Home > Home Security Bank > Income and Expense
Home Security Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,640,000 | 3,512 |
| Total interest expense | $3,951,000 | 4,020 |
| Net interest income | $5,689,000 | 3,093 |
| Provision for loan and lease losses | $375,000 | 2,395 |
| Total noninterest income | $834,000 | 3,560 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $530,000 | 2,557 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $304,000 | 3,885 |
| Total noninterest expense | $3,534,000 | 3,673 |
| Salaries and employee benefits | $1,828,000 | 3,724 |
| Premises and equipment expense | $708,000 | 2,852 |
| Additional noninterest expense | $998,000 | 4,005 |
| Pre-tax net operating income | $2,614,000 | 2,666 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $883,000 | 2,346 |
| Income before extraordinary items | $1,731,000 | 2,887 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,731,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $248,000 | 2,062 |
| Cash dividends | $1,354,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,731,000 | 2,884 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,643,000 | 3,643 |
| Total interest expense | $3,192,000 | 4,363 |
| Net interest income | $5,451,000 | 3,182 |
| Provision for loan and lease losses | $282,000 | 2,811 |
| Total noninterest income | $909,000 | 3,329 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $572,000 | 2,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,759 |
| Total noninterest expense | $3,435,000 | 3,758 |
| Salaries and employee benefits | $1,681,000 | 3,963 |
| Premises and equipment expense | $640,000 | 3,084 |
| Additional noninterest expense | $1,114,000 | 3,676 |
| Pre-tax net operating income | $2,643,000 | 2,676 |
| Securities gains (losses) | $20,000 | 1,398 |
| Applicable income taxes | $851,000 | 2,501 |
| Income before extraordinary items | $1,812,000 | 2,791 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,812,000 | 2,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,777 |
| Cash dividends | $247,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,798,400 | 2,777 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,309,000 | 3,807 |
| Total interest expense | $3,560,000 | 4,062 |
| Net interest income | $4,749,000 | 3,571 |
| Provision for loan and lease losses | $301,000 | 2,558 |
| Total noninterest income | $594,000 | 4,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $420,000 | 3,001 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 5,312 |
| Total noninterest expense | $3,183,000 | 3,907 |
| Salaries and employee benefits | $1,473,000 | 4,298 |
| Premises and equipment expense | $596,000 | 3,188 |
| Additional noninterest expense | $1,114,000 | 3,589 |
| Pre-tax net operating income | $1,859,000 | 3,538 |
| Securities gains (losses) | $12,000 | 2,822 |
| Applicable income taxes | $644,000 | 3,228 |
| Income before extraordinary items | $1,227,000 | 3,858 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,227,000 | 3,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,781 |
| Cash dividends | $220,000 | 5,201 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,219,080 | 3,791 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,217,000 | 4,380 |
| Total interest expense | $3,086,000 | 4,587 |
| Net interest income | $4,131,000 | 4,121 |
| Provision for loan and lease losses | $214,000 | 3,302 |
| Total noninterest income | $1,416,000 | 2,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,614 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,066,000 | 1,675 |
| Total noninterest expense | $2,591,000 | 4,649 |
| Salaries and employee benefits | $1,149,000 | 5,280 |
| Premises and equipment expense | $496,000 | 3,732 |
| Additional noninterest expense | $946,000 | 4,110 |
| Pre-tax net operating income | $2,742,000 | 2,702 |
| Securities gains (losses) | $-1,000 | 9,009 |
| Applicable income taxes | $917,000 | 2,618 |
| Income before extraordinary items | $1,824,000 | 2,797 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,824,000 | 2,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,195 |
| Cash dividends | $501,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $750,000 | 483 |
| Net operating income | $1,824,670 | 2,747 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 5,254 |
| Total interest expense | $2,512,000 | 5,495 |
| Net interest income | $3,373,000 | 4,987 |
| Provision for loan and lease losses | $205,000 | 3,345 |
| Total noninterest income | $528,000 | 4,990 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,824 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,262 |
| Total noninterest expense | $3,034,000 | 4,273 |
