Home > Home Savings of America > Income and Expense
Home Savings of America, Income and Expense
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $11,696,000 | 2,381 |
| Total interest expense | $4,851,000 | 1,252 |
| Net interest income | $6,845,000 | 3,129 |
| Provision for loan and lease losses | $6,444,000 | 644 |
| Total noninterest income | $62,612,000 | 156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 6,887 |
| Trading account gains and fees | $-2,852,000 | 7,344 |
| Additional Noninterest Income | $65,457,000 | 122 |
| Total noninterest expense | $92,961,000 | 236 |
| Salaries and employee benefits | $48,900,000 | 199 |
| Premises and equipment expense | $5,668,000 | 455 |
| Additional noninterest expense | $38,393,000 | 237 |
| Pre-tax net operating income | $-29,948,000 | 7,324 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-3,669,000 | 7,288 |
| Income before extraordinary items | $-26,279,000 | 7,314 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-26,279,000 | 7,314 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-26,279,000 | 7,314 |
| Net charge-offs | $3,426,000 | 1,092 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-26,279,000 | 7,312 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 2,490 |
| Total interest expense | $3,740,000 | 1,271 |
| Net interest income | $4,779,000 | 3,329 |
| Provision for loan and lease losses | $6,132,000 | 524 |
| Total noninterest income | $50,263,000 | 146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 6,909 |
| Trading account gains and fees | $1,186,000 | 70 |
| Additional Noninterest Income | $49,070,000 | 118 |
| Total noninterest expense | $71,859,000 | 226 |
| Salaries and employee benefits | $36,932,000 | 193 |
| Premises and equipment expense | $4,342,000 | 450 |
| Additional noninterest expense | $30,585,000 | 215 |
| Pre-tax net operating income | $-22,949,000 | 7,407 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-3,708,000 | 7,401 |
| Income before extraordinary items | $-19,241,000 | 7,394 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-19,241,000 | 7,394 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-19,241,000 | 7,394 |
| Net charge-offs | $2,657,000 | 1,019 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-19,241,000 | 7,388 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,684,000 | 2,502 |
| Total interest expense | $2,604,000 | 1,254 |
| Net interest income | $3,080,000 | 3,414 |
| Provision for loan and lease losses | $2,712,000 | 738 |
| Total noninterest income | $32,125,000 | 156 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 6,898 |
| Trading account gains and fees | $-752,000 | 7,501 |
| Additional Noninterest Income | $32,870,000 | 125 |
| Total noninterest expense | $40,664,000 | 276 |
| Salaries and employee benefits | $26,352,000 | 181 |
| Premises and equipment expense | $2,939,000 | 450 |
| Additional noninterest expense | $11,373,000 | 348 |
| Pre-tax net operating income | $-8,171,000 | 7,429 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-3,072,000 | 7,476 |
| Income before extraordinary items | $-5,099,000 | 7,382 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,099,000 | 7,382 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-5,099,000 | 7,382 |
| Net charge-offs | $1,425,000 | 1,170 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-5,099,000 | 7,377 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,947,000 | 2,421 |
| Total interest expense | $1,332,000 | 1,267 |
| Net interest income | $1,615,000 | 3,289 |
| Provision for loan and lease losses | $2,712,000 | 405 |
| Total noninterest income | $18,505,000 | 145 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $7,000 | 6,714 |
| Trading account gains and fees | $-307,000 | 7,560 |
| Additional Noninterest Income | $18,805,000 | 115 |
| Total noninterest expense | $22,230,000 | 253 |
| Salaries and employee benefits | $14,527,000 | 175 |
| Premises and equipment expense | $1,566,000 | 434 |
| Additional noninterest expense | $6,137,000 | 330 |
| Pre-tax net operating income | $-4,822,000 | 7,501 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-1,852,000 | 7,545 |
| Income before extraordinary items | $-2,970,000 | 7,449 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,970,000 | 7,449 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,970,000 | 7,449 |
| Net charge-offs | $556,000 | 1,254 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,970,000 | 7,452 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,252,000 | 2,271 |
| Total interest expense | $6,505,000 | 1,270 |
| Net interest income | $6,747,000 | 3,171 |
| Provision for loan and lease losses | $3,671,000 | 1,411 |
| Total noninterest income | $98,410,000 | 125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-836,000 | 7,642 |
| Additional Noninterest Income | $99,246,000 | 96 |
| Total noninterest expense | $105,034,000 | 218 |
| Salaries and employee benefits | $58,464,000 | 162 |
| Premises and equipment expense | $6,122,000 | 432 |
| Additional noninterest expense | $40,448,000 | 234 |
| Pre-tax net operating income | $-3,548,000 | 6,991 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,414,000 | 7,392 |
| Income before extraordinary items | $-2,134,000 | 6,874 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,134,000 | 6,874 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,134,000 | 6,875 |
| Net charge-offs | $3,950,000 | 1,221 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,134,000 | 6,848 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,814,000 | 2,352 |
