capital | $1,582,000 | 1,949 |
| Total risk weighted assets | $210,418,000 | 1,361 |
| Total unused commitments | $28,719,000 | 1,614 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 182 | 1,056 |
| Assets and Liabilities | ||
| Total Assets: | $338,180,000 | 1,403 |
| Cash and due from depository institutions | $8,011,000 | 1,056 |
| Interest-bearing balances | $377,000 | 3,626 |
| Securities | $39,296,000 | 3,217 |
| Federal funds sold & reverse repurchase agreements | $2,390,000 | 5,048 |
| Net loans & leases | $265,313,000 | 1,119 |
| Loan loss allowance | $1,714,000 | 2,212 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,630,000 | 2,140 |
| Other real estate owned | $10,240,000 | 1,056 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $9,300,000 | 994 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $338,180,000 | 1,403 |
| Total liabilities | $317,848,000 | 1,369 |
| Total deposits | $316,584,000 | 1,244 |
| Interest-bearing deposits | $316,584,000 | 1,080 |
| Deposits held in domestic offices | $316,584,000 | 1,230 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,264,000 | 3,004 |
| Total equity capital | $20,332,000 | 2,187 |
| Total bank equity capital | $20,332,000 | 2,187 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $7,000 | 10,595 |
| Surplus | $6,377,000 | 2,353 |
| Undivided profits | $13,948,000 | 1,864 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,000 | 9,664 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,587,000 | 1,403 |
| Earning assets | $307,376,000 | 1,417 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $336,766,400 | 1,357 |
| Average Assets, quarterly | $338,636,500 | 1,394 |
| Volatile liabilities | $37,023,000 | 1,588 |
| Insider loans | $296,000 | 7,077 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $27,972,000 | 1,573 |
| Tier 1 (core) risk-based capital | $17,577,000 | 2,441 |
| Tier 2 risk-based capital | $1,624,000 | 1,900 |
| Total risk weighted assets | $203,769,000 | 1,400 |
| Total unused commitments | $27,972,000 | 1,583 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 167 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $330,677,000 | 1,400 |
| Cash and due from depository institutions | $15,673,000 | 1,167 |
| Interest-bearing balances | $9,902,000 | 384 |
| Securities | $48,128,000 | 2,720 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 2,071 |
| Net loans & leases | $244,972,000 | 1,174 |
| Loan loss allowance | $1,584,000 | 2,421 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,670,000 | 2,040 |
| Other real estate owned | $4,053,000 | 1,167 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $9,881,000 | 995 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $330,677,000 | 1,400 |
| Total liabilities | $311,771,000 | 1,357 |
| Total deposits | $310,278,000 | 1,218 |
| Interest-bearing deposits | $302,951,000 | 1,093 |
| Deposits held in domestic offices | $310,278,000 | 1,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,493,000 | 2,254 |
| Total equity capital | $18,906,000 | 2,179 |
| Total bank equity capital | $18,906,000 | 2,179 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $7,000 | 11,168 |
| Surplus | $6,377,000 | 2,266 |
| Undivided profits | $12,522,000 | 1,874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 4,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,502,000 | 1,291 |
| Earning assets | $307,302,000 | 1,379 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $328,896,000 | 1,373 |
| Average Assets, quarterly | $327,324,000 | 1,401 |
| Volatile liabilities | $32,842,000 | 1,702 |
| Insider loans | $248,000 | 7,665 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $26,481,000 | 1,556 |
| Tier 1 (core) risk-based capital | $16,961,000 | 2,421 |
| Tier 2 risk-based capital | $1,498,000 | 2,043 |
| Total risk weighted assets | $180,291,000 | 1,546 |
| Total unused commitments | $26,481,000 | 1,567 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 155 | 1,352 |
| Assets and Liabilities | ||
| Total Assets: | $334,607,000 | 1,411 |
| Cash and due from depository institutions | $7,066,000 | 1,352 |
| Interest-bearing balances | $2,277,000 | 2,219 |
| Securities | $60,493,000 | 2,260 |
| Federal funds sold & reverse repurchase agreements | $12,023,000 | 1,105 |
| Net loans & leases | $230,876,000 | 1,205 |
| Loan loss allowance | $1,474,000 | 2,672 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,913,000 | 1,856 |
| Other real estate owned | $3,468,000 | 1,352 |
| Goodwill and other intangibles | $5,148,000 | 419 |
| All other assets | $11,620,000 | 856 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,607,000 | 1,411 |
| Total liabilities | $311,861,000 | 1,387 |
| Total deposits | $311,298,000 | 1,274 |
| Interest-bearing deposits | $305,432,000 | 1,139 |
| Deposits held in domestic offices | $311,298,000 | 1,263 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $563,000 | 4,914 |
| Total equity capital | $22,746,000 | 1,794 |
| Total bank equity capital | $22,746,000 | 1,794 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $7,000 | 11,703 |
| Surplus | $6,377,000 | 2,178 |
| Undivided profits | $16,362,000 | 1,456 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,071,000 | 3,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,492,000 | 1,142 |
| Earning assets | $305,669,000 | 1,406 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $336,150,800 | 1,377 |
| Average Assets, quarterly | $335,283,000 | 1,405 |
| Volatile liabilities | $28,573,000 | 1,794 |
| Insider loans | $204,000 | 8,278 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $16,660,000 | 2,134 |
| Tier 1 (core) risk-based capital | $19,440,000 | 2,043 |
| Tier 2 risk-based capital | $1,406,000 | 2,136 |
| Total risk weighted assets | $173,419,000 | 1,591 |
| Total unused commitments | $16,660,000 | 2,153 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 148 | 1,477 |
| Assets and Liabilities | ||
| Total Assets: | $333,631,000 | 1,477 |
| Cash and due from depository institutions | $11,759,000 | 1,477 |
| Interest-bearing balances | $5,871,000 | 1,264 |
| Securities | $60,228,000 | 2,235 |
| Federal funds sold & reverse repurchase agreements | $8,209,000 | 2,004 |
| Net loans & leases | $229,504,000 | 1,256 |
| Loan loss allowance | $1,368,000 | 2,896 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,065,000 | 1,814 |
| Other real estate owned | $3,608,000 | 1,477 |
| Goodwill and other intangibles | $5,610,000 | 394 |
| All other assets | $10,648,000 | 948 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,631,000 | 1,477 |
| Total liabilities | $312,402,000 | 1,451 |
| Total deposits | $311,952,000 | 1,340 |
| Interest-bearing deposits | $305,951,000 | 1,201 |
| Deposits held in domestic offices | $311,952,000 | 1,331 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $58,000 | 4,549 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $392,000 | 6,907 |
| Total equity capital | $21,229,000 | 1,833 |
| Total bank equity capital | $21,229,000 | 1,833 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $7,000 | 12,239 |
| Surplus | $6,319,000 | 2,109 |
| Undivided profits | $14,903,000 | 1,458 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,021,000 | 3,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,460,000 | 1,312 |
| Earning assets | $303,812,000 | 1,469 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $343,711,800 | 1,412 |
| Average Assets, quarterly | $336,339,000 | 1,454 |
| Volatile liabilities | $22,824,000 | 2,120 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,289,000 | 3,109 |
| Tier 1 (core) risk-based capital | $17,200,000 | 2,182 |
| Tier 2 risk-based capital | $1,350,000 | 2,251 |
| Total risk weighted assets | $168,744,000 | 1,681 |
| Total unused commitments | $9,289,000 | 3,127 |
| Derivatives | $0 | 651 |