Home > Home Savings Bank of Albemarle, SSB > Income and Expense
Home Savings Bank of Albemarle, SSB, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,624,000 | 2,300 |
| Total interest expense | $507,000 | 1,495 |
| Net interest income | $2,117,000 | 2,497 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $116,000 | 4,402 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $48,000 | 3,996 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $68,000 | 4,139 |
| Total noninterest expense | $6,947,000 | 732 |
| Salaries and employee benefits | $4,214,000 | 660 |
| Premises and equipment expense | $227,000 | 2,508 |
| Additional noninterest expense | $2,506,000 | 658 |
| Pre-tax net operating income | $-4,714,000 | 6,730 |
| Securities gains (losses) | $114,000 | 400 |
| Applicable income taxes | $-1,593,000 | 6,721 |
| Income before extraordinary items | $-3,007,000 | 6,716 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,007,000 | 6,716 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-3,007,000 | 6,716 |
| Net charge-offs | $-17,000 | 5,973 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-3,081,100 | 6,716 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,432,000 | 2,332 |
| Total interest expense | $2,325,000 | 1,463 |
| Net interest income | $8,107,000 | 2,574 |
| Provision for loan and lease losses | $235,000 | 2,788 |
| Total noninterest income | $478,000 | 4,468 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $233,000 | 3,832 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $245,000 | 4,350 |
| Total noninterest expense | $7,616,000 | 2,448 |
| Salaries and employee benefits | $4,074,000 | 2,442 |
| Premises and equipment expense | $728,000 | 2,885 |
| Additional noninterest expense | $2,814,000 | 2,218 |
| Pre-tax net operating income | $734,000 | 4,533 |
| Securities gains (losses) | $49,000 | 1,806 |
| Applicable income taxes | $303,000 | 2,622 |
| Income before extraordinary items | $480,000 | 4,947 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,950 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $480,000 | 4,950 |
| Net charge-offs | $487,000 | 2,043 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $448,640 | 4,963 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,868,000 | 2,324 |
| Total interest expense | $1,774,000 | 1,478 |
| Net interest income | $6,094,000 | 2,576 |
| Provision for loan and lease losses | $205,000 | 2,544 |
| Total noninterest income | $265,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $183,000 | 3,777 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $82,000 | 5,378 |
| Total noninterest expense | $5,524,000 | 2,515 |
| Salaries and employee benefits | $3,064,000 | 2,443 |
| Premises and equipment expense | $541,000 | 2,940 |
| Additional noninterest expense | $1,919,000 | 2,391 |
| Pre-tax net operating income | $630,000 | 4,426 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $243,000 | 2,611 |
| Income before extraordinary items | $387,000 | 4,956 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $387,000 | 4,956 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $387,000 | 4,957 |
| Net charge-offs | $298,000 | 2,125 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $387,000 | 4,869 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 2,311 |
| Total interest expense | $1,199,000 | 1,488 |
| Net interest income | $4,090,000 | 2,559 |
| Provision for loan and lease losses | $160,000 | 2,361 |
| Total noninterest income | $242,000 | 4,569 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $114,000 | 3,879 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,424 |
| Total noninterest expense | $3,653,000 | 2,538 |
| Salaries and employee benefits | $2,072,000 | 2,426 |
| Premises and equipment expense | $358,000 | 2,946 |
| Additional noninterest expense | $1,223,000 | 2,492 |
| Pre-tax net operating income | $519,000 | 4,083 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $200,000 | 2,431 |
| Income before extraordinary items | $319,000 | 4,649 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $319,000 | 4,651 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $319,000 | 4,652 |
| Net charge-offs | $284,000 | 1,747 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $319,000 | 4,548 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,689,000 | 2,300 |
| Total interest expense | $609,000 | 1,521 |
| Net interest income | $2,080,000 | 2,529 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $196,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $61,000 | 3,736 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $135,000 | 3,334 |
| Total noninterest expense | $1,850,000 | 2,542 |
| Salaries and employee benefits | $1,041,000 | 2,438 |
| Premises and equipment expense | $181,000 | 2,950 |
| Additional noninterest expense | $628,000 | 2,441 |
| Pre-tax net operating income | $381,000 | 3,377 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $147,000 | 2,006 |
| Income before extraordinary items | $234,000 | 4,002 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $234,000 | 4,005 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $234,000 | 4,005 |
| Net charge-offs | $12,000 | 3,363 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $234,000 | 3,917 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,753,000 | 2,219 |
| Total interest expense | $2,936,000 | 1,507 |
| Net interest income | $8,817,000 | 2,435 |
| Provision for loan and lease losses | $237,000 | 3,724 |
| Total noninterest income | $1,115,000 | 3,076 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $294,000 | 3,523 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $821,000 | 2,643 |
| Total noninterest expense | $7,907,000 | 2,397 |
| Salaries and employee benefits | $4,192,000 | 2,352 |
| Premises and equipment expense | $731,000 | 2,933 |
| Additional noninterest expense | $2,984,000 | 2,180 |
| Pre-tax net operating income | $1,788,000 | 3,024 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $523,000 | 2,137 |
| Income before extraordinary items | $1,265,000 | 3,431 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,265,000 | 3,433 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,265,000 | 3,434 |
| Net charge-offs | $60,000 | 4,799 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,265,000 | 3,301 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,935,000 | 2,237 |
| Total interest expense | $2,278,000 | 1,531 |
| Net interest income | $6,657,000 | 2,460 |
| Provision for loan and lease losses | $192,000 | 3,574 |
| Total noninterest income | $993,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $221,000 | 3,558 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $772,000 | 2,313 |
| Total noninterest expense | $5,916,000 | 2,405 |
| Salaries and employee benefits | $3,168,000 | 2,334 |
| Premises and equipment expense | $546,000 | 2,972 |
| Additional noninterest expense | $2,202,000 | 2,195 |
| Pre-tax net operating income | $1,542,000 | 2,831 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $595,000 | 1,759 |