| Total interest expense | $5,068,000 | 1,262 |
| Net interest income | $4,746,000 | 3,391 |
| Provision for loan and lease losses | $2,172,000 | 1,564 |
| Total noninterest income | $63,977,000 | 136 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $690,000 | 82 |
| Additional Noninterest Income | $63,287,000 | 108 |
| Total noninterest expense | $70,367,000 | 229 |
| Salaries and employee benefits | $37,952,000 | 181 |
| Premises and equipment expense | $4,338,000 | 453 |
| Additional noninterest expense | $28,077,000 | 238 |
| Pre-tax net operating income | $-3,816,000 | 7,286 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-1,509,000 | 7,565 |
| Income before extraordinary items | $-2,307,000 | 7,180 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,307,000 | 7,179 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,307,000 | 7,180 |
| Net charge-offs | $2,845,000 | 1,191 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,307,000 | 7,161 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,495,000 | 2,396 |
| Total interest expense | $3,538,000 | 1,257 |
| Net interest income | $2,957,000 | 3,556 |
| Provision for loan and lease losses | $601,000 | 2,560 |
| Total noninterest income | $37,510,000 | 142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-192,000 | 7,799 |
| Additional Noninterest Income | $37,702,000 | 114 |
| Total noninterest expense | $42,590,000 | 251 |
| Salaries and employee benefits | $22,156,000 | 205 |
| Premises and equipment expense | $2,628,000 | 491 |
| Additional noninterest expense | $17,806,000 | 252 |
| Pre-tax net operating income | $-2,724,000 | 7,378 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,092,000 | 7,625 |
| Income before extraordinary items | $-1,632,000 | 7,278 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,632,000 | 7,277 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-1,632,000 | 7,278 |
| Net charge-offs | $647,000 | 2,168 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,632,000 | 7,263 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,321,000 | 2,404 |
| Total interest expense | $1,889,000 | 1,230 |
| Net interest income | $1,432,000 | 3,677 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $17,734,000 | 152 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $-163,000 | 7,917 |
| Additional Noninterest Income | $17,897,000 | 121 |
| Total noninterest expense | $20,420,000 | 263 |
| Salaries and employee benefits | $10,327,000 | 231 |
| Premises and equipment expense | $1,334,000 | 498 |
| Additional noninterest expense | $8,759,000 | 260 |
| Pre-tax net operating income | $-1,454,000 | 7,513 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-579,000 | 7,726 |
| Income before extraordinary items | $-875,000 | 7,435 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-875,000 | 7,435 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-875,000 | 7,436 |
| Net charge-offs | $647,000 | 1,395 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-875,000 | 7,422 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,953,000 | 2,120 |
| Total interest expense | $11,554,000 | 1,024 |
| Net interest income | $4,399,000 | 4,293 |
| Provision for loan and lease losses | $4,047,000 | 1,649 |
| Total noninterest income | $69,214,000 | 151 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $3,189,000 | 70 |
| Additional Noninterest Income | $66,025,000 | 133 |
| Total noninterest expense | $71,785,000 | 315 |
| Salaries and employee benefits | $28,218,000 | 345 |
| Premises and equipment expense | $4,707,000 | 562 |
| Additional noninterest expense | $38,860,000 | 267 |
| Pre-tax net operating income | $-2,219,000 | 6,695 |
| Securities gains (losses) | $5,742,000 | 107 |
| Applicable income taxes | $1,333,000 | 775 |
| Income before extraordinary items | $2,190,000 | 1,528 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,190,000 | 1,525 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,190,000 | 1,527 |
| Net charge-offs | $4,000 | 7,069 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,484,880 | 6,559 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $12,205,000 | 2,120 |
| Total interest expense | $9,018,000 | 1,039 |
| Net interest income | $3,187,000 | 4,412 |
| Provision for loan and lease losses | $2,515,000 | 1,655 |
| Total noninterest income | $44,331,000 | 175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,844,000 | 72 |
| Additional Noninterest Income | $41,487,000 | 150 |
| Total noninterest expense | $45,795,000 | 379 |
| Salaries and employee benefits | $19,136,000 | 389 |
| Premises and equipment expense | $3,463,000 | 582 |
| Additional noninterest expense | $23,196,000 | 312 |
| Pre-tax net operating income | $-792,000 | 6,530 |
| Securities gains (losses) | $5,742,000 | 96 |
| Applicable income taxes | $1,905,000 | 490 |
| Income before extraordinary items | $3,045,000 | 893 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $3,045,000 | 893 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $3,045,000 | 894 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-629,880 | 6,512 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 2,095 |
| Total interest expense | $6,213,000 | 1,070 |
| Net interest income | $2,174,000 | 4,337 |
| Provision for loan and lease losses | $1,848,000 | 1,469 |
| Total noninterest income | $26,181,000 | 201 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,283,000 | 69 |
| Additional Noninterest Income | $23,898,000 | 166 |
| Total noninterest expense | $27,803,000 | 412 |
