Home > Home State Bank > Income and Expense
Home State Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,118,000 | 4,984 |
| Total interest expense | $478,000 | 4,108 |
| Net interest income | $2,640,000 | 5,042 |
| Provision for loan and lease losses | $-311,000 | 6,194 |
| Total noninterest income | $172,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $107,000 | 4,894 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $65,000 | 5,581 |
| Total noninterest expense | $1,702,000 | 5,491 |
| Salaries and employee benefits | $1,051,000 | 5,259 |
| Premises and equipment expense | $304,000 | 4,653 |
| Additional noninterest expense | $347,000 | 6,011 |
| Pre-tax net operating income | $1,421,000 | 3,577 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,421,000 | 3,335 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,421,000 | 3,336 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,421,000 | 3,336 |
| Net charge-offs | $-6,000 | 5,587 |
| Cash dividends | $957,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,421,000 | 3,284 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 5,057 |
| Total interest expense | $358,000 | 4,170 |
| Net interest income | $1,950,000 | 5,121 |
| Provision for loan and lease losses | $-300,000 | 6,320 |
| Total noninterest income | $121,000 | 5,683 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $79,000 | 4,978 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $42,000 | 5,740 |
| Total noninterest expense | $1,293,000 | 5,524 |
| Salaries and employee benefits | $796,000 | 5,277 |
| Premises and equipment expense | $226,000 | 4,717 |
| Additional noninterest expense | $271,000 | 6,036 |
| Pre-tax net operating income | $1,078,000 | 3,642 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,078,000 | 3,354 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,078,000 | 3,355 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,078,000 | 3,355 |
| Net charge-offs | $-5,000 | 5,460 |
| Cash dividends | $710,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,078,000 | 3,313 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 5,100 |
| Total interest expense | $236,000 | 4,223 |
| Net interest income | $1,286,000 | 5,155 |
| Provision for loan and lease losses | $-300,000 | 6,449 |
| Total noninterest income | $76,000 | 5,765 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $54,000 | 4,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $22,000 | 5,906 |
| Total noninterest expense | $875,000 | 5,539 |
| Salaries and employee benefits | $546,000 | 5,281 |
| Premises and equipment expense | $149,000 | 4,771 |
| Additional noninterest expense | $180,000 | 6,085 |
| Pre-tax net operating income | $787,000 | 3,403 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $787,000 | 3,117 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $787,000 | 3,123 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $787,000 | 3,123 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $460,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $787,000 | 3,074 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $772,000 | 5,122 |
| Total interest expense | $117,000 | 4,300 |
| Net interest income | $655,000 | 5,177 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $38,000 | 5,785 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $26,000 | 5,010 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $12,000 | 5,871 |
| Total noninterest expense | $428,000 | 5,639 |
| Salaries and employee benefits | $267,000 | 5,375 |
| Premises and equipment expense | $74,000 | 4,840 |
| Additional noninterest expense | $87,000 | 6,180 |
| Pre-tax net operating income | $265,000 | 4,014 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $265,000 | 3,760 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $265,000 | 3,763 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $265,000 | 3,763 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $230,000 | 1,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $265,000 | 3,711 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 4,929 |
| Total interest expense | $569,000 | 4,186 |
| Net interest income | $2,940,000 | 4,975 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $206,000 | 5,575 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $117,000 | 5,006 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $89,000 | 5,473 |
| Total noninterest expense | $1,948,000 | 5,517 |
| Salaries and employee benefits | $1,143,000 | 5,345 |
| Premises and equipment expense | $311,000 | 4,774 |
| Additional noninterest expense | $494,000 | 5,869 |
| Pre-tax net operating income | $1,198,000 | 3,784 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,198,000 | 3,570 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,198,000 | 3,573 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,198,000 | 3,574 |
| Net charge-offs | $0 | 5,475 |
| Cash dividends | $1,200,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,198,000 | 3,525 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,710,000 | 4,908 |
| Total interest expense | $446,000 | 4,177 |
| Net interest income | $2,264,000 | 4,963 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $164,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $86,000 | 5,093 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $78,000 | 5,430 |
| Total noninterest expense | $1,490,000 | 5,508 |
| Salaries and employee benefits | $861,000 | 5,364 |
| Premises and equipment expense | $228,000 | 4,852 |
| Additional noninterest expense | $401,000 | 5,772 |
| Pre-tax net operating income | $938,000 | 3,789 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $938,000 | 3,544 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $938,000 | 3,546 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $938,000 | 3,548 |
| Net charge-offs | $-6,000 | 6,008 |
| Cash dividends | $1,200,000 | 1,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $938,000 | 3,461 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 4,842 |
| Total interest expense | $323,000 | 4,077 |
| Net interest income | $1,554,000 | 4,909 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $119,000 | 5,549 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $55,000 | 5,144 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $64,000 | 5,266 |
| Total noninterest expense | $1,041,000 | 5,442 |
| Salaries and employee benefits | $579,000 | 5,369 |
| Premises and equipment expense | $152,000 | 4,861 |
| Additional noninterest expense | $310,000 | 5,557 |
| Pre-tax net operating income | $632,000 | 3,744 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $632,000 | 3,522 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $632,000 | 3,524 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $632,000 | 3,525 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $900,000 | 1,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $632,000 | 3,416 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $907,000 | 4,950 |
