Home Savings of America, FSB, Income and Expense

1992-12-31 (YTD Data)		Rank
Total interest income	$2,922,910,000	8
Total interest expense	$1,700,962,000	8
Net interest income	$1,221,948,000	7
Provision for loan and lease losses	$287,552,000	14
Total noninterest income	$105,008,000	116
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$105,008,000	70
Total noninterest expense	$775,238,000	20
Salaries and employee benefits	$217,652,000	34
Premises and equipment expense	$172,123,000	13
Additional noninterest expense	$385,463,000	21
Pre-tax net operating income	$264,166,000	28
Securities gains (losses)	$87,334,000	11
Applicable income taxes	$166,441,000	9
Income before extraordinary items	$185,059,000	29
Extraordinary gains, net	$47,677,000	5
Net income	$232,736,000	23
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,484,000	20
Cash dividends	$160,000,000	13
Sale, conversion, retirement of capital stock, net	$409,000	592
Net operating income	$129,165,240	41

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.