| Salaries and employee benefits | $11,404,000 | 439 |
| Premises and equipment expense | $2,320,000 | 591 |
| Additional noninterest expense | $14,079,000 | 340 |
| Pre-tax net operating income | $-1,296,000 | 7,157 |
| Securities gains (losses) | $5,742,000 | 86 |
| Applicable income taxes | $1,877,000 | 353 |
| Income before extraordinary items | $2,569,000 | 718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,569,000 | 713 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $2,569,000 | 719 |
| Net charge-offs | $4,000 | 6,304 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,105,880 | 7,179 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,328,000 | 2,049 |
| Total interest expense | $3,218,000 | 1,075 |
| Net interest income | $1,110,000 | 4,244 |
| Provision for loan and lease losses | $445,000 | 1,914 |
| Total noninterest income | $7,954,000 | 261 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $2,515,000 | 52 |
| Additional Noninterest Income | $5,439,000 | 247 |
| Total noninterest expense | $12,610,000 | 416 |
| Salaries and employee benefits | $5,600,000 | 448 |
| Premises and equipment expense | $1,200,000 | 587 |
| Additional noninterest expense | $5,810,000 | 344 |
| Pre-tax net operating income | $-3,991,000 | 7,987 |
| Securities gains (losses) | $5,742,000 | 61 |
| Applicable income taxes | $675,000 | 486 |
| Income before extraordinary items | $1,076,000 | 1,001 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,076,000 | 1,001 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,076,000 | 1,003 |
| Net charge-offs | $4,000 | 5,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,598,880 | 7,953 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $17,149,000 | 2,208 |
| Total interest expense | $10,642,000 | 1,528 |
| Net interest income | $6,507,000 | 3,263 |
| Provision for loan and lease losses | $873,000 | 2,910 |
| Total noninterest income | $8,620,000 | 671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $1,005,000 | 70 |
| Additional Noninterest Income | $7,615,000 | 469 |
| Total noninterest expense | $18,288,000 | 1,079 |
| Salaries and employee benefits | $10,673,000 | 939 |
| Premises and equipment expense | $2,463,000 | 1,124 |
| Additional noninterest expense | $5,152,000 | 1,231 |
| Pre-tax net operating income | $-4,034,000 | 7,720 |
| Securities gains (losses) | $2,703,000 | 101 |
| Applicable income taxes | $-551,000 | 7,531 |
| Income before extraordinary items | $-780,000 | 6,884 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-780,000 | 6,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 4,925 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-2,509,920 | 7,594 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,833,000 | 2,257 |
| Total interest expense | $7,783,000 | 1,621 |
| Net interest income | $5,050,000 | 3,185 |
| Provision for loan and lease losses | $601,000 | 2,478 |
| Total noninterest income | $4,221,000 | 1,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $437,000 | 77 |
| Additional Noninterest Income | $3,784,000 | 692 |
| Total noninterest expense | $10,350,000 | 1,398 |
| Salaries and employee benefits | $5,875,000 | 1,314 |
| Premises and equipment expense | $1,493,000 | 1,387 |
| Additional noninterest expense | $2,982,000 | 1,496 |
| Pre-tax net operating income | $-1,680,000 | 7,788 |
| Securities gains (losses) | $668,000 | 251 |
| Applicable income taxes | $-386,000 | 7,821 |
| Income before extraordinary items | $-626,000 | 7,283 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-626,000 | 7,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,916 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,053,520 | 7,643 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,687,000 | 2,256 |
| Total interest expense | $5,342,000 | 1,642 |
| Net interest income | $3,345,000 | 3,196 |
| Provision for loan and lease losses | $376,000 | 2,236 |
| Total noninterest income | $1,693,000 | 1,507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,693,000 | 955 |
| Total noninterest expense | $5,233,000 | 1,840 |
| Salaries and employee benefits | $2,871,000 | 1,817 |
| Premises and equipment expense | $847,000 | 1,642 |
| Additional noninterest expense | $1,515,000 | 1,904 |
| Pre-tax net operating income | $-571,000 | 7,659 |
| Securities gains (losses) | $320,000 | 431 |
| Applicable income taxes | $-93,000 | 7,845 |
| Income before extraordinary items | $-158,000 | 7,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-158,000 | 7,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,994 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-362,800 | 7,565 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,597,000 | 2,198 |
| Total interest expense | $2,859,000 | 1,640 |
| Net interest income | $1,738,000 | 3,096 |
| Provision for loan and lease losses | $151,000 | 2,116 |
| Total noninterest income | $23,000 | 7,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $23,000 | 6,281 |
| Total noninterest expense | $1,716,000 | 2,718 |
| Salaries and employee benefits | $997,000 | 2,592 |
| Premises and equipment expense | $319,000 | 2,135 |
| Additional noninterest expense | $400,000 | 3,313 |
| Pre-tax net operating income | $-106,000 | 7,580 |
| Securities gains (losses) | $86,000 | 792 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-20,000 | 7,390 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-20,000 | 7,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-106,000 | 7,627 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $15,122,000 | 2,659 |
| Total interest expense | $9,378,000 | 2,042 |
| Net interest income | $5,744,000 | 3,623 |
| Provision for loan and lease losses | $593,000 | 2,080 |
| Total noninterest income | $124,000 | 7,346 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $124,000 | 5,886 |
| Total noninterest expense | $5,734,000 | 3,089 |
| Salaries and employee benefits | $3,470,000 | 2,826 |
| Premises and equipment expense | $811,000 | 3,049 |
| Additional noninterest expense | $1,453,000 | 3,511 |
| Pre-tax net operating income | $-459,000 | 7,789 |
| Securities gains (losses) | $1,851,000 | 120 |
| Applicable income taxes | $561,000 | 2,593 |
| Income before extraordinary items | $831,000 | 4,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $831,000 | 4,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,582 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-353,640 | 7,793 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,832,000 | 2,779 |
| Total interest expense | $6,600,000 | 2,150 |
| Net interest income | $4,232,000 | 3,675 |
| Provision for loan and lease losses | $430,000 | 1,770 |
| Total noninterest income | $94,000 | 7,391 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $94,000 | 5,907 |
| Total noninterest expense | $4,279,000 | 3,063 |
| Salaries and employee benefits | $2,630,000 | 2,783 |
| Premises and equipment expense | $576,000 | 3,169 |
| Additional noninterest expense | $1,073,000 | 3,503 |
| Pre-tax net operating income | $-383,000 | 8,005 |
| Securities gains (losses) | $1,742,000 | 107 |
| Applicable income taxes | $555,000 | 2,404 |
| Income before extraordinary items | $804,000 | 4,335 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $804,000 | 4,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-310,880 | 7,996 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,939,000 | 2,900 |
| Total interest expense | $4,125,000 | 2,273 |
| Net interest income | $2,814,000 | 3,707 |
| Provision for loan and lease losses | $280,000 | 1,648 |
| Total noninterest income | $68,000 | 7,336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $68,000 | 5,796 |
| Total noninterest expense | $2,832,000 | 3,103 |
| Salaries and employee benefits | $1,774,000 | 2,798 |
| Premises and equipment expense | $384,000 | 3,184 |
| Additional noninterest expense | $674,000 | 3,664 |
| Pre-tax net operating income | $-230,000 | 8,109 |
| Securities gains (losses) | $1,476,000 | 95 |
| Applicable income taxes | $511,000 | 2,037 |
| Income before extraordinary items | $735,000 | 3,709 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $735,000 | 3,709 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,005 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-209,640 | 8,120 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,147,000 | 3,146 |
| Total interest expense | $1,807,000 | 2,536 |
| Net interest income | $1,340,000 | 3,837 |
| Provision for loan and lease losses | $130,000 | 1,659 |
| Total noninterest income | $36,000 | 7,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $1,423,000 | 3,116 |
| Salaries and employee benefits | $904,000 | 2,780 |
| Premises and equipment expense | $192,000 | 3,217 |
| Additional noninterest expense | $327,000 | 3,712 |
| Pre-tax net operating income | $-177,000 | 8,272 |
| Securities gains (losses) | $769,000 | 89 |
| Applicable income taxes | $242,000 | 2,137 |
| Income before extraordinary items | $350,000 | 3,823 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $350,000 | 3,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-142,160 | 8,241 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $8,847,000 | 3,922 |
| Total interest expense | $4,997,000 | 3,027 |
| Net interest income | $3,850,000 | 4,763 |
| Provision for loan and lease losses | $355,000 | 2,498 |
| Total noninterest income | $196,000 | 6,950 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $196,000 | 5,158 |
| Total noninterest expense | $4,080,000 | 3,939 |
| Salaries and employee benefits | $2,256,000 | 3,904 |
| Premises and equipment expense | $659,000 | 3,498 |
| Additional noninterest expense | $1,165,000 | 4,035 |
| Pre-tax net operating income | $-389,000 | 8,214 |
| Securities gains (losses) | $3,159,000 | 77 |
| Applicable income taxes | $1,128,000 | 2,033 |
| Income before extraordinary items | $1,642,000 | 3,566 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,642,000 | 3,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,238 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-379,760 | 8,237 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,178,000 | 4,097 |
| Total interest expense | $3,417,000 | 3,167 |
| Net interest income | $2,761,000 | 4,936 |
| Provision for loan and lease losses | $235,000 | 2,541 |
| Total noninterest income | $157,000 | 6,885 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $157,000 | 5,043 |
| Total noninterest expense | $2,771,000 | 4,210 |
| Salaries and employee benefits | $1,431,000 | 4,396 |
| Premises and equipment expense | $476,000 | 3,614 |
| Additional noninterest expense | $864,000 | 4,039 |
| Pre-tax net operating income | $-88,000 | 8,211 |
| Securities gains (losses) | $2,183,000 | 85 |
| Applicable income taxes | $851,000 | 2,108 |
| Income before extraordinary items | $1,244,000 | 3,637 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,244,000 | 3,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,679 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-153,120 | 8,283 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,828,000 | 4,257 |
| Total interest expense | $2,079,000 | 3,274 |
| Net interest income | $1,749,000 | 5,113 |
| Provision for loan and lease losses | $145,000 | 2,719 |
| Total noninterest income | $120,000 | 6,678 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 4,748 |
| Total noninterest expense | $1,702,000 | 4,492 |
| Salaries and employee benefits | $869,000 | 4,733 |
| Premises and equipment expense | $304,000 | 3,730 |
| Additional noninterest expense | $529,000 | 4,293 |
| Pre-tax net operating income | $22,000 | 8,080 |
| Securities gains (losses) | $1,299,000 | 90 |
| Applicable income taxes | $537,000 | 2,209 |
| Income before extraordinary items | $784,000 | 3,798 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $784,000 | 3,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-47,360 | 8,276 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,719,000 | 4,509 |
| Total interest expense | $907,000 | 3,513 |
| Net interest income | $812,000 | 5,355 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $78,000 | 6,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $772,000 | 4,803 |
| Salaries and employee benefits | $395,000 | 5,056 |
| Premises and equipment expense | $140,000 | 3,988 |
| Additional noninterest expense | $237,000 | 4,625 |
| Pre-tax net operating income | $78,000 | 7,340 |
| Securities gains (losses) | $401,000 | 120 |
| Applicable income taxes | $196,000 | 2,634 |
| Income before extraordinary items | $283,000 | 4,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $283,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $26,360 | 7,900 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,516,000 | 5,477 |
| Total interest expense | $1,855,000 | 4,658 |
| Net interest income | $2,661,000 | 5,878 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $288,000 | 6,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $288,000 | 4,429 |
| Total noninterest expense | $2,516,000 | 5,362 |
| Salaries and employee benefits | $1,347,000 | 5,417 |
| Premises and equipment expense | $369,000 | 5,111 |
| Additional noninterest expense | $800,000 | 5,172 |
| Pre-tax net operating income | $413,000 | 7,030 |
| Securities gains (losses) | $637,000 | 246 |
| Applicable income taxes | $429,000 | 3,592 |
| Income before extraordinary items | $621,000 | 5,928 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $621,000 | 5,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,928 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $213,320 | 7,498 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 5,647 |
| Total interest expense | $1,122,000 | 5,123 |
| Net interest income | $2,033,000 | 5,841 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $128,000 | 7,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $128,000 | 5,489 |
| Total noninterest expense | $1,813,000 | 5,457 |
| Salaries and employee benefits | $978,000 | 5,487 |
| Premises and equipment expense | $271,000 | 5,168 |
| Additional noninterest expense | $564,000 | 5,314 |
| Pre-tax net operating income | $348,000 | 7,003 |
| Securities gains (losses) | $245,000 | 430 |
| Applicable income taxes | $243,000 | 4,129 |
| Income before extraordinary items | $350,000 | 6,649 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $350,000 | 6,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $193,200 | 7,455 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,777,000 | 6,081 |
| Total interest expense | $519,000 | 5,942 |
| Net interest income | $1,258,000 | 6,041 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $82,000 | 7,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $82,000 | 5,563 |
| Total noninterest expense | $1,157,000 | 5,592 |
| Salaries and employee benefits | $619,000 | 5,652 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $364,000 | 5,403 |
| Pre-tax net operating income | $183,000 | 7,317 |
| Securities gains (losses) | $51,000 | 773 |
| Applicable income taxes | $95,000 | 4,877 |
| Income before extraordinary items | $139,000 | 7,435 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $139,000 | 7,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,453 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $106,360 | 7,643 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $814,000 | 6,335 |
| Total interest expense | $229,000 | 6,190 |
| Net interest income | $585,000 | 6,293 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $583,000 | 5,599 |
| Salaries and employee benefits | $328,000 | 5,507 |
| Premises and equipment expense | $89,000 | 5,250 |
| Additional noninterest expense | $166,000 | 5,678 |
| Pre-tax net operating income | $39,000 | 8,034 |
| Securities gains (losses) | $19,000 | 812 |
| Applicable income taxes | $23,000 | 5,547 |
| Income before extraordinary items | $35,000 | 8,014 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $35,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 2,643 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $22,840 | 8,193 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,610,000 | 6,797 |
| Total interest expense | $759,000 | 6,394 |
| Net interest income | $1,851,000 | 6,830 |
| Provision for loan and lease losses | $-32,000 | 8,725 |
| Total noninterest income | $159,000 | 7,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $159,000 | 5,573 |
| Total noninterest expense | $1,418,000 | 7,033 |
| Salaries and employee benefits | $899,000 | 6,609 |
| Premises and equipment expense | $257,000 | 6,124 |
| Additional noninterest expense | $262,000 | 7,917 |
| Pre-tax net operating income | $624,000 | 6,325 |
| Securities gains (losses) | $2,046,000 | 180 |
| Applicable income taxes | $1,074,000 | 2,040 |
| Income before extraordinary items | $1,596,000 | 3,476 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,596,000 | 3,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,144 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-3,832,000 | 8,961 |
| Net operating income | $286,560 | 7,236 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,448,000 | 6,178 |
| Total interest expense | $716,000 | 5,763 |
| Net interest income | $1,732,000 | 6,237 |
| Provision for loan and lease losses | $-32,000 | 8,816 |
| Total noninterest income | $155,000 | 7,129 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $155,000 | 5,055 |
| Total noninterest expense | $1,340,000 | 6,354 |
| Salaries and employee benefits | $831,000 | 5,894 |
| Premises and equipment expense | $257,000 | 5,261 |
| Additional noninterest expense | $252,000 | 7,475 |
| Pre-tax net operating income | $579,000 | 5,987 |
| Securities gains (losses) | $2,042,000 | 168 |
| Applicable income taxes | $1,055,000 | 1,693 |
| Income before extraordinary items | $1,566,000 | 2,849 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,566,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,953 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $259,120 | 7,089 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,610,000 | 6,234 |
| Total interest expense | $484,000 | 5,741 |
| Net interest income | $1,126,000 | 6,339 |
| Provision for loan and lease losses | $-14,000 | 8,874 |
| Total noninterest income | $82,000 | 7,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $82,000 | 5,559 |
| Total noninterest expense | $908,000 | 6,328 |
| Salaries and employee benefits | $566,000 | 5,874 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $167,000 | 7,521 |
| Pre-tax net operating income | $314,000 | 6,419 |
| Securities gains (losses) | $2,020,000 | 148 |
| Applicable income taxes | $941,000 | 1,347 |
| Income before extraordinary items | $1,393,000 | 2,212 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,393,000 | 2,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $100,200 | 7,708 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $804,000 | 6,245 |
| Total interest expense | $251,000 | 5,695 |
| Net interest income | $553,000 | 6,407 |
| Provision for loan and lease losses | $-1,000 | 8,875 |
| Total noninterest income | $40,000 | 7,603 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $40,000 | 5,560 |
| Total noninterest expense | $468,000 | 6,266 |
| Salaries and employee benefits | $294,000 | 5,800 |
| Premises and equipment expense | $91,000 | 5,132 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $126,000 | 6,777 |
| Securities gains (losses) | $20,000 | 1,707 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $89,000 | 7,081 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $89,000 | 7,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $76,200 | 7,221 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,381,000 | 6,141 |
| Total interest expense | $1,175,000 | 5,634 |
| Net interest income | $2,206,000 | 6,307 |
| Provision for loan and lease losses | $-5,000 | 8,896 |
| Total noninterest income | $205,000 | 7,313 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $205,000 | 5,229 |
| Total noninterest expense | $1,723,000 | 6,481 |
| Salaries and employee benefits | $1,034,000 | 6,149 |
| Premises and equipment expense | $326,000 | 5,408 |
| Additional noninterest expense | $363,000 | 7,363 |
| Pre-tax net operating income | $693,000 | 6,036 |
| Securities gains (losses) | $331,000 | 992 |
| Applicable income taxes | $396,000 | 3,801 |
| Income before extraordinary items | $628,000 | 5,854 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $628,000 | 5,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $416,160 | 6,575 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,578,000 | 6,163 |
| Total interest expense | $908,000 | 5,679 |
| Net interest income | $1,670,000 | 6,320 |
| Provision for loan and lease losses | $-4,000 | 9,019 |
| Total noninterest income | $154,000 | 7,351 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 5,292 |
| Total noninterest expense | $1,281,000 | 6,487 |
| Salaries and employee benefits | $770,000 | 6,137 |
| Premises and equipment expense | $245,000 | 5,397 |
| Additional noninterest expense | $266,000 | 7,428 |
| Pre-tax net operating income | $547,000 | 6,090 |
| Securities gains (losses) | $299,000 | 963 |
| Applicable income taxes | $328,000 | 3,769 |
| Income before extraordinary items | $518,000 | 5,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $518,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,833 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $326,640 | 6,620 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,750,000 | 6,156 |
| Total interest expense | $616,000 | 5,754 |
| Net interest income | $1,134,000 | 6,256 |
| Provision for loan and lease losses | $-2,000 | 9,071 |
| Total noninterest income | $101,000 | 7,387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $101,000 | 5,311 |
| Total noninterest expense | $817,000 | 6,643 |
| Salaries and employee benefits | $491,000 | 6,330 |
| Premises and equipment expense | $149,000 | 5,669 |
| Additional noninterest expense | $177,000 | 7,437 |
| Pre-tax net operating income | $420,000 | 5,740 |
| Securities gains (losses) | $179,000 | 1,112 |
| Applicable income taxes | $235,000 | 3,668 |