| Income before extraordinary items | $947,000 | 3,530 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $947,000 | 3,530 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $947,000 | 3,532 |
| Net charge-offs | $18,000 | 5,119 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $947,000 | 3,379 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 2,202 |
| Total interest expense | $1,563,000 | 1,542 |
| Net interest income | $4,497,000 | 2,422 |
| Provision for loan and lease losses | $147,000 | 3,441 |
| Total noninterest income | $602,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $136,000 | 3,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $466,000 | 2,422 |
| Total noninterest expense | $3,974,000 | 2,378 |
| Salaries and employee benefits | $2,134,000 | 2,319 |
| Premises and equipment expense | $368,000 | 2,959 |
| Additional noninterest expense | $1,472,000 | 2,197 |
| Pre-tax net operating income | $978,000 | 2,895 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $378,000 | 1,788 |
| Income before extraordinary items | $600,000 | 3,657 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $600,000 | 3,658 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $600,000 | 3,659 |
| Net charge-offs | $18,000 | 4,698 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $600,000 | 3,464 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 2,200 |
| Total interest expense | $804,000 | 1,560 |
| Net interest income | $2,261,000 | 2,422 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $272,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $68,000 | 3,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 2,623 |
| Total noninterest expense | $1,976,000 | 2,393 |
| Salaries and employee benefits | $1,094,000 | 2,273 |
| Premises and equipment expense | $185,000 | 2,956 |
| Additional noninterest expense | $697,000 | 2,298 |
| Pre-tax net operating income | $512,000 | 2,839 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $198,000 | 1,740 |
| Income before extraordinary items | $314,000 | 3,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $314,000 | 3,560 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $314,000 | 3,560 |
| Net charge-offs | $-9,000 | 6,608 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $314,000 | 3,390 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,424,000 | 2,083 |
| Total interest expense | $3,996,000 | 1,524 |
| Net interest income | $9,428,000 | 2,320 |
| Provision for loan and lease losses | $1,628,000 | 1,789 |
| Total noninterest income | $792,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $343,000 | 3,337 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $449,000 | 3,271 |
| Total noninterest expense | $7,574,000 | 2,491 |
| Salaries and employee benefits | $4,179,000 | 2,310 |
| Premises and equipment expense | $724,000 | 3,118 |
| Additional noninterest expense | $2,671,000 | 2,461 |
| Pre-tax net operating income | $1,018,000 | 3,694 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $291,000 | 2,564 |
| Income before extraordinary items | $727,000 | 4,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $727,000 | 4,108 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $727,000 | 4,107 |
| Net charge-offs | $36,000 | 5,646 |
| Cash dividends | $242,000 | 3,199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $727,000 | 3,960 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,115,000 | 2,102 |
| Total interest expense | $3,151,000 | 1,501 |
| Net interest income | $6,964,000 | 2,361 |
| Provision for loan and lease losses | $1,595,000 | 1,451 |
| Total noninterest income | $603,000 | 3,516 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $270,000 | 3,234 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $333,000 | 3,314 |
| Total noninterest expense | $5,585,000 | 2,525 |
| Salaries and employee benefits | $3,112,000 | 2,319 |
| Premises and equipment expense | $548,000 | 3,131 |
| Additional noninterest expense | $1,925,000 | 2,548 |
| Pre-tax net operating income | $387,000 | 4,808 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $149,000 | 2,918 |
| Income before extraordinary items | $238,000 | 5,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 5,336 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $238,000 | 5,336 |
| Net charge-offs | $35,000 | 5,217 |
| Cash dividends | $243,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $238,000 | 5,202 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,820,000 | 2,085 |
| Total interest expense | $2,196,000 | 1,489 |
| Net interest income | $4,624,000 | 2,374 |
| Provision for loan and lease losses | $75,000 | 4,696 |
| Total noninterest income | $431,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $174,000 | 3,286 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $257,000 | 3,118 |
| Total noninterest expense | $3,750,000 | 2,531 |
| Salaries and employee benefits | $2,092,000 | 2,316 |
| Premises and equipment expense | $357,000 | 3,210 |
| Additional noninterest expense | $1,301,000 | 2,553 |
| Pre-tax net operating income | $1,230,000 | 2,186 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $475,000 | 1,371 |
| Income before extraordinary items | $755,000 | 2,773 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $755,000 | 2,774 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $755,000 | 2,774 |
| Net charge-offs | $35,000 | 4,733 |
| Cash dividends | $160,000 | 2,463 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $755,000 | 2,689 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 2,077 |
| Total interest expense | $1,146,000 | 1,481 |
| Net interest income | $2,288,000 | 2,398 |
| Provision for loan and lease losses | $23,000 | 4,913 |
| Total noninterest income | $233,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $98,000 | 3,019 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $135,000 | 3,081 |
| Total noninterest expense | $1,892,000 | 2,528 |
| Salaries and employee benefits | $1,050,000 | 2,332 |
| Premises and equipment expense | $190,000 | 3,117 |
| Additional noninterest expense | $652,000 | 2,544 |
| Pre-tax net operating income | $606,000 | 2,204 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $234,000 | 1,341 |
| Income before extraordinary items | $372,000 | 2,817 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $372,000 | 2,816 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $372,000 | 2,817 |
| Net charge-offs | $45,000 | 3,441 |
| Cash dividends | $77,000 | 2,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $372,000 | 2,761 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,354,000 | 2,093 |
| Total interest expense | $5,655,000 | 1,469 |
| Net interest income | $8,699,000 | 2,529 |
| Provision for loan and lease losses | $827,000 | 3,360 |
| Total noninterest income | $1,234,000 | 2,867 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $444,000 | 2,879 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $790,000 | 2,511 |
| Total noninterest expense | $7,269,000 | 2,649 |
| Salaries and employee benefits | $4,122,000 | 2,333 |
| Premises and equipment expense | $743,000 | 3,143 |
