Home > Home State Bank & Trust Co. of McPherson, Kansas > Income and Expense
Home State Bank & Trust Co. of McPherson, Kansas, Income and Expense
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,935,000 | 3,719 |
| Total interest expense | $368,000 | 3,777 |
| Net interest income | $2,567,000 | 3,660 |
| Provision for loan and lease losses | $120,000 | 2,706 |
| Total noninterest income | $481,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $105,000 | 4,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $376,000 | 2,892 |
| Total noninterest expense | $1,983,000 | 3,977 |
| Salaries and employee benefits | $1,062,000 | 3,982 |
| Premises and equipment expense | $217,000 | 4,107 |
| Additional noninterest expense | $704,000 | 3,818 |
| Pre-tax net operating income | $945,000 | 2,999 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $212,000 | 2,377 |
| Income before extraordinary items | $733,000 | 3,228 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $733,000 | 3,231 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $733,000 | 3,232 |
| Net charge-offs | $30,000 | 3,750 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $733,000 | 3,134 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,763,000 | 3,295 |
| Total interest expense | $188,000 | 3,810 |
| Net interest income | $1,575,000 | 3,178 |
| Provision for loan and lease losses | $60,000 | 2,589 |
| Total noninterest income | $246,000 | 3,303 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $54,000 | 3,946 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $192,000 | 2,833 |
| Total noninterest expense | $1,012,000 | 3,961 |
| Salaries and employee benefits | $525,000 | 4,038 |
| Premises and equipment expense | $110,000 | 4,105 |
| Additional noninterest expense | $377,000 | 3,662 |
| Pre-tax net operating income | $749,000 | 2,148 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $236,000 | 1,555 |
| Income before extraordinary items | $513,000 | 2,534 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $513,000 | 2,537 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $513,000 | 2,536 |
| Net charge-offs | $19,000 | 3,117 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $513,000 | 2,449 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 4,207 |
| Total interest expense | $988,000 | 3,638 |
| Net interest income | $4,217,000 | 4,270 |
| Provision for loan and lease losses | $210,000 | 3,872 |
| Total noninterest income | $1,295,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $247,000 | 3,878 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,048,000 | 2,310 |
| Total noninterest expense | $4,158,000 | 3,922 |
| Salaries and employee benefits | $2,277,000 | 3,805 |
| Premises and equipment expense | $408,000 | 4,270 |
| Additional noninterest expense | $1,473,000 | 3,841 |
| Pre-tax net operating income | $1,144,000 | 3,807 |
| Securities gains (losses) | $14,000 | 3,286 |
| Applicable income taxes | $254,000 | 2,807 |
| Income before extraordinary items | $904,000 | 4,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $904,000 | 4,092 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $904,000 | 4,094 |
| Net charge-offs | $-4,000 | 6,481 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $893,080 | 3,927 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 4,311 |
| Total interest expense | $781,000 | 3,632 |
| Net interest income | $3,086,000 | 4,400 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $1,058,000 | 2,714 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $187,000 | 3,901 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $871,000 | 2,174 |
| Total noninterest expense | $3,078,000 | 3,986 |
| Salaries and employee benefits | $1,696,000 | 3,826 |
| Premises and equipment expense | $311,000 | 4,274 |
| Additional noninterest expense | $1,071,000 | 3,932 |
| Pre-tax net operating income | $916,000 | 3,789 |
| Securities gains (losses) | $14,000 | 3,018 |
| Applicable income taxes | $225,000 | 2,735 |
| Income before extraordinary items | $705,000 | 4,099 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $705,000 | 4,099 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $705,000 | 4,099 |
| Net charge-offs | $-2,000 | 6,317 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $694,360 | 3,941 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,613,000 | 4,303 |
| Total interest expense | $556,000 | 3,580 |
| Net interest income | $2,057,000 | 4,409 |
| Provision for loan and lease losses | $90,000 | 3,970 |
| Total noninterest income | $668,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $120,000 | 3,959 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $548,000 | 2,219 |
| Total noninterest expense | $2,087,000 | 3,962 |
| Salaries and employee benefits | $1,175,000 | 3,755 |
| Premises and equipment expense | $206,000 | 4,305 |
| Additional noninterest expense | $706,000 | 3,964 |
| Pre-tax net operating income | $548,000 | 3,975 |
| Securities gains (losses) | $-2,000 | 6,849 |
| Applicable income taxes | $116,000 | 2,947 |
| Income before extraordinary items | $430,000 | 4,244 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $430,000 | 4,248 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $430,000 | 4,247 |
| Net charge-offs | $1,000 | 5,406 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $431,580 | 4,063 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 4,322 |
| Total interest expense | $291,000 | 3,577 |
| Net interest income | $1,023,000 | 4,449 |
| Provision for loan and lease losses | $30,000 | 4,088 |
| Total noninterest income | $325,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $59,000 | 3,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $266,000 | 2,252 |
| Total noninterest expense | $996,000 | 4,108 |
| Salaries and employee benefits | $539,000 | 4,011 |
| Premises and equipment expense | $102,000 | 4,355 |
| Additional noninterest expense | $355,000 | 3,946 |
| Pre-tax net operating income | $322,000 | 3,706 |
| Securities gains (losses) | $-2,000 | 6,941 |
| Applicable income taxes | $59,000 | 2,917 |
| Income before extraordinary items | $261,000 | 3,888 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $261,000 | 3,893 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $261,000 | 3,892 |
| Net charge-offs | $-5,000 | 6,379 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $262,640 | 3,730 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 7,289 |
| Total interest expense | $99,000 | 7,192 |
| Net interest income | $348,000 | 7,297 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $111,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $22,000 | 6,721 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $89,000 | 5,425 |
| Total noninterest expense | $344,000 | 7,317 |
| Salaries and employee benefits | $216,000 | 7,280 |
