Home > Home Savings of America, FSB > Net charge- offs to loans
Home Savings of America, FSB, Net charge- offs to loans
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3413% | 2,406 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3279% | 96 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3016% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1707% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4051% | 61 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2002% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4076% | 57 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8207% | 226 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2628% | 199 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9132% | 323 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5903% | 1,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5920% | 74 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1432% | 67 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6532% | 96 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5226% | 66 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5299% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2078% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2753% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6704% | 951 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4752% | 1,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4766% | 153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0018% | 341 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2012% | 105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6096% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3703% | 118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3856% | 116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6633% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6651% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 5.3349% | 47 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9750% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4067% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3391% | 159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3508% | 167 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8915% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8740% | 88 |
| Percentage Net Loans Charged-off:Construction & development | 7.3638% | 73 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.7523% | 81 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3605% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8502% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9125% | 32 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3996% | 37 |
| Percentage Net Loans Charged-off: Credit card loans | 11.0741% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6442% | 3,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6469% | 371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1260% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6687% | 179 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3407% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3407% | 265 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |