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Home State Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$32,049,0001,326
Total interest expense$9,021,0001,397
Net interest income$23,028,0001,295
Provision for loan and lease losses$700,0001,038
Total noninterest income$7,829,000888
Gross Fiduciary activities income$1,465,000448
Service charges on deposit accounts$1,863,000596
Trading account gains and feesNANA
Additional Noninterest Income$4,501,000950
Total noninterest expense$21,554,0001,137
Salaries and employee benefits$13,726,0001,029
Premises and equipment expense$1,753,0001,362
Additional noninterest expense$4,501,000950
Pre-tax net operating income$8,603,0001,318
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$8,603,0001,148
Extraordinary gains, net$054
Net income$8,603,0001,162
Minority interest net income$088
Net income of bank and minority interests.$8,603,0001,151
Net charge-offs$117,0001,413
Cash dividends$6,340,000667
Sale, conversion, retirement of capital stock, net$0540
Net operating income$8,603,0001,163
2023-09-30 (YTD Data)Rank
Total interest income$23,879,0001,303
Total interest expense$6,545,0001,327
Net interest income$17,334,0001,294
Provision for loan and lease losses$375,0001,178
Total noninterest income$6,340,000844
Gross Fiduciary activities income$1,107,000445
Service charges on deposit accounts$1,378,000600
Trading account gains and feesNANA
Additional Noninterest Income$3,855,000882
Total noninterest expense$16,269,0001,128
Salaries and employee benefits$10,048,0001,066
Premises and equipment expense$1,486,0001,228
Additional noninterest expense$3,855,000882
Pre-tax net operating income$7,030,0001,278
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,030,0001,114
Extraordinary gains, net$052
Net income$7,030,0001,119
Minority interest net income$081
Net income of bank and minority interests.$7,030,0001,114
Net charge-offs$80,0001,280
Cash dividends$4,230,000681
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,030,0001,135
2023-06-30 (YTD Data)Rank
Total interest income$15,706,0001,294
Total interest expense$4,047,0001,294
Net interest income$11,659,0001,289
Provision for loan and lease losses$105,0001,785
Total noninterest income$3,055,000992
Gross Fiduciary activities income$773,000428
Service charges on deposit accounts$906,000600
Trading account gains and feesNANA
Additional Noninterest Income$1,376,0001,243
Total noninterest expense$10,616,0001,141
Salaries and employee benefits$6,584,0001,068
Premises and equipment expense$965,0001,253
Additional noninterest expense$1,376,0001,242
Pre-tax net operating income$3,993,0001,441
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$3,993,0001,253
Extraordinary gains, net$051
Net income$3,993,0001,264
Minority interest net income$081
Net income of bank and minority interests.$3,993,0001,253
Net charge-offs$70,0001,061
Cash dividends$4,115,000510
Sale, conversion, retirement of capital stock, net$0486
Net operating income$3,993,0001,268
2023-03-31 (YTD Data)Rank
Total interest income$7,527,0001,315
Total interest expense$1,767,0001,294
Net interest income$5,760,0001,306
Provision for loan and lease losses$95,0001,300
Total noninterest income$1,533,000991
Gross Fiduciary activities income$395,000437
Service charges on deposit accounts$438,000628
Trading account gains and feesNANA
Additional Noninterest Income$700,0001,215
Total noninterest expense$5,091,0001,194
Salaries and employee benefits$3,128,0001,141
Premises and equipment expense$496,0001,254
Additional noninterest expense$700,0001,215
Pre-tax net operating income$2,107,0001,415
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,107,0001,225
Extraordinary gains, net$04
Net income$2,107,0001,225
Minority interest net income$048
Net income of bank and minority interests.$2,107,0001,225
Net charge-offs$74,000678
Cash dividends$115,0002,030
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,107,0001,250
2022-12-31 (YTD Data)Rank
Total interest income$24,842,0001,315
Total interest expense$1,764,0001,741
Net interest income$23,078,0001,283
Provision for loan and lease losses$63,0002,446
Total noninterest income$9,767,000771
Gross Fiduciary activities income$1,544,000448
Service charges on deposit accounts$1,759,000643
Trading account gains and feesNANA
Additional Noninterest Income$6,464,000749
Total noninterest expense$22,732,0001,071
Salaries and employee benefits$14,026,0001,016
Premises and equipment expense$1,943,0001,246
Additional noninterest expense$6,464,000749
Pre-tax net operating income$10,050,0001,279
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$10,050,0001,098
Extraordinary gains, net$05
Net income$10,050,0001,097
Minority interest net income$063
Net income of bank and minority interests.$10,050,0001,098
Net charge-offs$19,0001,945
Cash dividends$3,958,000947
Sale, conversion, retirement of capital stock, net$0568
Net operating income$10,050,0001,118
2022-09-30 (YTD Data)Rank
Total interest income$17,542,0001,325
Total interest expense$507,0002,638
Net interest income$17,035,0001,269
Provision for loan and lease losses$63,0002,147
Total noninterest income$5,370,000967
Gross Fiduciary activities income$1,233,000438
Service charges on deposit accounts$1,291,000665
Trading account gains and feesNANA
Additional Noninterest Income$2,846,0001,106
Total noninterest expense$16,547,0001,103
Salaries and employee benefits$10,066,0001,047
Premises and equipment expense$1,509,0001,199
Additional noninterest expense$2,846,0001,106
Pre-tax net operating income$5,795,0001,519
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,795,0001,326
Extraordinary gains, net$04
Net income$5,795,0001,325
Minority interest net income$057
Net income of bank and minority interests.$5,795,0001,326
Net charge-offs$-98,0004,289
Cash dividends$3,848,000706
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,795,0001,354
2022-06-30 (YTD Data)Rank
Total interest income$11,276,0001,333
Total interest expense$243,0002,952
Net interest income$11,033,0001,269
Provision for loan and lease losses$29,0002,173
Total noninterest income$3,903,000900
Gross Fiduciary activities income$882,000386
Service charges on deposit accounts$823,000691
Trading account gains and feesNANA
Additional Noninterest Income$2,198,0001,033
Total noninterest expense$10,810,0001,113
Salaries and employee benefits$6,485,0001,078
Premises and equipment expense$1,077,0001,114
Additional noninterest expense$3,248,0001,094
Pre-tax net operating income$4,097,0001,395
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,097,0001,216
Extraordinary gains, net$04
Net income$4,097,0001,215
Minority interest net income$060
Net income of bank and minority interests.$4,097,0001,216
Net charge-offs$-92,0004,362
Cash dividends$3,486,000555
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,097,0001,240
2022-03-31 (YTD Data)Rank
Total interest income$5,507,0001,322
Total interest expense$124,0002,889
Net interest income$5,383,0001,263
Provision for loan and lease losses$14,0001,948
Total noninterest income$2,059,000871
Gross Fiduciary activities income$442,000393
Service charges on deposit accounts$377,000732
Trading account gains and feesNANA
Additional Noninterest Income$1,240,000946
Total noninterest expense$5,203,0001,137
Salaries and employee benefits$3,174,0001,098
Premises and equipment expense$508,0001,195
Additional noninterest expense$1,521,0001,131
Pre-tax net operating income$2,225,0001,259
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,225,0001,108
Extraordinary gains, net$04
Net income$2,225,0001,107
Minority interest net income$050
Net income of bank and minority interests.$2,225,0001,108
Net charge-offs$-4,0003,570
Cash dividends$125,0001,918
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,225,0001,122
2021-12-31 (YTD Data)Rank
Total interest income$22,589,0001,336
Total interest expense$810,0002,505
Net interest income$21,779,0001,267
Provision for loan and lease losses$339,0001,323
Total noninterest income$10,010,000824
Gross Fiduciary activities income$1,297,000437
Service charges on deposit accounts$1,728,000607
Trading account gains and feesNANA
Additional Noninterest Income$6,985,000850
Total noninterest expense$25,148,000979
Salaries and employee benefits$15,511,000909
Premises and equipment expense$2,177,0001,126
Additional noninterest expense$7,460,000988
Pre-tax net operating income$6,302,0001,768
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$6,302,0001,610
Extraordinary gains, net$010
Net income$6,302,0001,609
Minority interest net income$074
Net income of bank and minority interests.$6,302,0001,610
Net charge-offs$613,000566
Cash dividends$4,604,000848
Sale, conversion, retirement of capital stock, net$0582
Net operating income$6,302,0001,590
2021-09-30 (YTD Data)Rank
Total interest income$17,164,0001,352
Total interest expense$640,0002,526
Net interest income$16,524,0001,279
Provision for loan and lease losses$337,0001,089
Total noninterest income$7,913,000822
Gross Fiduciary activities income$984,000428
Service charges on deposit accounts$1,260,000612
Trading account gains and feesNANA
Additional Noninterest Income$5,669,000835
Total noninterest expense$18,986,000979
Salaries and employee benefits$11,923,000900
Premises and equipment expense$1,741,0001,066
Additional noninterest expense$5,322,0001,023
Pre-tax net operating income$5,114,0001,730
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$5,114,0001,584
Extraordinary gains, net$08
Net income$5,114,0001,584
Minority interest net income$069
Net income of bank and minority interests.$5,114,0001,584
Net charge-offs$380,000580
Cash dividends$4,484,000639
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,114,0001,554
2021-06-30 (YTD Data)Rank
Total interest income$11,735,0001,318
Total interest expense$454,0002,506
Net interest income$11,281,0001,237
Provision for loan and lease losses$381,000752
Total noninterest income$5,426,000810
Gross Fiduciary activities income$692,000418
Service charges on deposit accounts$799,000618
Trading account gains and feesNANA
Additional Noninterest Income$3,935,000813
Total noninterest expense$12,721,000966
Salaries and employee benefits$8,019,000887
Premises and equipment expense$1,247,0001,005
Additional noninterest expense$3,455,0001,034
Pre-tax net operating income$3,605,0001,634
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$3,605,0001,508
Extraordinary gains, net$06
Net income$3,605,0001,508
Minority interest net income$067
Net income of bank and minority interests.$3,605,0001,508
Net charge-offs$306,000510
Cash dividends$4,047,000500
Sale, conversion, retirement of capital stock, net$0517
Net operating income$3,605,0001,472
2021-03-31 (YTD Data)Rank
Total interest income$6,247,0001,258
Total interest expense$259,0002,393
Net interest income$5,988,0001,183
Provision for loan and lease losses$225,000730
Total noninterest income$2,901,000772
Gross Fiduciary activities income$394,000402
Service charges on deposit accounts$375,000644
Trading account gains and feesNANA
Additional Noninterest Income$2,132,000785
Total noninterest expense$6,626,000923
Salaries and employee benefits$4,310,000840
Premises and equipment expense$710,000924
Additional noninterest expense$1,606,0001,060
Pre-tax net operating income$2,038,0001,502
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,038,0001,369
Extraordinary gains, net$03
Net income$2,038,0001,368
Minority interest net income$055
