Home > Home Savings Bank of Siler City, SSB > Income and Expense

Home Savings Bank of Siler City, SSB, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$4,074,0006,431
Total interest expense$2,452,0005,432
Net interest income$1,622,0007,431
Provision for loan and lease losses$41,0006,908
Total noninterest income$59,0009,700
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,0008,449
Trading account gains and feesNANA
Additional Noninterest Income$26,0009,196
Total noninterest expense$1,418,0006,912
Salaries and employee benefits$768,0006,826
Premises and equipment expense$66,0009,435
Additional noninterest expense$584,0005,860
Pre-tax net operating income$222,0008,811
Securities gains (losses)$04,449
Applicable income taxes$63,0008,107
Income before extraordinary items$159,0008,918
Extraordinary gains, net$032
Net income$159,0008,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,132
Cash dividends$361,0004,189
Sale, conversion, retirement of capital stock, net$254,000648
Net operating income$159,0008,852
1997-12-31 (YTD Data)Rank
Total interest income$3,921,0006,729
Total interest expense$2,271,0005,763
Net interest income$1,650,0007,659
Provision for loan and lease losses$08,829
Total noninterest income$57,00010,156
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$39,0008,702
Trading account gains and feesNANA
Additional Noninterest Income$18,0009,956
Total noninterest expense$1,182,0007,732
Salaries and employee benefits$648,0007,616
Premises and equipment expense$56,00010,051
Additional noninterest expense$478,0006,694
Pre-tax net operating income$525,0007,789
Securities gains (losses)$03,944
Applicable income taxes$201,0006,858
Income before extraordinary items$324,0008,189
Extraordinary gains, net$044
Net income$324,0008,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,223
Cash dividends$446,0003,741
Sale, conversion, retirement of capital stock, net$218,000667
Net operating income$324,0008,151
1996-12-31 (YTD Data)Rank
Total interest income$4,004,0006,868
Total interest expense$2,086,0006,255
Net interest income$1,918,0007,317
Provision for loan and lease losses$09,041
Total noninterest income$53,00010,797
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,0009,306
Trading account gains and feesNANA
Additional Noninterest Income$20,00010,411
Total noninterest expense$1,641,0006,735
Salaries and employee benefits$957,0006,188
Premises and equipment expense$44,00010,805
Additional noninterest expense$640,0006,092
Pre-tax net operating income$330,0008,922
Securities gains (losses)$04,148
Applicable income taxes$200,0007,145
Income before extraordinary items$130,0009,966
Extraordinary gains, net$053
Net income$130,0009,964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$4,420,000727
Sale, conversion, retirement of capital stock, net$581,000445
Net operating income$130,0009,914
1995-12-31 (YTD Data)Rank
Total interest income$3,570,0007,458
Total interest expense$2,055,0006,348
Net interest income$1,515,0008,492
Provision for loan and lease losses$08,958
Total noninterest income$56,00011,248
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,0009,905
Trading account gains and feesNANA
Additional Noninterest Income$31,00010,206
Total noninterest expense$710,00010,139
Salaries and employee benefits$319,00010,599
Premises and equipment expense$46,00011,193
Additional noninterest expense$345,0008,741
Pre-tax net operating income$861,0006,594
Securities gains (losses)$03,831
Applicable income taxes$295,0006,065
Income before extraordinary items$566,0006,807
Extraordinary gains, net$065
Net income$566,0006,806
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0005,371
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$7,803,00063
Net operating income$566,0006,791
1994-12-31 (YTD Data)Rank
Total interest income$3,076,0007,924
Total interest expense$1,541,0006,774
Net interest income$1,535,0008,782
Provision for loan and lease losses$126,0003,941
Total noninterest income$70,00011,488
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$25,00010,448
Trading account gains and feesNANA
Additional Noninterest Income$45,0009,881
Total noninterest expense$1,633,0007,193
Salaries and employee benefits$1,099,0005,652
Premises and equipment expense$120,0009,390
Additional noninterest expense$414,0008,687
Pre-tax net operating income$-154,00012,234
Securities gains (losses)$03,600
Applicable income taxes$-136,00012,343
Income before extraordinary items$-18,00012,067
Extraordinary gains, net$0249
Net income$-18,00012,069
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,944
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-18,00012,092
1993-12-31 (YTD Data)Rank
Total interest income$3,162,0008,070
Total interest expense$1,634,0006,781
Net interest income$1,528,0009,021
Provision for loan and lease losses$47,0007,653
Total noninterest income$228,0008,728
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$33,00010,650
Trading account gains and feesNANA
Additional Noninterest Income$195,0005,748
Total noninterest expense$740,00010,965
Salaries and employee benefits$341,00011,238
Premises and equipment expense$119,0009,813
Additional noninterest expense$280,00010,687
Pre-tax net operating income$969,0006,029
Securities gains (losses)$07,477
Applicable income taxes$321,0005,826
Income before extraordinary items$648,0006,436
Extraordinary gains, net$03,149
Net income$648,0006,599
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$648,0006,202
1992-12-31 (YTD Data)Rank
Total interest income$3,439,0008,274
Total interest expense$1,987,0007,139
Net interest income$1,452,0009,449
Provision for loan and lease losses$52,0008,958
Total noninterest income$148,00010,533
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$148,0006,686
Total noninterest expense$668,00011,693
Salaries and employee benefits$299,00012,022
Premises and equipment expense$43,00012,949
Additional noninterest expense$326,00010,488
Pre-tax net operating income$880,0006,200
Securities gains (losses)$08,369
Applicable income taxes$281,0006,199
Income before extraordinary items$599,0006,590
Extraordinary gains, net$01,422
Net income$599,0006,673
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0006,260
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$599,0006,221

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.