Home > Home Savings Bank > Net charge- offs to loans
Home Savings Bank, Net charge- offs to loans
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0621% | 2,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | -0.0013% | 4,141 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0539% | 4,769 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0852% | 4,170 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 1,277 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0557% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0271% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4463% | 954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3350% | 1,991 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3350% | 1,868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0667% | 1,873 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,071 |
| Percentage Net Loans Charged-off:Construction & development | -0.0011% | 4,203 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0666% | 4,882 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1058% | 4,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,116 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0218% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0277% | 1,049 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5231% | 718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3890% | 1,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3890% | 1,599 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0298% | 4,719 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 4,262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0943% | 5,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1574% | 4,257 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 1,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0207% | 3,600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,185 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0697% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4007% | 1,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4007% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0101% | 2,327 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0390% | 4,895 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,400 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0286% | 4,935 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3081% | 4,314 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0382% | 3,729 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0143% | 4,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1407% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7356% | 979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7356% | 902 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0109% | 1,969 |
| Percentage Net Loans Charged-off:Construction & development | -0.0787% | 4,589 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0301% | 4,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0601% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0368% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0009% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4691% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2717% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2717% | 2,068 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 2,654 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | -0.1062% | 4,678 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0277% | 4,855 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0190% | 4,309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0316% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1561% | 1,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2288% | 2,161 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2288% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 2,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,845 |
| Percentage Net Loans Charged-off:Construction & development | -0.0153% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0365% | 4,980 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0228% | 4,350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0158% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0475% | 3,815 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0229% | 1,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0297% | 4,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2497% | 1,956 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2497% | 1,847 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0013% | 1,264 |
| Percentage Net Loans Charged-off:Construction & development | -0.0126% | 4,564 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0422% | 5,150 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0187% | 4,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0210% | 940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1190% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 780 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2153% | 4,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4756% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4756% | 1,258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1280% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0150% | 459 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3558% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1282% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1201% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0205% | 3,837 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1363% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2176% | 5,058 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3345% | 2,197 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3347% | 2,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 1,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1878% | 485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0217% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5207% | 206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1297% | 802 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1468% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3908% | 5,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1924% | 2,532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1926% | 2,388 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2501% | 815 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2681% | 329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0378% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9071% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0124% | 4,491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 3,832 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1470% | 673 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1604% | 4,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0061% | 788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0073% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5766% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5772% | 118 |
| Percentage Net Loans Charged-off:Construction & development | 0.0983% | 155 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2749% | 32 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0066% | 4,516 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1408% | 618 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0184% | 3,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1608% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0035% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5432% | 278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5491% | 238 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1214% | 2,043 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0115% | 4,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0372% | 5,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0092% | 2,580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0121% | 2,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5691% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0706% | 5,201 |
| Percentage Net Loans Charged-off: Credit card loans | -2.6483% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 4,780 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0411% | 5,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0202% | 2,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0263% | 1,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 4,228 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0948% | 5,198 |
| Percentage Net Loans Charged-off: Credit card loans | -3.4031% | 1,160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 4,501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 4,396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0466% | 5,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,641 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0525% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1157% | 5,194 |
| Percentage Net Loans Charged-off: Credit card loans | -4.0000% | 1,156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0340% | 5,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0363% | 5,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0585% | 5,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 5,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 5,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2963% | 5,435 |
| Percentage Net Loans Charged-off: Credit card loans | -9.6386% | 1,160 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 1,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 5,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.0324% | 4,835 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0308% | 5,363 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0721% | 5,718 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 4,292 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0743% | 5,726 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1589% | 520 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1697% | 2,833 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9761% | 127 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,585 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 5,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0415% | 4,945 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0412% | 5,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0816% | 5,788 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0079% | 4,130 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1022% | 5,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2852% | 1,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,397 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,255 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 3,877 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0797% | 5,762 |
| Percentage Net Loans Charged-off:Construction & development | -0.0560% | 5,057 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 5,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1104% | 5,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1410% | 5,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2897% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,908 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0671% | 5,678 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0862% | 5,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2016% | 6,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2567% | 6,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0320% | 5,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0527% | 5,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0095% | 5,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1155% | 6,137 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5939% | 4,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0054% | 3,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 4,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5018% | 1,807 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9834% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2891% | 2,312 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0631% | 6,000 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0895% | 6,098 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0565% | 5,923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1533% | 6,233 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8169% | 4,812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 2,948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0033% | 4,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2853% | 2,304 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6759% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0675% | 6,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0993% | 6,178 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2381% | 6,374 |