Net income of bank and minority interests.$2,038,0001,369
Net charge-offs$99,000621
Cash dividends$1,145,000684
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,038,0001,337
2020-12-31 (YTD Data)Rank
Total interest income$25,178,0001,226
Total interest expense$2,553,0001,681
Net interest income$22,625,0001,161
Provision for loan and lease losses$1,622,0001,194
Total noninterest income$16,477,000565
Gross Fiduciary activities income$1,126,000437
Service charges on deposit accounts$1,541,000643
Trading account gains and feesNANA
Additional Noninterest Income$13,810,000522
Total noninterest expense$31,330,000779
Salaries and employee benefits$19,036,000748
Premises and equipment expense$2,105,0001,123
Additional noninterest expense$10,189,000727
Pre-tax net operating income$6,150,0001,529
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$6,150,0001,394
Extraordinary gains, net$04
Net income$6,150,0001,395
Minority interest net income$072
Net income of bank and minority interests.$6,150,0001,395
Net charge-offs$996,000651
Cash dividends$5,198,000732
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,150,0001,360
2020-09-30 (YTD Data)Rank
Total interest income$18,937,0001,224
Total interest expense$2,146,0001,624
Net interest income$16,791,0001,157
Provision for loan and lease losses$1,195,0001,234
Total noninterest income$13,648,000500
Gross Fiduciary activities income$866,000432
Service charges on deposit accounts$1,130,000657
Trading account gains and feesNANA
Additional Noninterest Income$11,652,000462
Total noninterest expense$24,229,000754
Salaries and employee benefits$14,296,000740
Premises and equipment expense$1,675,0001,071
Additional noninterest expense$8,258,000668
Pre-tax net operating income$5,015,0001,391
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$5,015,0001,265
Extraordinary gains, net$04
Net income$5,015,0001,265
Minority interest net income$065
Net income of bank and minority interests.$5,015,0001,265
Net charge-offs$572,000693
Cash dividends$4,586,000604
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,015,0001,229
2020-06-30 (YTD Data)Rank
Total interest income$12,560,0001,241
Total interest expense$1,549,0001,611
Net interest income$11,011,0001,171
Provision for loan and lease losses$923,0001,147
Total noninterest income$10,345,000439
Gross Fiduciary activities income$621,000424
Service charges on deposit accounts$738,000675
Trading account gains and feesNANA
Additional Noninterest Income$8,986,000378
Total noninterest expense$17,039,000713
Salaries and employee benefits$9,537,000735
Premises and equipment expense$1,073,0001,096
Additional noninterest expense$6,429,000573
Pre-tax net operating income$3,394,0001,306
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$3,394,0001,194
Extraordinary gains, net$04
Net income$3,394,0001,194
Minority interest net income$065
Net income of bank and minority interests.$3,394,0001,194
Net charge-offs$463,000628
Cash dividends$3,474,000563
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,394,0001,160
2020-03-31 (YTD Data)Rank
Total interest income$6,387,0001,232
Total interest expense$853,0001,619
Net interest income$5,534,0001,148
Provision for loan and lease losses$770,000703
Total noninterest income$4,879,000431
Gross Fiduciary activities income$379,000394
Service charges on deposit accounts$419,000716
Trading account gains and feesNANA
Additional Noninterest Income$4,081,000362
Total noninterest expense$8,187,000744
Salaries and employee benefits$4,310,000796
Premises and equipment expense$578,0001,053
Additional noninterest expense$3,299,000562
Pre-tax net operating income$1,456,0001,348
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,456,0001,215
Extraordinary gains, net$04
Net income$1,456,0001,214
Minority interest net income$056
Net income of bank and minority interests.$1,456,0001,215
Net charge-offs$103,000866
Cash dividends$613,0001,122
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,456,0001,196
2019-12-31 (YTD Data)Rank
Total interest income$25,413,0001,246
Total interest expense$3,297,0001,698
Net interest income$22,116,0001,147
Provision for loan and lease losses$509,0001,460
Total noninterest income$10,597,000665
Gross Fiduciary activities income$1,154,000435
Service charges on deposit accounts$2,178,000579
Trading account gains and feesNANA
Additional Noninterest Income$7,265,000647
Total noninterest expense$26,093,000884
Salaries and employee benefits$15,172,000852
Premises and equipment expense$2,170,0001,103
Additional noninterest expense$8,751,000787
Pre-tax net operating income$6,111,0001,506
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$6,111,0001,366
Extraordinary gains, net$011
Net income$6,111,0001,369
Minority interest net income$076
Net income of bank and minority interests.$6,111,0001,369
Net charge-offs$806,000761
Cash dividends$4,925,000814
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,111,0001,335
2019-09-30 (YTD Data)Rank
Total interest income$18,977,0001,263
Total interest expense$2,385,0001,741
Net interest income$16,592,0001,161
Provision for loan and lease losses$366,0001,417
Total noninterest income$7,576,000683
Gross Fiduciary activities income$833,000441
Service charges on deposit accounts$1,680,000560
Trading account gains and feesNANA
Additional Noninterest Income$5,063,000682
Total noninterest expense$19,085,000897
Salaries and employee benefits$10,967,000876
Premises and equipment expense$1,702,0001,065
Additional noninterest expense$6,416,000796
Pre-tax net operating income$4,717,0001,517
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$4,717,0001,361
Extraordinary gains, net$011
Net income$4,717,0001,362
Minority interest net income$072
Net income of bank and minority interests.$4,717,0001,363
Net charge-offs$677,000631
Cash dividends$3,795,000749
Sale, conversion, retirement of capital stock, net$0590
Net operating income$4,717,0001,331
2019-06-30 (YTD Data)Rank
Total interest income$12,501,0001,267
Total interest expense$1,512,0001,781
Net interest income$10,989,0001,172
Provision for loan and lease losses$59,0002,711
Total noninterest income$4,355,000752
Gross Fiduciary activities income$512,000452
Service charges on deposit accounts$1,082,000572
Trading account gains and feesNANA
Additional Noninterest Income$2,761,000753
Total noninterest expense$12,091,000927
Salaries and employee benefits$7,025,000902
Premises and equipment expense$1,130,0001,063
Additional noninterest expense$3,936,000861
Pre-tax net operating income$3,194,0001,467
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$3,194,0001,327
Extraordinary gains, net$011
Net income$3,194,0001,326
Minority interest net income$069
Net income of bank and minority interests.$3,194,0001,327
Net charge-offs$140,0001,211
Cash dividends$2,575,000732
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,194,0001,302
2019-03-31 (YTD Data)Rank
Total interest income$6,048,0001,297
Total interest expense$711,0001,820
Net interest income$5,337,0001,209
Provision for loan and lease losses$29,0002,585
Total noninterest income$1,926,000787
Gross Fiduciary activities income$274,000441
Service charges on deposit accounts$510,000600
Trading account gains and feesNANA
Additional Noninterest Income$1,142,000822
Total noninterest expense$5,688,000970
Salaries and employee benefits$3,362,000947
Premises and equipment expense$580,0001,053
Additional noninterest expense$1,746,000950
Pre-tax net operating income$1,546,0001,484
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,546,0001,324
Extraordinary gains, net$05
Net income$1,546,0001,323
Minority interest net income$052
Net income of bank and minority interests.$1,546,0001,323
Net charge-offs$32,0001,464
Cash dividends$405,0001,492
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,546,0001,302
2018-12-31 (YTD Data)Rank
Total interest income$23,092,0001,271
Total interest expense$1,888,0002,008
Net interest income$21,204,0001,178
Provision for loan and lease losses$227,0002,254
Total noninterest income$5,978,000979
Gross Fiduciary activities income$1,085,000445
Service charges on deposit accounts$2,254,000566
Trading account gains and feesNANA
Additional Noninterest Income$2,639,0001,247
Total noninterest expense$21,823,000995
Salaries and employee benefits$12,136,000997
Premises and equipment expense$2,124,0001,114
Additional noninterest expense$7,563,000882
Pre-tax net operating income$5,132,0001,749
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$5,132,0001,554
Extraordinary gains, net$06
Net income$5,132,0001,552
Minority interest net income$072
Net income of bank and minority interests.$5,132,0001,553
Net charge-offs$196,0001,665
Cash dividends$2,413,0001,286
Sale, conversion, retirement of capital stock, net$0671
Net operating income$5,132,0001,544
2018-09-30 (YTD Data)Rank
Total interest income$17,160,0001,275
Total interest expense$1,313,0002,043
Net interest income$15,847,0001,181
Provision for loan and lease losses$217,0001,917
Total noninterest income$4,577,000975
Gross Fiduciary activities income$845,000439
Service charges on deposit accounts$1,687,000565
Trading account gains and feesNANA
Additional Noninterest Income$2,045,0001,246
Total noninterest expense$16,213,000993
Salaries and employee benefits$9,118,0001,001
Premises and equipment expense$1,777,0001,018
Additional noninterest expense$5,318,000931
Pre-tax net operating income$3,994,0001,700
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,994,0001,516
Extraordinary gains, net$05
Net income$3,994,0001,515
Minority interest net income$066
Net income of bank and minority interests.$3,994,0001,515
Net charge-offs$8,0003,062
Cash dividends$2,131,0001,011
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,994,0001,500
2018-06-30 (YTD Data)Rank
Total interest income$11,308,0001,274
Total interest expense$845,0002,011
Net interest income$10,463,0001,185
Provision for loan and lease losses$56,0002,750
Total noninterest income$3,111,000958
Gross Fiduciary activities income$615,000430
Service charges on deposit accounts$1,117,000569
Trading account gains and feesNANA
Additional Noninterest Income$1,379,0001,227
Total noninterest expense$10,956,000986
Salaries and employee benefits$6,180,000993
Premises and equipment expense$1,246,000971
Additional noninterest expense$3,530,000932
Pre-tax net operating income$2,562,0001,733
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,562,0001,547
Extraordinary gains, net$06
Net income$2,562,0001,546
Minority interest net income$065
Net income of bank and minority interests.$2,562,0001,546
Net charge-offs$2,0003,018
Cash dividends$1,921,000803
Sale, conversion, retirement of capital stock, net$0620
Net operating income$2,562,0001,529
2018-03-31 (YTD Data)Rank
Total interest income$5,512,0001,287
Total interest expense$408,0001,997
Net interest income$5,104,0001,201
Provision for loan and lease losses$252,000788
Total noninterest income$1,542,000948
Gross Fiduciary activities income$316,000430
Service charges on deposit accounts$552,000578
Trading account gains and feesNANA
Additional Noninterest Income$674,0001,230
Total noninterest expense$5,477,000994
Salaries and employee benefits$3,052,0001,013
Premises and equipment expense$666,000937
Additional noninterest expense$1,759,000922
Pre-tax net operating income$917,0002,157
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$917,0001,959
Extraordinary gains, net$07
Net income$917,0001,958
Minority interest net income$052
