Home > Home State Bank > Net charge- offs to loans
Home State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 1,767 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 3,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.0754% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 4,277 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,755 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1003% | 4,448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2336% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3271% | 1,565 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3271% | 1,439 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0254% | 1,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0073% | 4,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,838 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1339% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0038% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3099% | 583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4462% | 1,157 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4462% | 1,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0341% | 1,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0048% | 3,815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1111% | 4,513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0060% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4675% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0731% | 708 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0054% | 3,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0088% | 4,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 3,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9368% | 187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 3,701 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0278% | 4,416 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2232% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0347% | 4,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 3,470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0048% | 3,628 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0249% | 4,441 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0141% | 3,569 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 4,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 3,274 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 3,943 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 3,488 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0191% | 3,263 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 3,464 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0202% | 3,506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0043% | 3,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,770 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0385% | 3,364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,690 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1530% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0507% | 576 |
| Percentage Net Loans Charged-off:Construction & development | 0.3656% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 3,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1061% | 3,448 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7186% | 286 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2551% | 4,431 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2551% | 4,394 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1244% | 636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 417 |
| Percentage Net Loans Charged-off:Construction & development | 0.4932% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,364 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0463% | 3,405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4224% | 376 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3262% | 4,504 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3262% | 4,465 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0539% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1061% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0513% | 3,460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0073% | 651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6232% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4645% | 4,561 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4645% | 4,522 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 710 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0071% | 3,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0094% | 4,426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 3,834 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0348% | 3,478 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0036% | 3,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5644% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1109% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 0.1383% | 185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1575% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2755% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0284% | 1,025 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1837% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 1,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6850% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,894 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1804% | 828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0237% | 1,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.1097% | 162 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 4,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3677% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2504% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0162% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7362% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0068% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,449 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 805 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0776% | 179 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0214% | 816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0451% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,624 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,525 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 1,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 4,494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0575% | 513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0444% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1998% | 1,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1977% | 419 |
| Percentage Net Loans Charged-off:Construction & development | 0.1133% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2978% | 320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1215% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6044% | 85 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0706% | 819 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0322% | 4,219 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2353% | 4,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2353% | 4,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2238% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2490% | 268 |
| Percentage Net Loans Charged-off:Construction & development | 0.1525% | 146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4001% | 215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1231% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4076% | 90 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0931% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0403% | 4,235 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3055% | 4,916 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3055% | 4,884 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0697% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 650 |
| Percentage Net Loans Charged-off:Construction & development | 0.2316% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0650% | 435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0645% | 682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6779% | 55 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0953% | 4,514 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2800% | 4,881 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2800% | 4,846 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1371% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0339% | 4,749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3105% | 3,909 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1821% | 4,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2267% | 1,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2267% | 1,711 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0667% | 677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0213% | 1,617 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2201% | 3,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0502% | 1,196 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0590% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1581% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1581% | 2,535 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0027% | 3,384 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0477% | 4,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 1,162 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2293% | 3,961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 853 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0175% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1428% | 4,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1428% | 4,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0010% | 3,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0681% | 5,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0701% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2709% | 4,007 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1123% | 566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 4,047 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0594% | 4,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0594% | 4,589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 4,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1609% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4299% | 4,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2346% | 289 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0098% | 3,965 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0564% | 4,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0564% | 4,549 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 2,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0732% | 1,205 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2179% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0864% | 5,278 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5501% | 4,182 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2739% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1225% | 3,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1225% | 2,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 2,554 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1571% | 442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2412% | 5,505 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6398% | 4,221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1828% | 5,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3762% | 924 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3849% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3849% | 1,742 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 3,414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0488% | 5,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1444% | 395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3106% | 5,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5740% | 4,230 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2705% | 5,559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2388% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1837% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1837% | 2,226 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0488% | 5,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1278% | 5,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3837% | 5,663 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2978% | 4,313 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2356% | 5,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5648% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0387% | 4,777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0387% | 4,714 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2365% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0963% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.3694% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1460% | 714 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0152% | 5,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7379% | 109 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1497% | 5,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3272% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2461% | 2,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2461% | 2,454 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2251% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2354% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.4926% | 182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1957% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2407% | 597 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8591% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1286% | 1,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2499% | 1,151 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0095% | 3,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0095% | 3,232 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2152% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1818% | 674 |
| Percentage Net Loans Charged-off:Construction & development | 0.4900% | 168 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0664% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2553% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9234% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1341% | 924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5283% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1212% | 2,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1212% | 2,450 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1511% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0878% | 918 |
| Percentage Net Loans Charged-off:Construction & development | 0.9444% | 89 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0548% | 4,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 1,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7221% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0509% | 4,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0509% | 4,847 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4301% | 649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4829% | 316 |
| Percentage Net Loans Charged-off:Construction & development | -0.6797% | 5,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6354% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6324% | 277 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1324% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5274% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1503% | 1,714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2678% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2678% | 2,245 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1274% | 977 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5294% | 441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6002% | 224 |