| Total interest expense | $174,000 | 4,001 |
| Net interest income | $733,000 | 5,059 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $59,000 | 5,547 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $27,000 | 5,148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 5,248 |
| Total noninterest expense | $454,000 | 5,728 |
| Salaries and employee benefits | $297,000 | 5,357 |
| Premises and equipment expense | $76,000 | 4,896 |
| Additional noninterest expense | $81,000 | 6,449 |
| Pre-tax net operating income | $338,000 | 3,588 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $338,000 | 3,340 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $338,000 | 3,340 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $338,000 | 3,342 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $500,000 | 922 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $338,000 | 3,235 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,118,000 | 4,800 |
| Total interest expense | $809,000 | 4,096 |
| Net interest income | $3,309,000 | 4,889 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $183,000 | 5,794 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $111,000 | 5,284 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $72,000 | 5,592 |
| Total noninterest expense | $1,964,000 | 5,689 |
| Salaries and employee benefits | $1,117,000 | 5,516 |
| Premises and equipment expense | $333,000 | 4,742 |
| Additional noninterest expense | $514,000 | 6,037 |
| Pre-tax net operating income | $1,528,000 | 3,304 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,528,000 | 3,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,528,000 | 3,094 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,528,000 | 3,094 |
| Net charge-offs | $-7,000 | 6,565 |
| Cash dividends | $1,870,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,528,000 | 2,965 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 4,826 |
| Total interest expense | $614,000 | 4,191 |
| Net interest income | $2,541,000 | 4,912 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $140,000 | 5,856 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $83,000 | 5,361 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $57,000 | 5,651 |
| Total noninterest expense | $1,469,000 | 5,727 |
| Salaries and employee benefits | $834,000 | 5,570 |
| Premises and equipment expense | $241,000 | 4,876 |
| Additional noninterest expense | $394,000 | 6,060 |
| Pre-tax net operating income | $1,212,000 | 3,294 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $1,212,000 | 3,047 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,212,000 | 3,047 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,212,000 | 3,046 |
| Net charge-offs | $-6,000 | 6,501 |
| Cash dividends | $1,320,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,212,000 | 2,903 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 4,765 |
| Total interest expense | $413,000 | 4,259 |
| Net interest income | $1,773,000 | 4,812 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $99,000 | 5,798 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $56,000 | 5,348 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $43,000 | 5,589 |
| Total noninterest expense | $982,000 | 5,777 |
| Salaries and employee benefits | $567,000 | 5,588 |
| Premises and equipment expense | $151,000 | 5,035 |
| Additional noninterest expense | $264,000 | 6,105 |
| Pre-tax net operating income | $890,000 | 3,088 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $890,000 | 2,829 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $890,000 | 2,830 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $890,000 | 2,830 |
| Net charge-offs | $-8,000 | 6,578 |
| Cash dividends | $870,000 | 1,096 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $890,000 | 2,692 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,154,000 | 4,661 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $944,000 | 4,695 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $50,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $22,000 | 5,635 |
| Total noninterest expense | $495,000 | 5,787 |
| Salaries and employee benefits | $286,000 | 5,595 |
| Premises and equipment expense | $79,000 | 4,958 |
| Additional noninterest expense | $130,000 | 6,158 |
| Pre-tax net operating income | $499,000 | 2,875 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $499,000 | 2,612 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $499,000 | 2,614 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $499,000 | 2,615 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $480,000 | 924 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $499,000 | 2,486 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,314,000 | 4,960 |
| Total interest expense | $979,000 | 4,453 |
| Net interest income | $3,335,000 | 5,025 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $244,000 | 5,497 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $130,000 | 5,129 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $114,000 | 5,182 |
| Total noninterest expense | $1,954,000 | 5,864 |
| Salaries and employee benefits | $1,062,000 | 5,761 |
| Premises and equipment expense | $314,000 | 5,132 |
| Additional noninterest expense | $578,000 | 6,054 |
| Pre-tax net operating income | $1,625,000 | 2,895 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $1,625,000 | 2,618 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,625,000 | 2,619 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,625,000 | 2,619 |
| Net charge-offs | $86,000 | 5,102 |
| Cash dividends | $1,515,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,625,000 | 2,534 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,226,000 | 5,027 |
| Total interest expense | $753,000 | 4,503 |
| Net interest income | $2,473,000 | 5,084 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $191,000 | 5,532 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $102,000 | 5,089 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $89,000 | 5,217 |
| Total noninterest expense | $1,491,000 | 5,858 |
| Salaries and employee benefits | $786,000 | 5,803 |
| Premises and equipment expense | $249,000 | 5,058 |
| Additional noninterest expense | $456,000 | 6,001 |
| Pre-tax net operating income | $1,173,000 | 3,033 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,173,000 | 2,761 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,173,000 | 2,763 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,173,000 | 2,763 |
| Net charge-offs | $24,000 | 5,453 |
| Cash dividends | $1,100,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,173,000 | 2,666 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 5,081 |
| Total interest expense | $510,000 | 4,569 |
| Net interest income | $1,627,000 | 5,138 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $137,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $70,000 | 5,028 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 5,139 |
| Total noninterest expense | $1,039,000 | 5,826 |
| Salaries and employee benefits | $543,000 | 5,787 |
| Premises and equipment expense | $167,000 | 5,089 |
| Additional noninterest expense | $329,000 | 5,932 |
| Pre-tax net operating income | $725,000 | 3,123 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $725,000 | 2,851 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $725,000 | 2,853 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $725,000 | 2,853 |
| Net charge-offs | $-17,000 | 7,124 |
| Cash dividends | $600,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $725,000 | 2,769 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 5,226 |
| Total interest expense | $257,000 | 4,686 |
| Net interest income | $761,000 | 5,305 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $62,000 | 5,664 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 5,504 |
| Total noninterest expense | $592,000 | 5,579 |
| Salaries and employee benefits | $288,000 | 5,710 |
| Premises and equipment expense | $85,000 | 5,102 |
| Additional noninterest expense | $219,000 | 5,307 |
| Pre-tax net operating income | $231,000 | 3,984 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $231,000 | 3,716 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $231,000 | 3,717 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $231,000 | 3,716 |
| Net charge-offs | $5,000 | 4,645 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $231,000 | 3,661 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,159,000 | 4,731 |
| Total interest expense | $1,321,000 | 4,570 |
| Net interest income | $3,838,000 | 4,692 |
| Provision for loan and lease losses | $270,000 | 4,986 |
| Total noninterest income | $1,238,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $173,000 | 4,670 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,065,000 | 2,101 |
| Total noninterest expense | $2,460,000 | 5,543 |
| Salaries and employee benefits | $1,459,000 | 5,119 |
| Premises and equipment expense | $310,000 | 5,329 |
| Additional noninterest expense | $691,000 | 5,921 |
| Pre-tax net operating income | $2,346,000 | 1,982 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,346,000 | 1,757 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,346,000 | 1,758 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,346,000 | 1,759 |
| Net charge-offs | $211,000 | 4,709 |
| Cash dividends | $950,000 | 1,554 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,346,000 | 1,686 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 4,826 |
| Total interest expense | $1,012,000 | 4,670 |
| Net interest income | $2,854,000 | 4,793 |
| Provision for loan and lease losses | $220,000 | 4,766 |
| Total noninterest income | $1,168,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $130,000 | 4,741 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,038,000 | 1,758 |
| Total noninterest expense | $1,785,000 | 5,667 |
| Salaries and employee benefits | $1,159,000 | 5,015 |
| Premises and equipment expense | $246,000 | 5,272 |
| Additional noninterest expense | $380,000 | 6,540 |
| Pre-tax net operating income | $2,017,000 | 1,882 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,017,000 | 1,640 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,017,000 | 1,643 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,017,000 | 1,643 |
| Net charge-offs | $-12,000 | 7,492 |
| Cash dividends | $950,000 | 1,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,017,000 | 1,568 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,483,000 | 4,965 |
| Total interest expense | $683,000 | 4,743 |
| Net interest income | $1,800,000 | 4,949 |
| Provision for loan and lease losses | $60,000 | 5,595 |
| Total noninterest income | $1,103,000 | 1,900 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $89,000 | 4,690 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,014,000 | 1,281 |
| Total noninterest expense | $1,309,000 | 5,441 |
| Salaries and employee benefits | $895,000 | 4,594 |
| Premises and equipment expense | $160,000 | 5,372 |
| Additional noninterest expense | $254,000 | 6,580 |
| Pre-tax net operating income | $1,534,000 | 1,695 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,534,000 | 1,436 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,534,000 | 1,436 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,534,000 | 1,437 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $950,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,534,000 | 1,374 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,216,000 | 5,091 |
| Total interest expense | $349,000 | 4,822 |
| Net interest income | $867,000 | 5,084 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $41,000 | 4,830 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $24,000 | 5,720 |
| Total noninterest expense | $523,000 | 6,071 |
| Salaries and employee benefits | $311,000 | 5,720 |
| Premises and equipment expense | $82,000 | 5,391 |
| Additional noninterest expense | $130,000 | 6,595 |
| Pre-tax net operating income | $379,000 | 2,926 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $379,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 2,642 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $379,000 | 2,644 |
| Net charge-offs | $-2,000 | 7,007 |
| Cash dividends | $350,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $379,000 | 2,545 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 5,014 |
| Total interest expense | $1,631,000 | 4,965 |
| Net interest income | $3,577,000 | 4,909 |
| Provision for loan and lease losses | $130,000 | 6,183 |
| Total noninterest income | $260,000 | 5,840 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $173,000 | 4,891 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $87,000 | 5,826 |
| Total noninterest expense | $2,086,000 | 6,129 |
| Salaries and employee benefits | $1,163,000 | 5,922 |
| Premises and equipment expense | $311,000 | 5,566 |
| Additional noninterest expense | $612,000 | 6,419 |
| Pre-tax net operating income | $1,621,000 | 2,245 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,621,000 | 1,985 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,621,000 | 1,982 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,621,000 | 1,984 |
| Net charge-offs | $24,000 | 6,585 |
| Cash dividends | $1,565,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,621,000 | 1,949 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,893,000 | 5,086 |
| Total interest expense | $1,256,000 | 5,032 |
| Net interest income | $2,637,000 | 4,966 |
| Provision for loan and lease losses | $130,000 | 5,681 |