| Income before extraordinary items | $364,000 | 5,635 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $364,000 | 5,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $249,440 | 6,325 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $883,000 | 6,153 |
| Total interest expense | $314,000 | 5,797 |
| Net interest income | $569,000 | 6,231 |
| Provision for loan and lease losses | $-1,000 | 9,135 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $56,000 | 5,056 |
| Total noninterest expense | $440,000 | 6,425 |
| Salaries and employee benefits | $268,000 | 6,005 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $90,000 | 7,412 |
| Pre-tax net operating income | $186,000 | 6,007 |
| Securities gains (losses) | $69,000 | 1,207 |
| Applicable income taxes | $89,000 | 4,165 |
| Income before extraordinary items | $166,000 | 5,781 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $121,150 | 6,363 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,916,000 | 5,976 |
| Total interest expense | $1,560,000 | 5,602 |
| Net interest income | $2,356,000 | 6,097 |
| Provision for loan and lease losses | $-5,000 | 9,174 |
| Total noninterest income | $206,000 | 7,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $206,000 | 4,956 |
| Total noninterest expense | $1,657,000 | 6,551 |
| Salaries and employee benefits | $1,062,000 | 5,922 |
| Premises and equipment expense | $272,000 | 5,871 |
| Additional noninterest expense | $323,000 | 7,638 |
| Pre-tax net operating income | $910,000 | 5,448 |
| Securities gains (losses) | $205,000 | 1,149 |
| Applicable income taxes | $448,000 | 3,667 |
| Income before extraordinary items | $667,000 | 5,674 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $667,000 | 5,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,133 |
| Cash dividends | $2,100,000 | 1,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $535,800 | 6,087 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,735,000 | 5,808 |
| Total interest expense | $2,326,000 | 5,621 |
| Net interest income | $2,409,000 | 5,843 |
| Provision for loan and lease losses | $-7,000 | 9,438 |
| Total noninterest income | $263,000 | 6,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $263,000 | 4,391 |
| Total noninterest expense | $1,679,000 | 6,388 |
| Salaries and employee benefits | $1,056,000 | 5,796 |
| Premises and equipment expense | $292,000 | 5,608 |
| Additional noninterest expense | $331,000 | 7,637 |
| Pre-tax net operating income | $1,000,000 | 4,900 |
| Securities gains (losses) | $113,000 | 1,657 |
| Applicable income taxes | $421,000 | 3,635 |
| Income before extraordinary items | $692,000 | 5,256 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $692,000 | 5,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $619,680 | 5,401 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,867,000 | 5,836 |
| Total interest expense | $2,362,000 | 5,753 |
| Net interest income | $2,505,000 | 5,797 |
| Provision for loan and lease losses | $-15,000 | 9,712 |
| Total noninterest income | $255,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $255,000 | 4,257 |
| Total noninterest expense | $1,651,000 | 6,366 |
| Salaries and employee benefits | $1,082,000 | 5,622 |
| Premises and equipment expense | $288,000 | 5,554 |
| Additional noninterest expense | $281,000 | 8,096 |
| Pre-tax net operating income | $1,124,000 | 4,926 |
| Securities gains (losses) | $1,206,000 | 149 |
| Applicable income taxes | $916,000 | 2,286 |
| Income before extraordinary items | $1,414,000 | 3,408 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,414,000 | 3,406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $642,160 | 5,670 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,547,000 | 5,898 |
| Total interest expense | $2,500,000 | 5,196 |
| Net interest income | $2,047,000 | 6,556 |
| Provision for loan and lease losses | $-141,000 | 10,125 |
| Total noninterest income | $254,000 | 6,908 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $254,000 | 4,406 |
| Total noninterest expense | $1,520,000 | 6,723 |
| Salaries and employee benefits | $908,000 | 6,262 |
| Premises and equipment expense | $280,000 | 5,681 |
| Additional noninterest expense | $332,000 | 7,859 |
| Pre-tax net operating income | $922,000 | 5,545 |
| Securities gains (losses) | $18,000 | 1,449 |
| Applicable income taxes | $350,000 | 4,472 |
| Income before extraordinary items | $590,000 | 5,944 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $590,000 | 5,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,311 |
| Cash dividends | $2,220,000 | 1,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $578,480 | 5,971 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,790,000 | 5,842 |
| Total interest expense | $2,547,000 | 5,295 |
| Net interest income | $2,243,000 | 6,222 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $313,000 | 6,345 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $313,000 | 3,928 |
| Total noninterest expense | $1,423,000 | 6,896 |
| Salaries and employee benefits | $855,000 | 6,444 |
| Premises and equipment expense | $283,000 | 5,554 |
| Additional noninterest expense | $285,000 | 8,266 |
| Pre-tax net operating income | $1,133,000 | 5,057 |
| Securities gains (losses) | $43,000 | 1,842 |
| Applicable income taxes | $449,000 | 4,130 |
| Income before extraordinary items | $727,000 | 5,494 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $727,000 | 5,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,584 |
| Cash dividends | $4,650,000 | 674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $699,480 | 5,507 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,076,000 | 5,734 |