| Premises and equipment expense | $34,000 | 7,251 |
| Additional noninterest expense | $94,000 | 7,328 |
| Pre-tax net operating income | $115,000 | 5,721 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $28,000 | 3,989 |
| Income before extraordinary items | $87,000 | 5,920 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $87,000 | 5,922 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $87,000 | 5,922 |
| Net charge-offs | $-2,000 | 6,872 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $87,000 | 5,809 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,488,000 | 4,112 |
| Total interest expense | $986,000 | 3,867 |
| Net interest income | $3,502,000 | 4,115 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $1,031,000 | 2,568 |
| Gross Fiduciary activities income | $2,000 | 1,160 |
| Service charges on deposit accounts | $213,000 | 3,729 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $816,000 | 2,004 |
| Total noninterest expense | $3,457,000 | 3,763 |
| Salaries and employee benefits | $1,944,000 | 3,465 |
| Premises and equipment expense | $370,000 | 4,119 |
| Additional noninterest expense | $1,143,000 | 3,820 |
| Pre-tax net operating income | $976,000 | 3,355 |
| Securities gains (losses) | $52,000 | 2,307 |
| Applicable income taxes | $40,000 | 3,740 |
| Income before extraordinary items | $988,000 | 3,091 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $988,000 | 3,092 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $988,000 | 3,092 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $303,000 | 2,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $938,080 | 3,093 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,018,000 | 4,119 |
| Total interest expense | $670,000 | 3,920 |
| Net interest income | $2,348,000 | 4,108 |
| Provision for loan and lease losses | $41,000 | 5,268 |
| Total noninterest income | $657,000 | 2,647 |
| Gross Fiduciary activities income | $2,000 | 1,136 |
| Service charges on deposit accounts | $138,000 | 3,757 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $517,000 | 2,045 |
| Total noninterest expense | $2,384,000 | 3,707 |
| Salaries and employee benefits | $1,350,000 | 3,388 |
| Premises and equipment expense | $255,000 | 4,049 |
| Additional noninterest expense | $779,000 | 3,813 |
| Pre-tax net operating income | $580,000 | 3,530 |
| Securities gains (losses) | $33,000 | 1,841 |
| Applicable income taxes | $27,000 | 3,694 |
| Income before extraordinary items | $586,000 | 3,233 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $586,000 | 3,234 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $586,000 | 3,234 |
| Net charge-offs | $113,000 | 3,724 |
| Cash dividends | $190,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $554,320 | 3,271 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,512,000 | 4,132 |
| Total interest expense | $352,000 | 3,898 |
| Net interest income | $1,160,000 | 4,136 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $334,000 | 2,640 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $67,000 | 3,771 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $266,000 | 2,068 |
| Total noninterest expense | $1,141,000 | 3,833 |
| Salaries and employee benefits | $638,000 | 3,556 |
| Premises and equipment expense | $126,000 | 4,142 |
| Additional noninterest expense | $377,000 | 3,879 |
| Pre-tax net operating income | $353,000 | 3,231 |
| Securities gains (losses) | $31,000 | 940 |
| Applicable income taxes | $16,000 | 3,560 |
| Income before extraordinary items | $368,000 | 2,843 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $368,000 | 2,842 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $368,000 | 2,843 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $338,240 | 2,942 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,255,000 | 4,194 |
| Total interest expense | $1,693,000 | 3,989 |
| Net interest income | $4,562,000 | 4,198 |
| Provision for loan and lease losses | $141,000 | 5,709 |
| Total noninterest income | $1,336,000 | 2,727 |
| Gross Fiduciary activities income | $15,000 | 1,101 |
| Service charges on deposit accounts | $293,000 | 3,689 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,028,000 | 2,150 |
| Total noninterest expense | $4,608,000 | 3,831 |
| Salaries and employee benefits | $2,640,000 | 3,449 |
| Premises and equipment expense | $440,000 | 4,516 |
| Additional noninterest expense | $1,528,000 | 3,958 |
| Pre-tax net operating income | $1,149,000 | 3,150 |
| Securities gains (losses) | $43,000 | 2,762 |
| Applicable income taxes | $33,000 | 3,817 |
| Income before extraordinary items | $1,159,000 | 2,978 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,159,000 | 2,975 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,159,000 | 2,978 |
| Net charge-offs | $59,000 | 5,806 |
| Cash dividends | $382,000 | 2,690 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,117,290 | 2,910 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,717,000 | 4,261 |
| Total interest expense | $1,308,000 | 4,047 |
| Net interest income | $3,409,000 | 4,278 |
| Provision for loan and lease losses | $43,000 | 6,378 |
| Total noninterest income | $856,000 | 3,017 |
| Gross Fiduciary activities income | $10,000 | 1,095 |
| Service charges on deposit accounts | $226,000 | 3,699 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $620,000 | 2,433 |
| Total noninterest expense | $3,251,000 | 4,000 |
| Salaries and employee benefits | $1,773,000 | 3,778 |
| Premises and equipment expense | $387,000 | 4,169 |
| Additional noninterest expense | $1,091,000 | 4,061 |
| Pre-tax net operating income | $971,000 | 3,147 |
| Securities gains (losses) | $43,000 | 2,516 |
| Applicable income taxes | $25,000 | 3,894 |
| Income before extraordinary items | $989,000 | 2,908 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $989,000 | 2,903 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $989,000 | 2,907 |
| Net charge-offs | $70,000 | 5,256 |
| Cash dividends | $286,000 | 2,397 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $946,860 | 2,861 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 4,298 |
| Total interest expense | $903,000 | 4,065 |
| Net interest income | $2,247,000 | 4,309 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $492,000 | 3,251 |
| Gross Fiduciary activities income | $9,000 | 1,074 |
| Service charges on deposit accounts | $146,000 | 3,736 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $337,000 | 2,665 |
| Total noninterest expense | $2,154,000 | 4,025 |
| Salaries and employee benefits | $1,218,000 | 3,724 |
| Premises and equipment expense | $274,000 | 4,046 |
| Additional noninterest expense | $662,000 | 4,324 |
| Pre-tax net operating income | $585,000 | 3,352 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $13,000 | 3,989 |