| Total noninterest income | $198,000 | 5,899 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $136,000 | 4,850 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $62,000 | 6,003 |
| Total noninterest expense | $1,578,000 | 6,127 |
| Salaries and employee benefits | $873,000 | 5,933 |
| Premises and equipment expense | $235,000 | 5,602 |
| Additional noninterest expense | $470,000 | 6,386 |
| Pre-tax net operating income | $1,127,000 | 2,530 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,127,000 | 2,275 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,127,000 | 2,272 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,127,000 | 2,275 |
| Net charge-offs | $32,000 | 5,988 |
| Cash dividends | $1,105,000 | 1,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,127,000 | 2,238 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,636,000 | 5,083 |
| Total interest expense | $853,000 | 5,107 |
| Net interest income | $1,783,000 | 4,909 |
| Provision for loan and lease losses | $105,000 | 5,253 |
| Total noninterest income | $124,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $86,000 | 4,941 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $38,000 | 6,148 |
| Total noninterest expense | $1,042,000 | 6,196 |
| Salaries and employee benefits | $585,000 | 5,990 |
| Premises and equipment expense | $156,000 | 5,656 |
| Additional noninterest expense | $301,000 | 6,485 |
| Pre-tax net operating income | $760,000 | 2,603 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $760,000 | 2,318 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $760,000 | 2,314 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $760,000 | 2,317 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $830,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $760,000 | 2,257 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 5,070 |
| Total interest expense | $440,000 | 5,146 |
| Net interest income | $898,000 | 4,896 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $57,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $39,000 | 5,065 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $503,000 | 6,260 |
| Salaries and employee benefits | $295,000 | 6,015 |
| Premises and equipment expense | $76,000 | 5,763 |
| Additional noninterest expense | $132,000 | 6,601 |
| Pre-tax net operating income | $422,000 | 2,695 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $422,000 | 2,454 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $422,000 | 2,454 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $422,000 | 2,456 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $550,000 | 782 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $422,000 | 2,312 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,631,000 | 5,119 |
| Total interest expense | $1,955,000 | 5,365 |
| Net interest income | $3,676,000 | 4,840 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $220,000 | 6,350 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $169,000 | 5,091 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $51,000 | 6,739 |
| Total noninterest expense | $1,855,000 | 6,424 |
| Salaries and employee benefits | $1,077,000 | 6,256 |
| Premises and equipment expense | $290,000 | 5,884 |
| Additional noninterest expense | $488,000 | 6,674 |
| Pre-tax net operating income | $1,921,000 | 2,529 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,921,000 | 2,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,921,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,736 |
| Cash dividends | $1,000,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,921,000 | 2,180 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,191,000 | 5,218 |
| Total interest expense | $1,477,000 | 5,464 |
| Net interest income | $2,714,000 | 4,915 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $161,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $126,000 | 5,149 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 6,964 |
| Total noninterest expense | $1,358,000 | 6,478 |
| Salaries and employee benefits | $804,000 | 6,271 |
| Premises and equipment expense | $208,000 | 6,003 |
| Additional noninterest expense | $346,000 | 6,794 |
| Pre-tax net operating income | $1,427,000 | 2,947 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,427,000 | 2,423 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,427,000 | 2,421 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,679 |
| Cash dividends | $900,000 | 1,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,427,000 | 2,533 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,799,000 | 5,282 |
| Total interest expense | $982,000 | 5,623 |
| Net interest income | $1,817,000 | 4,910 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $108,000 | 6,548 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $82,000 | 5,200 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $906,000 | 6,531 |
| Salaries and employee benefits | $541,000 | 6,304 |
| Premises and equipment expense | $142,000 | 5,979 |
| Additional noninterest expense | $223,000 | 6,865 |
| Pre-tax net operating income | $959,000 | 3,030 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $959,000 | 2,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,681 |
| Cash dividends | $450,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $959,000 | 2,606 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,392,000 | 5,397 |
| Total interest expense | $517,000 | 5,672 |
| Net interest income | $875,000 | 5,025 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $53,000 | 6,573 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $41,000 | 5,179 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,000 | 7,050 |
| Total noninterest expense | $458,000 | 6,525 |
| Salaries and employee benefits | $277,000 | 6,286 |
| Premises and equipment expense | $84,000 | 5,611 |
| Additional noninterest expense | $97,000 | 7,125 |
| Pre-tax net operating income | $440,000 | 3,314 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $440,000 | 2,981 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $440,000 | 2,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,217 |
| Cash dividends | $300,000 | 1,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $440,000 | 2,894 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,569,000 | 5,437 |
| Total interest expense | $2,201,000 | 5,608 |
| Net interest income | $3,368,000 | 5,169 |
| Provision for loan and lease losses | $105,000 | 4,838 |
| Total noninterest income | $252,000 | 6,375 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $183,000 | 5,078 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $69,000 | 6,726 |
| Total noninterest expense | $1,586,000 | 6,787 |
| Salaries and employee benefits | $971,000 | 6,505 |
| Premises and equipment expense | $294,000 | 5,823 |
| Additional noninterest expense | $321,000 | 7,438 |