Net income of bank and minority interests.$917,0001,959
Net charge-offs$48,0001,222
Cash dividends$1,711,000482
Sale, conversion, retirement of capital stock, net$0580
Net operating income$917,0001,947
2017-12-31 (YTD Data)Rank
Total interest income$21,801,0001,260
Total interest expense$1,565,0001,853
Net interest income$20,236,0001,201
Provision for loan and lease losses$884,000987
Total noninterest income$7,474,000848
Gross Fiduciary activities income$1,040,000453
Service charges on deposit accounts$2,298,000556
Trading account gains and feesNANA
Additional Noninterest Income$4,136,000924
Total noninterest expense$22,611,000953
Salaries and employee benefits$12,287,000975
Premises and equipment expense$2,447,000970
Additional noninterest expense$7,877,000842
Pre-tax net operating income$4,215,0001,967
Securities gains (losses)$-32,0005,239
Applicable income taxes$04,135
Income before extraordinary items$4,183,0001,552
Extraordinary gains, net$09
Net income$4,183,0001,552
Minority interest net income$076
Net income of bank and minority interests.$4,183,0001,552
Net charge-offs$409,0001,242
Cash dividends$2,625,0001,134
Sale, conversion, retirement of capital stock, net$0711
Net operating income$4,215,0001,526
2017-09-30 (YTD Data)Rank
Total interest income$16,172,0001,269
Total interest expense$1,180,0001,828
Net interest income$14,992,0001,217
Provision for loan and lease losses$616,0001,008
Total noninterest income$5,520,000867
Gross Fiduciary activities income$720,000468
Service charges on deposit accounts$1,712,000563
Trading account gains and feesNANA
Additional Noninterest Income$3,088,000948
Total noninterest expense$16,827,000960
Salaries and employee benefits$9,275,000968
Premises and equipment expense$1,828,000986
Additional noninterest expense$5,724,000858
Pre-tax net operating income$3,069,0002,030
Securities gains (losses)$-3,0005,250
Applicable income taxes$04,172
Income before extraordinary items$3,066,0001,710
Extraordinary gains, net$09
Net income$3,066,0001,711
Minority interest net income$071
Net income of bank and minority interests.$3,066,0001,711
Net charge-offs$131,0001,712
Cash dividends$2,285,000937
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,069,0001,690
2017-06-30 (YTD Data)Rank
Total interest income$10,639,0001,273
Total interest expense$815,0001,750
Net interest income$9,824,0001,227
Provision for loan and lease losses$424,000955
Total noninterest income$3,658,000869
Gross Fiduciary activities income$482,000467
Service charges on deposit accounts$1,134,000560
Trading account gains and feesNANA
Additional Noninterest Income$2,042,000956
Total noninterest expense$11,274,000957
Salaries and employee benefits$6,109,000987
Premises and equipment expense$1,176,0001,019
Additional noninterest expense$3,989,000824
Pre-tax net operating income$1,784,0002,200
Securities gains (losses)$-3,0005,365
Applicable income taxes$04,189
Income before extraordinary items$1,781,0001,867
Extraordinary gains, net$011
Net income$1,781,0001,867
Minority interest net income$071
Net income of bank and minority interests.$1,781,0001,867
Net charge-offs$5,0003,121
Cash dividends$1,735,000858
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,784,0001,841
2017-03-31 (YTD Data)Rank
Total interest income$5,191,0001,289
Total interest expense$450,0001,585
Net interest income$4,741,0001,261
Provision for loan and lease losses$298,000716
Total noninterest income$1,781,000875
Gross Fiduciary activities income$238,000478
Service charges on deposit accounts$541,000585
Trading account gains and feesNANA
Additional Noninterest Income$1,002,000953
Total noninterest expense$5,602,000968
Salaries and employee benefits$2,909,0001,046
Premises and equipment expense$569,0001,057
Additional noninterest expense$2,124,000769
Pre-tax net operating income$622,0002,745
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$622,0002,376
Extraordinary gains, net$08
Net income$622,0002,375
Minority interest net income$055
Net income of bank and minority interests.$622,0002,376
Net charge-offs$-48,0005,459
Cash dividends$1,525,000506
Sale, conversion, retirement of capital stock, net$0632
Net operating income$622,0002,356
2016-12-31 (YTD Data)Rank
Total interest income$21,634,0001,211
Total interest expense$1,849,0001,510
Net interest income$19,785,0001,188
Provision for loan and lease losses$244,0002,209
Total noninterest income$7,967,000816
Gross Fiduciary activities income$953,000464
Service charges on deposit accounts$2,278,000573
Trading account gains and fees$0170
Additional Noninterest Income$4,736,000876
Total noninterest expense$24,223,000885
Salaries and employee benefits$12,282,000959
Premises and equipment expense$2,851,000863
Additional noninterest expense$9,090,000735
Pre-tax net operating income$3,285,0002,239
Securities gains (losses)$-285,0005,856
Applicable income taxes$04,278
Income before extraordinary items$3,000,0002,119
Extraordinary gains, net$05
Net income$3,000,0002,117
Minority interest net income$082
Net income of bank and minority interests.$3,000,0002,118
Net charge-offs$954,000682
Cash dividends$1,280,0001,888
Sale, conversion, retirement of capital stock, net$0759
Net operating income$3,285,0001,898
2016-09-30 (YTD Data)Rank
Total interest income$16,367,0001,208
Total interest expense$1,386,0001,512
Net interest income$14,981,0001,170
Provision for loan and lease losses$440,0001,280
Total noninterest income$6,278,000793
Gross Fiduciary activities income$716,000464
Service charges on deposit accounts$1,686,000578
Trading account gains and fees$0169
Additional Noninterest Income$3,876,000815
Total noninterest expense$18,575,000855
Salaries and employee benefits$9,422,000945
Premises and equipment expense$2,205,000843
Additional noninterest expense$6,948,000722
Pre-tax net operating income$2,244,0002,435
Securities gains (losses)$33,0002,041
Applicable income taxes$04,325
Income before extraordinary items$2,277,0002,123
Extraordinary gains, net$05
Net income$2,277,0002,123
Minority interest net income$071
Net income of bank and minority interests.$2,277,0002,123
Net charge-offs$686,000631
Cash dividends$1,065,0001,594
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,244,0002,086
2016-06-30 (YTD Data)Rank
Total interest income$10,943,0001,202
Total interest expense$928,0001,504
Net interest income$10,015,0001,173
Provision for loan and lease losses$283,0001,329
Total noninterest income$4,203,000784
Gross Fiduciary activities income$461,000474
Service charges on deposit accounts$1,090,000588
Trading account gains and fees$0157
Additional Noninterest Income$2,652,000793
Total noninterest expense$12,737,000836
Salaries and employee benefits$6,400,000933
Premises and equipment expense$1,525,000823
Additional noninterest expense$4,812,000711
Pre-tax net operating income$1,198,0002,759
Securities gains (losses)$83,0001,095
Applicable income taxes$04,338
Income before extraordinary items$1,281,0002,388
Extraordinary gains, net$016
Net income$1,281,0002,386
Minority interest net income$071
Net income of bank and minority interests.$1,281,0002,387
Net charge-offs$440,000659
Cash dividends$875,0001,434
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,198,0002,429
2016-03-31 (YTD Data)Rank
Total interest income$5,453,0001,206
Total interest expense$467,0001,497
Net interest income$4,986,0001,179
Provision for loan and lease losses$172,0001,074
Total noninterest income$1,899,000819
Gross Fiduciary activities income$218,000485
Service charges on deposit accounts$528,000603
Trading account gains and fees$0142
Additional Noninterest Income$1,153,000848
Total noninterest expense$6,476,000815
Salaries and employee benefits$3,281,000902
Premises and equipment expense$823,000766
Additional noninterest expense$2,372,000706
Pre-tax net operating income$237,0004,212
Securities gains (losses)$83,000610
Applicable income taxes$04,259
Income before extraordinary items$320,0003,516
Extraordinary gains, net$012
Net income$320,0003,512
Minority interest net income$062
Net income of bank and minority interests.$320,0003,514
Net charge-offs$155,000779
Cash dividends$625,0001,044
Sale, conversion, retirement of capital stock, net$0659
Net operating income$237,0003,948
2015-12-31 (YTD Data)Rank
Total interest income$22,484,0001,134
Total interest expense$1,903,0001,448
Net interest income$20,581,0001,107
Provision for loan and lease losses$816,000960
Total noninterest income$8,035,000795
Gross Fiduciary activities income$985,000463
Service charges on deposit accounts$2,356,000558
Trading account gains and fees$0159
Additional Noninterest Income$4,694,000855
Total noninterest expense$25,880,000803
Salaries and employee benefits$13,480,000838
Premises and equipment expense$2,978,000835
Additional noninterest expense$9,422,000708
Pre-tax net operating income$1,920,0003,090
Securities gains (losses)$16,0002,359
Applicable income taxes$04,402
Income before extraordinary items$1,936,0002,794
Extraordinary gains, net$023
Net income$1,936,0002,796
Minority interest net income$081
Net income of bank and minority interests.$1,936,0002,797
Net charge-offs$1,804,000409
Cash dividends$566,0002,799
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,920,0002,754
2015-09-30 (YTD Data)Rank
Total interest income$16,878,0001,146
Total interest expense$1,425,0001,465
Net interest income$15,453,0001,107
Provision for loan and lease losses$649,000853
Total noninterest income$6,280,000785
Gross Fiduciary activities income$733,000463
Service charges on deposit accounts$1,763,000565
Trading account gains and fees$0153
Additional Noninterest Income$3,784,000829
Total noninterest expense$19,254,000810
Salaries and employee benefits$9,990,000855
Premises and equipment expense$2,183,000857
Additional noninterest expense$7,081,000710
Pre-tax net operating income$1,830,0002,715
Securities gains (losses)$16,0002,128
Applicable income taxes$04,489
Income before extraordinary items$1,846,0002,400
Extraordinary gains, net$021
Net income$1,846,0002,401
Minority interest net income$078
Net income of bank and minority interests.$1,846,0002,401
Net charge-offs$1,674,000318
Cash dividends$66,0003,599
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,830,0002,374
2015-06-30 (YTD Data)Rank
Total interest income$11,253,0001,141
Total interest expense$945,0001,479
Net interest income$10,308,0001,111
Provision for loan and lease losses$740,000552
Total noninterest income$4,363,000760
Gross Fiduciary activities income$452,000489
Service charges on deposit accounts$1,160,000561
Trading account gains and fees$0157
Additional Noninterest Income$2,751,000763
Total noninterest expense$12,641,000824
Salaries and employee benefits$6,616,000866
Premises and equipment expense$1,451,000855
Additional noninterest expense$4,574,000729
Pre-tax net operating income$1,290,0002,604
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,290,0002,298
Extraordinary gains, net$022
Net income$1,290,0002,300
Minority interest net income$075
Net income of bank and minority interests.$1,290,0002,300
Net charge-offs$1,621,000246
Cash dividends$66,0003,366
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,290,0002,257
2015-03-31 (YTD Data)Rank
Total interest income$5,542,0001,155
Total interest expense$468,0001,486
Net interest income$5,074,0001,125
Provision for loan and lease losses$570,000370
Total noninterest income$2,357,000690
Gross Fiduciary activities income$217,000505
Service charges on deposit accounts$567,000564