| Percentage Net Loans Charged-off:Construction & development | -0.8896% | 5,537 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8376% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7468% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8882% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7160% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2087% | 1,274 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2048% | 2,444 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2048% | 2,309 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1012% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7660% | 291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8786% | 135 |
| Percentage Net Loans Charged-off:Construction & development | -0.0056% | 4,789 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2484% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7190% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7156% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7198% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3731% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0191% | 4,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0191% | 4,898 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1534% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7883% | 297 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9510% | 134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5333% | 117 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5454% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5448% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5455% | 370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2549% | 514 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6131% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7100% | 384 |
| Percentage Net Loans Charged-off:Construction & development | 0.5767% | 552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3239% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3023% | 164 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3240% | 157 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2969% | 178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0421% | 2,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5365% | 1,734 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5365% | 1,600 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0788% | 1,153 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5641% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6501% | 418 |
| Percentage Net Loans Charged-off:Construction & development | -0.0041% | 5,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3823% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2167% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6783% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1002% | 230 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0104% | 4,623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6817% | 1,272 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6817% | 1,166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1117% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6651% | 579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8141% | 318 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 5,096 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5758% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4047% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2486% | 160 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4448% | 194 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0148% | 4,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0715% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0715% | 2,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1811% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4598% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5611% | 508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 5,234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2044% | 624 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2246% | 235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7690% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3441% | 219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0074% | 4,570 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0220% | 5,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0220% | 5,168 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3774% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8801% | 694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8390% | 607 |
| Percentage Net Loans Charged-off:Construction & development | -0.0503% | 5,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5047% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5846% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8704% | 447 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7841% | 213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2365% | 863 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5209% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5209% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6005% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0040% | 565 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0345% | 438 |
| Percentage Net Loans Charged-off:Construction & development | 0.4068% | 1,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6397% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8203% | 183 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8088% | 470 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1073% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0338% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1087% | 3,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1087% | 3,215 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0973% | 5,846 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1037% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0793% | 476 |
| Percentage Net Loans Charged-off:Construction & development | -0.0910% | 5,675 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8113% | 628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8353% | 236 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9164% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0989% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4815% | 678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1909% | 2,703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1909% | 2,560 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1580% | 5,912 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6796% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8075% | 654 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 5,627 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4411% | 742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5906% | 308 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1228% | 308 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7275% | 296 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 4,942 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0572% | 5,534 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0572% | 5,473 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2234% | 5,987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7202% | 1,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7491% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 1.7979% | 1,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5094% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8550% | 1,064 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9166% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5136% | 1,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6003% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6696% | 1,938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6696% | 1,793 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1257% | 6,151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5464% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5108% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | 0.8108% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5040% | 1,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4807% | 1,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7819% | 722 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3812% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8074% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6990% | 1,714 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6990% | 1,580 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1635% | 6,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4686% | 2,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4400% | 2,014 |
| Percentage Net Loans Charged-off:Construction & development | 0.5306% | 1,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4938% | 1,259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3787% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7460% | 685 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2538% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6165% | 1,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9942% | 1,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9942% | 1,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3776% | 2,173 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4138% | 1,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4581% | 1,007 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5169% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5677% | 660 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4991% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0286% | 5,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0426% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0426% | 526 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1590% | 1,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2443% | 1,283 |
| Percentage Net Loans Charged-off:Construction & development | 5.1011% | 963 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1774% | 2,818 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9490% | 615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3012% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1130% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3707% | 895 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8526% | 2,165 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6473% | 2,359 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5637% | 2,330 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2596% | 6,320 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5484% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7131% | 776 |
| Percentage Net Loans Charged-off:Construction & development | 7.5004% | 582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2375% | 2,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6832% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3722% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7985% | 615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9397% | 1,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6447% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5432% | 2,138 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.1614% | 6,484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8706% | 727 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0757% | 595 |
| Percentage Net Loans Charged-off:Construction & development | 10.3767% | 401 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4083% | 1,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3310% | 886 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5599% | 516 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2463% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1307% | 1,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6399% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5115% | 2,057 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.7204% | 6,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5084% | 902 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7671% | 670 |
| Percentage Net Loans Charged-off:Construction & development | 6.8945% | 483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8340% | 864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1784% | 839 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7166% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3487% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0890% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1112% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8030% | 1,271 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2948% | 6,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3835% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3803% | 736 |
| Percentage Net Loans Charged-off:Construction & development | 6.8976% | 921 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0563% | 1,236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3443% | 515 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6196% | 1,144 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9597% | 412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9475% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7702% | 2,634 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4614% | 1,106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3043% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3508% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 7.9754% | 707 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7551% | 1,398 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1022% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5720% | 1,040 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6494% | 417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6427% | 1,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3582% | 3,609 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1292% | 1,389 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5243% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5938% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 8.8551% | 577 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0880% | 938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7973% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8575% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1343% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7927% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3282% | 3,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1917% | 1,111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3368% | 437 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.7055% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 12.8180% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0515% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6449% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4850% | 728 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0646% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9260% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4091% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8536% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4088% | 1,448 |