| Pre-tax net operating income | $1,929,000 | 3,385 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,929,000 | 2,902 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,929,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $1,775,000 | 1,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,929,000 | 2,893 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,165,000 | 5,463 |
| Total interest expense | $1,646,000 | 5,633 |
| Net interest income | $2,519,000 | 5,197 |
| Provision for loan and lease losses | $75,000 | 4,567 |
| Total noninterest income | $202,000 | 6,283 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $133,000 | 5,150 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $69,000 | 6,360 |
| Total noninterest expense | $1,165,000 | 6,827 |
| Salaries and employee benefits | $709,000 | 6,571 |
| Premises and equipment expense | $233,000 | 5,691 |
| Additional noninterest expense | $223,000 | 7,537 |
| Pre-tax net operating income | $1,481,000 | 3,504 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,481,000 | 3,000 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,481,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,530 |
| Cash dividends | $1,225,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,481,000 | 2,983 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 5,536 |
| Total interest expense | $1,062,000 | 5,720 |
| Net interest income | $1,666,000 | 5,248 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $130,000 | 6,397 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $85,000 | 5,242 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $45,000 | 6,440 |
| Total noninterest expense | $755,000 | 6,926 |
| Salaries and employee benefits | $448,000 | 6,743 |
| Premises and equipment expense | $152,000 | 5,774 |
| Additional noninterest expense | $155,000 | 7,523 |
| Pre-tax net operating income | $981,000 | 3,576 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $981,000 | 3,082 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $981,000 | 3,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,747 |
| Cash dividends | $900,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $981,000 | 3,062 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 5,579 |
| Total interest expense | $509,000 | 5,808 |
| Net interest income | $834,000 | 5,243 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $68,000 | 6,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $39,000 | 5,359 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $29,000 | 6,041 |
| Total noninterest expense | $390,000 | 6,887 |
| Salaries and employee benefits | $238,000 | 6,652 |
| Premises and equipment expense | $73,000 | 5,929 |
| Additional noninterest expense | $79,000 | 7,504 |
| Pre-tax net operating income | $482,000 | 3,615 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $482,000 | 3,115 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $482,000 | 3,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,734 |
| Cash dividends | $450,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $482,000 | 3,094 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,296,000 | 5,397 |
| Total interest expense | $1,967,000 | 5,446 |
| Net interest income | $3,329,000 | 5,212 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $262,000 | 6,453 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $190,000 | 5,089 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $72,000 | 6,824 |
| Total noninterest expense | $1,442,000 | 7,002 |
| Salaries and employee benefits | $848,000 | 6,818 |
| Premises and equipment expense | $291,000 | 5,817 |
| Additional noninterest expense | $303,000 | 7,569 |
| Pre-tax net operating income | $2,029,000 | 3,609 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,029,000 | 3,066 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,029,000 | 3,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $1,900,000 | 1,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,029,000 | 3,059 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 5,438 |
| Total interest expense | $1,438,000 | 5,452 |
| Net interest income | $2,478,000 | 5,291 |
| Provision for loan and lease losses | $75,000 | 4,564 |
| Total noninterest income | $196,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $143,000 | 5,141 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $53,000 | 6,851 |
| Total noninterest expense | $1,092,000 | 6,979 |
| Salaries and employee benefits | $647,000 | 6,755 |
| Premises and equipment expense | $218,000 | 5,842 |
| Additional noninterest expense | $227,000 | 7,568 |
| Pre-tax net operating income | $1,507,000 | 3,771 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,507,000 | 3,199 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,507,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,367 |
| Cash dividends | $1,250,000 | 1,666 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,507,000 | 3,191 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,573,000 | 5,434 |
| Total interest expense | $946,000 | 5,368 |
| Net interest income | $1,627,000 | 5,359 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $133,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $98,000 | 5,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $35,000 | 6,919 |
| Total noninterest expense | $730,000 | 7,011 |
| Salaries and employee benefits | $427,000 | 6,818 |
| Premises and equipment expense | $140,000 | 5,947 |
| Additional noninterest expense | $163,000 | 7,480 |
| Pre-tax net operating income | $1,000,000 | 3,797 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,000,000 | 3,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,000,000 | 3,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,668 |
| Cash dividends | $800,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,000,000 | 3,202 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 5,470 |
| Total interest expense | $458,000 | 5,360 |
| Net interest income | $795,000 | 5,416 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $71,000 | 6,306 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,791 |
| Total noninterest expense | $374,000 | 6,951 |
| Salaries and employee benefits | $229,000 | 6,668 |
| Premises and equipment expense | $68,000 | 6,040 |
| Additional noninterest expense | $77,000 | 7,578 |
| Pre-tax net operating income | $477,000 | 3,860 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $477,000 | 3,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $477,000 | 3,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,748 |
| Cash dividends | $350,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $477,000 | 3,263 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,541,000 | 5,460 |
| Total interest expense | $1,476,000 | 5,262 |
| Net interest income | $3,065,000 | 5,441 |
| Provision for loan and lease losses | $60,000 | 5,443 |