| Income before extraordinary items | $573,000 | 3,155 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $573,000 | 3,150 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $573,000 | 3,153 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $190,000 | 2,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $572,020 | 3,054 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,563,000 | 4,378 |
| Total interest expense | $453,000 | 4,173 |
| Net interest income | $1,110,000 | 4,361 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $269,000 | 3,076 |
| Gross Fiduciary activities income | $8,000 | 1,007 |
| Service charges on deposit accounts | $68,000 | 3,894 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $193,000 | 2,453 |
| Total noninterest expense | $1,051,000 | 4,133 |
| Salaries and employee benefits | $573,000 | 3,952 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $350,000 | 4,155 |
| Pre-tax net operating income | $328,000 | 3,218 |
| Securities gains (losses) | $1,000 | 2,151 |
| Applicable income taxes | $1,000 | 4,457 |
| Income before extraordinary items | $328,000 | 2,962 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $328,000 | 2,958 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $328,000 | 2,962 |
| Net charge-offs | $11,000 | 4,779 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $327,000 | 2,858 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,469,000 | 4,394 |
| Total interest expense | $1,971,000 | 4,497 |
| Net interest income | $4,498,000 | 4,232 |
| Provision for loan and lease losses | $207,000 | 5,747 |
| Total noninterest income | $657,000 | 4,192 |
| Gross Fiduciary activities income | $16,000 | 1,115 |
| Service charges on deposit accounts | $340,000 | 3,642 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $301,000 | 3,979 |
| Total noninterest expense | $4,327,000 | 4,114 |
| Salaries and employee benefits | $2,333,000 | 3,895 |
| Premises and equipment expense | $379,000 | 5,127 |
| Additional noninterest expense | $1,615,000 | 3,888 |
| Pre-tax net operating income | $621,000 | 3,728 |
| Securities gains (losses) | $-14,000 | 7,034 |
| Applicable income taxes | $15,000 | 3,769 |
| Income before extraordinary items | $592,000 | 3,611 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $592,000 | 3,610 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $592,000 | 3,610 |
| Net charge-offs | $72,000 | 5,958 |
| Cash dividends | $73,000 | 4,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $605,720 | 3,511 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,916,000 | 4,414 |
| Total interest expense | $1,510,000 | 4,584 |
| Net interest income | $3,406,000 | 4,212 |
| Provision for loan and lease losses | $76,000 | 6,253 |
| Total noninterest income | $619,000 | 3,783 |
| Gross Fiduciary activities income | $15,000 | 1,061 |
| Service charges on deposit accounts | $253,000 | 3,670 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $351,000 | 3,392 |
| Total noninterest expense | $3,155,000 | 4,208 |
| Salaries and employee benefits | $1,716,000 | 3,987 |
| Premises and equipment expense | $318,000 | 4,878 |
| Additional noninterest expense | $1,121,000 | 4,062 |
| Pre-tax net operating income | $794,000 | 3,122 |
| Securities gains (losses) | $-46,000 | 7,369 |
| Applicable income taxes | $11,000 | 4,016 |
| Income before extraordinary items | $737,000 | 3,022 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $737,000 | 3,020 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $737,000 | 3,023 |
| Net charge-offs | $27,000 | 6,096 |
| Cash dividends | $55,000 | 3,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $782,540 | 2,837 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 4,461 |
| Total interest expense | $1,031,000 | 4,648 |
| Net interest income | $2,239,000 | 4,240 |
| Provision for loan and lease losses | $47,000 | 6,147 |
| Total noninterest income | $519,000 | 3,335 |
| Gross Fiduciary activities income | $14,000 | 1,021 |
| Service charges on deposit accounts | $166,000 | 3,694 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $339,000 | 2,793 |
| Total noninterest expense | $2,023,000 | 4,360 |
| Salaries and employee benefits | $1,085,000 | 4,180 |
| Premises and equipment expense | $199,000 | 5,085 |
| Additional noninterest expense | $739,000 | 4,112 |
| Pre-tax net operating income | $688,000 | 2,801 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $3,000 | 4,355 |
| Income before extraordinary items | $685,000 | 2,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $685,000 | 2,535 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $685,000 | 2,537 |
| Net charge-offs | $2,000 | 6,442 |
| Cash dividends | $36,000 | 3,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $685,000 | 2,457 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,607,000 | 4,555 |
| Total interest expense | $528,000 | 4,692 |
| Net interest income | $1,079,000 | 4,344 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $259,000 | 3,306 |
| Gross Fiduciary activities income | $14,000 | 953 |
| Service charges on deposit accounts | $80,000 | 3,714 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $165,000 | 2,808 |
| Total noninterest expense | $1,025,000 | 4,238 |
| Salaries and employee benefits | $578,000 | 4,016 |
| Premises and equipment expense | $90,000 | 5,382 |
| Additional noninterest expense | $357,000 | 3,895 |
| Pre-tax net operating income | $313,000 | 3,265 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-9,000 | 7,186 |
| Income before extraordinary items | $322,000 | 2,984 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $322,000 | 2,985 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $322,000 | 2,985 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $322,000 | 2,844 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,760,000 | 4,583 |
| Total interest expense | $2,551,000 | 4,688 |
| Net interest income | $4,209,000 | 4,418 |
| Provision for loan and lease losses | $636,000 | 3,403 |
| Total noninterest income | $945,000 | 3,527 |
| Gross Fiduciary activities income | $24,000 | 1,089 |
| Service charges on deposit accounts | $405,000 | 3,436 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $516,000 | 3,119 |
| Total noninterest expense | $3,911,000 | 4,312 |
| Salaries and employee benefits | $2,263,000 | 4,076 |
| Premises and equipment expense | $363,000 | 5,341 |
| Additional noninterest expense | $1,285,000 | 4,057 |
| Pre-tax net operating income | $607,000 | 4,598 |
| Securities gains (losses) | $29,000 | 1,954 |
| Applicable income taxes | $44,000 | 3,914 |
| Income before extraordinary items | $592,000 | 4,199 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $592,000 | 4,199 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $492,000 | 2,821 |
| Cash dividends | $603,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $565,030 | 4,414 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,146,000 | 4,621 |
| Total interest expense | $1,987,000 | 4,727 |
| Net interest income | $3,159,000 | 4,462 |
| Provision for loan and lease losses | $636,000 | 2,388 |
| Total noninterest income | $727,000 | 3,561 |
| Gross Fiduciary activities income | $16,000 | 1,082 |
| Service charges on deposit accounts | $306,000 | 3,452 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $405,000 | 3,161 |
| Total noninterest expense | $2,962,000 | 4,260 |
| Salaries and employee benefits | $1,740,000 | 4,020 |
| Premises and equipment expense | $336,000 | 4,776 |
| Additional noninterest expense | $886,000 | 4,260 |
| Pre-tax net operating income | $288,000 | 5,684 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $36,000 | 4,301 |
| Income before extraordinary items | $281,000 | 5,305 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $281,000 | 5,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,452 |
| Cash dividends | $520,000 | 2,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $255,190 | 5,600 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,433,000 | 4,689 |
| Total interest expense | $1,366,000 | 4,763 |
| Net interest income | $2,067,000 | 4,500 |
| Provision for loan and lease losses | $275,000 | 2,680 |
| Total noninterest income | $514,000 | 3,443 |
| Gross Fiduciary activities income | $15,000 | 1,057 |
| Service charges on deposit accounts | $208,000 | 3,404 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $291,000 | 3,081 |
| Total noninterest expense | $1,985,000 | 4,256 |
| Salaries and employee benefits | $1,113,000 | 4,175 |
| Premises and equipment expense | $272,000 | 4,275 |
| Additional noninterest expense | $600,000 | 4,194 |
| Pre-tax net operating income | $321,000 | 5,173 |
| Securities gains (losses) | $29,000 | 1,807 |
| Applicable income taxes | $24,000 | 4,564 |
| Income before extraordinary items | $326,000 | 4,872 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $437,000 | 2,467 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $299,030 | 4,946 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 4,724 |
| Total interest expense | $709,000 | 4,845 |
| Net interest income | $1,040,000 | 4,485 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $271,000 | 3,338 |
| Gross Fiduciary activities income | $14,000 | 985 |
| Service charges on deposit accounts | $107,000 | 3,316 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $150,000 | 3,046 |
| Total noninterest expense | $976,000 | 4,308 |
| Salaries and employee benefits | $565,000 | 4,159 |
| Premises and equipment expense | $116,000 | 4,734 |
| Additional noninterest expense | $295,000 | 4,173 |
| Pre-tax net operating income | $335,000 | 3,911 |
| Securities gains (losses) | $29,000 | 1,385 |
| Applicable income taxes | $12,000 | 4,690 |
| Income before extraordinary items | $352,000 | 3,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $352,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $323,870 | 3,540 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 4,713 |
| Total interest expense | $3,053,000 | 4,743 |
| Net interest income | $4,004,000 | 4,622 |
| Provision for loan and lease losses | $89,000 | 5,085 |
| Total noninterest income | $1,077,000 | 3,386 |
| Gross Fiduciary activities income | $16,000 | 1,187 |
| Service charges on deposit accounts | $451,000 | 3,285 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $610,000 | 2,975 |
| Total noninterest expense | $3,854,000 | 4,236 |
| Salaries and employee benefits | $2,289,000 | 3,963 |
| Premises and equipment expense | $460,000 | 4,609 |
| Additional noninterest expense | $1,105,000 | 4,325 |
| Pre-tax net operating income | $1,138,000 | 4,473 |
| Securities gains (losses) | $-5,000 | 7,390 |
| Applicable income taxes | $40,000 | 5,041 |
| Income before extraordinary items | $1,093,000 | 4,121 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,093,000 | 4,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,950 |
| Cash dividends | $570,000 | 3,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,097,800 | 4,112 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 4,767 |
| Total interest expense | $2,267,000 | 4,785 |
| Net interest income | $2,963,000 | 4,669 |
| Provision for loan and lease losses | $89,000 | 4,391 |
| Total noninterest income | $844,000 | 3,279 |
| Gross Fiduciary activities income | $16,000 | 1,118 |
| Service charges on deposit accounts | $330,000 | 3,330 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $498,000 | 2,855 |
| Total noninterest expense | $2,811,000 | 4,291 |
| Salaries and employee benefits | $1,704,000 | 3,979 |
| Premises and equipment expense | $318,000 | 4,833 |
| Additional noninterest expense | $789,000 | 4,405 |
| Pre-tax net operating income | $907,000 | 4,577 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $36,000 | 5,160 |
| Income before extraordinary items | $871,000 | 4,185 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $871,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,034 |
| Cash dividends | $427,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $871,000 | 4,170 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 4,841 |
| Total interest expense | $1,475,000 | 4,843 |
| Net interest income | $1,936,000 | 4,767 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $540,000 | 3,392 |
| Gross Fiduciary activities income | $10,000 | 1,140 |
| Service charges on deposit accounts | $221,000 | 3,301 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $309,000 | 2,969 |
| Total noninterest expense | $1,843,000 | 4,371 |
| Salaries and employee benefits | $1,126,000 | 4,036 |
| Premises and equipment expense | $212,000 | 4,845 |
| Additional noninterest expense | $505,000 | 4,550 |
| Pre-tax net operating income | $633,000 | 4,530 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $611,000 | 4,128 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $611,000 | 4,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,420 |
| Cash dividends | $285,000 | 3,210 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $611,000 | 4,122 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,656,000 | 4,933 |
| Total interest expense | $720,000 | 4,896 |
| Net interest income | $936,000 | 4,885 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $261,000 | 3,421 |
| Gross Fiduciary activities income | $10,000 | 1,042 |
| Service charges on deposit accounts | $105,000 | 3,344 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $146,000 | 3,072 |
| Total noninterest expense | $906,000 | 4,419 |
| Salaries and employee benefits | $559,000 | 4,082 |
| Premises and equipment expense | $91,000 | 5,339 |
| Additional noninterest expense | $256,000 | 4,457 |
| Pre-tax net operating income | $291,000 | 4,719 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $6,000 | 5,609 |
