Home > Home Savings of America, FSB > Loan Charge- Offs and Recoveries
Home Savings of America, FSB, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $107,867,000 | 49 |
| Loans secured by real estate, total | $102,674,000 | 2 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $102,674,000 | 1 |
| Construction and land development | $0 | 676 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $81,047,000 | 1 |
| Secured by multifamily residential properties | $16,484,000 | 2 |
| Secured by nonfarm nonresidential properties | $5,143,000 | 22 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $523,000 | 586 |
| Loans to individuals | $4,670,000 | 241 |
| Credit card loan charge offs | $3,912,000 | 165 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $758,000 | 494 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,347,000 | 343 |
| Loans secured by real estate, total | $1,283,000 | 129 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,283,000 | 129 |
| Construction and land development | $0 | 513 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $2,000 | 2,590 |
| Secured by multifamily residential properties | $367,000 | 34 |
| Secured by nonfarm nonresidential properties | $914,000 | 97 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $64,000 | 1,434 |
| Loans to individuals | $0 | 8,099 |
| Credit card loan recoveries | $0 | 2,736 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 7,800 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $106,520,000 | 44 |
| Loans secured by real estate, total | $101,391,000 | 1 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $101,391,000 | 1 |
| Construction and land development | $0 | 590 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $81,045,000 | 1 |
| Secured by multifamily residential properties | $16,117,000 | 1 |
| Secured by nonfarm nonresidential properties | $4,229,000 | 14 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $459,000 | 505 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $4,670,000 | 212 |
| Credit card loan net charge offs | $3,912,000 | 154 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $758,000 | 400 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $190,003,000 | 23 |
| Loans secured by real estate, total | $189,536,000 | 2 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $189,536,000 | 2 |
| Construction and land development | $0 | 737 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $110,675,000 | 2 |
| Secured by multifamily residential properties | $59,262,000 | 1 |
| Secured by nonfarm nonresidential properties | $19,599,000 | 11 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $69,000 | 3,051 |
| Loans to individuals | $398,000 | 1,020 |
| Credit card loan charge offs | $288,000 | 455 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $110,000 | 2,056 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $4,407,000 | 200 |
| Loans secured by real estate, total | $4,407,000 | 46 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $4,407,000 | 46 |
| Construction and land development | $0 | 613 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $4,017,000 | 10 |
| Secured by multifamily residential properties | $184,000 | 75 |
| Secured by nonfarm nonresidential properties | $206,000 | 298 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,068 |
| Loans to individuals | $0 | 8,526 |
| Credit card loan recoveries | $0 | 2,751 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,255 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $185,596,000 | 19 |
| Loans secured by real estate, total | $185,129,000 | 2 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $185,129,000 | 2 |
| Construction and land development | $0 | 634 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $106,658,000 | 2 |
| Secured by multifamily residential properties | $59,078,000 | 1 |
| Secured by nonfarm nonresidential properties | $19,393,000 | 4 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $69,000 | 2,298 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $398,000 | 851 |
| Credit card loan net charge offs | $288,000 | 422 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $110,000 | 1,591 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $159,385,000 | 23 |
| Loans secured by real estate, total | $159,385,000 | 5 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $159,385,000 | 5 |
| Construction and land development | $2,000 | 827 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $84,007,000 | 3 |
| Secured by multifamily residential properties | $53,263,000 | 1 |
| Secured by nonfarm nonresidential properties | $22,113,000 | 13 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,579 |
| Loans to individuals | $0 | 9,727 |
| Credit card loan charge offs | $0 | 4,035 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,309 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,862,000 | 350 |
| Loans secured by real estate, total | $1,862,000 | 127 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,862,000 | 126 |
| Construction and land development | $0 | 688 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $783,000 | 68 |
| Secured by multifamily residential properties | $313,000 | 55 |
| Secured by nonfarm nonresidential properties | $766,000 | 143 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,599 |
| Loans to individuals | $0 | 9,046 |
| Credit card loan recoveries | $0 | 2,795 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 8,760 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $157,523,000 | 20 |
| Loans secured by real estate, total | $157,523,000 | 4 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $157,523,000 | 4 |
| Construction and land development | $2,000 | 723 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $83,224,000 | 3 |
| Secured by multifamily residential properties | $52,950,000 | 1 |
| Secured by nonfarm nonresidential properties | $21,347,000 | 10 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,683 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 8,408 |
| Credit card loan net charge offs | $0 | 3,773 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,848 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $243,641,000 | 10 |
| Loans secured by real estate, total | $243,641,000 | 4 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $243,641,000 | 4 |
