Home > Home Savings Bank of Siler City, SSB > Assets and Liabilities
Home Savings Bank of Siler City, SSB, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 9 | 9,249 |
| Assets and Liabilities | ||
| Total Assets: | $59,458,000 | 6,311 |
| Cash and due from depository institutions | $1,325,000 | 9,249 |
| Interest-bearing balances | $558,000 | 3,387 |
| Securities | $15,630,000 | 5,677 |
| Federal funds sold & reverse repurchase agreements | $11,900,000 | 1,455 |
| Net loans & leases | $29,026,000 | 6,842 |
| Loan loss allowance | $319,000 | 7,196 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $300,000 | 8,684 |
| Other real estate owned | $0 | 9,249 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,277,000 | 5,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,458,000 | 6,311 |
| Total liabilities | $49,594,000 | 6,561 |
| Total deposits | $48,740,000 | 6,411 |
| Interest-bearing deposits | $48,677,000 | 5,822 |
| Deposits held in domestic offices | $48,740,000 | 6,408 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $66,000 | 4,888 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $788,000 | 4,212 |
| Total equity capital | $9,864,000 | 4,406 |
| Total bank equity capital | $9,864,000 | 4,406 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $923,000 | 3,511 |
| Surplus | $8,192,000 | 1,891 |
| Undivided profits | $749,000 | 8,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $406,000 | 4,482 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $0 | 10,330 |
| Earning assets | $57,114,000 | 6,162 |
| Long-term assets (5+ years) | $31,561,000 | 2,283 |
| Average Assets, year-to-date | $58,809,800 | 6,160 |
| Average Assets, quarterly | $59,585,500 | 6,238 |
| Volatile liabilities | $3,298,000 | 8,060 |
| Insider loans | $92,000 | 8,169 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,352,000 | 8,188 |
| Tier 1 (core) risk-based capital | $9,789,000 | 4,255 |
| Tier 2 risk-based capital | $286,620 | 7,157 |
| Total risk weighted assets | $22,897,320 | 7,812 |
| Total unused commitments | $1,352,000 | 8,197 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 10 | 9,356 |
| Assets and Liabilities | ||
| Total Assets: | $57,979,000 | 6,488 |
| Cash and due from depository institutions | $918,000 | 9,356 |
| Interest-bearing balances | $482,000 | 3,197 |
| Securities | $14,819,000 | 6,039 |
| Federal funds sold & reverse repurchase agreements | $9,700,000 | 1,409 |
| Net loans & leases | $31,685,000 | 6,657 |
| Loan loss allowance | $278,000 | 7,796 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $288,000 | 9,002 |
| Other real estate owned | $0 | 9,356 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $569,000 | 8,057 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,979,000 | 6,488 |
| Total liabilities | $48,236,000 | 6,755 |
| Total deposits | $46,972,000 | 6,637 |
| Interest-bearing deposits | $46,908,000 | 6,014 |
| Deposits held in domestic offices | $46,972,000 | 6,633 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $195,000 | 4,565 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,069,000 | 3,379 |
| Total equity capital | $9,743,000 | 4,405 |
| Total bank equity capital | $9,743,000 | 4,405 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $923,000 | 3,606 |
| Surplus | $8,159,000 | 1,863 |
| Undivided profits | $661,000 | 9,162 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $332,000 | 5,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $0 | 10,814 |
| Earning assets | $56,686,000 | 6,216 |
| Long-term assets (5+ years) | $29,943,000 | 2,079 |
| Average Assets, year-to-date | $55,211,000 | 6,502 |
| Average Assets, quarterly | $57,151,500 | 6,496 |
| Volatile liabilities | $2,709,000 | 8,724 |
| Insider loans | $83,000 | 8,631 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $585,000 | 9,437 |
| Tier 1 (core) risk-based capital | $9,737,000 | 4,270 |
| Tier 2 risk-based capital | $278,000 | 7,310 |
| Total risk weighted assets | $22,421,900 | 8,062 |
| Total unused commitments | $585,000 | 9,445 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 10 | 9,804 |
| Assets and Liabilities | ||
| Total Assets: | $52,830,000 | 7,033 |
| Cash and due from depository institutions | $1,029,000 | 9,804 |
| Interest-bearing balances | $657,000 | 2,805 |
| Securities | $18,307,000 | 5,647 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,391 |
| Net loans & leases | $30,160,000 | 6,951 |