| Income before extraordinary items | $285,000 | 4,301 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $285,000 | 4,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,116 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $285,000 | 4,277 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,291,000 | 4,859 |
| Total interest expense | $2,531,000 | 4,792 |
| Net interest income | $3,760,000 | 4,844 |
| Provision for loan and lease losses | $10,000 | 6,573 |
| Total noninterest income | $915,000 | 3,744 |
| Gross Fiduciary activities income | $20,000 | 1,170 |
| Service charges on deposit accounts | $461,000 | 3,245 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $434,000 | 3,591 |
| Total noninterest expense | $3,700,000 | 4,211 |
| Salaries and employee benefits | $2,227,000 | 3,944 |
| Premises and equipment expense | $358,000 | 5,270 |
| Additional noninterest expense | $1,115,000 | 4,167 |
| Pre-tax net operating income | $965,000 | 5,280 |
| Securities gains (losses) | $-12,000 | 7,357 |
| Applicable income taxes | $38,000 | 5,614 |
| Income before extraordinary items | $915,000 | 4,906 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $915,000 | 4,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,923 |
| Cash dividends | $565,000 | 3,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $926,520 | 4,867 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,616,000 | 4,907 |
| Total interest expense | $1,827,000 | 4,812 |
| Net interest income | $2,789,000 | 4,898 |
| Provision for loan and lease losses | $10,000 | 6,330 |
| Total noninterest income | $690,000 | 3,746 |
| Gross Fiduciary activities income | $10,000 | 1,209 |
| Service charges on deposit accounts | $343,000 | 3,271 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $337,000 | 3,513 |
| Total noninterest expense | $2,803,000 | 4,171 |
| Salaries and employee benefits | $1,682,000 | 3,912 |
| Premises and equipment expense | $333,000 | 4,605 |
| Additional noninterest expense | $788,000 | 4,316 |
| Pre-tax net operating income | $666,000 | 5,644 |
| Securities gains (losses) | $-12,000 | 7,658 |
| Applicable income taxes | $29,000 | 5,769 |
| Income before extraordinary items | $625,000 | 5,263 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $625,000 | 5,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 3,378 |
| Cash dividends | $486,000 | 2,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $636,520 | 5,216 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 4,951 |
| Total interest expense | $1,165,000 | 4,810 |
| Net interest income | $1,835,000 | 4,972 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $454,000 | 3,747 |
| Gross Fiduciary activities income | $10,000 | 1,166 |
| Service charges on deposit accounts | $227,000 | 3,258 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $217,000 | 3,589 |
| Total noninterest expense | $1,893,000 | 4,146 |
| Salaries and employee benefits | $1,111,000 | 3,966 |
| Premises and equipment expense | $224,000 | 4,589 |
| Additional noninterest expense | $558,000 | 4,138 |
| Pre-tax net operating income | $386,000 | 5,971 |
| Securities gains (losses) | $-12,000 | 7,917 |
| Applicable income taxes | $17,000 | 5,888 |
| Income before extraordinary items | $357,000 | 5,642 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $357,000 | 5,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $407,000 | 2,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $368,400 | 5,573 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 4,972 |
| Total interest expense | $551,000 | 4,841 |
| Net interest income | $909,000 | 4,999 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $226,000 | 3,701 |
| Gross Fiduciary activities income | $9,000 | 1,079 |
| Service charges on deposit accounts | $111,000 | 3,255 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $106,000 | 3,612 |
| Total noninterest expense | $962,000 | 4,118 |
| Salaries and employee benefits | $570,000 | 3,899 |
| Premises and equipment expense | $96,000 | 5,080 |
| Additional noninterest expense | $296,000 | 3,939 |
| Pre-tax net operating income | $173,000 | 6,125 |
| Securities gains (losses) | $-12,000 | 8,270 |
| Applicable income taxes | $8,000 | 5,862 |
| Income before extraordinary items | $153,000 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 5,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 1,969 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $164,400 | 5,761 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,470,000 | 4,857 |
| Total interest expense | $1,794,000 | 4,752 |
| Net interest income | $3,676,000 | 4,881 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $985,000 | 3,601 |
| Gross Fiduciary activities income | $18,000 | 1,196 |
| Service charges on deposit accounts | $401,000 | 3,544 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $566,000 | 3,170 |
| Total noninterest expense | $3,585,000 | 4,212 |
| Salaries and employee benefits | $2,151,000 | 3,913 |
| Premises and equipment expense | $359,000 | 5,199 |
| Additional noninterest expense | $1,075,000 | 4,178 |
| Pre-tax net operating income | $1,076,000 | 5,171 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $42,000 | 5,971 |
| Income before extraordinary items | $1,033,000 | 4,744 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,033,000 | 4,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,152 |
| Cash dividends | $354,000 | 4,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,033,960 | 4,717 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,030,000 | 4,897 |
| Total interest expense | $1,283,000 | 4,753 |
| Net interest income | $2,747,000 | 4,903 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $711,000 | 3,700 |
| Gross Fiduciary activities income | $17,000 | 1,145 |
| Service charges on deposit accounts | $294,000 | 3,603 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $400,000 | 3,281 |
| Total noninterest expense | $2,707,000 | 4,150 |
| Salaries and employee benefits | $1,609,000 | 3,896 |
| Premises and equipment expense | $292,000 | 4,928 |
| Additional noninterest expense | $806,000 | 4,159 |
| Pre-tax net operating income | $751,000 | 5,499 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $29,000 | 6,103 |
| Income before extraordinary items | $721,000 | 5,005 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $721,000 | 5,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,542 |
| Cash dividends | $232,000 | 3,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $721,960 | 4,962 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 4,876 |
| Total interest expense | $818,000 | 4,716 |
| Net interest income | $1,831,000 | 4,893 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $431,000 | 3,862 |
| Gross Fiduciary activities income | $11,000 | 1,150 |
