Home > Home State Bank and Trust Company > Income and Expense
Home State Bank and Trust Company, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 10,052 |
| Total interest expense | $979,000 | 9,209 |
| Net interest income | $1,084,000 | 10,473 |
| Provision for loan and lease losses | $-4,000 | 12,450 |
| Total noninterest income | $411,000 | 6,363 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,589 |
| Total noninterest expense | $984,000 | 9,805 |
| Salaries and employee benefits | $497,000 | 9,698 |
| Premises and equipment expense | $40,000 | 12,537 |
| Additional noninterest expense | $447,000 | 8,754 |
| Pre-tax net operating income | $515,000 | 8,564 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $157,000 | 8,476 |
| Income before extraordinary items | $362,000 | 8,816 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $362,000 | 8,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $325,000 | 4,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $359,200 | 8,580 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,251,000 | 10,380 |
| Total interest expense | $1,198,000 | 9,609 |
| Net interest income | $1,053,000 | 10,884 |
| Provision for loan and lease losses | $-8,000 | 13,465 |
| Total noninterest income | $297,000 | 7,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 8,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $198,000 | 5,704 |
| Total noninterest expense | $887,000 | 10,568 |
| Salaries and employee benefits | $441,000 | 10,397 |
| Premises and equipment expense | $43,000 | 12,949 |
| Additional noninterest expense | $403,000 | 9,531 |
| Pre-tax net operating income | $471,000 | 8,627 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $102,000 | 9,861 |
| Income before extraordinary items | $369,000 | 8,517 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $369,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 8,076 |
| Cash dividends | $315,000 | 3,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $369,000 | 8,160 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.