| Loan loss allowance | $280,000 | 8,113 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $309,000 | 9,162 |
| Other real estate owned | $0 | 9,804 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $625,000 | 8,062 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,830,000 | 7,033 |
| Total liabilities | $43,295,000 | 7,365 |
| Total deposits | $42,087,000 | 7,302 |
| Interest-bearing deposits | $42,029,000 | 6,663 |
| Deposits held in domestic offices | $42,087,000 | 7,296 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $266,000 | 4,375 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $942,000 | 3,693 |
| Total equity capital | $9,535,000 | 4,514 |
| Total bank equity capital | $9,535,000 | 4,514 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $923,000 | 3,838 |
| Surplus | $8,127,000 | 1,933 |
| Undivided profits | $485,000 | 9,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $571,000 | 3,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $0 | 11,352 |
| Earning assets | $51,524,000 | 6,780 |
| Long-term assets (5+ years) | $30,370,000 | 1,955 |
| Average Assets, year-to-date | $54,798,400 | 6,725 |
| Average Assets, quarterly | $52,642,500 | 6,985 |
| Volatile liabilities | $1,778,000 | 9,710 |
| Insider loans | $4,000 | 10,197 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $635,000 | 9,514 |
| Tier 1 (core) risk-based capital | $9,641,000 | 4,373 |
| Tier 2 risk-based capital | $238,650 | 8,079 |
| Total risk weighted assets | $19,050,850 | 8,817 |
| Total unused commitments | $635,000 | 9,524 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 10 | 10,247 |
| Assets and Liabilities | ||
| Total Assets: | $55,468,000 | 6,987 |
| Cash and due from depository institutions | $9,679,000 | 10,247 |
| Interest-bearing balances | $9,306,000 | 497 |
| Securities | $14,196,000 | 6,920 |
| Federal funds sold & reverse repurchase agreements | $800,000 | 7,691 |
| Net loans & leases | $29,908,000 | 6,998 |
| Loan loss allowance | $280,000 | 8,351 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $317,000 | 9,414 |
| Other real estate owned | $0 | 10,247 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $568,000 | 8,682 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,468,000 | 6,987 |
| Total liabilities | $42,053,000 | 7,673 |
| Total deposits | $40,398,000 | 7,682 |
| Interest-bearing deposits | $40,346,000 | 7,000 |
| Deposits held in domestic offices | $40,398,000 | 7,678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $717,000 | 3,199 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $938,000 | 3,832 |
| Total equity capital | $13,415,000 | 3,277 |
| Total bank equity capital | $13,415,000 | 3,277 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $896,000 | 4,116 |
| Surplus | $7,624,000 | 2,040 |
| Undivided profits | $4,895,000 | 4,594 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $0 | 11,856 |
| Earning assets | $54,210,000 | 6,704 |
| Long-term assets (5+ years) | $26,726,000 | 2,007 |
| Average Assets, year-to-date | $47,730,200 | 7,410 |
| Average Assets, quarterly | $51,613,000 | 7,239 |
| Volatile liabilities | $1,955,000 | 9,667 |
| Insider loans | $4,000 | 10,694 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $978,000 | 9,009 |
| Tier 1 (core) risk-based capital | $13,351,000 | 3,196 |
| Tier 2 risk-based capital | $243,310 | 8,168 |
| Total risk weighted assets | $19,428,410 | 8,933 |
| Total unused commitments | $978,000 | 9,020 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $43,681,000 | 8,121 |
| Cash and due from depository institutions | $7,040,000 | 10,754 |
| Interest-bearing balances | $6,519,000 | 548 |
| Securities | $4,323,000 | 11,135 |
| Federal funds sold & reverse repurchase agreements | $1,050,000 | 5,355 |
| Net loans & leases | $30,397,000 | 6,971 |
| Loan loss allowance | $324,000 | 8,064 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $336,000 | 9,570 |
| Other real estate owned | $54,000 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $481,000 | 9,736 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $43,681,000 | 8,121 |
| Total liabilities | $38,699,000 | 8,194 |
| Total deposits | $37,732,000 | 8,117 |
| Interest-bearing deposits | $37,667,000 | 7,366 |
| Deposits held in domestic offices | $37,732,000 | 8,110 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $967,000 | 3,146 |
| Total equity capital | $4,982,000 | 7,147 |