Trading account gains and fees$0152
Additional Noninterest Income$1,573,000661
Total noninterest expense$6,202,000844
Salaries and employee benefits$3,120,000916
Premises and equipment expense$752,000840
Additional noninterest expense$2,330,000714
Pre-tax net operating income$659,0002,529
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$659,0002,242
Extraordinary gains, net$013
Net income$659,0002,243
Minority interest net income$064
Net income of bank and minority interests.$659,0002,243
Net charge-offs$833,000228
Cash dividends$66,0002,511
Sale, conversion, retirement of capital stock, net$0697
Net operating income$659,0002,179
2014-12-31 (YTD Data)Rank
Total interest income$22,367,0001,148
Total interest expense$2,072,0001,422
Net interest income$20,295,0001,107
Provision for loan and lease losses$1,260,000703
Total noninterest income$7,935,000780
Gross Fiduciary activities income$898,000489
Service charges on deposit accounts$2,539,000535
Trading account gains and fees$0180
Additional Noninterest Income$4,498,000823
Total noninterest expense$23,885,000842
Salaries and employee benefits$12,281,000893
Premises and equipment expense$3,293,000753
Additional noninterest expense$8,311,000782
Pre-tax net operating income$3,085,0002,230
Securities gains (losses)$-134,0006,361
Applicable income taxes$04,531
Income before extraordinary items$2,951,0002,045
Extraordinary gains, net$017
Net income$2,951,0002,045
Minority interest net income$084
Net income of bank and minority interests.$2,951,0002,044
Net charge-offs$2,588,000403
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,085,0001,930
2014-09-30 (YTD Data)Rank
Total interest income$16,713,0001,157
Total interest expense$1,559,0001,431
Net interest income$15,154,0001,117
Provision for loan and lease losses$1,002,000662
Total noninterest income$5,941,000776
Gross Fiduciary activities income$632,000502
Service charges on deposit accounts$1,873,000545
Trading account gains and fees$0174
Additional Noninterest Income$3,436,000815
Total noninterest expense$17,941,000840
Salaries and employee benefits$9,286,000889
Premises and equipment expense$2,453,000764
Additional noninterest expense$6,202,000792
Pre-tax net operating income$2,152,0002,392
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,152,0002,098
Extraordinary gains, net$015
Net income$2,152,0002,096
Minority interest net income$081
Net income of bank and minority interests.$2,152,0002,096
Net charge-offs$1,787,000416
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,152,0002,056
2014-06-30 (YTD Data)Rank
Total interest income$10,969,0001,167
Total interest expense$1,034,0001,444
Net interest income$9,935,0001,126
Provision for loan and lease losses$722,000630
Total noninterest income$3,598,000828
Gross Fiduciary activities income$421,000505
Service charges on deposit accounts$1,194,000560
Trading account gains and fees$0172
Additional Noninterest Income$1,983,000897
Total noninterest expense$11,503,000871
Salaries and employee benefits$6,046,000903
Premises and equipment expense$1,640,000763
Additional noninterest expense$3,817,000849
Pre-tax net operating income$1,308,0002,489
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,308,0002,201
Extraordinary gains, net$020
Net income$1,308,0002,204
Minority interest net income$080
Net income of bank and minority interests.$1,308,0002,204
Net charge-offs$1,402,000390
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,308,0002,156
2014-03-31 (YTD Data)Rank
Total interest income$5,384,0001,189
Total interest expense$510,0001,485
Net interest income$4,874,0001,146
Provision for loan and lease losses$289,000753
Total noninterest income$1,572,000882
Gross Fiduciary activities income$209,000507
Service charges on deposit accounts$576,000570
Trading account gains and fees$0147
Additional Noninterest Income$787,0001,024
Total noninterest expense$5,630,000894
Salaries and employee benefits$2,947,000937
Premises and equipment expense$817,000780
Additional noninterest expense$1,866,000850
Pre-tax net operating income$527,0002,796
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$527,0002,476
Extraordinary gains, net$016
Net income$527,0002,479
Minority interest net income$066
Net income of bank and minority interests.$527,0002,479
Net charge-offs$480,000517
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$527,0002,432
2013-12-31 (YTD Data)Rank
Total interest income$22,733,0001,131
Total interest expense$2,280,0001,492
Net interest income$20,453,0001,076
Provision for loan and lease losses$1,725,000700
Total noninterest income$8,378,000769
Gross Fiduciary activities income$785,000509
Service charges on deposit accounts$2,644,000524
Trading account gains and fees$0184
Additional Noninterest Income$4,949,000812
Total noninterest expense$24,506,000830
Salaries and employee benefits$12,523,000862
Premises and equipment expense$3,184,000763
Additional noninterest expense$8,799,000775
Pre-tax net operating income$2,600,0002,405
Securities gains (losses)$126,0001,169
Applicable income taxes$-25,0006,363
Income before extraordinary items$2,751,0002,025
Extraordinary gains, net$029
Net income$2,751,0002,028
Minority interest net income$090
Net income of bank and minority interests.$2,751,0002,029
Net charge-offs$3,610,000459
Cash dividends$1,115,0001,796
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,625,0002,060
2013-09-30 (YTD Data)Rank
Total interest income$17,034,0001,134
Total interest expense$1,740,0001,508
Net interest income$15,294,0001,080
Provision for loan and lease losses$1,225,000761
Total noninterest income$6,472,000766
Gross Fiduciary activities income$560,000515
Service charges on deposit accounts$1,941,000534
Trading account gains and fees$0180
Additional Noninterest Income$3,971,000785
Total noninterest expense$18,644,000820
Salaries and employee benefits$9,565,000849
Premises and equipment expense$2,410,000757
Additional noninterest expense$6,669,000772
Pre-tax net operating income$1,897,0002,525
Securities gains (losses)$126,0001,066
Applicable income taxes$-8,0006,515
Income before extraordinary items$2,031,0002,112
Extraordinary gains, net$025
Net income$2,031,0002,120
Minority interest net income$084
Net income of bank and minority interests.$2,031,0002,119
Net charge-offs$3,081,000420
Cash dividends$1,115,0001,338
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,905,0002,150
2013-06-30 (YTD Data)Rank
Total interest income$11,412,0001,118
Total interest expense$1,197,0001,489
Net interest income$10,215,0001,071
Provision for loan and lease losses$985,000689
Total noninterest income$4,635,000737
Gross Fiduciary activities income$359,000534
Service charges on deposit accounts$1,245,000541
Trading account gains and fees$0157
Additional Noninterest Income$3,031,000713
Total noninterest expense$12,749,000801
Salaries and employee benefits$6,364,000855
Premises and equipment expense$1,622,000753
Additional noninterest expense$4,763,000721
Pre-tax net operating income$1,116,0002,697
Securities gains (losses)$126,000964
Applicable income taxes$04,679
Income before extraordinary items$1,242,0002,245
Extraordinary gains, net$022
Net income$1,242,0002,254
Minority interest net income$082
Net income of bank and minority interests.$1,242,0002,252
Net charge-offs$2,259,000403
Cash dividends$1,116,000992
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,116,0002,322
2013-03-31 (YTD Data)Rank
Total interest income$5,690,0001,128
Total interest expense$621,0001,493
Net interest income$5,069,0001,078
Provision for loan and lease losses$535,000659
Total noninterest income$2,371,000723
Gross Fiduciary activities income$184,000538
Service charges on deposit accounts$587,000558
Trading account gains and fees$0148
Additional Noninterest Income$1,600,000709
Total noninterest expense$6,363,000809
Salaries and employee benefits$3,187,000860
Premises and equipment expense$829,000751
Additional noninterest expense$2,347,000729
Pre-tax net operating income$542,0002,725
Securities gains (losses)$126,000608
Applicable income taxes$04,602
Income before extraordinary items$668,0002,068
Extraordinary gains, net$010
Net income$668,0002,070
Minority interest net income$076
Net income of bank and minority interests.$668,0002,070
Net charge-offs$699,000619
Cash dividends$920,000596
Sale, conversion, retirement of capital stock, net$0789
Net operating income$542,0002,346
2012-12-31 (YTD Data)Rank
Total interest income$23,963,0001,119
Total interest expense$3,231,0001,380
Net interest income$20,732,0001,063
Provision for loan and lease losses$2,670,000848
Total noninterest income$7,474,000837
Gross Fiduciary activities income$745,000516
Service charges on deposit accounts$2,713,000533
Trading account gains and fees$0166
Additional Noninterest Income$4,016,000960
Total noninterest expense$23,591,000852
Salaries and employee benefits$11,528,000899
Premises and equipment expense$3,046,000796
Additional noninterest expense$9,017,000772
Pre-tax net operating income$1,945,0002,868
Securities gains (losses)$206,0001,662
Applicable income taxes$04,751
Income before extraordinary items$2,151,0002,459
Extraordinary gains, net$029
Net income$2,151,0002,459
Minority interest net income$093
Net income of bank and minority interests.$2,151,0002,460
Net charge-offs$2,974,000851
Cash dividends$309,0003,260
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,945,0002,520
2012-09-30 (YTD Data)Rank
Total interest income$17,976,0001,135
Total interest expense$2,507,0001,399
Net interest income$15,469,0001,073
Provision for loan and lease losses$1,701,000983
Total noninterest income$5,148,000891
Gross Fiduciary activities income$551,000520
Service charges on deposit accounts$1,998,000546
Trading account gains and fees$0157
Additional Noninterest Income$2,599,0001,049
Total noninterest expense$17,655,000845
Salaries and employee benefits$8,561,000919
Premises and equipment expense$2,299,000792
Additional noninterest expense$6,795,000767
Pre-tax net operating income$1,261,0003,206
Securities gains (losses)$206,0001,408
Applicable income taxes$04,802
Income before extraordinary items$1,467,0002,680
Extraordinary gains, net$020
Net income$1,467,0002,682
Minority interest net income$086
Net income of bank and minority interests.$1,467,0002,681
Net charge-offs$1,686,0001,029
Cash dividends$65,0003,488
Sale, conversion, retirement of capital stock, net$0952
Net operating income$1,261,0002,821
2012-06-30 (YTD Data)Rank
Total interest income$11,985,0001,142
Total interest expense$1,703,0001,416
Net interest income$10,282,0001,085
Provision for loan and lease losses$1,401,000844
Total noninterest income$2,838,0001,030
Gross Fiduciary activities income$364,000529
Service charges on deposit accounts$1,316,000554
Trading account gains and fees$0153
Additional Noninterest Income$1,158,0001,375
Total noninterest expense$11,223,000889
Salaries and employee benefits$5,550,000941
Premises and equipment expense$1,524,000796
Additional noninterest expense$4,149,000835
Pre-tax net operating income$496,0004,131
Securities gains (losses)$206,0001,081
Applicable income taxes$04,770
Income before extraordinary items$702,0003,322
Extraordinary gains, net$019
Net income$702,0003,322
Minority interest net income$084
Net income of bank and minority interests.$702,0003,323
Net charge-offs$959,0001,170
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$496,0003,817
2012-03-31 (YTD Data)Rank
Total interest income$5,926,0001,161