| Service charges on deposit accounts | $177,000 | 3,771 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $243,000 | 3,412 |
| Total noninterest expense | $1,778,000 | 4,185 |
| Salaries and employee benefits | $1,042,000 | 3,950 |
| Premises and equipment expense | $189,000 | 5,007 |
| Additional noninterest expense | $547,000 | 4,081 |
| Pre-tax net operating income | $484,000 | 5,550 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $18,000 | 6,142 |
| Income before extraordinary items | $466,000 | 5,052 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $466,000 | 5,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,534 |
| Cash dividends | $110,000 | 4,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $466,000 | 5,005 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,303,000 | 4,913 |
| Total interest expense | $395,000 | 4,723 |
| Net interest income | $908,000 | 4,930 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $191,000 | 4,090 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $82,000 | 3,875 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $103,000 | 3,676 |
| Total noninterest expense | $885,000 | 4,223 |
| Salaries and employee benefits | $505,000 | 4,062 |
| Premises and equipment expense | $100,000 | 4,863 |
| Additional noninterest expense | $280,000 | 4,012 |
| Pre-tax net operating income | $214,000 | 5,800 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $205,000 | 5,351 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $205,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 1,641 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $205,000 | 5,322 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,205,000 | 4,711 |
| Total interest expense | $1,440,000 | 4,628 |
| Net interest income | $3,765,000 | 4,685 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $613,000 | 4,764 |
| Gross Fiduciary activities income | $19,000 | 1,204 |
| Service charges on deposit accounts | $396,000 | 3,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $198,000 | 5,129 |
| Total noninterest expense | $3,319,000 | 4,346 |
| Salaries and employee benefits | $2,000,000 | 4,006 |
| Premises and equipment expense | $311,000 | 5,576 |
| Additional noninterest expense | $1,008,000 | 4,316 |
| Pre-tax net operating income | $999,000 | 5,244 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $38,000 | 6,208 |
| Income before extraordinary items | $953,000 | 4,820 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $953,000 | 4,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,148 |
| Cash dividends | $519,000 | 3,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $960,680 | 4,736 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,879,000 | 4,708 |
| Total interest expense | $1,075,000 | 4,601 |
| Net interest income | $2,804,000 | 4,697 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $555,000 | 4,277 |
| Gross Fiduciary activities income | $14,000 | 1,196 |
| Service charges on deposit accounts | $310,000 | 3,585 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $231,000 | 4,217 |
| Total noninterest expense | $2,521,000 | 4,271 |
| Salaries and employee benefits | $1,487,000 | 3,976 |
| Premises and equipment expense | $303,000 | 4,720 |
| Additional noninterest expense | $731,000 | 4,372 |
| Pre-tax net operating income | $778,000 | 5,265 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $30,000 | 6,288 |
| Income before extraordinary items | $740,000 | 4,816 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $740,000 | 4,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 4,599 |
| Cash dividends | $389,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $747,680 | 4,706 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 4,788 |
| Total interest expense | $715,000 | 4,618 |
| Net interest income | $1,826,000 | 4,771 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $370,000 | 4,288 |
| Gross Fiduciary activities income | $9,000 | 1,203 |
| Service charges on deposit accounts | $209,000 | 3,535 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 4,279 |
| Total noninterest expense | $1,683,000 | 4,297 |
| Salaries and employee benefits | $981,000 | 4,047 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $494,000 | 4,360 |
| Pre-tax net operating income | $513,000 | 5,247 |
| Securities gains (losses) | $-2,000 | 8,438 |
| Applicable income taxes | $22,000 | 6,231 |
| Income before extraordinary items | $489,000 | 4,794 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $489,000 | 4,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $260,000 | 3,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $490,920 | 4,695 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 4,860 |
| Total interest expense | $362,000 | 4,615 |
| Net interest income | $889,000 | 4,861 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $180,000 | 4,320 |
| Gross Fiduciary activities income | $5,000 | 1,183 |
| Service charges on deposit accounts | $103,000 | 3,510 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $854,000 | 4,271 |
| Salaries and employee benefits | $506,000 | 3,970 |
| Premises and equipment expense | $110,000 | 4,512 |
| Additional noninterest expense | $238,000 | 4,481 |
| Pre-tax net operating income | $215,000 | 5,652 |
| Securities gains (losses) | $-1,000 | 8,686 |
| Applicable income taxes | $10,000 | 6,242 |
| Income before extraordinary items | $204,000 | 5,289 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $204,000 | 5,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $204,950 | 5,170 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 4,786 |
| Total interest expense | $1,604,000 | 4,684 |
| Net interest income | $3,550,000 | 4,749 |
| Provision for loan and lease losses | $7,000 | 7,463 |
| Total noninterest income | $781,000 | 4,293 |
| Gross Fiduciary activities income | $40,000 | 1,117 |
| Service charges on deposit accounts | $400,000 | 3,647 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $341,000 | 4,259 |
| Total noninterest expense | $3,255,000 | 4,362 |
| Salaries and employee benefits | $1,985,000 | 3,944 |
| Premises and equipment expense | $264,000 | 6,033 |
| Additional noninterest expense | $1,006,000 | 4,260 |
| Pre-tax net operating income | $1,069,000 | 4,994 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $36,000 | 6,492 |
| Income before extraordinary items | $1,033,000 | 4,554 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,033,000 | 4,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 8,986 |
| Cash dividends | $445,000 | 3,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,033,000 | 4,383 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 4,808 |
| Total interest expense | $1,226,000 | 4,751 |
| Net interest income | $2,683,000 | 4,738 |
| Provision for loan and lease losses | $8,000 | 7,260 |
| Total noninterest income | $588,000 | 4,319 |