| Additional noninterest expense | $2,404,000 | 2,767 |
| Pre-tax net operating income | $1,837,000 | 2,396 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $500,000 | 1,887 |
| Income before extraordinary items | $1,337,000 | 2,699 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,337,000 | 2,695 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,337,000 | 2,700 |
| Net charge-offs | $45,000 | 5,971 |
| Cash dividends | $155,000 | 3,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,337,000 | 2,604 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,768,000 | 2,138 |
| Total interest expense | $4,379,000 | 1,481 |
| Net interest income | $6,389,000 | 2,599 |
| Provision for loan and lease losses | $301,000 | 4,310 |
| Total noninterest income | $832,000 | 3,073 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $307,000 | 3,118 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $525,000 | 2,684 |
| Total noninterest expense | $5,358,000 | 2,676 |
| Salaries and employee benefits | $3,007,000 | 2,412 |
| Premises and equipment expense | $553,000 | 3,215 |
| Additional noninterest expense | $1,798,000 | 2,730 |
| Pre-tax net operating income | $1,562,000 | 2,297 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $603,000 | 1,466 |
| Income before extraordinary items | $959,000 | 2,963 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $959,000 | 2,959 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $959,000 | 2,962 |
| Net charge-offs | $41,000 | 5,650 |
| Cash dividends | $78,000 | 3,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $959,000 | 2,830 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,168,000 | 2,172 |
| Total interest expense | $2,984,000 | 1,506 |
| Net interest income | $4,184,000 | 2,648 |
| Provision for loan and lease losses | $250,000 | 3,882 |
| Total noninterest income | $552,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $209,000 | 3,071 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $343,000 | 2,642 |
| Total noninterest expense | $3,559,000 | 2,693 |
| Salaries and employee benefits | $1,971,000 | 2,467 |
| Premises and equipment expense | $370,000 | 3,234 |
| Additional noninterest expense | $1,218,000 | 2,683 |
| Pre-tax net operating income | $927,000 | 2,529 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $358,000 | 1,555 |
| Income before extraordinary items | $569,000 | 3,172 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $569,000 | 3,167 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $569,000 | 3,170 |
| Net charge-offs | $24,000 | 5,408 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $569,000 | 3,063 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 2,245 |
| Total interest expense | $1,521,000 | 1,555 |
| Net interest income | $2,054,000 | 2,713 |
| Provision for loan and lease losses | $25,000 | 5,585 |
| Total noninterest income | $200,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $98,000 | 3,183 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $102,000 | 3,485 |
| Total noninterest expense | $1,760,000 | 2,760 |
| Salaries and employee benefits | $954,000 | 2,582 |
| Premises and equipment expense | $189,000 | 3,270 |
| Additional noninterest expense | $617,000 | 2,643 |
| Pre-tax net operating income | $469,000 | 2,531 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $181,000 | 1,526 |
| Income before extraordinary items | $288,000 | 3,211 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $288,000 | 3,207 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $288,000 | 3,211 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $288,000 | 3,104 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,449,000 | 2,315 |
| Total interest expense | $7,462,000 | 1,578 |
| Net interest income | $6,987,000 | 3,072 |
| Provision for loan and lease losses | $50,000 | 6,827 |
| Total noninterest income | $1,045,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $412,000 | 3,275 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $633,000 | 2,823 |
| Total noninterest expense | $6,813,000 | 2,858 |
| Salaries and employee benefits | $3,748,000 | 2,597 |
| Premises and equipment expense | $838,000 | 2,997 |
| Additional noninterest expense | $2,227,000 | 3,046 |
| Pre-tax net operating income | $1,169,000 | 2,756 |
| Securities gains (losses) | $-756,000 | 7,658 |
| Applicable income taxes | $58,000 | 3,191 |
| Income before extraordinary items | $355,000 | 4,303 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $355,000 | 4,304 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $355,000 | 4,304 |
| Net charge-offs | $-4,000 | 7,803 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,005,160 | 2,712 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,957,000 | 2,317 |
| Total interest expense | $5,806,000 | 1,594 |
| Net interest income | $5,151,000 | 3,109 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $727,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $299,000 | 3,357 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $428,000 | 3,061 |
| Total noninterest expense | $5,173,000 | 2,822 |
| Salaries and employee benefits | $2,776,000 | 2,658 |
| Premises and equipment expense | $645,000 | 2,963 |
| Additional noninterest expense | $1,752,000 | 2,876 |
| Pre-tax net operating income | $705,000 | 3,318 |
| Securities gains (losses) | $-881,000 | 7,843 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-176,000 | 6,089 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-176,000 | 6,090 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-176,000 | 6,089 |
| Net charge-offs | $-5,000 | 7,804 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $705,000 | 3,027 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,486,000 | 2,294 |
| Total interest expense | $3,990,000 | 1,635 |
| Net interest income | $3,496,000 | 3,047 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $506,000 | 3,397 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $179,000 | 3,529 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $327,000 | 2,854 |
| Total noninterest expense | $3,319,000 | 2,952 |
| Salaries and employee benefits | $1,837,000 | 2,709 |
| Premises and equipment expense | $425,000 | 3,027 |
| Additional noninterest expense | $1,057,000 | 3,159 |
| Pre-tax net operating income | $683,000 | 2,815 |
| Securities gains (losses) | $-1,146,000 | 8,016 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-463,000 | 6,727 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-463,000 | 6,728 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-463,000 | 6,728 |
| Net charge-offs | $-5,000 | 7,794 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $683,000 | 2,463 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,779,000 | 2,309 |
| Total interest expense | $2,066,000 | 1,642 |
| Net interest income | $1,713,000 | 3,090 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $270,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $94,000 | 3,374 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $176,000 | 2,686 |
| Total noninterest expense | $1,698,000 | 2,817 |
| Salaries and employee benefits | $926,000 | 2,730 |
| Premises and equipment expense | $223,000 | 2,965 |
| Additional noninterest expense | $549,000 | 2,777 |
| Pre-tax net operating income | $285,000 | 3,413 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $110,000 | 2,090 |
| Income before extraordinary items | $175,000 | 4,086 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $175,000 | 4,089 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $175,000 | 4,089 |
| Net charge-offs | $-5,000 | 7,701 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $175,000 | 3,933 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,953,000 | 2,336 |
| Total interest expense | $9,607,000 | 1,691 |
| Net interest income | $6,346,000 | 3,331 |
| Provision for loan and lease losses | $350,000 | 4,356 |
| Total noninterest income | $1,234,000 | 2,990 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $341,000 | 3,774 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $893,000 | 2,299 |
| Total noninterest expense | $6,714,000 | 2,775 |
| Salaries and employee benefits | $3,878,000 | 2,577 |
| Premises and equipment expense | $823,000 | 3,107 |
| Additional noninterest expense | $2,013,000 | 2,857 |
| Pre-tax net operating income | $516,000 | 4,821 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $88,000 | 3,476 |
| Income before extraordinary items | $428,000 | 4,667 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $428,000 | 4,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $122,000 | 4,723 |
| Cash dividends | $282,000 | 4,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $428,000 | 4,834 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,120,000 | 2,361 |
| Total interest expense | $7,378,000 | 1,718 |
| Net interest income | $4,742,000 | 3,354 |
| Provision for loan and lease losses | $50,000 | 5,872 |
| Total noninterest income | $1,073,000 | 2,768 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $256,000 | 3,799 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $817,000 | 2,094 |
| Total noninterest expense | $4,816,000 | 2,857 |
| Salaries and employee benefits | $2,936,000 | 2,587 |
| Premises and equipment expense | $544,000 | 3,441 |
| Additional noninterest expense | $1,336,000 | 3,063 |
| Pre-tax net operating income | $949,000 | 3,779 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $363,000 | 2,270 |
| Income before extraordinary items | $586,000 | 4,170 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $586,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 3,116 |
| Cash dividends | $282,000 | 3,495 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $586,000 | 4,328 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,126,000 | 2,388 |
| Total interest expense | $5,085,000 | 1,733 |
| Net interest income | $3,041,000 | 3,459 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $835,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $174,000 | 3,763 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $661,000 | 1,863 |
| Total noninterest expense | $3,167,000 | 2,914 |
| Salaries and employee benefits | $1,944,000 | 2,636 |
| Premises and equipment expense | $360,000 | 3,485 |
| Additional noninterest expense | $863,000 | 3,126 |
| Pre-tax net operating income | $659,000 | 3,817 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $251,000 | 2,422 |
| Income before extraordinary items | $408,000 | 4,432 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 4,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $282,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $408,000 | 4,374 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,201,000 | 2,389 |
| Total interest expense | $2,692,000 | 1,747 |
| Net interest income | $1,509,000 | 3,468 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $215,000 | 3,850 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $83,000 | 3,819 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $132,000 | 3,267 |
| Total noninterest expense | $1,564,000 | 2,936 |
| Salaries and employee benefits | $968,000 | 2,658 |
| Premises and equipment expense | $170,000 | 3,639 |
| Additional noninterest expense | $426,000 | 3,117 |
| Pre-tax net operating income | $130,000 | 5,661 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $80,000 | 6,121 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 6,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $282,000 | 1,956 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $80,000 | 6,026 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,710,000 | 2,329 |
| Total interest expense | $10,794,000 | 1,845 |
| Net interest income | $6,916,000 | 3,138 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $944,000 | 3,650 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $348,000 | 3,793 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $596,000 | 3,009 |
| Total noninterest expense | $6,372,000 | 2,808 |
| Salaries and employee benefits | $3,784,000 | 2,619 |
| Premises and equipment expense | $692,000 | 3,467 |
| Additional noninterest expense | $1,896,000 | 2,797 |
| Pre-tax net operating income | $1,318,000 | 4,163 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $426,000 | 2,946 |
| Income before extraordinary items | $892,000 | 4,561 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $892,000 | 4,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,921 |
| Cash dividends | $873,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 8,405 |
| Net operating income | $892,000 | 4,551 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,192,000 | 2,347 |
| Total interest expense | $7,991,000 | 1,862 |
| Net interest income | $5,201,000 | 3,133 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $672,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $256,000 | 3,825 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $416,000 | 3,137 |
| Total noninterest expense | $4,848,000 | 2,735 |
| Salaries and employee benefits | $2,888,000 | 2,571 |
| Premises and equipment expense | $481,000 | 3,651 |
| Additional noninterest expense | $1,479,000 | 2,647 |
| Pre-tax net operating income | $955,000 | 4,460 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $369,000 | 2,909 |
| Income before extraordinary items | $586,000 | 5,046 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $586,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,136 |
| Cash dividends | $874,000 | 2,207 |
| Sale, conversion, retirement of capital stock, net | $-5,000 | 8,450 |
| Net operating income | $586,000 | 5,039 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,710,000 | 2,387 |
| Total interest expense | $5,185,000 | 1,905 |
| Net interest income | $3,525,000 | 3,106 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $437,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $172,000 | 3,812 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $265,000 | 3,232 |
| Total noninterest expense | $3,304,000 | 2,733 |
| Salaries and employee benefits | $1,977,000 | 2,548 |
| Premises and equipment expense | $301,000 | 3,848 |
| Additional noninterest expense | $1,026,000 | 2,574 |
