Home > Home Savings, SSB > Income and Expense
Home Savings, SSB, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,336,000 | 4,418 |
| Total interest expense | $4,242,000 | 3,802 |
| Net interest income | $3,094,000 | 5,038 |
| Provision for loan and lease losses | $18,000 | 7,686 |
| Total noninterest income | $31,000 | 9,572 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $24,000 | 8,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 9,569 |
| Total noninterest expense | $1,830,000 | 5,999 |
| Salaries and employee benefits | $1,187,000 | 5,272 |
| Premises and equipment expense | $92,000 | 8,578 |
| Additional noninterest expense | $551,000 | 6,066 |
| Pre-tax net operating income | $1,277,000 | 4,553 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $428,000 | 3,846 |
| Income before extraordinary items | $849,000 | 4,871 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $849,000 | 4,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $208,000 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $849,000 | 4,876 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,816,000 | 4,498 |
| Total interest expense | $3,603,000 | 3,946 |
| Net interest income | $3,213,000 | 4,923 |
| Provision for loan and lease losses | $18,000 | 7,756 |
| Total noninterest income | $32,000 | 9,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $20,000 | 8,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $1,814,000 | 6,060 |
| Salaries and employee benefits | $1,102,000 | 5,484 |
| Premises and equipment expense | $97,000 | 8,686 |
| Additional noninterest expense | $615,000 | 5,733 |
| Pre-tax net operating income | $1,413,000 | 4,264 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $473,000 | 3,746 |
| Income before extraordinary items | $940,000 | 4,614 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $940,000 | 4,615 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $2,275,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $420,000 | 631 |
| Net operating income | $940,000 | 4,577 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,002,000 | 4,392 |
| Total interest expense | $3,732,000 | 3,899 |
| Net interest income | $3,270,000 | 4,834 |
| Provision for loan and lease losses | $18,000 | 7,833 |
| Total noninterest income | $41,000 | 9,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $15,000 | 8,798 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 9,196 |
| Total noninterest expense | $2,086,000 | 5,435 |
| Salaries and employee benefits | $1,284,000 | 4,814 |
| Premises and equipment expense | $105,000 | 8,597 |
| Additional noninterest expense | $697,000 | 5,183 |
| Pre-tax net operating income | $1,207,000 | 4,866 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $386,000 | 4,520 |
| Income before extraordinary items | $816,000 | 5,128 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $816,000 | 5,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,450 |
| Cash dividends | $4,808,000 | 657 |
| Sale, conversion, retirement of capital stock, net | $710,000 | 509 |
| Net operating income | $819,400 | 5,027 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,849,000 | 4,579 |
| Total interest expense | $3,612,000 | 4,035 |
| Net interest income | $3,237,000 | 5,017 |
| Provision for loan and lease losses | $18,000 | 7,986 |
| Total noninterest income | $44,000 | 10,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $10,000 | 9,287 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 9,136 |
| Total noninterest expense | $1,431,000 | 6,961 |
| Salaries and employee benefits | $810,000 | 6,732 |
| Premises and equipment expense | $101,000 | 8,944 |
| Additional noninterest expense | $520,000 | 6,344 |
| Pre-tax net operating income | $1,832,000 | 3,807 |
| Securities gains (losses) | $-7,000 | 9,846 |
| Applicable income taxes | $601,000 | 3,662 |
| Income before extraordinary items | $1,224,000 | 3,985 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,224,000 | 3,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $500,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 818 |
| Net operating income | $1,228,690 | 3,907 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,096,000 | 5,126 |
| Total interest expense | $3,562,000 | 4,130 |
| Net interest income | $2,534,000 | 6,137 |
| Provision for loan and lease losses | $88,000 | 5,424 |
| Total noninterest income | $58,000 | 10,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 9,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,071 |
| Total noninterest expense | $1,658,000 | 6,698 |
| Salaries and employee benefits | $571,000 | 8,315 |
| Premises and equipment expense | $96,000 | 9,398 |
| Additional noninterest expense | $991,000 | 4,439 |
| Pre-tax net operating income | $846,000 | 6,313 |
| Securities gains (losses) | $-8,000 | 10,177 |
| Applicable income taxes | $247,000 | 6,490 |
| Income before extraordinary items | $591,000 | 6,323 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $591,000 | 6,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $8,887,000 | 72 |
| Net operating income | $596,680 | 6,228 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,691,000 | 5,442 |
| Total interest expense | $3,266,000 | 4,415 |
| Net interest income | $2,425,000 | 6,434 |
| Provision for loan and lease losses | $145,000 | 3,721 |
| Total noninterest income | $35,000 | 11,581 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,169 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $1,081,000 | 8,655 |
| Salaries and employee benefits | $527,000 | 8,880 |
| Premises and equipment expense | $90,000 | 9,917 |
| Additional noninterest expense | $464,000 | 7,568 |
| Pre-tax net operating income | $1,234,000 | 5,157 |
| Securities gains (losses) | $-10,000 | 10,097 |
| Applicable income taxes | $526,000 | 4,034 |
| Income before extraordinary items | $698,000 | 6,006 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $698,000 | 6,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,295 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $704,400 | 5,949 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,364,000 | 5,346 |
| Total interest expense | $2,515,000 | 4,629 |
| Net interest income | $2,849,000 | 5,829 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $36,000 | 12,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 10,704 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,111 |
| Total noninterest expense | $923,000 | 9,668 |
| Salaries and employee benefits | $438,000 | 9,934 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $397,000 | 8,855 |
| Pre-tax net operating income | $1,883,000 | 3,610 |
| Securities gains (losses) | $-32,000 | 10,707 |
| Applicable income taxes | $704,000 | 3,078 |
| Income before extraordinary items | $1,147,000 | 4,025 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,147,000 | 4,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,167,480 | 4,003 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 5,417 |
| Total interest expense | $2,571,000 | 4,690 |
| Net interest income | $2,830,000 | 5,926 |
| Provision for loan and lease losses | $185,000 | 4,083 |
| Total noninterest income | $19,000 | 13,082 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 12,927 |
| Total noninterest expense | $965,000 | 9,901 |
| Salaries and employee benefits | $435,000 | 10,290 |
| Premises and equipment expense | $83,000 | 11,040 |
| Additional noninterest expense | $447,000 | 8,754 |
| Pre-tax net operating income | $1,699,000 | 3,882 |
| Securities gains (losses) | $58,000 | 3,190 |
| Applicable income taxes | $708,000 | 3,082 |
| Income before extraordinary items | $1,049,000 | 4,516 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,049,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 6,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,011,880 | 4,425 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,328,000 | 6,057 |
| Total interest expense | $3,081,000 | 5,046 |
| Net interest income | $2,247,000 | 7,134 |
| Provision for loan and lease losses | $94,000 | 7,468 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $237,000 | 5,143 |
| Total noninterest expense | $801,000 | 10,992 |
| Salaries and employee benefits | $332,000 | 11,642 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $367,000 | 9,987 |
| Pre-tax net operating income | $1,589,000 | 3,839 |
| Securities gains (losses) | $-58,000 | 13,696 |
| Applicable income taxes | $562,000 | 3,623 |
| Income before extraordinary items | $969,000 | 4,628 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $969,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 10,379 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,006,120 | 4,162 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.