| Percentage Net Loans Charged-off:Construction & development | 4.3729% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2037% | 2,427 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9089% | 592 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9295% | 1,363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1375% | 1,687 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1957% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6779% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4492% | 1,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8254% | 738 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1348% | 906 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8066% | 935 |
| Percentage Net Loans Charged-off:Construction & development | 5.4231% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3019% | 1,688 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4296% | 370 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0808% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1842% | 1,370 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3770% | 792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.2607% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4845% | 1,731 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3651% | 537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8915% | 1,916 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4883% | 2,164 |
| Percentage Net Loans Charged-off:Construction & development | 1.1437% | 1,727 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3525% | 1,248 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1860% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2803% | 1,019 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1559% | 2,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1329% | 906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7116% | 2,918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4537% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5391% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0430% | 3,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 2,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5764% | 558 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5466% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 2,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2079% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0265% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.0298% | 2,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0096% | 2,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 3,463 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0747% | 5,992 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0863% | 2,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2406% | 1,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5112% | 3,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1204% | 4,149 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 3,809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0395% | 2,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0589% | 2,727 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1019% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1090% | 2,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6993% | 1,681 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0731% | 7,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1338% | 3,404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0262% | 3,290 |
| Percentage Net Loans Charged-off:Construction & development | 0.0593% | 1,554 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0065% | 2,775 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1581% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0569% | 2,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8278% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0372% | 7,229 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1260% | 2,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0588% | 2,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.1197% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0891% | 1,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1162% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5738% | 1,115 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0255% | 6,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1453% | 3,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 3,306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 1,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3041% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0383% | 2,452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8818% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1302% | 7,810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 2,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1017% | 1,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4144% | 269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5729% | 1,375 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1997% | 7,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0833% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0122% | 1,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6098% | 1,099 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2583% | 7,768 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0256% | 3,534 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0244% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0312% | 1,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2208% | 1,249 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3865% | 7,785 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1860% | 2,104 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 3,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 2,811 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0059% | 2,585 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0853% | 939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7409% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0564% | 7,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0115% | 2,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 1,800 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0473% | 1,577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7378% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1670% | 4,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0728% | 7,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0175% | 1,965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0551% | 1,356 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 1,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8368% | 876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1517% | 3,943 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0416% | 7,040 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1616% | 1,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1474% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9587% | 608 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1299% | 7,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1718% | 2,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 7,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 8,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0175% | 8,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9507% | 1,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1392% | 5,460 |
| Percentage Net Loans Charged-off: Credit card loans | -3.3602% | 2,181 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9720% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1330% | 2,655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 7,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0175% | 8,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 8,112 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6447% | 1,339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1599% | 4,840 |
| Percentage Net Loans Charged-off: Credit card loans | -3.5833% | 2,162 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1911% | 477 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 3,284 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 7,796 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0260% | 8,130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0354% | 8,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2496% | 1,860 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0466% | 5,033 |
| Percentage Net Loans Charged-off: Credit card loans | -3.6290% | 2,142 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5403% | 345 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0218% | 3,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6982% | 2,062 |
| Percentage Net Loans Charged-off: Credit card loans | -7.1006% | 2,140 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 3,654 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0147% | 2,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4079% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0892% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7236% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4457% | 852 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0984% | 3,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0067% | 3,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3344% | 2,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9858% | 1,903 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0548% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0601% | 4,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 2,129 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0122% | 1,940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1243% | 2,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9607% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6620% | 956 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 4,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0059% | 1,869 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0181% | 1,445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0398% | 7,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3113% | 3,524 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6265% | 1,029 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 4,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0481% | 681 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 8,353 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0012% | 3,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2255% | 3,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9853% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3103% | 379 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0479% | 1,677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0800% | 4,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0150% | 2,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0648% | 515 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0048% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0066% | 2,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0088% | 2,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1433% | 3,359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7628% | 2,816 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6229% | 673 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0677% | 1,424 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0783% | 4,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 2,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0986% | 388 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0168% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0099% | 2,230 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0134% | 2,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2021% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3453% | 4,224 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7397% | 839 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1042% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0199% | 4,919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1384% | 2,026 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1281% | 8,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1599% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1301% | 4,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 3,555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0321% | 2,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1806% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3810% | 3,142 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6150% | 3,765 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7594% | 749 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4908% | 1,042 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 4,735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 3,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0084% | 1,384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 2,849 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 2,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1727% | 3,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7893% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4496% | 1,078 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6734% | 879 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1439% | 3,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0575% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1555% | 130 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3529% | 556 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3728% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1991% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9142% | 57 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0600% | 5,784 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 1,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0232% | 1,281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1181% | 769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3711% | 923 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0222% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0320% | 77 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 6,047 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 1,340 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1113% | 1,327 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0251% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0287% | 576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0299% | 899 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6903% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7791% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3041% | 211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 5,731 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 1,317 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1081% | 1,310 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0392% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0775% | 287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0340% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2425% | 536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5242% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | 9.7605% | 47 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0112% | 10,004 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 3,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 7,516 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1606% | 5,982 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4012% | 5,062 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |