Home > Home State Bank > Income and Expense
Home State Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $413,000 | 7,619 |
| Total interest expense | $90,000 | 7,567 |
| Net interest income | $323,000 | 7,600 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $80,000 | 6,370 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $65,000 | 5,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $15,000 | 6,644 |
| Total noninterest expense | $327,000 | 7,566 |
| Salaries and employee benefits | $152,000 | 7,618 |
| Premises and equipment expense | $70,000 | 6,839 |
| Additional noninterest expense | $105,000 | 7,526 |
| Pre-tax net operating income | $76,000 | 5,655 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $70,000 | 5,744 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $70,000 | 5,746 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $70,000 | 5,745 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $65,000 | 3,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $70,000 | 5,631 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 7,719 |
| Total interest expense | $43,000 | 7,695 |
| Net interest income | $164,000 | 7,682 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $45,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $32,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $13,000 | 6,398 |
| Total noninterest expense | $158,000 | 7,692 |
| Salaries and employee benefits | $76,000 | 7,714 |
| Premises and equipment expense | $39,000 | 6,780 |
| Additional noninterest expense | $43,000 | 7,738 |
| Pre-tax net operating income | $51,000 | 5,653 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $48,000 | 5,725 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $48,000 | 5,726 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $48,000 | 5,725 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $24,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $48,000 | 5,628 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $914,000 | 7,759 |
| Total interest expense | $168,000 | 7,824 |
| Net interest income | $746,000 | 7,662 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $134,000 | 6,695 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $118,000 | 5,518 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $16,000 | 7,050 |
| Total noninterest expense | $652,000 | 7,754 |
| Salaries and employee benefits | $312,000 | 7,786 |
| Premises and equipment expense | $126,000 | 7,138 |
| Additional noninterest expense | $214,000 | 7,706 |
| Pre-tax net operating income | $228,000 | 4,721 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $12,000 | 3,833 |
| Income before extraordinary items | $216,000 | 4,756 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $216,000 | 4,755 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $216,000 | 4,756 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $95,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $216,000 | 4,692 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $694,000 | 7,837 |
| Total interest expense | $125,000 | 7,915 |
| Net interest income | $569,000 | 7,719 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $95,000 | 6,889 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $82,000 | 5,667 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $13,000 | 7,183 |
| Total noninterest expense | $482,000 | 7,825 |
| Salaries and employee benefits | $238,000 | 7,843 |
| Premises and equipment expense | $95,000 | 7,189 |
| Additional noninterest expense | $149,000 | 7,814 |
| Pre-tax net operating income | $182,000 | 4,999 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $9,000 | 4,072 |
| Income before extraordinary items | $173,000 | 4,975 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $173,000 | 4,974 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $173,000 | 4,975 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $95,000 | 3,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $173,000 | 4,921 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $463,000 | 7,928 |
| Total interest expense | $84,000 | 8,009 |
| Net interest income | $379,000 | 7,780 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $64,000 | 6,926 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $53,000 | 5,721 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $11,000 | 7,209 |
| Total noninterest expense | $320,000 | 7,902 |
| Salaries and employee benefits | $158,000 | 7,929 |
| Premises and equipment expense | $63,000 | 7,259 |
| Additional noninterest expense | $99,000 | 7,889 |
| Pre-tax net operating income | $123,000 | 5,076 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $5,000 | 4,239 |
| Income before extraordinary items | $118,000 | 5,071 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $118,000 | 5,069 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $118,000 | 5,070 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $71,000 | 3,505 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $118,000 | 4,983 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $234,000 | 7,977 |
| Total interest expense | $41,000 | 8,077 |
| Net interest income | $193,000 | 7,820 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $25,000 | 5,766 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $169,000 | 7,904 |
| Salaries and employee benefits | $79,000 | 7,977 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $56,000 | 7,764 |
| Pre-tax net operating income | $52,000 | 5,603 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $3,000 | 4,463 |
| Income before extraordinary items | $49,000 | 5,698 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $49,000 | 5,701 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $49,000 | 5,701 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $27,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $49,000 | 5,533 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $998,000 | 7,982 |
| Total interest expense | $227,000 | 8,075 |
| Net interest income | $771,000 | 7,836 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $144,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $112,000 | 5,734 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $32,000 | 7,145 |
| Total noninterest expense | $613,000 | 8,015 |
| Salaries and employee benefits | $306,000 | 8,058 |
| Premises and equipment expense | $117,000 | 7,458 |
| Additional noninterest expense | $190,000 | 7,923 |
| Pre-tax net operating income | $302,000 | 5,441 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $9,000 | 4,560 |
| Income before extraordinary items | $293,000 | 5,142 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $293,000 | 5,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $255,000 | 4,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $293,000 | 5,305 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 8,073 |
| Total interest expense | $180,000 | 8,149 |
| Net interest income | $575,000 | 7,929 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $111,000 | 7,005 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $85,000 | 5,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $26,000 | 7,229 |
| Total noninterest expense | $458,000 | 8,069 |
| Salaries and employee benefits | $229,000 | 8,121 |
| Premises and equipment expense | $89,000 | 7,492 |
| Additional noninterest expense | $140,000 | 7,968 |
| Pre-tax net operating income | $228,000 | 5,936 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $221,000 | 5,589 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $221,000 | 5,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $105,000 | 4,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $221,000 | 5,761 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $503,000 | 8,143 |
| Total interest expense | $123,000 | 8,216 |
| Net interest income | $380,000 | 7,973 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $77,000 | 7,014 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $60,000 | 5,699 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $17,000 | 7,333 |
| Total noninterest expense | $306,000 | 8,126 |
| Salaries and employee benefits | $153,000 | 8,176 |
| Premises and equipment expense | $61,000 | 7,494 |
| Additional noninterest expense | $92,000 | 8,042 |
| Pre-tax net operating income | $151,000 | 6,112 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $4,000 | 5,280 |
| Income before extraordinary items | $147,000 | 5,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $147,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $78,000 | 4,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $147,000 | 5,939 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 8,193 |
| Total interest expense | $67,000 | 8,254 |
| Net interest income | $187,000 | 8,038 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $34,000 | 7,181 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $29,000 | 5,728 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,000 | 7,707 |
| Total noninterest expense | $146,000 | 8,197 |
| Salaries and employee benefits | $77,000 | 8,211 |
| Premises and equipment expense | $29,000 | 7,567 |
| Additional noninterest expense | $40,000 | 8,182 |
| Pre-tax net operating income | $75,000 | 6,309 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $73,000 | 6,229 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $73,000 | 6,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $24,000 | 3,565 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $73,000 | 6,134 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $994,000 | 8,192 |
| Total interest expense | $263,000 | 8,246 |
| Net interest income | $731,000 | 8,056 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $138,000 | 7,233 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $118,000 | 5,796 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $20,000 | 7,796 |
| Total noninterest expense | $599,000 | 8,225 |
| Salaries and employee benefits | $299,000 | 8,278 |
| Premises and equipment expense | $122,000 | 7,522 |
| Additional noninterest expense | $178,000 | 8,126 |
| Pre-tax net operating income | $270,000 | 6,680 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $9,000 | 5,664 |
| Income before extraordinary items | $261,000 | 6,566 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $261,000 | 6,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $267,000 | 4,572 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $261,000 | 6,550 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $735,000 | 8,254 |
| Total interest expense | $183,000 | 8,305 |
| Net interest income | $552,000 | 8,103 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $105,000 | 7,263 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $89,000 | 5,807 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $16,000 | 7,805 |
| Total noninterest expense | $442,000 | 8,220 |
| Salaries and employee benefits | $224,000 | 8,273 |
| Premises and equipment expense | $91,000 | 7,517 |
| Additional noninterest expense | $127,000 | 8,144 |
| Pre-tax net operating income | $215,000 | 6,912 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $7,000 | 5,819 |
| Income before extraordinary items | $208,000 | 6,772 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $208,000 | 6,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $267,000 | 3,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $208,000 | 6,758 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $488,000 | 8,327 |
| Total interest expense | $120,000 | 8,373 |
| Net interest income | $368,000 | 8,176 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $69,000 | 7,314 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $61,000 | 5,796 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $8,000 | 8,008 |
| Total noninterest expense | $298,000 | 8,265 |
| Salaries and employee benefits | $149,000 | 8,327 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $88,000 | 8,157 |
| Pre-tax net operating income | $139,000 | 7,029 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $5,000 | 5,893 |
| Income before extraordinary items | $134,000 | 6,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 6,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $67,000 | 4,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $134,000 | 6,857 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,389 |
| Total interest expense | $60,000 | 8,418 |
| Net interest income | $182,000 | 8,239 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $32,000 | 5,690 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $154,000 | 8,279 |
| Salaries and employee benefits | $75,000 | 8,372 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $46,000 | 8,162 |
| Pre-tax net operating income | $64,000 | 7,123 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $62,000 | 6,984 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $62,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $20,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $62,000 | 6,968 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $901,000 | 8,344 |
| Total interest expense | $218,000 | 8,392 |
| Net interest income | $683,000 | 8,227 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $123,000 | 7,541 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $109,000 | 6,027 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $14,000 | 8,156 |
| Total noninterest expense | $585,000 | 8,335 |
| Salaries and employee benefits | $286,000 | 8,410 |
| Premises and equipment expense | $114,000 | 7,646 |
| Additional noninterest expense | $185,000 | 8,195 |
| Pre-tax net operating income | $221,000 | 7,338 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $12,000 | 6,106 |
| Income before extraordinary items | $209,000 | 7,243 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $209,000 | 7,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $224,000 | 4,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $209,000 | 7,232 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $661,000 | 8,421 |
| Total interest expense | $158,000 | 8,463 |
| Net interest income | $503,000 | 8,311 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $91,000 | 7,635 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $80,000 | 6,137 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,185 |
| Total noninterest expense | $439,000 | 8,361 |
| Salaries and employee benefits | $213,000 | 8,445 |
| Premises and equipment expense | $87,000 | 7,642 |
| Additional noninterest expense | $139,000 | 8,223 |
| Pre-tax net operating income | $155,000 | 7,602 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $9,000 | 6,256 |
| Income before extraordinary items | $146,000 | 7,502 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $146,000 | 7,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $224,000 | 4,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $146,000 | 7,509 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $435,000 | 8,481 |
| Total interest expense | $102,000 | 8,500 |
| Net interest income | $333,000 | 8,369 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $58,000 | 7,716 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,000 | 8,200 |
| Total noninterest expense | $295,000 | 8,391 |
| Salaries and employee benefits | $142,000 | 8,492 |
| Premises and equipment expense | $59,000 | 7,640 |
| Additional noninterest expense | $94,000 | 8,224 |
| Pre-tax net operating income | $96,000 | 7,720 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $90,000 | 7,608 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $90,000 | 7,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $205,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $90,000 | 7,615 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,493 |
| Total interest expense | $50,000 | 8,529 |
| Net interest income | $167,000 | 8,399 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $27,000 | 7,770 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $25,000 | 6,215 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,382 |
| Total noninterest expense | $147,000 | 8,413 |
| Salaries and employee benefits | $71,000 | 8,512 |
| Premises and equipment expense | $30,000 | 7,633 |
| Additional noninterest expense | $46,000 | 8,257 |
| Pre-tax net operating income | $47,000 | 7,733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $3,000 | 6,254 |
| Income before extraordinary items | $44,000 | 7,632 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 7,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $20,000 | 3,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $44,000 | 7,634 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $829,000 | 8,459 |
| Total interest expense | $183,000 | 8,481 |
| Net interest income | $646,000 | 8,391 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $119,000 | 7,765 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $105,000 | 6,221 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $14,000 | 8,298 |
| Total noninterest expense | $570,000 | 8,465 |
| Salaries and employee benefits | $275,000 | 8,540 |
| Premises and equipment expense | $122,000 | 7,626 |
| Additional noninterest expense | $173,000 | 8,381 |
| Pre-tax net operating income | $195,000 | 7,720 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $11,000 | 6,510 |
| Income before extraordinary items | $184,000 | 7,656 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $184,000 | 7,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $238,000 | 4,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $184,000 | 7,626 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,497 |
| Total interest expense | $137,000 | 8,498 |
| Net interest income | $483,000 | 8,441 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $90,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $79,000 | 6,261 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,325 |
| Total noninterest expense | $426,000 | 8,460 |
| Salaries and employee benefits | $205,000 | 8,546 |
| Premises and equipment expense | $93,000 | 7,583 |
| Additional noninterest expense | $128,000 | 8,382 |
| Pre-tax net operating income | $147,000 | 7,836 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $8,000 | 6,588 |
| Income before extraordinary items | $139,000 | 7,756 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $139,000 | 7,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $238,000 | 3,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $139,000 | 7,719 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 8,512 |
| Total interest expense | $91,000 | 8,496 |
| Net interest income | $320,000 | 8,463 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $55,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,000 | 8,453 |