| Gross Fiduciary activities income | $24,000 | 1,151 |
| Service charges on deposit accounts | $298,000 | 3,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $266,000 | 4,268 |
| Total noninterest expense | $2,420,000 | 4,369 |
| Salaries and employee benefits | $1,492,000 | 3,938 |
| Premises and equipment expense | $218,000 | 5,734 |
| Additional noninterest expense | $710,000 | 4,432 |
| Pre-tax net operating income | $843,000 | 4,990 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $26,000 | 6,659 |
| Income before extraordinary items | $817,000 | 4,535 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $817,000 | 4,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-81,000 | 9,048 |
| Cash dividends | $330,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $817,000 | 4,365 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 4,892 |
| Total interest expense | $835,000 | 4,804 |
| Net interest income | $1,738,000 | 4,826 |
| Provision for loan and lease losses | $8,000 | 6,936 |
| Total noninterest income | $397,000 | 4,266 |
| Gross Fiduciary activities income | $19,000 | 1,124 |
| Service charges on deposit accounts | $194,000 | 3,696 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $184,000 | 4,181 |
| Total noninterest expense | $1,558,000 | 4,456 |
| Salaries and employee benefits | $960,000 | 4,042 |
| Premises and equipment expense | $141,000 | 5,847 |
| Additional noninterest expense | $457,000 | 4,539 |
| Pre-tax net operating income | $569,000 | 4,983 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $12,000 | 6,875 |
| Income before extraordinary items | $557,000 | 4,505 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $557,000 | 4,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,572 |
| Cash dividends | $215,000 | 3,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $557,000 | 4,293 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,254,000 | 5,003 |
| Total interest expense | $425,000 | 4,854 |
| Net interest income | $829,000 | 4,964 |
| Provision for loan and lease losses | $8,000 | 6,296 |
| Total noninterest income | $178,000 | 4,442 |
| Gross Fiduciary activities income | $14,000 | 1,078 |
| Service charges on deposit accounts | $87,000 | 3,880 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $797,000 | 4,383 |
| Salaries and employee benefits | $491,000 | 3,958 |
| Premises and equipment expense | $68,000 | 5,942 |
| Additional noninterest expense | $238,000 | 4,379 |
| Pre-tax net operating income | $202,000 | 5,818 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $8,000 | 6,684 |
| Income before extraordinary items | $194,000 | 5,408 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $194,000 | 5,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $194,000 | 5,215 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,529,000 | 4,819 |
| Total interest expense | $1,995,000 | 4,796 |
| Net interest income | $3,534,000 | 4,726 |
| Provision for loan and lease losses | $78,000 | 6,121 |
| Total noninterest income | $746,000 | 4,165 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $378,000 | 3,663 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $348,000 | 3,961 |
| Total noninterest expense | $3,081,000 | 4,367 |
| Salaries and employee benefits | $1,804,000 | 4,084 |
| Premises and equipment expense | $335,000 | 5,228 |
| Additional noninterest expense | $942,000 | 4,380 |
| Pre-tax net operating income | $1,121,000 | 4,899 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $43,000 | 6,637 |
| Income before extraordinary items | $1,078,000 | 4,383 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,078,000 | 4,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,530 |
| Cash dividends | $600,000 | 3,138 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,078,000 | 4,277 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,262,000 | 4,816 |
| Total interest expense | $2,972,000 | 4,767 |
| Net interest income | $3,290,000 | 4,762 |
| Provision for loan and lease losses | $119,000 | 5,325 |
| Total noninterest income | $769,000 | 3,959 |
| Gross Fiduciary activities income | $19,000 | 1,312 |
| Service charges on deposit accounts | $382,000 | 3,532 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $368,000 | 3,719 |
| Total noninterest expense | $2,849,000 | 4,513 |
| Salaries and employee benefits | $1,664,000 | 4,178 |
| Premises and equipment expense | $289,000 | 5,640 |
| Additional noninterest expense | $896,000 | 4,424 |
| Pre-tax net operating income | $1,091,000 | 4,674 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $52,000 | 6,676 |
| Income before extraordinary items | $1,039,000 | 4,178 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,039,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,490 |
| Cash dividends | $640,000 | 3,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,039,000 | 4,066 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,920,000 | 5,133 |
| Total interest expense | $2,904,000 | 5,044 |
| Net interest income | $3,016,000 | 5,143 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $671,000 | 4,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $333,000 | 3,744 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 3,680 |
| Total noninterest expense | $2,508,000 | 4,844 |
| Salaries and employee benefits | $1,419,000 | 4,567 |
| Premises and equipment expense | $264,000 | 5,854 |
| Additional noninterest expense | $825,000 | 4,634 |
| Pre-tax net operating income | $1,094,000 | 5,013 |
| Securities gains (losses) | $-36,000 | 9,047 |
| Applicable income taxes | $35,000 | 7,503 |
| Income before extraordinary items | $1,023,000 | 4,316 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,023,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $530,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,057,920 | 4,223 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,143,000 | 5,466 |
| Total interest expense | $2,455,000 | 5,246 |
| Net interest income | $2,688,000 | 5,551 |
| Provision for loan and lease losses | $13,000 | 7,957 |
| Total noninterest income | $669,000 | 4,114 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $340,000 | 3,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $329,000 | 3,807 |
| Total noninterest expense | $2,331,000 | 5,116 |
| Salaries and employee benefits | $1,350,000 | 4,727 |
| Premises and equipment expense | $241,000 | 6,169 |
| Additional noninterest expense | $740,000 | 5,053 |
| Pre-tax net operating income | $1,013,000 | 5,274 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $43,000 | 7,758 |
| Income before extraordinary items | $970,000 | 4,523 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $970,000 | 4,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,465 |
| Cash dividends | $561,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $970,000 | 4,477 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,166,000 | 5,556 |