Total interest expense$877,0001,438
Net interest income$5,049,0001,102
Provision for loan and lease losses$751,000764
Total noninterest income$1,439,0001,005
Gross Fiduciary activities income$190,000516
Service charges on deposit accounts$641,000556
Trading account gains and fees$0148
Additional Noninterest Income$608,0001,315
Total noninterest expense$5,364,000924
Salaries and employee benefits$2,685,000965
Premises and equipment expense$779,000772
Additional noninterest expense$1,900,000897
Pre-tax net operating income$373,0003,435
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$373,0003,216
Extraordinary gains, net$019
Net income$373,0003,220
Minority interest net income$078
Net income of bank and minority interests.$373,0003,220
Net charge-offs$385,0001,275
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$373,0003,055
2011-12-31 (YTD Data)Rank
Total interest income$24,514,0001,160
Total interest expense$4,762,0001,278
Net interest income$19,752,0001,128
Provision for loan and lease losses$2,006,0001,558
Total noninterest income$4,340,0001,171
Gross Fiduciary activities income$771,000460
Service charges on deposit accounts$2,553,000576
Trading account gains and fees$0146
Additional Noninterest Income$1,016,0002,110
Total noninterest expense$21,629,000907
Salaries and employee benefits$10,352,000947
Premises and equipment expense$3,014,000829
Additional noninterest expense$8,263,000864
Pre-tax net operating income$457,0004,829
Securities gains (losses)$630,000667
Applicable income taxes$-7,0006,565
Income before extraordinary items$1,094,0003,378
Extraordinary gains, net$029
Net income$1,094,0003,381
Minority interest net income$096
Net income of bank and minority interests.$1,094,0003,381
Net charge-offs$4,741,000836
Cash dividends$444,0002,560
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$464,0004,632
2011-09-30 (YTD Data)Rank
Total interest income$18,480,0001,169
Total interest expense$3,754,0001,264
Net interest income$14,726,0001,143
Provision for loan and lease losses$1,907,0001,279
Total noninterest income$3,507,0001,106
Gross Fiduciary activities income$559,000465
Service charges on deposit accounts$1,907,000581
Trading account gains and fees$0145
Additional Noninterest Income$1,041,0001,729
Total noninterest expense$16,197,000916
Salaries and employee benefits$7,800,000944
Premises and equipment expense$2,284,000833
Additional noninterest expense$6,113,000873
Pre-tax net operating income$129,0005,701
Securities gains (losses)$631,000535
Applicable income taxes$-6,0006,757
Income before extraordinary items$766,0003,596
Extraordinary gains, net$021
Net income$766,0003,597
Minority interest net income$087
Net income of bank and minority interests.$766,0003,597
Net charge-offs$4,771,000649
Cash dividends$200,0002,677
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$135,0005,628
2011-06-30 (YTD Data)Rank
Total interest income$12,397,0001,171
Total interest expense$2,658,0001,224
Net interest income$9,739,0001,145
Provision for loan and lease losses$1,500,0001,115
Total noninterest income$2,193,0001,156
Gross Fiduciary activities income$361,000483
Service charges on deposit accounts$1,236,000594
Trading account gains and fees$0153
Additional Noninterest Income$596,0001,873
Total noninterest expense$10,600,000949
Salaries and employee benefits$5,208,000950
Premises and equipment expense$1,533,000832
Additional noninterest expense$3,859,000939
Pre-tax net operating income$-168,0006,525
Securities gains (losses)$376,000453
Applicable income taxes$-6,0006,833
Income before extraordinary items$214,0004,917
Extraordinary gains, net$015
Net income$214,0004,917
Minority interest net income$089
Net income of bank and minority interests.$214,0004,917
Net charge-offs$3,859,000571
Cash dividends$200,0002,272
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-162,0006,548
2011-03-31 (YTD Data)Rank
Total interest income$6,302,0001,160
Total interest expense$1,422,0001,183
Net interest income$4,880,0001,146
Provision for loan and lease losses$753,0001,060
Total noninterest income$1,346,000997
Gross Fiduciary activities income$189,000470
Service charges on deposit accounts$583,000617
Trading account gains and fees$0158
Additional Noninterest Income$574,0001,219
Total noninterest expense$5,355,000931
Salaries and employee benefits$2,645,000947
Premises and equipment expense$809,000814
Additional noninterest expense$1,901,000936
Pre-tax net operating income$118,0004,951
Securities gains (losses)$01,772
Applicable income taxes$-6,0006,967
Income before extraordinary items$124,0004,724
Extraordinary gains, net$09
Net income$124,0004,722
Minority interest net income$086
Net income of bank and minority interests.$124,0004,724
Net charge-offs$1,578,000633
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$124,0004,659
2010-12-31 (YTD Data)Rank
Total interest income$28,363,0001,089
Total interest expense$7,630,0001,083
Net interest income$20,733,0001,078
Provision for loan and lease losses$4,788,0001,186
Total noninterest income$7,758,000767
Gross Fiduciary activities income$702,000475
Service charges on deposit accounts$2,781,000542
Trading account gains and fees$0175
Additional Noninterest Income$4,275,000829
Total noninterest expense$22,908,000881
Salaries and employee benefits$11,469,000861
Premises and equipment expense$3,046,000844
Additional noninterest expense$8,393,000882
Pre-tax net operating income$795,0003,740
Securities gains (losses)$665,000694
Applicable income taxes$04,655
Income before extraordinary items$1,460,0002,562
Extraordinary gains, net$029
Net income$1,460,0002,558
Minority interest net income$0111
Net income of bank and minority interests.$1,460,0002,563
Net charge-offs$10,804,000571
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$795,0003,499
2010-09-30 (YTD Data)Rank
Total interest income$21,641,0001,084
Total interest expense$5,967,0001,080
Net interest income$15,674,0001,067
Provision for loan and lease losses$3,912,0001,062
Total noninterest income$5,426,000795
Gross Fiduciary activities income$513,000477
Service charges on deposit accounts$2,105,000545
Trading account gains and fees$0165
Additional Noninterest Income$2,808,000871
Total noninterest expense$16,507,000902
Salaries and employee benefits$8,273,000879
Premises and equipment expense$2,282,000846
Additional noninterest expense$5,952,000893
Pre-tax net operating income$681,0003,766
Securities gains (losses)$370,000933
Applicable income taxes$04,726
Income before extraordinary items$1,051,0002,792
Extraordinary gains, net$023
Net income$1,051,0002,786
Minority interest net income$0110
Net income of bank and minority interests.$1,051,0002,791
Net charge-offs$7,941,000553
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$681,0003,422
2010-06-30 (YTD Data)Rank
Total interest income$14,575,0001,089
Total interest expense$4,090,0001,094
Net interest income$10,485,0001,060
Provision for loan and lease losses$3,401,000857
Total noninterest income$3,346,000827
Gross Fiduciary activities income$335,000491
Service charges on deposit accounts$1,392,000553
Trading account gains and fees$0152
Additional Noninterest Income$1,619,000928
Total noninterest expense$10,592,000941
Salaries and employee benefits$5,335,000911
Premises and equipment expense$1,510,000863
Additional noninterest expense$3,747,000953
Pre-tax net operating income$-162,0006,378
Securities gains (losses)$370,000603
Applicable income taxes$04,691
Income before extraordinary items$208,0004,843
Extraordinary gains, net$019
Net income$208,0004,844
Minority interest net income$0105
Net income of bank and minority interests.$208,0004,843
Net charge-offs$5,895,000510
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-162,0006,457
2010-03-31 (YTD Data)Rank
Total interest income$7,380,0001,088
Total interest expense$2,119,0001,108
Net interest income$5,261,0001,064
Provision for loan and lease losses$1,900,000777
Total noninterest income$1,956,000731
Gross Fiduciary activities income$164,000501
Service charges on deposit accounts$670,000566
Trading account gains and fees$0175
Additional Noninterest Income$1,122,000720
Total noninterest expense$5,133,000970
Salaries and employee benefits$2,580,000950
Premises and equipment expense$766,000874
Additional noninterest expense$1,787,000984
Pre-tax net operating income$184,0004,229
Securities gains (losses)$209,000502
Applicable income taxes$1,0004,457
Income before extraordinary items$392,0002,591
Extraordinary gains, net$016
Net income$392,0002,587
Minority interest net income$091
Net income of bank and minority interests.$392,0002,591
Net charge-offs$3,970,000403
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$183,0003,933
2009-12-31 (YTD Data)Rank
Total interest income$34,351,000984
Total interest expense$11,980,000992
Net interest income$22,371,000967
Provision for loan and lease losses$19,603,000506
Total noninterest income$7,455,000801
Gross Fiduciary activities income$725,000466
Service charges on deposit accounts$3,117,000538
Trading account gains and fees$0211
Additional Noninterest Income$3,613,000914
Total noninterest expense$20,500,0001,022
Salaries and employee benefits$10,391,000942
Premises and equipment expense$3,144,000861
Additional noninterest expense$6,965,0001,115
Pre-tax net operating income$-10,277,0007,498
Securities gains (losses)$533,000842
Applicable income taxes$-35,0006,385
Income before extraordinary items$-9,709,0007,546
Extraordinary gains, net$034
Net income$-9,709,0007,545
Minority interest net income$0115
Net income of bank and minority interests.$-9,709,0007,545
Net charge-offs$9,542,000714
Cash dividends$300,0003,192
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-10,242,0007,569
2009-09-30 (YTD Data)Rank
Total interest income$26,331,000984
Total interest expense$9,496,000985
Net interest income$16,835,000972
Provision for loan and lease losses$17,698,000423
Total noninterest income$5,449,000816
Gross Fiduciary activities income$511,000472
Service charges on deposit accounts$2,328,000540
Trading account gains and fees$0212
Additional Noninterest Income$2,610,000958
Total noninterest expense$14,962,0001,027
Salaries and employee benefits$7,768,000960
Premises and equipment expense$2,289,000897
Additional noninterest expense$4,905,0001,146
Pre-tax net operating income$-10,376,0007,752
Securities gains (losses)$426,000789
Applicable income taxes$-36,0006,774
Income before extraordinary items$-9,914,0007,776
Extraordinary gains, net$027
Net income$-9,914,0007,775
Minority interest net income$0118
Net income of bank and minority interests.$-9,914,0007,776
Net charge-offs$8,366,000581
Cash dividends$300,0002,611
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-10,340,0007,791
2009-06-30 (YTD Data)Rank
Total interest income$18,069,000968
Total interest expense$6,603,0001,006
Net interest income$11,466,000940
Provision for loan and lease losses$4,748,000774
Total noninterest income$3,515,000846
Gross Fiduciary activities income$340,000476
Service charges on deposit accounts$1,521,000542
Trading account gains and fees$0193
Additional Noninterest Income$1,654,0001,023
Total noninterest expense$9,725,0001,080
Salaries and employee benefits$5,072,000994
Premises and equipment expense$1,528,000920
Additional noninterest expense$3,125,0001,219
Pre-tax net operating income$508,0003,273
Securities gains (losses)$354,000664
Applicable income taxes$-37,0006,956
Income before extraordinary items$899,0002,034
Extraordinary gains, net$021
