Home > Home Savings Bank, F.S.B. > Income and Expense
Home Savings Bank, F.S.B., Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $83,072,000 | 518 |
| Total interest expense | $45,303,000 | 481 |
| Net interest income | $37,769,000 | 557 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $3,338,000 | 1,270 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,338,000 | 836 |
| Total noninterest expense | $14,525,000 | 1,030 |
| Salaries and employee benefits | $9,299,000 | 756 |
| Premises and equipment expense | $1,474,000 | 1,401 |
| Additional noninterest expense | $3,752,000 | 1,407 |
| Pre-tax net operating income | $26,542,000 | 388 |
| Securities gains (losses) | $802,000 | 260 |
| Applicable income taxes | $10,564,000 | 363 |
| Income before extraordinary items | $16,780,000 | 403 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $16,780,000 | 401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $2,217,000 | 1,142 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $16,266,720 | 407 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $71,863,000 | 512 |
| Total interest expense | $32,708,000 | 502 |
| Net interest income | $39,155,000 | 537 |
| Provision for loan and lease losses | $119,000 | 4,225 |
| Total noninterest income | $2,134,000 | 1,763 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,134,000 | 1,079 |
| Total noninterest expense | $13,364,000 | 1,123 |
| Salaries and employee benefits | $7,943,000 | 866 |
| Premises and equipment expense | $1,573,000 | 1,333 |
| Additional noninterest expense | $3,848,000 | 1,454 |
| Pre-tax net operating income | $27,806,000 | 352 |
| Securities gains (losses) | $1,807,000 | 100 |
| Applicable income taxes | $11,983,000 | 297 |
| Income before extraordinary items | $17,630,000 | 350 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $17,630,000 | 350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $594,000 | 1,222 |
| Cash dividends | $1,825,000 | 1,207 |
| Sale, conversion, retirement of capital stock, net | $67,568,000 | 20 |
| Net operating income | $16,473,520 | 382 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $73,668,000 | 505 |
| Total interest expense | $34,761,000 | 476 |
| Net interest income | $38,907,000 | 536 |
| Provision for loan and lease losses | $121,000 | 5,179 |
| Total noninterest income | $3,895,000 | 1,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,895,000 | 816 |
| Total noninterest expense | $15,501,000 | 1,020 |
| Salaries and employee benefits | $7,320,000 | 922 |
| Premises and equipment expense | $1,456,000 | 1,456 |
| Additional noninterest expense | $6,725,000 | 1,005 |
| Pre-tax net operating income | $27,180,000 | 316 |
| Securities gains (losses) | $3,098,000 | 229 |
| Applicable income taxes | $10,043,000 | 307 |
| Income before extraordinary items | $20,235,000 | 312 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $20,235,000 | 324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 3,602 |
| Cash dividends | $1,585,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $7,330,000 | 155 |
| Net operating income | $18,159,340 | 314 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $83,471,000 | 510 |
| Total interest expense | $45,286,000 | 473 |
| Net interest income | $38,185,000 | 548 |
| Provision for loan and lease losses | $4,110,000 | 668 |
| Total noninterest income | $1,615,000 | 2,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,615,000 | 1,441 |
| Total noninterest expense | $12,988,000 | 1,223 |
| Salaries and employee benefits | $6,924,000 | 987 |
| Premises and equipment expense | $1,263,000 | 1,684 |
| Additional noninterest expense | $4,801,000 | 1,374 |
| Pre-tax net operating income | $22,702,000 | 312 |
| Securities gains (losses) | $1,567,000 | 477 |
| Applicable income taxes | $8,695,000 | 307 |
| Income before extraordinary items | $15,574,000 | 335 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $15,574,000 | 337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $465,000 | 2,580 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $20,902,000 | 52 |
| Net operating income | $14,571,120 | 323 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.