| Salaries and employee benefits | $969,000 | 6,135 |
| Premises and equipment expense | $532,000 | 3,597 |
| Additional noninterest expense | $1,533,000 | 3,067 |
| Pre-tax net operating income | $662,000 | 7,105 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $221,000 | 6,822 |
| Income before extraordinary items | $445,000 | 7,271 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $445,000 | 7,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $149,000 | 6,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $442,320 | 7,242 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,609,000 | 6,341 |
| Total interest expense | $2,100,000 | 6,264 |
| Net interest income | $2,509,000 | 6,301 |
| Provision for loan and lease losses | $112,000 | 4,360 |
| Total noninterest income | $555,000 | 4,837 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,153 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $242,000 | 4,569 |
| Total noninterest expense | $1,808,000 | 6,436 |
| Salaries and employee benefits | $881,000 | 6,653 |
| Premises and equipment expense | $230,000 | 6,662 |
| Additional noninterest expense | $697,000 | 5,874 |
| Pre-tax net operating income | $1,144,000 | 5,434 |
| Securities gains (losses) | $51,000 | 1,292 |
| Applicable income taxes | $410,000 | 4,867 |
| Income before extraordinary items | $785,000 | 5,520 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $785,000 | 5,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,914 |
| Cash dividends | $158,000 | 5,978 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 374 |
| Net operating income | $751,340 | 5,678 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,484,000 | 7,346 |
| Total interest expense | $1,270,000 | 7,656 |
| Net interest income | $2,214,000 | 7,057 |
| Provision for loan and lease losses | $59,000 | 5,840 |
| Total noninterest income | $355,000 | 6,614 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $269,000 | 4,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 7,986 |
| Total noninterest expense | $1,426,000 | 7,835 |
| Salaries and employee benefits | $659,000 | 8,206 |
| Premises and equipment expense | $210,000 | 7,210 |
| Additional noninterest expense | $557,000 | 7,375 |
| Pre-tax net operating income | $1,084,000 | 5,628 |
| Securities gains (losses) | $-2,000 | 9,023 |
| Applicable income taxes | $368,000 | 5,069 |
| Income before extraordinary items | $714,000 | 5,827 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $714,000 | 5,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,150 |
| Cash dividends | $148,000 | 6,174 |
| Sale, conversion, retirement of capital stock, net | $465,000 | 557 |
| Net operating income | $715,320 | 5,892 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,794,000 | 8,670 |
| Total interest expense | $1,023,000 | 8,998 |
| Net interest income | $1,771,000 | 8,316 |
| Provision for loan and lease losses | $117,000 | 5,397 |
| Total noninterest income | $324,000 | 7,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $248,000 | 5,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,800 |
| Total noninterest expense | $1,397,000 | 8,205 |
| Salaries and employee benefits | $654,000 | 8,358 |
| Premises and equipment expense | $198,000 | 7,726 |
| Additional noninterest expense | $545,000 | 7,814 |
| Pre-tax net operating income | $581,000 | 8,078 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $202,000 | 7,571 |
| Income before extraordinary items | $394,000 | 8,491 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $394,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 6,565 |
| Cash dividends | $108,000 | 6,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $384,100 | 8,332 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,523,000 | 9,883 |
| Total interest expense | $1,058,000 | 10,148 |
| Net interest income | $1,465,000 | 9,389 |
| Provision for loan and lease losses | $177,000 | 5,621 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,892 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 11,632 |
| Total noninterest expense | $1,152,000 | 9,272 |
| Salaries and employee benefits | $557,000 | 9,208 |
| Premises and equipment expense | $149,000 | 9,148 |
| Additional noninterest expense | $446,000 | 9,020 |
| Pre-tax net operating income | $373,000 | 9,488 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $117,000 | 9,465 |
| Income before extraordinary items | $272,000 | 9,654 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $272,000 | 9,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 4,723 |
| Cash dividends | $34,000 | 8,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $260,800 | 9,406 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.