Home > Home Savings Bank, F.S.B. > Income and Expense
Home Savings Bank, F.S.B., Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $991,000 | 11,726 |
| Total interest expense | $568,000 | 10,754 |
| Net interest income | $423,000 | 12,191 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $24,000 | 12,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $822,000 | 10,129 |
| Salaries and employee benefits | $244,000 | 11,717 |
| Premises and equipment expense | $85,000 | 10,492 |
| Additional noninterest expense | $493,000 | 7,914 |
| Pre-tax net operating income | $-375,000 | 12,338 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-375,000 | 12,308 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-375,000 | 12,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $49,000 | 8,014 |
| Sale, conversion, retirement of capital stock, net | $9,422,000 | 108 |
| Net operating income | $-375,000 | 12,319 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.