| Total noninterest income | $281,000 | 6,449 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $210,000 | 4,936 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $71,000 | 6,919 |
| Total noninterest expense | $1,408,000 | 7,044 |
| Salaries and employee benefits | $793,000 | 6,957 |
| Premises and equipment expense | $310,000 | 5,630 |
| Additional noninterest expense | $305,000 | 7,617 |
| Pre-tax net operating income | $1,878,000 | 3,834 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,878,000 | 3,247 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,878,000 | 3,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,517 |
| Cash dividends | $1,150,000 | 2,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,878,000 | 3,217 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 5,547 |
| Total interest expense | $1,045,000 | 5,318 |
| Net interest income | $2,225,000 | 5,552 |
| Provision for loan and lease losses | $45,000 | 5,313 |
| Total noninterest income | $218,000 | 6,410 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $160,000 | 4,941 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,825 |
| Total noninterest expense | $1,054,000 | 7,047 |
| Salaries and employee benefits | $612,000 | 6,872 |
| Premises and equipment expense | $223,000 | 5,763 |
| Additional noninterest expense | $219,000 | 7,697 |
| Pre-tax net operating income | $1,344,000 | 4,040 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,344,000 | 3,406 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,344,000 | 3,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,382 |
| Cash dividends | $1,150,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,344,000 | 3,361 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,094,000 | 5,603 |
| Total interest expense | $647,000 | 5,369 |
| Net interest income | $1,447,000 | 5,605 |
| Provision for loan and lease losses | $30,000 | 5,130 |
| Total noninterest income | $142,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $105,000 | 4,934 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $37,000 | 6,911 |
| Total noninterest expense | $705,000 | 7,042 |
| Salaries and employee benefits | $409,000 | 6,854 |
| Premises and equipment expense | $158,000 | 5,558 |
| Additional noninterest expense | $138,000 | 7,770 |
| Pre-tax net operating income | $854,000 | 4,131 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $854,000 | 3,478 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $854,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $750,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $854,000 | 3,431 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,000,000 | 5,729 |
| Total interest expense | $295,000 | 5,524 |
| Net interest income | $705,000 | 5,714 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $75,000 | 6,308 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $55,000 | 4,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $343,000 | 7,145 |
| Salaries and employee benefits | $205,000 | 6,918 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $65,000 | 7,918 |
| Pre-tax net operating income | $422,000 | 4,124 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $422,000 | 3,490 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $422,000 | 3,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,394 |
| Cash dividends | $400,000 | 1,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $422,000 | 3,451 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,059,000 | 5,512 |
| Total interest expense | $1,206,000 | 5,098 |
| Net interest income | $2,853,000 | 5,571 |
| Provision for loan and lease losses | $42,000 | 6,127 |
| Total noninterest income | $305,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $218,000 | 5,049 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $87,000 | 6,638 |
| Total noninterest expense | $1,304,000 | 7,252 |
| Salaries and employee benefits | $774,000 | 7,032 |
| Premises and equipment expense | $271,000 | 5,984 |
| Additional noninterest expense | $259,000 | 7,942 |
| Pre-tax net operating income | $1,812,000 | 3,772 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,812,000 | 3,171 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,812,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,948 |
| Cash dividends | $1,650,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,812,000 | 3,109 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 5,501 |
| Total interest expense | $911,000 | 5,054 |
| Net interest income | $2,137,000 | 5,570 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $229,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $164,000 | 5,084 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $65,000 | 6,663 |
| Total noninterest expense | $962,000 | 7,260 |
| Salaries and employee benefits | $572,000 | 7,020 |
| Premises and equipment expense | $205,000 | 5,910 |
| Additional noninterest expense | $185,000 | 8,009 |
| Pre-tax net operating income | $1,383,000 | 3,786 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,383,000 | 3,180 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,383,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,231 |
| Cash dividends | $1,200,000 | 1,492 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,383,000 | 3,098 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 5,496 |
| Total interest expense | $612,000 | 5,051 |
| Net interest income | $1,425,000 | 5,566 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $165,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $109,000 | 5,084 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 6,240 |
| Total noninterest expense | $640,000 | 7,318 |
| Salaries and employee benefits | $386,000 | 7,028 |
| Premises and equipment expense | $128,000 | 6,144 |
| Additional noninterest expense | $126,000 | 8,011 |
| Pre-tax net operating income | $950,000 | 3,652 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $950,000 | 3,060 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $950,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,118 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $950,000 | 2,981 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $970,000 | 5,671 |
| Total interest expense | $310,000 | 5,069 |
| Net interest income | $660,000 | 5,825 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $71,000 | 6,540 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $18,000 | 6,980 |
| Total noninterest expense | $312,000 | 7,417 |
| Salaries and employee benefits | $181,000 | 7,244 |
| Premises and equipment expense | $64,000 | 6,144 |
| Additional noninterest expense | $67,000 | 7,958 |
| Pre-tax net operating income | $419,000 | 3,965 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $419,000 | 3,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $419,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,206 |