Net income$899,0002,031
Minority interest net income$0112
Net income of bank and minority interests.$899,0002,033
Net charge-offs$2,364,0001,014
Cash dividends$300,0002,182
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$545,0002,834
2009-03-31 (YTD Data)Rank
Total interest income$9,221,000967
Total interest expense$3,431,000998
Net interest income$5,790,000929
Provision for loan and lease losses$2,395,000661
Total noninterest income$1,640,000865
Gross Fiduciary activities income$182,000466
Service charges on deposit accounts$747,000539
Trading account gains and fees$0171
Additional Noninterest Income$711,0001,104
Total noninterest expense$4,452,0001,123
Salaries and employee benefits$2,496,0001,012
Premises and equipment expense$759,000942
Additional noninterest expense$1,197,0001,359
Pre-tax net operating income$583,0002,092
Securities gains (losses)$153,000787
Applicable income taxes$1,0004,679
Income before extraordinary items$735,0001,477
Extraordinary gains, net$015
Net income$735,0001,479
Minority interest net income$0102
Net income of bank and minority interests.$735,0001,479
Net charge-offs$721,0001,137
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$582,0001,745
2008-12-31 (YTD Data)Rank
Total interest income$40,151,000929
Total interest expense$18,444,000863
Net interest income$21,707,000987
Provision for loan and lease losses$4,046,0001,166
Total noninterest income$6,574,000847
Gross Fiduciary activities income$840,000450
Service charges on deposit accounts$3,660,000469
Trading account gains and fees$0154
Additional Noninterest Income$2,074,0001,268
Total noninterest expense$18,819,0001,053
Salaries and employee benefits$11,318,000878
Premises and equipment expense$3,081,000896
Additional noninterest expense$4,420,0001,403
Pre-tax net operating income$5,416,0001,022
Securities gains (losses)$-1,606,0007,838
Applicable income taxes$4,0004,719
Income before extraordinary items$3,806,0001,088
Extraordinary gains, net$039
Net income$3,806,0001,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,083,0001,874
Cash dividends$2,792,000987
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,412,000801
2008-09-30 (YTD Data)Rank
Total interest income$30,496,000948
Total interest expense$14,246,000873
Net interest income$16,250,0001,007
Provision for loan and lease losses$562,0002,561
Total noninterest income$5,096,000856
Gross Fiduciary activities income$662,000444
Service charges on deposit accounts$2,751,000476
Trading account gains and fees$0148
Additional Noninterest Income$1,683,0001,258
Total noninterest expense$14,234,0001,040
Salaries and employee benefits$8,668,000887
Premises and equipment expense$2,385,000869
Additional noninterest expense$3,181,0001,412
Pre-tax net operating income$6,550,000772
Securities gains (losses)$-923,0007,897
Applicable income taxes$3,0005,129
Income before extraordinary items$5,624,000645
Extraordinary gains, net$031
Net income$5,624,000644
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$467,0002,025
Cash dividends$2,792,000759
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,547,000583
2008-06-30 (YTD Data)Rank
Total interest income$20,458,000955
Total interest expense$9,899,000867
Net interest income$10,559,0001,037
Provision for loan and lease losses$375,0002,238
Total noninterest income$3,348,000879
Gross Fiduciary activities income$389,000482
Service charges on deposit accounts$1,785,000476
Trading account gains and fees$0149
Additional Noninterest Income$1,174,0001,255
Total noninterest expense$9,542,0001,030
Salaries and employee benefits$5,780,000890
Premises and equipment expense$1,617,000850
Additional noninterest expense$2,145,0001,372
Pre-tax net operating income$3,990,000884
Securities gains (losses)$03,233
Applicable income taxes$2,0005,394
Income before extraordinary items$3,988,000688
Extraordinary gains, net$021
Net income$3,988,000687
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$343,0001,661
Cash dividends$2,792,000590
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,988,000671
2008-03-31 (YTD Data)Rank
Total interest income$10,494,000956
Total interest expense$5,361,000850
Net interest income$5,133,0001,052
Provision for loan and lease losses$188,0001,896
Total noninterest income$1,591,000927
Gross Fiduciary activities income$212,000466
Service charges on deposit accounts$863,000482
Trading account gains and fees$0158
Additional Noninterest Income$516,0001,389
Total noninterest expense$4,706,0001,038
Salaries and employee benefits$2,789,000941
Premises and equipment expense$817,000848
Additional noninterest expense$1,100,0001,306
Pre-tax net operating income$1,830,0001,040
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$1,829,000820
Extraordinary gains, net$015
Net income$1,829,000821
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0001,434
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,829,000788
2007-12-31 (YTD Data)Rank
Total interest income$44,725,000938
Total interest expense$23,067,000857
Net interest income$21,658,0001,025
Provision for loan and lease losses$834,0001,632
Total noninterest income$7,234,000804
Gross Fiduciary activities income$810,000471
Service charges on deposit accounts$3,487,000497
Trading account gains and fees$0178
Additional Noninterest Income$2,937,0001,033
Total noninterest expense$18,597,0001,005
Salaries and employee benefits$11,247,000879
Premises and equipment expense$3,177,000832
Additional noninterest expense$4,173,0001,342
Pre-tax net operating income$9,461,000895
Securities gains (losses)$-300,0008,307
Applicable income taxes$4,0005,829
Income before extraordinary items$9,157,000708
Extraordinary gains, net$039
Net income$9,157,000706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,0001,335
Cash dividends$4,405,000832
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,457,000685
2007-09-30 (YTD Data)Rank
Total interest income$33,542,000941
Total interest expense$17,261,000856
Net interest income$16,281,0001,019
Provision for loan and lease losses$534,0001,481
Total noninterest income$5,037,000864
Gross Fiduciary activities income$592,000480
Service charges on deposit accounts$2,532,000503
Trading account gains and fees$0184
Additional Noninterest Income$1,913,0001,158
Total noninterest expense$13,866,0001,003
Salaries and employee benefits$8,293,000891
Premises and equipment expense$2,411,000821
Additional noninterest expense$3,162,0001,300
Pre-tax net operating income$6,918,000998
Securities gains (losses)$01,655
Applicable income taxes$3,0005,991
Income before extraordinary items$6,915,000759
Extraordinary gains, net$033
Net income$6,915,000757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$360,0001,348
Cash dividends$4,405,000634
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$6,915,000749
2007-06-30 (YTD Data)Rank
Total interest income$22,175,000961
Total interest expense$11,433,000870
Net interest income$10,742,0001,044
Provision for loan and lease losses$356,0001,348
Total noninterest income$3,258,000910
Gross Fiduciary activities income$413,000476
Service charges on deposit accounts$1,608,000539
Trading account gains and fees$0168
Additional Noninterest Income$1,237,0001,201
Total noninterest expense$9,227,0001,021
Salaries and employee benefits$5,508,000917
Premises and equipment expense$1,601,000838
Additional noninterest expense$2,118,0001,304
Pre-tax net operating income$4,417,0001,081
Securities gains (losses)$01,444
Applicable income taxes$2,0006,068
Income before extraordinary items$4,415,000828
Extraordinary gains, net$029
Net income$4,415,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$197,0001,359
Cash dividends$3,034,000634
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,415,000815
2007-03-31 (YTD Data)Rank
Total interest income$10,945,000970
Total interest expense$5,602,000879
Net interest income$5,343,0001,044
Provision for loan and lease losses$178,0001,281
Total noninterest income$1,553,000921
Gross Fiduciary activities income$210,000471
Service charges on deposit accounts$751,000556
Trading account gains and fees$0195
Additional Noninterest Income$592,0001,209
Total noninterest expense$4,579,0001,029
Salaries and employee benefits$2,731,000933
Premises and equipment expense$814,000829
Additional noninterest expense$1,034,0001,297
Pre-tax net operating income$2,139,0001,091
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$2,138,000838
Extraordinary gains, net$022
Net income$2,138,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,191
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,138,000828
2006-12-31 (YTD Data)Rank
Total interest income$40,976,000953
Total interest expense$19,193,000868
Net interest income$21,783,0001,020
Provision for loan and lease losses$1,029,0001,019
Total noninterest income$6,768,000857
Gross Fiduciary activities income$804,000467
Service charges on deposit accounts$3,195,000537
Trading account gains and fees$0130
Additional Noninterest Income$2,769,0001,050
Total noninterest expense$17,463,0001,030
Salaries and employee benefits$10,453,000923
Premises and equipment expense$2,888,000878
Additional noninterest expense$4,122,0001,293
Pre-tax net operating income$10,059,000971
Securities gains (losses)$22,000885
Applicable income taxes$18,0005,959
Income before extraordinary items$10,063,000738
Extraordinary gains, net$051
Net income$10,063,000737
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,000826
Cash dividends$6,758,000545
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$10,041,000729
2006-09-30 (YTD Data)Rank
Total interest income$30,184,000965
Total interest expense$13,690,000891
Net interest income$16,494,0001,035
Provision for loan and lease losses$776,000969
Total noninterest income$4,996,000876
Gross Fiduciary activities income$616,000458
Service charges on deposit accounts$2,355,000552
Trading account gains and fees$0126
Additional Noninterest Income$2,025,0001,091
Total noninterest expense$13,167,0001,034
Salaries and employee benefits$7,850,000929
Premises and equipment expense$2,163,000879
Additional noninterest expense$3,154,0001,273
Pre-tax net operating income$7,547,0001,018
Securities gains (losses)$15,000814
Applicable income taxes$16,0006,057
Income before extraordinary items$7,546,000778
Extraordinary gains, net$045
Net income$7,546,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,000957
Cash dividends$5,119,000507
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,531,000770
2006-06-30 (YTD Data)Rank
Total interest income$19,720,000968
Total interest expense$8,644,000889
Net interest income$11,076,0001,031
Provision for loan and lease losses$517,000947
Total noninterest income$3,274,000885
Gross Fiduciary activities income$403,000468
Service charges on deposit accounts$1,528,000559
Trading account gains and fees$0126
Additional Noninterest Income$1,343,0001,096
Total noninterest expense$8,794,0001,030
Salaries and employee benefits$5,220,000933
Premises and equipment expense$1,460,000871
Additional noninterest expense$2,114,0001,277
Pre-tax net operating income$5,039,0001,013
Securities gains (losses)$2,000970
Applicable income taxes$41,0005,369
Income before extraordinary items$5,000,000779
Extraordinary gains, net$039
Net income$5,000,000779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$299,000836
Cash dividends$3,377,000522
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,998,020766
2006-03-31 (YTD Data)Rank
Total interest income$9,670,000967