| Total interest expense | $2,548,000 | 5,336 |
| Net interest income | $2,528,000 | 6,010 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $260,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $260,000 | 4,274 |
| Total noninterest expense | $1,404,000 | 7,024 |
| Salaries and employee benefits | $849,000 | 6,542 |
| Premises and equipment expense | $285,000 | 5,598 |
| Additional noninterest expense | $270,000 | 8,624 |
| Pre-tax net operating income | $1,384,000 | 4,752 |
| Securities gains (losses) | $17,000 | 2,006 |
| Applicable income taxes | $552,000 | 3,927 |
| Income before extraordinary items | $849,000 | 5,257 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $849,000 | 5,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-192,000 | 10,814 |
| Cash dividends | $700,000 | 2,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $838,120 | 5,245 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,094,000 | 5,858 |
| Total interest expense | $2,673,000 | 5,270 |
| Net interest income | $2,421,000 | 6,341 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $283,000 | 7,154 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $283,000 | 4,221 |
| Total noninterest expense | $1,884,000 | 6,200 |
| Salaries and employee benefits | $840,000 | 6,772 |
| Premises and equipment expense | $260,000 | 6,104 |
| Additional noninterest expense | $784,000 | 5,283 |
| Pre-tax net operating income | $820,000 | 6,428 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $316,000 | 5,656 |
| Income before extraordinary items | $520,000 | 6,764 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $520,000 | 6,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,797 |
| Cash dividends | $200,000 | 5,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $509,760 | 6,774 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,984,000 | 5,999 |
| Total interest expense | $2,489,000 | 5,591 |
| Net interest income | $2,495,000 | 6,337 |
| Provision for loan and lease losses | $13,000 | 8,094 |
| Total noninterest income | $297,000 | 7,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $297,000 | 4,024 |
| Total noninterest expense | $1,488,000 | 7,309 |
| Salaries and employee benefits | $820,000 | 6,994 |
| Premises and equipment expense | $251,000 | 6,325 |
| Additional noninterest expense | $417,000 | 8,026 |
| Pre-tax net operating income | $1,291,000 | 4,991 |
| Securities gains (losses) | $65,000 | 1,146 |
| Applicable income taxes | $519,000 | 4,082 |
| Income before extraordinary items | $837,000 | 5,270 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $837,000 | 5,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,041 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $795,400 | 5,451 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 6,479 |
| Total interest expense | $2,032,000 | 5,548 |
| Net interest income | $2,158,000 | 7,180 |
| Provision for loan and lease losses | $151,000 | 3,578 |
| Total noninterest income | $250,000 | 7,945 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $250,000 | 4,598 |
| Total noninterest expense | $1,526,000 | 7,522 |
| Salaries and employee benefits | $846,000 | 6,946 |
| Premises and equipment expense | $297,000 | 5,766 |
| Additional noninterest expense | $383,000 | 9,006 |
| Pre-tax net operating income | $731,000 | 7,236 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $321,000 | 5,617 |
| Income before extraordinary items | $414,000 | 8,069 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $414,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,986 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $411,440 | 8,131 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 6,247 |
| Total interest expense | $2,419,000 | 4,965 |
| Net interest income | $2,137,000 | 7,338 |
| Provision for loan and lease losses | $37,000 | 8,073 |
| Total noninterest income | $234,000 | 8,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $234,000 | 5,192 |
| Total noninterest expense | $1,349,000 | 8,338 |
| Salaries and employee benefits | $720,000 | 7,868 |
| Premises and equipment expense | $232,000 | 7,056 |
| Additional noninterest expense | $397,000 | 9,297 |
| Pre-tax net operating income | $985,000 | 5,947 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $261,000 | 6,630 |
| Income before extraordinary items | $748,000 | 5,834 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $748,000 | 5,985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $730,240 | 5,663 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,308,000 | 6,072 |
| Total interest expense | $3,232,000 | 4,861 |
| Net interest income | $2,076,000 | 7,555 |
| Provision for loan and lease losses | $122,000 | 6,674 |
| Total noninterest income | $356,000 | 7,033 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $356,000 | 3,995 |
| Total noninterest expense | $1,358,000 | 8,450 |
| Salaries and employee benefits | $684,000 | 8,113 |
| Premises and equipment expense | $208,000 | 7,656 |
| Additional noninterest expense | $466,000 | 8,795 |
| Pre-tax net operating income | $952,000 | 5,844 |
| Securities gains (losses) | $32,000 | 4,877 |
| Applicable income taxes | $382,000 | 4,970 |
| Income before extraordinary items | $602,000 | 6,563 |
| Extraordinary gains, net | $98,000 | 756 |
| Net income | $700,000 | 6,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 7,355 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $581,520 | 6,343 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.