| Pre-tax net operating income | $598,000 | 4,668 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $231,000 | 3,078 |
| Income before extraordinary items | $367,000 | 5,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $367,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $591,000 | 2,236 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 1,036 |
| Net operating income | $367,000 | 5,242 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,292,000 | 2,414 |
| Total interest expense | $2,528,000 | 1,929 |
| Net interest income | $1,764,000 | 3,097 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $215,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $89,000 | 3,686 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $126,000 | 3,324 |
| Total noninterest expense | $1,641,000 | 2,755 |
| Salaries and employee benefits | $988,000 | 2,572 |
| Premises and equipment expense | $148,000 | 3,888 |
| Additional noninterest expense | $505,000 | 2,596 |
| Pre-tax net operating income | $308,000 | 4,589 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $119,000 | 3,045 |
| Income before extraordinary items | $189,000 | 5,193 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $189,000 | 5,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $295,000 | 2,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $189,000 | 5,178 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,539,000 | 2,477 |
| Total interest expense | $8,221,000 | 2,002 |
| Net interest income | $7,318,000 | 2,989 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $804,000 | 4,036 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $315,000 | 4,024 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $489,000 | 3,376 |
| Total noninterest expense | $6,177,000 | 2,809 |
| Salaries and employee benefits | $3,822,000 | 2,537 |
| Premises and equipment expense | $567,000 | 3,928 |
| Additional noninterest expense | $1,788,000 | 2,836 |
| Pre-tax net operating income | $1,825,000 | 3,861 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $618,000 | 2,848 |
| Income before extraordinary items | $1,207,000 | 4,267 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,207,000 | 4,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $1,186,000 | 2,293 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 1,034 |
| Net operating income | $1,207,000 | 4,247 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,404,000 | 2,514 |
| Total interest expense | $5,800,000 | 2,051 |
| Net interest income | $5,604,000 | 2,961 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $520,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $231,000 | 4,101 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $289,000 | 3,803 |
| Total noninterest expense | $4,554,000 | 2,842 |
| Salaries and employee benefits | $2,827,000 | 2,571 |
| Premises and equipment expense | $411,000 | 4,037 |
| Additional noninterest expense | $1,316,000 | 2,874 |
| Pre-tax net operating income | $1,480,000 | 3,812 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $571,000 | 2,675 |
| Income before extraordinary items | $909,000 | 4,392 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $909,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,781 |
| Cash dividends | $891,000 | 2,105 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 838 |
| Net operating income | $909,000 | 4,384 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,406,000 | 2,531 |
| Total interest expense | $3,602,000 | 2,078 |
| Net interest income | $3,804,000 | 2,916 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $307,000 | 4,674 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $149,000 | 4,158 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $158,000 | 4,200 |
| Total noninterest expense | $2,957,000 | 2,908 |
| Salaries and employee benefits | $1,868,000 | 2,596 |
| Premises and equipment expense | $275,000 | 4,040 |
| Additional noninterest expense | $814,000 | 3,091 |
| Pre-tax net operating income | $1,094,000 | 3,573 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $421,000 | 2,538 |
| Income before extraordinary items | $673,000 | 4,169 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $673,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,181 |
| Cash dividends | $595,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 773 |
| Net operating income | $673,000 | 4,163 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,613,000 | 2,551 |
| Total interest expense | $1,687,000 | 2,110 |
| Net interest income | $1,926,000 | 2,875 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $72,000 | 4,162 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $78,000 | 4,205 |
| Total noninterest expense | $1,448,000 | 2,970 |
| Salaries and employee benefits | $929,000 | 2,616 |
| Premises and equipment expense | $135,000 | 4,091 |
| Additional noninterest expense | $384,000 | 3,233 |
| Pre-tax net operating income | $598,000 | 3,320 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $229,000 | 2,413 |
| Income before extraordinary items | $369,000 | 3,878 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $369,000 | 3,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 3,919 |
| Cash dividends | $300,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 612 |
| Net operating income | $369,000 | 3,860 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $12,628,000 | 2,595 |
| Total interest expense | $5,245,000 | 2,103 |
| Net interest income | $7,383,000 | 2,905 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $723,000 | 4,290 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $291,000 | 4,248 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $432,000 | 3,648 |
| Total noninterest expense | $5,721,000 | 2,873 |
| Salaries and employee benefits | $3,658,000 | 2,504 |
| Premises and equipment expense | $521,000 | 4,058 |
| Additional noninterest expense | $1,542,000 | 3,153 |
| Pre-tax net operating income | $2,265,000 | 3,392 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $871,000 | 2,470 |
| Income before extraordinary items | $1,394,000 | 3,961 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,394,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,266 |
| Cash dividends | $1,213,000 | 2,118 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 766 |
| Net operating income | $1,394,000 | 3,933 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,216,000 | 2,604 |
| Total interest expense | $3,697,000 | 2,119 |
| Net interest income | $5,519,000 | 2,898 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $535,000 | 4,352 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $205,000 | 4,405 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $330,000 | 3,632 |
| Total noninterest expense | $4,251,000 | 2,858 |
| Salaries and employee benefits | $2,762,000 | 2,440 |
| Premises and equipment expense | $362,000 | 4,270 |
| Additional noninterest expense | $1,127,000 | 3,189 |
| Pre-tax net operating income | $1,713,000 | 3,433 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $658,000 | 2,490 |