| Total interest expense | $2,465,000 | 5,413 |
| Net interest income | $2,701,000 | 5,548 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $488,000 | 5,010 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $296,000 | 3,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $192,000 | 5,065 |
| Total noninterest expense | $2,180,000 | 5,260 |
| Salaries and employee benefits | $1,246,000 | 4,924 |
| Premises and equipment expense | $235,000 | 6,188 |
| Additional noninterest expense | $699,000 | 5,169 |
| Pre-tax net operating income | $969,000 | 5,520 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $41,000 | 8,488 |
| Income before extraordinary items | $928,000 | 4,733 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $928,000 | 4,733 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $882,000 | 2,437 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $928,000 | 4,641 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,646,000 | 6,090 |
| Total interest expense | $2,172,000 | 5,934 |
| Net interest income | $2,474,000 | 6,089 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $456,000 | 5,286 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $281,000 | 4,273 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 5,286 |
| Total noninterest expense | $1,937,000 | 5,773 |
| Salaries and employee benefits | $1,054,000 | 5,668 |
| Premises and equipment expense | $253,000 | 6,016 |
| Additional noninterest expense | $630,000 | 5,623 |
| Pre-tax net operating income | $975,000 | 5,910 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $148,000 | 7,639 |
| Income before extraordinary items | $827,000 | 5,347 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $827,000 | 5,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $239,000 | 5,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $827,000 | 5,294 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,225,000 | 6,649 |
| Total interest expense | $1,954,000 | 6,509 |
| Net interest income | $2,271,000 | 6,618 |
| Provision for loan and lease losses | $33,000 | 7,304 |
| Total noninterest income | $383,000 | 6,098 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,572 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,735 |
| Total noninterest expense | $1,807,000 | 6,367 |
| Salaries and employee benefits | $1,031,000 | 5,865 |
| Premises and equipment expense | $217,000 | 6,740 |
| Additional noninterest expense | $559,000 | 6,624 |
| Pre-tax net operating income | $814,000 | 6,457 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $285,000 | 6,004 |
| Income before extraordinary items | $529,000 | 6,708 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $529,000 | 6,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,431 |
| Cash dividends | $258,000 | 4,885 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $529,000 | 6,650 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,936,000 | 7,069 |
| Total interest expense | $1,833,000 | 6,825 |
| Net interest income | $2,103,000 | 7,077 |
| Provision for loan and lease losses | $-78,000 | 11,664 |
| Total noninterest income | $347,000 | 6,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 4,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,273 |
| Total noninterest expense | $1,864,000 | 6,317 |
| Salaries and employee benefits | $998,000 | 6,085 |
| Premises and equipment expense | $224,000 | 6,765 |
| Additional noninterest expense | $642,000 | 6,247 |
| Pre-tax net operating income | $664,000 | 7,522 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $213,000 | 7,202 |
| Income before extraordinary items | $445,000 | 7,680 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $445,000 | 7,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $181,000 | 5,715 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $449,080 | 7,612 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 7,521 |
| Total interest expense | $1,358,000 | 7,361 |
| Net interest income | $2,015,000 | 7,532 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $405,000 | 6,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,896 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $145,000 | 6,300 |
| Total noninterest expense | $1,764,000 | 6,787 |
| Salaries and employee benefits | $947,000 | 6,373 |
| Premises and equipment expense | $208,000 | 7,250 |
| Additional noninterest expense | $609,000 | 6,968 |
| Pre-tax net operating income | $656,000 | 7,669 |
| Securities gains (losses) | $-169,000 | 11,865 |
| Applicable income taxes | $147,000 | 8,368 |
| Income before extraordinary items | $340,000 | 8,721 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $340,000 | 8,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 10,929 |
| Cash dividends | $172,000 | 5,809 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $458,300 | 7,679 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,373,000 | 7,719 |
| Total interest expense | $1,354,000 | 7,697 |
| Net interest income | $2,019,000 | 7,614 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $464,000 | 5,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $232,000 | 5,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 5,222 |
| Total noninterest expense | $1,729,000 | 7,104 |
| Salaries and employee benefits | $895,000 | 6,742 |
| Premises and equipment expense | $232,000 | 7,056 |
| Additional noninterest expense | $602,000 | 7,316 |
| Pre-tax net operating income | $754,000 | 7,073 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $239,000 | 6,966 |
| Income before extraordinary items | $515,000 | 7,426 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $515,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 11,177 |
| Cash dividends | $459,000 | 3,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $515,000 | 7,189 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,686,000 | 7,930 |
| Total interest expense | $1,713,000 | 7,857 |
| Net interest income | $1,973,000 | 7,827 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $453,000 | 6,051 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 5,664 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 5,169 |
| Total noninterest expense | $1,575,000 | 7,651 |
| Salaries and employee benefits | $780,000 | 7,392 |
| Premises and equipment expense | $202,000 | 7,788 |
| Additional noninterest expense | $593,000 | 7,576 |
| Pre-tax net operating income | $851,000 | 6,331 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $555,000 | 6,889 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $555,000 | 6,973 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-158,000 | 13,816 |
| Cash dividends | $177,000 | 5,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $555,650 | 6,524 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.