| Total bank equity capital | $4,982,000 | 7,147 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $4,982,000 | 4,212 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $866,000 | 2,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $0 | 12,493 |
| Earning assets | $42,289,000 | 7,839 |
| Long-term assets (5+ years) | $23,056,000 | 2,275 |
| Average Assets, year-to-date | $43,838,000 | 7,993 |
| Average Assets, quarterly | $43,754,500 | 8,081 |
| Volatile liabilities | $1,240,000 | 10,734 |
| Insider loans | $505,000 | 5,660 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $708,000 | 9,807 |
| Tier 1 (core) risk-based capital | $4,982,000 | 7,246 |
| Tier 2 risk-based capital | $240,330 | 8,413 |
| Total risk weighted assets | $19,142,330 | 9,149 |
| Total unused commitments | $708,000 | 9,813 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 11 | 10,972 |
| Assets and Liabilities | ||
| Total Assets: | $44,102,000 | 8,340 |
| Cash and due from depository institutions | $6,759,000 | 10,972 |
| Interest-bearing balances | $6,266,000 | 974 |
| Securities | $1,505,000 | 12,745 |
| Federal funds sold & reverse repurchase agreements | $4,850,000 | 2,893 |
| Net loans & leases | $30,318,000 | 6,941 |
| Loan loss allowance | $204,000 | 10,170 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $367,000 | 9,664 |
| Other real estate owned | $255,000 | 10,972 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $48,000 | 13,259 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,102,000 | 8,340 |
| Total liabilities | $39,102,000 | 8,435 |
| Total deposits | $38,810,000 | 8,298 |
| Interest-bearing deposits | $38,715,000 | 7,555 |
| Deposits held in domestic offices | $38,810,000 | 8,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $292,000 | 7,668 |
| Total equity capital | $5,000,000 | 7,269 |
| Total bank equity capital | $5,000,000 | 7,269 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $5,000,000 | 4,348 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $751,000 | 3,831 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $0 | 13,162 |
| Earning assets | $42,939,000 | 8,018 |
| Long-term assets (5+ years) | $21,631,000 | 2,489 |
| Average Assets, year-to-date | $43,003,600 | 8,306 |
| Average Assets, quarterly | $43,997,000 | 8,298 |
| Volatile liabilities | $1,213,000 | 10,979 |
| Insider loans | $3,000 | 11,630 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $197,000 | 11,489 |
| Tier 1 (core) risk-based capital | $5,000,000 | 7,200 |
| Tier 2 risk-based capital | $204,000 | 9,272 |
| Total risk weighted assets | $19,528,400 | 9,260 |
| Total unused commitments | $197,000 | 11,496 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 11 | 11,407 |
| Assets and Liabilities | ||
| Total Assets: | $42,260,000 | 8,704 |
| Cash and due from depository institutions | $5,917,000 | 11,407 |
| Interest-bearing balances | $5,562,000 | 1,313 |
| Securities | $1,604,000 | 13,220 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $33,207,000 | 6,550 |
| Loan loss allowance | $192,000 | 10,684 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $392,000 | 9,721 |
| Other real estate owned | $682,000 | 11,407 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $458,000 | 10,090 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,261,000 | 8,704 |
| Total liabilities | $37,903,000 | 8,781 |
| Total deposits | $37,640,000 | 8,664 |
| Interest-bearing deposits | $37,548,000 | 7,935 |
| Deposits held in domestic offices | $37,640,000 | 8,658 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $6,000 | 5,011 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $257,000 | 8,911 |
| Total equity capital | $4,358,000 | 7,818 |
| Total bank equity capital | $4,358,000 | 7,818 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $4,358,000 | 4,659 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $774,000 | 4,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $0 | 13,791 |
| Earning assets | $40,373,000 | 8,466 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $42,504,200 | 8,520 |
| Average Assets, quarterly | $42,012,500 | 8,681 |
| Volatile liabilities | $1,156,000 | 11,477 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $469,000 | 10,676 |
| Tier 1 (core) risk-based capital | $4,358,000 | 7,758 |
| Tier 2 risk-based capital | $170,000 | 10,141 |
| Total risk weighted assets | $20,816,000 | 9,114 |
| Total unused commitments | $469,000 | 10,701 |
| Derivatives | $0 | 651 |