| Construction and land development | $5,204,000 | 35 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $88,773,000 | 4 |
| Secured by multifamily residential properties | $114,322,000 | 2 |
| Secured by nonfarm nonresidential properties | $35,342,000 | 13 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 7,969 |
| Loans to individuals | $0 | 10,180 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 9,793 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $6,067,000 | 183 |
| Loans secured by real estate, total | $6,067,000 | 52 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $6,067,000 | 52 |
| Construction and land development | $588,000 | 70 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $391,000 | 139 |
| Secured by multifamily residential properties | $4,276,000 | 5 |
| Secured by nonfarm nonresidential properties | $812,000 | 135 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,252 |
| Loans to individuals | $0 | 9,566 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,313 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $237,574,000 | 8 |
| Loans secured by real estate, total | $237,574,000 | 4 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $237,574,000 | 4 |
| Construction and land development | $4,616,000 | 25 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $88,382,000 | 3 |
| Secured by multifamily residential properties | $110,046,000 | 2 |
| Secured by nonfarm nonresidential properties | $34,530,000 | 11 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 5,704 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $0 | 8,491 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 7,947 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $618,536,000 | 6 |
| Loans secured by real estate, total | $608,329,000 | 2 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $608,329,000 | 1 |
| Construction and land development | $6,381,000 | 50 |
| Secured by farmland | NA | NA |
| Total charge-offs secured by 1-4 family residential properties | $463,952,000 | 1 |
| Secured by multifamily residential properties | $78,099,000 | 2 |
| Secured by nonfarm nonresidential properties | $59,897,000 | 16 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,929 |
| Loans to individuals | $10,207,000 | 124 |
| Credit card loan charge offs | $10,207,000 | 79 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 10,504 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $1,926,000 | 375 |
| Loans secured by real estate, total | $1,926,000 | 126 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $1,926,000 | 125 |
| Construction and land development | $0 | 926 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties - total recoveries | $98,000 | 430 |
| Secured by multifamily residential properties | $1,828,000 | 15 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 8,809 |
| Loans to individuals | $0 | 10,087 |
| Credit card loan recoveries | $0 | 2,866 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 9,819 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $616,610,000 | 5 |
| Loans secured by real estate, total | $606,403,000 | 1 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $606,403,000 | 1 |
| Construction and land development | $6,381,000 | 49 |
| Secured by farmland | NA | NA |
| Secured by 1-4 family residential properties- net charge-offs | $463,854,000 | 1 |
| Secured by multifamily residential properties | $76,271,000 | 2 |
| Secured by nonfarm nonresidential properties | $59,897,000 | 14 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $0 | 6,774 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $10,207,000 | 96 |
| Credit card loan net charge offs | $10,207,000 | 69 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 8,565 |
| Loans to foreign governments and official institutions | NA | NA |
| Other loans | NA | NA |
| Lease financing receivables | NA | NA |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $33,529,000 | 157 |
| Loans secured by real estate, total | $33,529,000 | 67 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $33,529,000 | 66 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $13,770,000 | 25 |
| Secured by multifamily residential properties | $14,622,000 | 17 |
| Secured by nonfarm nonresidential properties | $5,137,000 | 155 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 43 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $0 | 201 |
| Commercial and industrial loans | $0 | 9,917 |
| Loans to individuals | $0 | 11,478 |
| Credit card loan charge offs | $0 | 4,333 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $0 | 11,147 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | $0 | 387 |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $467,000 | 963 |
| Loans secured by real estate, total | $467,000 | 323 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $467,000 | 323 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $100,000 | 395 |
| Secured by multifamily residential properties | $347,000 | 29 |
| Secured by nonfarm nonresidential properties | $20,000 | 1,151 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 52 |
| To foreign banks | $0 | 28 |
| Loans to finance agricultural production and other loans to farmers | $0 | 217 |
| Commercial and industrial loans | $0 | 9,301 |
| Loans to individuals | $0 | 10,546 |
| Credit card loan recoveries | $0 | 2,868 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $0 | 10,286 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | $0 | 349 |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $33,062,000 | 144 |
| Loans secured by real estate, total | $33,062,000 | 62 |
| To non-U.S. addressees | $0 | 17 |
| Real estate loans in domestic offices | $33,062,000 | 62 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $13,670,000 | 25 |
| Secured by multifamily residential properties | $14,275,000 | 16 |
| Secured by nonfarm nonresidential properties | $5,117,000 | 147 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 36 |
| To foreign banks | $0 | 15 |
| Loans to finance agricultural production and other loans to farmers | $0 | 152 |
| Commercial and industrial loans | $0 | 8,199 |
| To non-U.S. addressees | $0 | 50 |
| Loans to individuals | $0 | 10,154 |
| Credit card loan net charge offs | $0 | 4,099 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $0 | 9,708 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | $0 | 326 |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.