| Total noninterest expense | $286,000 | 8,460 |
| Salaries and employee benefits | $136,000 | 8,567 |
| Premises and equipment expense | $65,000 | 7,507 |
| Additional noninterest expense | $85,000 | 8,380 |
| Pre-tax net operating income | $89,000 | 7,903 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,000 | 6,626 |
| Income before extraordinary items | $84,000 | 7,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $84,000 | 7,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $222,000 | 3,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $84,000 | 7,816 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $205,000 | 8,593 |
| Total interest expense | $45,000 | 8,550 |
| Net interest income | $160,000 | 8,547 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $26,000 | 7,944 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $24,000 | 6,339 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,000 | 8,574 |
| Total noninterest expense | $139,000 | 8,550 |
| Salaries and employee benefits | $67,000 | 8,639 |
| Premises and equipment expense | $32,000 | 7,605 |
| Additional noninterest expense | $40,000 | 8,488 |
| Pre-tax net operating income | $47,000 | 7,929 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $3,000 | 6,538 |
| Income before extraordinary items | $44,000 | 7,861 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $44,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $194,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $44,000 | 7,833 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 8,533 |
| Total interest expense | $196,000 | 8,479 |
| Net interest income | $644,000 | 8,496 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $134,000 | 7,760 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $113,000 | 6,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $559,000 | 8,600 |
| Salaries and employee benefits | $268,000 | 8,677 |
| Premises and equipment expense | $120,000 | 7,716 |
| Additional noninterest expense | $171,000 | 8,473 |
| Pre-tax net operating income | $219,000 | 7,715 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $11,000 | 6,738 |
| Income before extraordinary items | $208,000 | 7,609 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $208,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $77,000 | 5,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $208,000 | 7,566 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 8,580 |
| Total interest expense | $149,000 | 8,522 |
| Net interest income | $482,000 | 8,546 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $98,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $89,000 | 6,233 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $9,000 | 8,509 |
| Total noninterest expense | $419,000 | 8,603 |
| Salaries and employee benefits | $201,000 | 8,702 |
| Premises and equipment expense | $91,000 | 7,696 |
| Additional noninterest expense | $127,000 | 8,495 |
| Pre-tax net operating income | $161,000 | 7,872 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $8,000 | 6,848 |
| Income before extraordinary items | $153,000 | 7,756 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $153,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $78,000 | 4,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $153,000 | 7,713 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $425,000 | 8,630 |
| Total interest expense | $101,000 | 8,566 |
| Net interest income | $324,000 | 8,596 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $63,000 | 7,907 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $58,000 | 6,282 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $280,000 | 8,647 |
| Salaries and employee benefits | $135,000 | 8,757 |
| Premises and equipment expense | $61,000 | 7,711 |
| Additional noninterest expense | $84,000 | 8,540 |
| Pre-tax net operating income | $107,000 | 7,869 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $102,000 | 7,757 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $102,000 | 7,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $62,000 | 4,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $102,000 | 7,686 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $217,000 | 8,666 |
| Total interest expense | $51,000 | 8,613 |
| Net interest income | $166,000 | 8,613 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $29,000 | 6,251 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $142,000 | 8,669 |
| Salaries and employee benefits | $67,000 | 8,808 |
| Premises and equipment expense | $30,000 | 7,774 |
| Additional noninterest expense | $45,000 | 8,517 |
| Pre-tax net operating income | $54,000 | 7,867 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $3,000 | 6,752 |
| Income before extraordinary items | $51,000 | 7,763 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $51,000 | 7,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $25,000 | 3,626 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $51,000 | 7,699 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $951,000 | 8,629 |
| Total interest expense | $239,000 | 8,640 |
| Net interest income | $712,000 | 8,544 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $131,000 | 7,997 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $122,000 | 6,246 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,000 | 8,800 |
| Total noninterest expense | $576,000 | 8,710 |
| Salaries and employee benefits | $258,000 | 8,878 |
| Premises and equipment expense | $128,000 | 7,697 |
| Additional noninterest expense | $190,000 | 8,506 |
| Pre-tax net operating income | $267,000 | 7,567 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $10,000 | 7,040 |
| Income before extraordinary items | $257,000 | 7,487 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $257,000 | 7,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $111,000 | 5,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $257,000 | 7,347 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $724,000 | 8,701 |
| Total interest expense | $186,000 | 8,724 |
| Net interest income | $538,000 | 8,606 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $98,000 | 8,055 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $90,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $429,000 | 8,733 |