| Cash dividends | $300,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $419,000 | 3,259 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,226,000 | 5,447 |
| Total interest expense | $1,485,000 | 4,898 |
| Net interest income | $2,741,000 | 5,594 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $285,000 | 6,693 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $227,000 | 4,982 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $1,316,000 | 7,235 |
| Salaries and employee benefits | $742,000 | 7,143 |
| Premises and equipment expense | $147,000 | 7,439 |
| Additional noninterest expense | $427,000 | 6,989 |
| Pre-tax net operating income | $1,610,000 | 3,944 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,610,000 | 3,384 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,610,000 | 3,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,591 |
| Cash dividends | $1,675,000 | 1,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,610,000 | 3,224 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,229,000 | 5,450 |
| Total interest expense | $1,154,000 | 4,925 |
| Net interest income | $2,075,000 | 5,605 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $205,000 | 6,821 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $156,000 | 5,220 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $49,000 | 7,244 |
| Total noninterest expense | $927,000 | 7,385 |
| Salaries and employee benefits | $545,000 | 7,152 |
| Premises and equipment expense | $78,000 | 8,039 |
| Additional noninterest expense | $304,000 | 7,104 |
| Pre-tax net operating income | $1,253,000 | 3,958 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,253,000 | 3,381 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,253,000 | 3,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,021 |
| Cash dividends | $975,000 | 1,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,253,000 | 3,216 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 5,471 |
| Total interest expense | $790,000 | 4,963 |
| Net interest income | $1,376,000 | 5,611 |
| Provision for loan and lease losses | $90,000 | 4,018 |
| Total noninterest income | $128,000 | 6,952 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $98,000 | 5,331 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $30,000 | 7,328 |
| Total noninterest expense | $567,000 | 7,613 |
| Salaries and employee benefits | $351,000 | 7,279 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $168,000 | 7,540 |
| Pre-tax net operating income | $847,000 | 3,908 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $847,000 | 3,351 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $847,000 | 3,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,131 |
| Cash dividends | $675,000 | 1,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $847,000 | 3,179 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 5,556 |
| Total interest expense | $398,000 | 5,051 |
| Net interest income | $669,000 | 5,684 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $58,000 | 7,077 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 5,295 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $251,000 | 7,921 |
| Salaries and employee benefits | $145,000 | 7,801 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $466,000 | 3,671 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $466,000 | 3,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $466,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $466,000 | 2,947 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,281,000 | 5,699 |
| Total interest expense | $1,760,000 | 5,216 |
| Net interest income | $2,521,000 | 5,881 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $285,000 | 6,584 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $200,000 | 5,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $85,000 | 6,773 |
| Total noninterest expense | $1,090,000 | 7,735 |
| Salaries and employee benefits | $583,000 | 7,771 |
| Premises and equipment expense | $124,000 | 7,833 |
| Additional noninterest expense | $383,000 | 7,269 |
| Pre-tax net operating income | $1,706,000 | 3,782 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,706,000 | 3,170 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,706,000 | 3,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 5,115 |
| Cash dividends | $1,200,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,706,000 | 3,061 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,760,000 | 5,786 |
| Total interest expense | $2,342,000 | 5,598 |
| Net interest income | $2,418,000 | 5,825 |
| Provision for loan and lease losses | $327,000 | 3,033 |
| Total noninterest income | $243,000 | 6,925 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $182,000 | 5,365 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $1,030,000 | 7,880 |
| Salaries and employee benefits | $547,000 | 7,948 |
| Premises and equipment expense | $154,000 | 7,452 |
| Additional noninterest expense | $329,000 | 7,648 |
| Pre-tax net operating income | $1,304,000 | 4,215 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,304,000 | 3,575 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,304,000 | 3,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,522 |
| Cash dividends | $752,000 | 2,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,304,000 | 3,478 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,002,000 | 5,733 |
| Total interest expense | $2,495,000 | 5,567 |
| Net interest income | $2,507,000 | 5,795 |
| Provision for loan and lease losses | $430,000 | 2,132 |
| Total noninterest income | $214,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 5,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 8,092 |
| Total noninterest expense | $1,011,000 | 7,986 |
| Salaries and employee benefits | $495,000 | 8,270 |
| Premises and equipment expense | $124,000 | 8,022 |
| Additional noninterest expense | $392,000 | 7,208 |
| Pre-tax net operating income | $1,280,000 | 4,543 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,280,000 | 3,682 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,280,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $159,000 | 2,771 |
| Cash dividends | $680,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,280,000 | 3,672 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 6,189 |
| Total interest expense | $1,961,000 | 6,069 |
| Net interest income | $2,245,000 | 6,194 |
| Provision for loan and lease losses | $100,000 | 5,206 |
| Total noninterest income | $236,000 | 7,086 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $154,000 | 5,778 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 7,095 |
| Total noninterest expense | $907,000 | 8,394 |
| Salaries and employee benefits | $476,000 | 8,477 |
| Premises and equipment expense | $135,000 | 7,931 |
| Additional noninterest expense | $296,000 | 8,153 |
| Pre-tax net operating income | $1,474,000 | 4,149 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $1,474,000 | 3,287 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,474,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,166 |
| Cash dividends | $870,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,474,000 | 3,247 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,840,000 | 6,615 |
| Total interest expense | $1,830,000 | 6,492 |
| Net interest income | $2,010,000 | 6,652 |
| Provision for loan and lease losses | $95,000 | 5,236 |
| Total noninterest income | $161,000 | 8,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 6,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 8,570 |
| Total noninterest expense | $786,000 | 8,819 |
| Salaries and employee benefits | $408,000 | 8,920 |
| Premises and equipment expense | $121,000 | 8,248 |
| Additional noninterest expense | $257,000 | 8,537 |
| Pre-tax net operating income | $1,290,000 | 4,649 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $1,290,000 | 3,721 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,290,000 | 3,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,253 |
| Cash dividends | $1,075,000 | 2,101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,290,000 | 3,624 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 7,241 |
| Total interest expense | $1,562,000 | 7,204 |
| Net interest income | $1,868,000 | 7,188 |
| Provision for loan and lease losses | $76,000 | 5,749 |
| Total noninterest income | $152,000 | 8,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $108,000 | 7,024 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,689 |
| Total noninterest expense | $653,000 | 9,544 |
| Salaries and employee benefits | $361,000 | 9,523 |
| Premises and equipment expense | $69,000 | 9,733 |
| Additional noninterest expense | $223,000 | 9,142 |
| Pre-tax net operating income | $1,291,000 | 4,992 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $35,000 | 9,485 |
| Income before extraordinary items | $1,256,000 | 3,904 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,256,000 | 3,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $700,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,256,000 | 3,833 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,982,000 | 8,023 |
| Total interest expense | $1,324,000 | 8,036 |
| Net interest income | $1,658,000 | 7,879 |
| Provision for loan and lease losses | $41,000 | 6,948 |
| Total noninterest income | $183,000 | 8,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 7,288 |
| Total noninterest expense | $613,000 | 10,131 |
| Salaries and employee benefits | $325,000 | 10,137 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $228,000 | 9,624 |
| Pre-tax net operating income | $1,187,000 | 5,158 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $433,000 | 4,638 |
| Income before extraordinary items | $754,000 | 5,508 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $754,000 | 5,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 7,019 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $754,000 | 5,454 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 8,685 |
| Total interest expense | $1,156,000 | 8,734 |
| Net interest income | $1,515,000 | 8,492 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $182,000 | 8,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $98,000 | 7,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $589,000 | 10,616 |
| Salaries and employee benefits | $302,000 | 10,731 |
| Premises and equipment expense | $66,000 | 10,593 |
| Additional noninterest expense | $221,000 | 10,177 |
| Pre-tax net operating income | $1,063,000 | 5,737 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $368,000 | 5,242 |
| Income before extraordinary items | $695,000 | 6,024 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $695,000 | 6,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $300,000 | 4,483 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $695,000 | 6,006 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,175,000 | 9,474 |
| Total interest expense | $814,000 | 9,531 |
| Net interest income | $1,361,000 | 9,283 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $149,000 | 9,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $79,000 | 8,715 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 8,653 |
| Total noninterest expense | $592,000 | 11,168 |
| Salaries and employee benefits | $276,000 | 11,420 |
| Premises and equipment expense | $54,000 | 11,490 |
| Additional noninterest expense | $262,000 | 10,380 |
| Pre-tax net operating income | $888,000 | 6,455 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $312,000 | 5,729 |
| Income before extraordinary items | $576,000 | 6,718 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $576,000 | 6,732 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 5,032 |
| Cash dividends | $250,000 | 4,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $576,000 | 6,777 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 10,209 |
| Total interest expense | $781,000 | 10,144 |
| Net interest income | $1,207,000 | 10,051 |
| Provision for loan and lease losses | $36,000 | 8,112 |
| Total noninterest income | $114,000 | 10,983 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $555,000 | 11,880 |
| Salaries and employee benefits | $255,000 | 12,133 |
| Premises and equipment expense | $64,000 | 11,705 |
| Additional noninterest expense | $236,000 | 11,247 |
| Pre-tax net operating income | $730,000 | 7,203 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $255,000 | 6,707 |
| Income before extraordinary items | $475,000 | 7,742 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $475,000 | 7,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $260,000 | 4,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $475,000 | 7,490 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 10,944 |
| Total interest expense | $913,000 | 10,805 |
| Net interest income | $1,062,000 | 10,849 |
| Provision for loan and lease losses | $51,000 | 8,987 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 9,331 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,916 |
| Total noninterest expense | $505,000 | 12,612 |
| Salaries and employee benefits | $239,000 | 12,725 |
| Premises and equipment expense | $76,000 | 11,645 |
| Additional noninterest expense | $190,000 | 12,374 |
| Pre-tax net operating income | $624,000 | 7,554 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $220,000 | 7,182 |
| Income before extraordinary items | $404,000 | 8,171 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $404,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 9,710 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $404,000 | 7,817 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.