Total interest expense$4,185,000878
Net interest income$5,485,0001,032
Provision for loan and lease losses$259,000895
Total noninterest income$1,629,000876
Gross Fiduciary activities income$208,000467
Service charges on deposit accounts$728,000567
Trading account gains and fees$0115
Additional Noninterest Income$693,0001,050
Total noninterest expense$4,411,0001,022
Salaries and employee benefits$2,608,000936
Premises and equipment expense$757,000841
Additional noninterest expense$1,046,0001,271
Pre-tax net operating income$2,444,0001,022
Securities gains (losses)$0955
Applicable income taxes$4,0006,184
Income before extraordinary items$2,440,000779
Extraordinary gains, net$021
Net income$2,440,000778
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,000671
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,440,000763
2005-12-31 (YTD Data)Rank
Total interest income$35,387,000930
Total interest expense$13,184,000857
Net interest income$22,203,000963
Provision for loan and lease losses$1,275,000826
Total noninterest income$6,052,000936
Gross Fiduciary activities income$798,000450
Service charges on deposit accounts$3,226,000527
Trading account gains and fees$0138
Additional Noninterest Income$2,028,0001,355
Total noninterest expense$16,860,0001,014
Salaries and employee benefits$10,090,000897
Premises and equipment expense$2,730,000868
Additional noninterest expense$4,040,0001,282
Pre-tax net operating income$10,120,000967
Securities gains (losses)$47,000948
Applicable income taxes$75,0005,594
Income before extraordinary items$10,092,000723
Extraordinary gains, net$046
Net income$10,092,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$708,000880
Cash dividends$6,130,000552
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,045,470713
2005-09-30 (YTD Data)Rank
Total interest income$25,775,000934
Total interest expense$9,144,000869
Net interest income$16,631,000953
Provision for loan and lease losses$1,015,000747
Total noninterest income$4,525,000936
Gross Fiduciary activities income$637,000427
Service charges on deposit accounts$2,356,000537
Trading account gains and fees$0126
Additional Noninterest Income$1,532,0001,343
Total noninterest expense$12,518,0001,009
Salaries and employee benefits$7,493,000901
Premises and equipment expense$1,935,000916
Additional noninterest expense$3,090,0001,238
Pre-tax net operating income$7,623,000967
Securities gains (losses)$36,000995
Applicable income taxes$160,0004,740
Income before extraordinary items$7,499,000723
Extraordinary gains, net$035
Net income$7,499,000724
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$408,0001,001
Cash dividends$4,555,000520
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,463,720705
2005-06-30 (YTD Data)Rank
Total interest income$16,718,000937
Total interest expense$5,520,000896
Net interest income$11,198,000934
Provision for loan and lease losses$709,000707
Total noninterest income$2,855,000966
Gross Fiduciary activities income$455,000411
Service charges on deposit accounts$1,493,000554
Trading account gains and fees$0116
Additional Noninterest Income$907,0001,442
Total noninterest expense$8,263,0001,013
Salaries and employee benefits$4,921,000907
Premises and equipment expense$1,291,000901
Additional noninterest expense$2,051,0001,224
Pre-tax net operating income$5,081,000934
Securities gains (losses)$30,000967
Applicable income taxes$109,0004,709
Income before extraordinary items$5,002,000712
Extraordinary gains, net$030
Net income$5,002,000714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0001,414
Cash dividends$3,075,000499
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,972,600697
2005-03-31 (YTD Data)Rank
Total interest income$8,043,000949
Total interest expense$2,594,000908
Net interest income$5,449,000950
Provision for loan and lease losses$310,000738
Total noninterest income$1,399,000960
Gross Fiduciary activities income$260,000387
Service charges on deposit accounts$683,000586
Trading account gains and fees$0115
Additional Noninterest Income$456,0001,414
Total noninterest expense$4,033,0001,036
Salaries and employee benefits$2,396,000931
Premises and equipment expense$640,000923
Additional noninterest expense$997,0001,250
Pre-tax net operating income$2,505,000935
Securities gains (losses)$30,000675
Applicable income taxes$31,0005,273
Income before extraordinary items$2,504,000713
Extraordinary gains, net$024
Net income$2,504,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0002,501
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,474,300699
2004-12-31 (YTD Data)Rank
Total interest income$28,248,0001,002
Total interest expense$7,904,0001,023
Net interest income$20,344,000974
Provision for loan and lease losses$1,011,0001,027
Total noninterest income$5,434,0001,012
Gross Fiduciary activities income$747,000441
Service charges on deposit accounts$3,074,000559
Trading account gains and fees$0138
Additional Noninterest Income$1,613,0001,549
Total noninterest expense$15,186,0001,063
Salaries and employee benefits$8,984,000952
Premises and equipment expense$2,234,0001,029
Additional noninterest expense$3,968,0001,251
Pre-tax net operating income$9,581,000915
Securities gains (losses)$41,0001,887
Applicable income taxes$1,439,0001,656
Income before extraordinary items$8,183,000811
Extraordinary gains, net$034
Net income$8,183,000811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$462,0001,428
Cash dividends$6,150,000511
Sale, conversion, retirement of capital stock, net$0872
Net operating income$8,148,150785
2004-09-30 (YTD Data)Rank
Total interest income$20,554,0001,015
Total interest expense$5,549,0001,076
Net interest income$15,005,000981
Provision for loan and lease losses$726,0001,045
Total noninterest income$4,024,0001,033
Gross Fiduciary activities income$599,000427
Service charges on deposit accounts$2,289,000568
Trading account gains and fees$0134
Additional Noninterest Income$1,136,0001,617
Total noninterest expense$11,135,0001,082
Salaries and employee benefits$6,577,000966
Premises and equipment expense$1,668,0001,035
Additional noninterest expense$2,890,0001,277
Pre-tax net operating income$7,168,000926
Securities gains (losses)$41,0001,811
Applicable income taxes$990,0001,793
Income before extraordinary items$6,219,000804
Extraordinary gains, net$026
Net income$6,219,000805
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$269,0001,550
Cash dividends$4,600,000494
Sale, conversion, retirement of capital stock, net$0738
Net operating income$6,183,740774
2004-06-30 (YTD Data)Rank
Total interest income$13,428,0001,021
Total interest expense$3,581,0001,099
Net interest income$9,847,000984
Provision for loan and lease losses$478,0001,054
Total noninterest income$2,724,0001,008
Gross Fiduciary activities income$408,000428
Service charges on deposit accounts$1,484,000586
Trading account gains and fees$0130
Additional Noninterest Income$832,0001,511
Total noninterest expense$7,371,0001,091
Salaries and employee benefits$4,319,000991
Premises and equipment expense$1,117,0001,037
Additional noninterest expense$1,935,0001,252
Pre-tax net operating income$4,722,000922
Securities gains (losses)$41,0001,579
Applicable income taxes$614,0001,894
Income before extraordinary items$4,149,000793
Extraordinary gains, net$021
Net income$4,149,000793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$108,0002,069
Cash dividends$3,050,000489
Sale, conversion, retirement of capital stock, net$0638
Net operating income$4,113,330763
2004-03-31 (YTD Data)Rank
Total interest income$6,562,0001,054
Total interest expense$1,813,0001,102
Net interest income$4,749,0001,038
Provision for loan and lease losses$222,0001,075
Total noninterest income$1,357,000991
Gross Fiduciary activities income$223,000406
Service charges on deposit accounts$706,000611
Trading account gains and fees$0121
Additional Noninterest Income$428,0001,457
Total noninterest expense$3,582,0001,131
Salaries and employee benefits$2,107,0001,024
Premises and equipment expense$550,0001,079
Additional noninterest expense$925,0001,302
Pre-tax net operating income$2,302,000938
Securities gains (losses)$41,0001,311
Applicable income taxes$282,0002,016
Income before extraordinary items$2,061,000807
Extraordinary gains, net$016
Net income$2,061,000807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,677
Cash dividends$1,550,000445
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,024,920772
2003-12-31 (YTD Data)Rank
Total interest income$25,357,0001,125
Total interest expense$7,499,0001,190
Net interest income$17,858,0001,081
Provision for loan and lease losses$810,0001,435
Total noninterest income$5,659,0001,034
Gross Fiduciary activities income$694,000462
Service charges on deposit accounts$2,835,000599
Trading account gains and fees$0160
Additional Noninterest Income$2,130,0001,409
Total noninterest expense$14,006,0001,157
Salaries and employee benefits$8,313,0001,019
Premises and equipment expense$1,973,0001,146
Additional noninterest expense$3,720,0001,338
Pre-tax net operating income$8,701,000967
Securities gains (losses)$155,0001,534
Applicable income taxes$2,462,0001,088
Income before extraordinary items$6,394,0001,008
Extraordinary gains, net$054
Net income$6,394,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$307,0002,220
Cash dividends$3,100,000967
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,282,400960
2003-09-30 (YTD Data)Rank
Total interest income$18,789,0001,155
Total interest expense$5,653,0001,235
Net interest income$13,136,0001,120
Provision for loan and lease losses$630,0001,346
Total noninterest income$4,382,0001,036
Gross Fiduciary activities income$541,000460
Service charges on deposit accounts$2,026,000642
Trading account gains and fees$0153
Additional Noninterest Income$1,815,0001,327
Total noninterest expense$10,330,0001,181
Salaries and employee benefits$6,114,0001,046
Premises and equipment expense$1,482,0001,159
Additional noninterest expense$2,734,0001,355
Pre-tax net operating income$6,558,000995
Securities gains (losses)$155,0001,398
Applicable income taxes$2,004,0001,062
Income before extraordinary items$4,709,0001,070
Extraordinary gains, net$040
Net income$4,709,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$186,0002,288
Cash dividends$600,0002,396
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,600,5001,018
2003-06-30 (YTD Data)Rank
Total interest income$12,491,0001,178
Total interest expense$3,896,0001,229
Net interest income$8,595,0001,138
Provision for loan and lease losses$390,0001,435
Total noninterest income$2,724,0001,081
Gross Fiduciary activities income$360,000462
Service charges on deposit accounts$1,254,000680
Trading account gains and fees$0150
Additional Noninterest Income$1,110,0001,399
Total noninterest expense$6,732,0001,206
Salaries and employee benefits$3,981,0001,067
Premises and equipment expense$994,0001,148
Additional noninterest expense$1,757,0001,408
Pre-tax net operating income$4,197,0001,032
Securities gains (losses)$155,0001,207
Applicable income taxes$1,336,0001,085
Income before extraordinary items$3,016,0001,115
Extraordinary gains, net$030
Net income$3,016,0001,115
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0002,259
Cash dividends$450,0002,287
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,909,0501,075
2003-03-31 (YTD Data)Rank
Total interest income$6,296,0001,171
Total interest expense$2,006,0001,217
Net interest income$4,290,0001,145
Provision for loan and lease losses$210,0001,306
Total noninterest income$1,176,0001,182
Gross Fiduciary activities income$186,000461
Service charges on deposit accounts$454,000915
Trading account gains and fees$0134
Additional Noninterest Income$536,0001,417
Total noninterest expense$3,341,0001,205
Salaries and employee benefits$1,964,0001,077
Premises and equipment expense$501,0001,156
Additional noninterest expense$876,0001,375
Pre-tax net operating income$1,915,0001,129
Securities gains (losses)$155,000776
Applicable income taxes$617,0001,164
Income before extraordinary items$1,453,0001,144
Extraordinary gains, net$021
Net income$1,453,0001,143
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0003,542
Cash dividends$300,0001,748
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,344,5001,144
2002-12-31 (YTD Data)Rank
Total interest income$27,740,0001,116
Total interest expense$10,040,0001,118
Net interest income$17,700,0001,082
Provision for loan and lease losses$665,0001,904
Total noninterest income$4,139,0001,219
Gross Fiduciary activities income$727,000465
Service charges on deposit accounts$1,756,000917
Trading account gains and fees$0153
Additional Noninterest Income$1,656,0001,529
Total noninterest expense$12,606,0001,215
Salaries and employee benefits$7,551,0001,053
Premises and equipment expense$1,990,0001,109
Additional noninterest expense$3,065,0001,550
Pre-tax net operating income$8,568,000985
Securities gains (losses)$10,0003,604
Applicable income taxes$2,481,0001,078
Income before extraordinary items$6,097,0001,030
Extraordinary gains, net$070
Net income$6,097,0001,031
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,0001,977
Cash dividends$2,900,000952
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,089,900989
2001-12-31 (YTD Data)Rank
Total interest income$30,788,0001,109
Total interest expense$15,094,0001,071
Net interest income$15,694,0001,132
Provision for loan and lease losses$495,0002,236
Total noninterest income$3,639,0001,272
Gross Fiduciary activities income$774,000472
Service charges on deposit accounts$1,630,000905
Trading account gains and fees$0177
Additional Noninterest Income$1,235,0001,760
Total noninterest expense$11,302,0001,284
Salaries and employee benefits$6,848,0001,085
Premises and equipment expense$1,949,0001,091
Additional noninterest expense$2,505,0001,828
Pre-tax net operating income$7,536,000994
Securities gains (losses)$25,0002,980
Applicable income taxes$2,123,0001,119
Income before extraordinary items$5,438,0001,009
Extraordinary gains, net$0105
Net income$5,438,0001,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$347,0002,022
Cash dividends$2,700,0001,011
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,420,000974
2000-12-31 (YTD Data)Rank
Total interest income$29,345,0001,200
Total interest expense$15,067,0001,150
Net interest income$14,278,0001,230
Provision for loan and lease losses$480,0001,938
Total noninterest income$3,115,0001,310
Gross Fiduciary activities income$756,000483
Service charges on deposit accounts$1,411,000951
Trading account gains and fees$0180
Additional Noninterest Income$948,0001,925
Total noninterest expense$10,300,0001,347
Salaries and employee benefits$6,344,0001,109
Premises and equipment expense$1,677,0001,210
Additional noninterest expense$2,279,0001,915
Pre-tax net operating income$6,613,0001,140
Securities gains (losses)$2,0001,609
Applicable income taxes$1,714,0001,348
Income before extraordinary items$4,901,0001,085
Extraordinary gains, net$038
Net income$4,901,0001,084
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$377,0001,545
Cash dividends$2,600,0001,089
Sale, conversion, retirement of capital stock, net$0969
Net operating income$4,899,5201,085
1999-12-31 (YTD Data)Rank
Total interest income$24,019,0001,350
Total interest expense$11,050,0001,356
Net interest income$12,969,0001,349
Provision for loan and lease losses$425,0001,996
Total noninterest income$2,765,0001,447
Gross Fiduciary activities income$721,000537
Service charges on deposit accounts$1,226,0001,092
Trading account gains and fees$0173
Additional Noninterest Income$818,0002,135
Total noninterest expense$9,430,0001,470
Salaries and employee benefits$5,769,0001,200
Premises and equipment expense$1,605,0001,268
Additional noninterest expense$2,056,0002,119
Pre-tax net operating income$5,879,0001,304
Securities gains (losses)$03,155
Applicable income taxes$1,375,0001,705
Income before extraordinary items$4,504,0001,211
Extraordinary gains, net$035
Net income$4,504,0001,211
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,042
Cash dividends$3,550,000842
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,504,0001,193
1998-12-31 (YTD Data)Rank
Total interest income$24,190,0001,331
Total interest expense$11,899,0001,307
Net interest income$12,291,0001,375
Provision for loan and lease losses$395,0002,085
Total noninterest income$2,400,0001,592
Gross Fiduciary activities income$584,000590
Service charges on deposit accounts$1,126,0001,120
Trading account gains and fees$0224
Additional Noninterest Income$690,0002,422
Total noninterest expense$8,377,0001,584
Salaries and employee benefits$5,095,0001,285
Premises and equipment expense$1,428,0001,369
Additional noninterest expense$1,854,0002,255
Pre-tax net operating income$5,919,0001,270
Securities gains (losses)$04,449
Applicable income taxes$1,636,0001,496
Income before extraordinary items$4,283,0001,246
Extraordinary gains, net$032
Net income$4,283,0001,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,0003,165
Cash dividends$2,442,0001,145
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,283,0001,201
1997-12-31 (YTD Data)Rank
Total interest income$22,063,0001,488
Total interest expense$10,910,0001,433
Net interest income$11,153,0001,547
Provision for loan and lease losses$442,0001,952
Total noninterest income$1,929,0001,821
Gross Fiduciary activities income$439,000697
Service charges on deposit accounts$941,0001,369
Trading account gains and fees$0239
Additional Noninterest Income$549,0002,657
Total noninterest expense$7,476,0001,738
Salaries and employee benefits$4,584,0001,426
Premises and equipment expense$1,211,0001,615
Additional noninterest expense$1,681,0002,456
Pre-tax net operating income$5,164,0001,500
Securities gains (losses)$03,944
Applicable income taxes$1,258,0001,986
Income before extraordinary items$3,906,0001,402
Extraordinary gains, net$044
Net income$3,906,0001,403
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$166,0002,860
Cash dividends$1,740,0001,447
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,906,0001,361
1996-12-31 (YTD Data)Rank
Total interest income$19,914,0001,689
Total interest expense$9,656,0001,644
Net interest income$10,258,0001,721
Provision for loan and lease losses$360,0002,253
Total noninterest income$1,668,0002,125
Gross Fiduciary activities income$377,000792
Service charges on deposit accounts$810,0001,644
Trading account gains and fees$0262
Additional Noninterest Income$481,0003,005
Total noninterest expense$6,710,0002,072
Salaries and employee benefits$4,182,0001,602
Premises and equipment expense$1,204,0001,687
Additional noninterest expense$1,324,0003,467
Pre-tax net operating income$4,856,0001,492
Securities gains (losses)$04,148
Applicable income taxes$1,192,0002,003
Income before extraordinary items$3,664,0001,350
Extraordinary gains, net$053
Net income$3,664,0001,351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-18,00010,644
Cash dividends$4,225,000748
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,664,0001,316
1995-12-31 (YTD Data)Rank
Total interest income$18,608,0001,820
Total interest expense$9,018,0001,757
Net interest income$9,590,0001,861
Provision for loan and lease losses$365,0001,989
Total noninterest income$1,536,0002,251
Gross Fiduciary activities income$376,000821
Service charges on deposit accounts$744,0001,830
Trading account gains and fees$0522
Additional Noninterest Income$416,0003,228
Total noninterest expense$6,048,0002,253
Salaries and employee benefits$3,638,0001,822
Premises and equipment expense$889,0002,254
Additional noninterest expense$1,521,0003,061
Pre-tax net operating income$4,713,0001,573
Securities gains (losses)$18,0001,987
Applicable income taxes$1,310,0001,853
Income before extraordinary items$3,421,0001,499
Extraordinary gains, net$065
Net income$3,421,0001,496
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$369,0001,691
Cash dividends$1,620,0001,421
Sale, conversion, retirement of capital stock, net$0809
Net operating income$3,408,0401,481
1994-12-31 (YTD Data)Rank
Total interest income$15,610,0001,974
Total interest expense$6,526,0001,910
Net interest income$9,084,0001,996
Provision for loan and lease losses$410,0001,789
Total noninterest income$1,364,0002,477
Gross Fiduciary activities income$364,000837
Service charges on deposit accounts$663,0002,043
Trading account gains and fees$0475
Additional Noninterest Income$337,0003,811
Total noninterest expense$5,679,0002,473
Salaries and employee benefits$3,232,0002,041
Premises and equipment expense$794,0002,544
Additional noninterest expense$1,653,0003,040
Pre-tax net operating income$4,359,0001,645
Securities gains (losses)$4,0002,755
Applicable income taxes$1,230,0001,844
Income before extraordinary items$3,133,0001,563
Extraordinary gains, net$0249
Net income$3,133,0001,564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,491
Cash dividends$1,570,0001,354
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,130,1201,577
1993-12-31 (YTD Data)Rank
Total interest income$14,260,0002,184
Total interest expense$6,375,0002,035
Net interest income$7,885,0002,280
Provision for loan and lease losses$350,0002,706
Total noninterest income$1,200,0002,907
Gross Fiduciary activities income$372,000864
Service charges on deposit accounts$566,0002,435
Trading account gains and fees$0532
Additional Noninterest Income$262,0004,871
Total noninterest expense$5,067,0002,831
Salaries and employee benefits$2,815,0002,365
Premises and equipment expense$758,0002,684
Additional noninterest expense$1,494,0003,521
Pre-tax net operating income$3,668,0001,860
Securities gains (losses)$07,477
Applicable income taxes$864,0002,594
Income before extraordinary items$2,804,0001,786
Extraordinary gains, net$03,149
Net income$2,804,0001,853
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,410
Cash dividends$1,420,0001,337
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,804,0001,681
1992-12-31 (YTD Data)Rank
Total interest income$14,837,0002,368
Total interest expense$7,197,0002,341
Net interest income$7,640,0002,358
Provision for loan and lease losses$300,0004,111
Total noninterest income$1,162,0002,933
Gross Fiduciary activities income$360,000878
Service charges on deposit accounts$549,0002,510
Trading account gains and fees$0504
Additional Noninterest Income$253,0004,922
Total noninterest expense$4,776,0002,995
Salaries and employee benefits$2,715,0002,383
Premises and equipment expense$702,0002,918
Additional noninterest expense$1,359,0003,899
Pre-tax net operating income$3,726,0001,666
Securities gains (losses)$48,0004,198
Applicable income taxes$1,034,0002,043
Income before extraordinary items$2,740,0001,680
Extraordinary gains, net$01,422
Net income$2,740,0001,699
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$396,0002,843
Cash dividends$1,340,0001,202
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,704,9601,565

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.