| Salaries and employee benefits | $193,000 | 8,913 |
| Premises and equipment expense | $99,000 | 7,650 |
| Additional noninterest expense | $137,000 | 8,563 |
| Pre-tax net operating income | $207,000 | 7,692 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $202,000 | 7,577 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $202,000 | 7,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $111,000 | 4,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $202,000 | 7,425 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $496,000 | 8,721 |
| Total interest expense | $131,000 | 8,760 |
| Net interest income | $365,000 | 8,619 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $63,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $59,000 | 6,330 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $287,000 | 8,729 |
| Salaries and employee benefits | $127,000 | 8,954 |
| Premises and equipment expense | $70,000 | 7,554 |
| Additional noninterest expense | $90,000 | 8,589 |
| Pre-tax net operating income | $141,000 | 7,670 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $141,000 | 7,538 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $141,000 | 7,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $89,000 | 4,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $141,000 | 7,354 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $254,000 | 8,770 |
| Total interest expense | $67,000 | 8,811 |
| Net interest income | $187,000 | 8,649 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $34,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $27,000 | 6,433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $139,000 | 8,828 |
| Salaries and employee benefits | $61,000 | 9,018 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $40,000 | 8,776 |
| Pre-tax net operating income | $82,000 | 7,489 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $78,000 | 7,334 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 7,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $31,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $78,000 | 7,180 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,171,000 | 8,704 |
| Total interest expense | $352,000 | 8,786 |
| Net interest income | $819,000 | 8,555 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $104,000 | 8,351 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $11,000 | 8,861 |
| Total noninterest expense | $533,000 | 8,923 |
| Salaries and employee benefits | $248,000 | 9,062 |
| Premises and equipment expense | $123,000 | 7,844 |
| Additional noninterest expense | $162,000 | 8,799 |
| Pre-tax net operating income | $390,000 | 7,206 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $348,000 | 7,078 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $348,000 | 7,079 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $420,000 | 3,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $348,000 | 6,960 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 8,853 |
| Total interest expense | $560,000 | 8,903 |
| Net interest income | $811,000 | 8,643 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $116,000 | 8,291 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $33,000 | 8,253 |
| Total noninterest expense | $498,000 | 9,187 |
| Salaries and employee benefits | $231,000 | 9,318 |
| Premises and equipment expense | $117,000 | 8,047 |
| Additional noninterest expense | $150,000 | 9,058 |
| Pre-tax net operating income | $429,000 | 6,841 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $42,000 | 6,847 |
| Income before extraordinary items | $387,000 | 6,651 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $387,000 | 6,654 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $464,000 | 3,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $387,000 | 6,516 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,359,000 | 9,088 |
| Total interest expense | $586,000 | 9,073 |
| Net interest income | $773,000 | 8,963 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $87,000 | 8,775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 6,968 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 9,605 |
| Total noninterest expense | $480,000 | 9,439 |
| Salaries and employee benefits | $230,000 | 9,535 |
| Premises and equipment expense | $105,000 | 8,358 |
| Additional noninterest expense | $145,000 | 9,275 |
| Pre-tax net operating income | $380,000 | 7,558 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $42,000 | 7,376 |
| Income before extraordinary items | $338,000 | 7,233 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $338,000 | 7,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $148,000 | 5,549 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $338,000 | 7,226 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 9,260 |
| Total interest expense | $598,000 | 9,213 |
| Net interest income | $745,000 | 9,179 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $96,000 | 8,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $19,000 | 9,296 |
| Total noninterest expense | $471,000 | 9,713 |
| Salaries and employee benefits | $222,000 | 9,831 |
| Premises and equipment expense | $105,000 | 8,534 |
| Additional noninterest expense | $144,000 | 9,568 |
| Pre-tax net operating income | $370,000 | 7,741 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $42,000 | 7,769 |
| Income before extraordinary items | $328,000 | 7,409 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $328,000 | 7,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $416,000 | 3,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $328,000 | 7,385 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,443,000 | 9,369 |
| Total interest expense | $662,000 | 9,302 |
| Net interest income | $781,000 | 9,309 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $92,000 | 9,151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 7,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,789 |
| Total noninterest expense | $534,000 | 9,658 |
| Salaries and employee benefits | $272,000 | 9,770 |
| Premises and equipment expense | $106,000 | 8,578 |
| Additional noninterest expense | $156,000 | 9,599 |