| Income before extraordinary items | $1,055,000 | 4,019 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,055,000 | 4,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,295 |
| Cash dividends | $913,000 | 1,926 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 662 |
| Net operating income | $1,055,000 | 3,973 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,969,000 | 2,614 |
| Total interest expense | $2,332,000 | 2,113 |
| Net interest income | $3,637,000 | 2,903 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $302,000 | 4,769 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $130,000 | 4,473 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $172,000 | 4,030 |
| Total noninterest expense | $2,816,000 | 2,868 |
| Salaries and employee benefits | $1,812,000 | 2,463 |
| Premises and equipment expense | $230,000 | 4,380 |
| Additional noninterest expense | $774,000 | 3,107 |
| Pre-tax net operating income | $1,063,000 | 3,559 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $407,000 | 2,584 |
| Income before extraordinary items | $656,000 | 4,180 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $656,000 | 4,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $609,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 564 |
| Net operating income | $656,000 | 4,123 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,883,000 | 2,664 |
| Total interest expense | $1,121,000 | 2,100 |
| Net interest income | $1,762,000 | 2,974 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $134,000 | 5,007 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $61,000 | 4,567 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $73,000 | 4,368 |
| Total noninterest expense | $1,337,000 | 3,014 |
| Salaries and employee benefits | $883,000 | 2,538 |
| Premises and equipment expense | $107,000 | 4,643 |
| Additional noninterest expense | $347,000 | 3,389 |
| Pre-tax net operating income | $529,000 | 3,524 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $201,000 | 2,581 |
| Income before extraordinary items | $328,000 | 4,127 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $328,000 | 4,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $305,000 | 1,708 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 433 |
| Net operating income | $328,000 | 4,085 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,536,000 | 2,684 |
| Total interest expense | $4,405,000 | 1,842 |
| Net interest income | $6,131,000 | 3,241 |
| Provision for loan and lease losses | $90,000 | 5,165 |
| Total noninterest income | $648,000 | 4,616 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $234,000 | 4,881 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $414,000 | 3,650 |
| Total noninterest expense | $5,104,000 | 3,057 |
| Salaries and employee benefits | $3,355,000 | 2,576 |
| Premises and equipment expense | $355,000 | 5,156 |
| Additional noninterest expense | $1,394,000 | 3,310 |
| Pre-tax net operating income | $1,585,000 | 4,108 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $576,000 | 3,099 |
| Income before extraordinary items | $1,009,000 | 4,673 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,009,000 | 4,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 3,878 |
| Cash dividends | $1,230,000 | 2,004 |
| Sale, conversion, retirement of capital stock, net | $271,000 | 533 |
| Net operating income | $1,009,000 | 4,607 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,796,000 | 2,704 |
| Total interest expense | $3,281,000 | 1,826 |
| Net interest income | $4,515,000 | 3,271 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $424,000 | 4,996 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $168,000 | 5,031 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $256,000 | 4,020 |
| Total noninterest expense | $3,991,000 | 2,917 |
| Salaries and employee benefits | $2,648,000 | 2,439 |
| Premises and equipment expense | $304,000 | 4,707 |
| Additional noninterest expense | $1,039,000 | 3,313 |
| Pre-tax net operating income | $888,000 | 4,916 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $310,000 | 3,740 |
| Income before extraordinary items | $578,000 | 5,457 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $578,000 | 5,457 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,115 |
| Cash dividends | $924,000 | 1,815 |
| Sale, conversion, retirement of capital stock, net | $233,000 | 426 |
| Net operating income | $578,000 | 5,385 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,154,000 | 2,711 |
| Total interest expense | $2,191,000 | 1,811 |
| Net interest income | $2,963,000 | 3,304 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $283,000 | 4,967 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $90,000 | 5,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $193,000 | 3,804 |
| Total noninterest expense | $2,688,000 | 2,894 |
| Salaries and employee benefits | $1,770,000 | 2,423 |
| Premises and equipment expense | $200,000 | 4,757 |
| Additional noninterest expense | $718,000 | 3,233 |
| Pre-tax net operating income | $498,000 | 5,315 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $154,000 | 4,205 |
| Income before extraordinary items | $344,000 | 5,720 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $344,000 | 5,720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,468 |
| Cash dividends | $616,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $160,000 | 359 |
| Net operating income | $344,000 | 5,637 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 2,688 |
| Total interest expense | $1,118,000 | 1,798 |
| Net interest income | $1,481,000 | 3,299 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $142,000 | 4,914 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $101,000 | 3,702 |
| Total noninterest expense | $1,331,000 | 2,922 |
| Salaries and employee benefits | $883,000 | 2,452 |
| Premises and equipment expense | $104,000 | 4,667 |
| Additional noninterest expense | $344,000 | 3,344 |
| Pre-tax net operating income | $262,000 | 5,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $183,000 | 5,549 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $183,000 | 5,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $308,000 | 1,683 |
| Sale, conversion, retirement of capital stock, net | $80,000 | 270 |
| Net operating income | $183,000 | 5,434 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,555,000 | 2,463 |
| Total interest expense | $5,148,000 | 1,746 |
| Net interest income | $6,407,000 | 3,002 |
| Provision for loan and lease losses | $120,000 | 4,933 |
| Total noninterest income | $599,000 | 4,975 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $147,000 | 5,895 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $452,000 | 3,754 |
| Total noninterest expense | $5,145,000 | 2,979 |
| Salaries and employee benefits | $3,419,000 | 2,469 |
| Premises and equipment expense | $367,000 | 5,025 |
| Additional noninterest expense | $1,359,000 | 3,362 |
| Pre-tax net operating income | $1,741,000 | 3,723 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $620,000 | 2,997 |
