Home > Home Savings Bank, Inc., SSB > Income and Expense
Home Savings Bank, Inc., SSB, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 4,277 |
| Total interest expense | $3,456,000 | 3,487 |
| Net interest income | $3,446,000 | 5,006 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $346,000 | 6,717 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $156,000 | 6,747 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $190,000 | 5,443 |
| Total noninterest expense | $2,514,000 | 5,134 |
| Salaries and employee benefits | $589,000 | 8,689 |
| Premises and equipment expense | $194,000 | 7,568 |
| Additional noninterest expense | $1,731,000 | 2,920 |
| Pre-tax net operating income | $1,278,000 | 5,002 |
| Securities gains (losses) | $-23,000 | 10,454 |
| Applicable income taxes | $911,000 | 2,443 |
| Income before extraordinary items | $344,000 | 8,680 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $344,000 | 8,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,709 |
| Cash dividends | $1,000,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $358,720 | 8,613 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,635,000 | 3,986 |
| Total interest expense | $4,167,000 | 3,050 |
| Net interest income | $3,468,000 | 4,995 |
| Provision for loan and lease losses | $287,000 | 3,108 |
| Total noninterest income | $405,000 | 6,414 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $239,000 | 5,132 |
| Total noninterest expense | $2,220,000 | 5,822 |
| Salaries and employee benefits | $636,000 | 8,513 |
| Premises and equipment expense | $191,000 | 7,864 |
| Additional noninterest expense | $1,393,000 | 3,722 |
| Pre-tax net operating income | $1,366,000 | 4,685 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $544,000 | 3,887 |
| Income before extraordinary items | $822,000 | 5,453 |
| Extraordinary gains, net | $110,000 | 1,482 |
| Net income | $932,000 | 5,102 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,956 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $822,000 | 5,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,682,000 | 3,979 |
| Total interest expense | $5,241,000 | 3,168 |
| Net interest income | $3,441,000 | 5,078 |
| Provision for loan and lease losses | $450,000 | 3,212 |
| Total noninterest income | $464,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $179,000 | 6,422 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $285,000 | 4,575 |
| Total noninterest expense | $2,931,000 | 4,641 |
| Salaries and employee benefits | $934,000 | 6,426 |
| Premises and equipment expense | $216,000 | 7,482 |
| Additional noninterest expense | $1,781,000 | 3,085 |
| Pre-tax net operating income | $524,000 | 8,233 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $327,000 | 5,607 |
| Income before extraordinary items | $197,000 | 10,636 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $197,000 | 10,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 6,591 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $197,000 | 10,303 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.