| Pre-tax net operating income | $339,000 | 8,181 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $37,000 | 8,566 |
| Income before extraordinary items | $302,000 | 7,870 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $302,000 | 7,868 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,354 |
| Cash dividends | $301,000 | 4,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $302,000 | 7,785 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,467,000 | 9,712 |
| Total interest expense | $756,000 | 9,386 |
| Net interest income | $711,000 | 9,911 |
| Provision for loan and lease losses | $-5,000 | 10,593 |
| Total noninterest income | $84,000 | 9,686 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,577 |
| Total noninterest expense | $547,000 | 9,952 |
| Salaries and employee benefits | $295,000 | 9,986 |
| Premises and equipment expense | $93,000 | 9,130 |
| Additional noninterest expense | $159,000 | 9,896 |
| Pre-tax net operating income | $253,000 | 9,276 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $40,000 | 9,409 |
| Income before extraordinary items | $213,000 | 9,045 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $213,000 | 9,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,883 |
| Cash dividends | $25,000 | 7,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $213,000 | 9,006 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,386,000 | 10,270 |
| Total interest expense | $693,000 | 9,983 |
| Net interest income | $693,000 | 10,409 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $70,000 | 10,476 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 8,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 11,065 |
| Total noninterest expense | $547,000 | 10,403 |
| Salaries and employee benefits | $297,000 | 10,370 |
| Premises and equipment expense | $98,000 | 9,349 |
| Additional noninterest expense | $152,000 | 10,525 |
| Pre-tax net operating income | $216,000 | 9,692 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $59,000 | 9,531 |
| Income before extraordinary items | $157,000 | 9,719 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $157,000 | 9,718 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,914 |
| Cash dividends | $230,000 | 5,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $157,000 | 9,657 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 10,746 |
| Total interest expense | $667,000 | 10,425 |
| Net interest income | $693,000 | 10,865 |
| Provision for loan and lease losses | $-5,000 | 11,373 |
| Total noninterest income | $70,000 | 10,954 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 8,821 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $545,000 | 10,820 |
| Salaries and employee benefits | $291,000 | 10,826 |
| Premises and equipment expense | $91,000 | 9,885 |
| Additional noninterest expense | $163,000 | 10,901 |
| Pre-tax net operating income | $223,000 | 10,308 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $64,000 | 9,898 |
| Income before extraordinary items | $159,000 | 10,379 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $159,000 | 10,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,178 |
| Cash dividends | $350,000 | 4,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $159,000 | 10,353 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 11,182 |
| Total interest expense | $552,000 | 10,844 |
| Net interest income | $730,000 | 11,275 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $109,000 | 10,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 9,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 9,980 |
| Total noninterest expense | $578,000 | 11,242 |
| Salaries and employee benefits | $278,000 | 11,403 |
| Premises and equipment expense | $92,000 | 10,281 |
| Additional noninterest expense | $208,000 | 11,044 |
| Pre-tax net operating income | $261,000 | 10,407 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $67,000 | 10,078 |
| Income before extraordinary items | $194,000 | 10,341 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $194,000 | 10,345 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $332,000 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $194,000 | 10,385 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,401,000 | 11,445 |
| Total interest expense | $547,000 | 11,434 |
| Net interest income | $854,000 | 11,331 |
| Provision for loan and lease losses | $-12,000 | 12,531 |
| Total noninterest income | $71,000 | 12,043 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $61,000 | 9,646 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,761 |
| Total noninterest expense | $623,000 | 11,523 |
| Salaries and employee benefits | $282,000 | 11,848 |
| Premises and equipment expense | $92,000 | 10,712 |
| Additional noninterest expense | $249,000 | 11,098 |
| Pre-tax net operating income | $314,000 | 10,128 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $7,000 | 11,895 |
| Income before extraordinary items | $307,000 | 9,397 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $307,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 12,222 |
| Cash dividends | $23,000 | 8,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $307,000 | 9,140 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,517,000 | 11,928 |
| Total interest expense | $678,000 | 11,937 |
| Net interest income | $839,000 | 11,754 |
| Provision for loan and lease losses | $-2,000 | 13,427 |
| Total noninterest income | $101,000 | 11,701 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $63,000 | 9,807 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $38,000 | 11,181 |
| Total noninterest expense | $616,000 | 11,963 |
| Salaries and employee benefits | $287,000 | 12,169 |
| Premises and equipment expense | $95,000 | 10,910 |
| Additional noninterest expense | $234,000 | 11,767 |
| Pre-tax net operating income | $326,000 | 9,898 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $112,000 | 9,602 |
| Income before extraordinary items | $214,000 | 10,413 |
| Extraordinary gains, net | $112,000 | 694 |
| Net income | $326,000 | 9,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 12,396 |
| Cash dividends | $139,000 | 5,950 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $214,000 | 10,055 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.