| Income before extraordinary items | $1,121,000 | 4,310 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,121,000 | 4,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,532 |
| Cash dividends | $1,234,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $280,000 | 553 |
| Net operating income | $1,121,000 | 4,145 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,989,000 | 2,419 |
| Total interest expense | $3,949,000 | 1,771 |
| Net interest income | $5,040,000 | 2,879 |
| Provision for loan and lease losses | $90,000 | 4,812 |
| Total noninterest income | $408,000 | 5,257 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $108,000 | 5,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $300,000 | 4,043 |
| Total noninterest expense | $3,783,000 | 3,025 |
| Salaries and employee benefits | $2,551,000 | 2,474 |
| Premises and equipment expense | $270,000 | 5,071 |
| Additional noninterest expense | $962,000 | 3,507 |
| Pre-tax net operating income | $1,575,000 | 3,417 |
| Securities gains (losses) | $-52,000 | 9,078 |
| Applicable income taxes | $550,000 | 2,846 |
| Income before extraordinary items | $973,000 | 4,049 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $973,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $925,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $199,000 | 453 |
| Net operating income | $1,006,280 | 3,807 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 2,354 |
| Total interest expense | $2,732,000 | 1,767 |
| Net interest income | $3,504,000 | 2,766 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $235,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $73,000 | 5,939 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $162,000 | 4,433 |
| Total noninterest expense | $2,525,000 | 3,021 |
| Salaries and employee benefits | $1,705,000 | 2,461 |
| Premises and equipment expense | $185,000 | 4,948 |
| Additional noninterest expense | $635,000 | 3,538 |
| Pre-tax net operating income | $1,154,000 | 3,177 |
| Securities gains (losses) | $-52,000 | 9,161 |
| Applicable income taxes | $400,000 | 2,691 |
| Income before extraordinary items | $702,000 | 3,854 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $702,000 | 3,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $618,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $163,000 | 358 |
| Net operating income | $735,280 | 3,535 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,207,000 | 2,307 |
| Total interest expense | $1,422,000 | 1,750 |
| Net interest income | $1,785,000 | 2,710 |
| Provision for loan and lease losses | $30,000 | 4,429 |
| Total noninterest income | $63,000 | 6,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $36,000 | 5,904 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $27,000 | 6,429 |
| Total noninterest expense | $1,283,000 | 2,974 |
| Salaries and employee benefits | $841,000 | 2,503 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $348,000 | 3,212 |
| Pre-tax net operating income | $535,000 | 3,344 |
| Securities gains (losses) | $-28,000 | 9,207 |
| Applicable income taxes | $181,000 | 2,875 |
| Income before extraordinary items | $326,000 | 4,008 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $326,000 | 4,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $310,000 | 1,720 |
| Sale, conversion, retirement of capital stock, net | $75,000 | 240 |
| Net operating income | $343,920 | 3,675 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,904,000 | 2,213 |
| Total interest expense | $6,937,000 | 1,644 |
| Net interest income | $6,967,000 | 2,749 |
| Provision for loan and lease losses | $100,000 | 5,681 |
| Total noninterest income | $273,000 | 6,674 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $159,000 | 5,718 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $114,000 | 6,167 |
| Total noninterest expense | $5,019,000 | 2,920 |
| Salaries and employee benefits | $3,207,000 | 2,467 |
| Premises and equipment expense | $369,000 | 4,926 |
| Additional noninterest expense | $1,443,000 | 3,051 |
| Pre-tax net operating income | $2,121,000 | 3,299 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $769,000 | 2,665 |
| Income before extraordinary items | $1,351,000 | 3,784 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,351,000 | 3,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,261 |
| Cash dividends | $1,243,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $204,000 | 564 |
| Net operating income | $1,351,640 | 3,672 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $14,583,000 | 2,348 |
| Total interest expense | $8,945,000 | 1,816 |
| Net interest income | $5,638,000 | 3,113 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $338,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $146,000 | 5,853 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $192,000 | 5,021 |
| Total noninterest expense | $4,750,000 | 2,952 |
| Salaries and employee benefits | $3,030,000 | 2,483 |
| Premises and equipment expense | $345,000 | 5,075 |
| Additional noninterest expense | $1,375,000 | 3,103 |
| Pre-tax net operating income | $1,226,000 | 4,370 |
| Securities gains (losses) | $-11,000 | 9,304 |
| Applicable income taxes | $416,000 | 3,659 |
| Income before extraordinary items | $799,000 | 4,876 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $799,000 | 4,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,531 |
| Cash dividends | $1,257,000 | 1,899 |
| Sale, conversion, retirement of capital stock, net | $70,000 | 695 |
| Net operating income | $806,260 | 4,740 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $13,699,000 | 2,543 |
| Total interest expense | $8,181,000 | 2,101 |
| Net interest income | $5,518,000 | 3,189 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $240,000 | 6,876 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $112,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $128,000 | 5,852 |
| Total noninterest expense | $4,908,000 | 2,766 |
| Salaries and employee benefits | $3,379,000 | 2,119 |
| Premises and equipment expense | $343,000 | 5,001 |
| Additional noninterest expense | $1,186,000 | 3,468 |
| Pre-tax net operating income | $850,000 | 5,700 |
| Securities gains (losses) | $57,000 | 690 |
| Applicable income taxes | $306,000 | 4,568 |
| Income before extraordinary items | $601,000 | 5,844 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $601,000 | 5,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $4,234,000 | 721 |
| Sale, conversion, retirement of capital stock, net | $647,000 | 507 |
| Net operating income | $563,380 | 6,032 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $12,304,000 | 2,647 |
| Total interest expense | $6,861,000 | 2,155 |
| Net interest income | $5,443,000 | 3,191 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $252,000 | 6,933 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $77,000 | 7,196 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $175,000 | 5,245 |
| Total noninterest expense | $5,340,000 | 2,536 |
| Salaries and employee benefits | $3,570,000 | 1,970 |
| Premises and equipment expense | $313,000 | 5,345 |
