Home > Home Savings of America, FSB > Income and Expense
Home Savings of America, FSB, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,374,049,000 | 14 |
| Total interest expense | $2,085,780,000 | 12 |
| Net interest income | $1,288,269,000 | 18 |
| Provision for loan and lease losses | $101,043,000 | 47 |
| Total noninterest income | $251,743,000 | 76 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $251,743,000 | 51 |
| Total noninterest expense | $754,697,000 | 41 |
| Salaries and employee benefits | $325,059,000 | 35 |
| Premises and equipment expense | $187,072,000 | 22 |
| Additional noninterest expense | $242,566,000 | 56 |
| Pre-tax net operating income | $684,272,000 | 20 |
| Securities gains (losses) | $20,217,000 | 26 |
| Applicable income taxes | $277,498,000 | 17 |
| Income before extraordinary items | $426,991,000 | 24 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $426,991,000 | 24 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,520,000 | 44 |
| Cash dividends | $505,797,000 | 17 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $414,052,120 | 23 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,496,071,000 | 9 |
| Total interest expense | $2,204,668,000 | 7 |
| Net interest income | $1,291,403,000 | 16 |
| Provision for loan and lease losses | $179,533,000 | 22 |
| Total noninterest income | $127,358,000 | 126 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $127,358,000 | 91 |
| Total noninterest expense | $1,056,762,000 | 28 |
| Salaries and employee benefits | $315,945,000 | 31 |
| Premises and equipment expense | $193,413,000 | 21 |
| Additional noninterest expense | $547,404,000 | 23 |
| Pre-tax net operating income | $182,466,000 | 90 |
| Securities gains (losses) | $38,115,000 | 12 |
| Applicable income taxes | $85,652,000 | 63 |
| Income before extraordinary items | $134,929,000 | 75 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $134,929,000 | 74 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,596,000 | 19 |
| Cash dividends | $307,000,000 | 29 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $110,535,400 | 97 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,693,491,000 | 9 |
| Total interest expense | $2,447,212,000 | 8 |
| Net interest income | $1,246,279,000 | 12 |
| Provision for loan and lease losses | $142,351,000 | 21 |
| Total noninterest income | $796,267,000 | 19 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $796,267,000 | 12 |
| Total noninterest expense | $989,558,000 | 23 |
| Salaries and employee benefits | $314,335,000 | 29 |
| Premises and equipment expense | $212,896,000 | 13 |
| Additional noninterest expense | $462,327,000 | 24 |
| Pre-tax net operating income | $910,637,000 | 10 |
| Securities gains (losses) | $7,089,000 | 42 |
| Applicable income taxes | $411,275,000 | 6 |
| Income before extraordinary items | $506,451,000 | 12 |
| Extraordinary gains, net | $-234,016,000 | 11,972 |
| Net income | $272,435,000 | 28 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,523,000 | 20 |
| Cash dividends | $410,000,000 | 10 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $501,914,040 | 11 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,075,841,000 | 8 |
| Total interest expense | $1,736,530,000 | 8 |
| Net interest income | $1,339,311,000 | 8 |
| Provision for loan and lease losses | $205,875,000 | 9 |
| Total noninterest income | $228,206,000 | 63 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $228,206,000 | 34 |
| Total noninterest expense | $888,800,000 | 20 |
| Salaries and employee benefits | $275,855,000 | 33 |
| Premises and equipment expense | $206,909,000 | 12 |
| Additional noninterest expense | $406,036,000 | 23 |
| Pre-tax net operating income | $472,842,000 | 22 |
| Securities gains (losses) | $7,867,000 | 25 |
| Applicable income taxes | $189,156,000 | 17 |
| Income before extraordinary items | $291,553,000 | 24 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $291,553,000 | 23 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,574,000 | 8 |
| Cash dividends | $160,000,000 | 32 |
| Sale, conversion, retirement of capital stock, net | $140,799,000 | 9 |
| Net operating income | $286,518,120 | 24 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,957,971,000 | 8 |
| Total interest expense | $1,545,076,000 | 8 |
| Net interest income | $1,412,895,000 | 7 |
| Provision for loan and lease losses | $603,673,000 | 6 |
| Total noninterest income | $147,654,000 | 90 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $147,654,000 | 51 |
| Total noninterest expense | $1,042,854,000 | 16 |
| Salaries and employee benefits | $273,325,000 | 30 |
| Premises and equipment expense | $206,028,000 | 11 |
| Additional noninterest expense | $563,501,000 | 12 |
| Pre-tax net operating income | $-85,978,000 | 13,312 |
| Securities gains (losses) | $128,198,000 | 4 |
| Applicable income taxes | $95,420,000 | 39 |
| Income before extraordinary items | $-53,200,000 | 13,266 |
| Extraordinary gains, net | $-21,607,000 | 13,276 |
| Net income | $-74,807,000 | 13,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $616,610,000 | 5 |
| Cash dividends | $145,000,000 | 28 |
| Sale, conversion, retirement of capital stock, net | $330,561,000 | 6 |
| Net operating income | $-135,246,720 | 13,279 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $441,781,000 | 113 |
| Total interest expense | $262,710,000 | 85 |
| Net interest income | $179,071,000 | 145 |
| Provision for loan and lease losses | $48,003,000 | 108 |
| Total noninterest income | $17,450,000 | 422 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $3,262,000 | 454 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $14,188,000 | 350 |
| Total noninterest expense | $119,956,000 | 209 |
| Salaries and employee benefits | $18,998,000 | 399 |
| Premises and equipment expense | $22,485,000 | 142 |
| Additional noninterest expense | $78,473,000 | 152 |
| Pre-tax net operating income | $28,562,000 | 259 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $12,164,000 | 231 |
| Income before extraordinary items | $16,398,000 | 321 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $16,398,000 | 325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,062,000 | 144 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $-48,500,000 | 13,930 |
| Net operating income | $16,398,000 | 288 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.