| Additional noninterest expense | $1,457,000 | 2,937 |
| Pre-tax net operating income | $355,000 | 7,807 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $270,000 | 5,037 |
| Income before extraordinary items | $88,000 | 9,045 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $88,000 | 9,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $832,000 | 2,595 |
| Sale, conversion, retirement of capital stock, net | $963,000 | 525 |
| Net operating income | $86,080 | 9,027 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $14,254,000 | 2,285 |
| Total interest expense | $7,750,000 | 1,973 |
| Net interest income | $6,504,000 | 2,627 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $194,000 | 7,655 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $110,000 | 6,403 |
| Total noninterest expense | $5,129,000 | 2,533 |
| Salaries and employee benefits | $3,333,000 | 2,023 |
| Premises and equipment expense | $301,000 | 5,370 |
| Additional noninterest expense | $1,495,000 | 2,793 |
| Pre-tax net operating income | $1,569,000 | 4,040 |
| Securities gains (losses) | $65,000 | 1,554 |
| Applicable income taxes | $358,000 | 4,708 |
| Income before extraordinary items | $1,276,000 | 3,744 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,276,000 | 3,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $1,609,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $-16,934,000 | 10,460 |
| Net operating income | $1,225,300 | 3,768 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,080,000 | 2,017 |
| Total interest expense | $9,198,000 | 1,694 |
| Net interest income | $6,882,000 | 2,524 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $173,000 | 8,242 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $99,000 | 7,219 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $74,000 | 7,572 |
| Total noninterest expense | $5,122,000 | 2,508 |
| Salaries and employee benefits | $3,524,000 | 1,860 |
| Premises and equipment expense | $269,000 | 5,812 |
| Additional noninterest expense | $1,329,000 | 3,041 |
| Pre-tax net operating income | $1,933,000 | 3,660 |
| Securities gains (losses) | $21,000 | 1,847 |
| Applicable income taxes | $908,000 | 2,640 |
| Income before extraordinary items | $1,046,000 | 4,535 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,046,000 | 4,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $826,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $1,207,000 | 437 |
| Net operating income | $1,032,560 | 4,531 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $13,367,000 | 2,496 |
| Total interest expense | $7,801,000 | 2,009 |
| Net interest income | $5,566,000 | 3,177 |
| Provision for loan and lease losses | $300,000 | 2,555 |
| Total noninterest income | $114,000 | 9,634 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $73,000 | 8,196 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $41,000 | 9,308 |
| Total noninterest expense | $4,497,000 | 3,015 |
| Salaries and employee benefits | $1,828,000 | 3,619 |
| Premises and equipment expense | $307,000 | 5,500 |
| Additional noninterest expense | $2,362,000 | 2,112 |
| Pre-tax net operating income | $883,000 | 6,152 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $272,000 | 6,150 |
| Income before extraordinary items | $610,000 | 6,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $610,000 | 6,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $19,567,000 | 34 |
| Net operating income | $610,690 | 6,151 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,319,000 | 2,714 |
| Total interest expense | $6,707,000 | 2,316 |
| Net interest income | $5,612,000 | 3,168 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $123,000 | 9,801 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $75,000 | 8,443 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $48,000 | 9,325 |
| Total noninterest expense | $3,248,000 | 4,015 |
| Salaries and employee benefits | $1,547,000 | 4,181 |
| Premises and equipment expense | $264,000 | 6,144 |
| Additional noninterest expense | $1,437,000 | 3,199 |
| Pre-tax net operating income | $2,487,000 | 2,863 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $892,000 | 2,626 |
| Income before extraordinary items | $1,595,000 | 3,065 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,595,000 | 3,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,680 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,595,000 | 3,036 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,874,000 | 2,553 |
| Total interest expense | $4,842,000 | 2,542 |
| Net interest income | $7,032,000 | 2,558 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $145,000 | 9,799 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $72,000 | 8,938 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $3,328,000 | 4,029 |
| Salaries and employee benefits | $1,312,000 | 4,835 |
| Premises and equipment expense | $262,000 | 6,316 |
| Additional noninterest expense | $1,754,000 | 2,892 |
| Pre-tax net operating income | $3,849,000 | 1,844 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $1,434,000 | 1,616 |
| Income before extraordinary items | $2,414,000 | 2,020 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,414,000 | 2,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,414,640 | 2,036 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $12,952,000 | 2,383 |
| Total interest expense | $5,681,000 | 2,281 |
| Net interest income | $7,271,000 | 2,464 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $200,000 | 9,227 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $74,000 | 9,210 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $126,000 | 7,138 |
| Total noninterest expense | $2,337,000 | 5,585 |
| Salaries and employee benefits | $1,183,000 | 5,294 |
| Premises and equipment expense | $227,000 | 7,148 |
| Additional noninterest expense | $927,000 | 5,248 |
| Pre-tax net operating income | $5,134,000 | 1,367 |
| Securities gains (losses) | $37,000 | 3,837 |
| Applicable income taxes | $1,804,000 | 1,326 |
| Income before extraordinary items | $3,367,000 | 1,500 |
| Extraordinary gains, net | $-485,000 | 13,165 |
| Net income | $2,882,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,342,950 | 1,429 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $13,737,000 | 2,566 |
| Total interest expense | $7,441,000 | 2,279 |
| Net interest income | $6,296,000 | 2,897 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $246,000 | 8,561 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $171,000 | 6,197 |
| Total noninterest expense | $2,547,000 | 5,222 |
| Salaries and employee benefits | $1,082,000 | 5,657 |
| Premises and equipment expense | $196,000 | 7,929 |
| Additional noninterest expense | $1,269,000 | 4,129 |
| Pre-tax net operating income | $3,995,000 | 1,568 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $1,567,000 | 1,400 |
| Income before extraordinary items | $2,429,000 | 1,877 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,429,000 | 1,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,428,360 | 1,721 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.