| Percentage Net Loans Charged-off: Home equity loans | -1.2696% | 4,852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0150% | 2,625 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4873% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2465% | 36 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0668% | 5,941 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0872% | 6,196 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2113% | 6,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2634% | 6,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 4,202 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0942% | 3,211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1466% | 1,904 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 3,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2922% | 906 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 5,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0170% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0386% | 4,051 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6676% | 645 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 4,379 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 3,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0592% | 1,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0637% | 3,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2727% | 872 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 3,567 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 5,120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 4,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0399% | 3,322 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 1,633 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0075% | 5,983 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0992% | 963 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0391% | 6,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0157% | 4,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0154% | 5,606 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 6,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0392% | 6,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0510% | 6,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 4,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1130% | 4,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2452% | 3,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.5709% | 1,742 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0416% | 2,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4451% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4983% | 1,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4323% | 1,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5876% | 6,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0553% | 4,230 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0592% | 4,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 4,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2443% | 2,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.8568% | 1,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0893% | 2,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3654% | 2,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2241% | 1,222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3976% | 1,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7735% | 6,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0834% | 3,815 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0901% | 3,602 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3424% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4226% | 2,075 |
| Percentage Net Loans Charged-off:Construction & development | 1.8386% | 1,003 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1403% | 1,938 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6209% | 1,411 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4733% | 867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6553% | 1,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0415% | 5,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1988% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2493% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | -1.0505% | 6,390 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6705% | 1,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8310% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 5,426 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2597% | 6,278 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2784% | 6,250 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6670% | 2,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6308% | 2,320 |
| Percentage Net Loans Charged-off:Construction & development | -8.5384% | 6,744 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2023% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.4566% | 402 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5060% | 2,203 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0284% | 1,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6095% | 1,899 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7842% | 2,263 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7422% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | 21.6165% | 24 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0801% | 6,524 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8116% | 436 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6867% | 2,198 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5939% | 2,170 |
| Percentage Net Loans Charged-off:Construction & development | -11.5297% | 6,792 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4213% | 771 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2892% | 303 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2322% | 2,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0394% | 1,642 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2728% | 2,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2764% | 1,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2350% | 6,812 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2343% | 6,808 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9748% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5085% | 2,576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4206% | 2,510 |
| Percentage Net Loans Charged-off:Construction & development | -0.8605% | 6,655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7221% | 1,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2481% | 2,691 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2975% | 2,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0595% | 1,537 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2279% | 6,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2218% | 6,731 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4792% | 302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1142% | 7,123 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1342% | 7,249 |
| Percentage Net Loans Charged-off:Construction & development | -0.9021% | 6,694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2286% | 7,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9041% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0546% | 1,825 |
| Percentage Net Loans Charged-off:Construction & development | 12.6545% | 406 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7877% | 1,549 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4102% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2983% | 1,480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4304% | 2,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7896% | 7,231 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1704% | 7,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8180% | 2,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0263% | 1,721 |
| Percentage Net Loans Charged-off:Construction & development | 14.4916% | 302 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5081% | 1,735 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3705% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4363% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2812% | 7,399 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2373% | 7,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2558% | 4,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2781% | 3,189 |
| Percentage Net Loans Charged-off:Construction & development | 6.0953% | 857 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0044% | 7,224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 7,360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0297% | 7,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0726% | 6,751 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3397% | 7,256 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0385% | 7,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0368% | 7,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.3242% | 7,065 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0506% | 7,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0596% | 7,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0741% | 6,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0054% | 411 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0159% | 627 |
| Percentage Net Loans Charged-off:Construction & development | 21.8321% | 171 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2247% | 508 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5079% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 1,877 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5904% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 16.9580% | 90 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5439% | 3,942 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -1.8939% | 7,060 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5652% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4789% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 6.1955% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1193% | 7,789 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0156% | 7,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0212% | 1,592 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0219% | 7,676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 15.0234% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7310% | 1,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8035% | 1,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5151% | 2,104 |
| Percentage Net Loans Charged-off:Construction & development | 5.4052% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0037% | 7,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 3,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 3,522 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.0230% | 103 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2089% | 1,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2610% | 7,120 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0400% | 4,933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 3,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0072% | 7,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0215% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5274% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.5702% | 7,959 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7124% | 1,734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7785% | 1,167 |
| Percentage Net Loans Charged-off:Construction & development | 6.9807% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0613% | 7,897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4810% | 366 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1030% | 2,836 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0821% | 1,231 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1063% | 2,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1604% | 7,579 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8939% | 1,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.5000% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9730% | 875 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0208% | 620 |
| Percentage Net Loans Charged-off:Construction & development | 9.2558% | 143 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1670% | 308 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0629% | 2,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1153% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0551% | 2,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3915% | 2,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2149% | 1,535 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7264% | 764 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0044% | 5,850 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0065% | 3,655 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0183% | 2,647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1490% | 704 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1470% | 7,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7656% | 907 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0309% | 563 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0058% | 4,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 7,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2812% | 7,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.0847% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4409% | 247 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5763% | 110 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7085% | 48 |
| Percentage Net Loans Charged-off:Construction & development | 12.3455% | 20 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2717% | 193 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.5537% | 45 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6538% | 131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 837 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8493% | 111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3831% | 897 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7258% | 809 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1920% | 139 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3157% | 1,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6461% | 98 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8636% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 10.0944% | 14 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5001% | 103 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.8967% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9491% | 68 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0562% | 617 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1729% | 65 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7600% | 1,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7094% | 1,996 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9580% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4108% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0535% | 3,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 7,544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 7,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,739 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5236% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6466% | 1,977 |
| Percentage Net Loans Charged-off: Credit card loans | 15.1889% | 42 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6098% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0958% | 2,258 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0158% | 7,873 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 7,874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0341% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3196% | 7,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2214% | 366 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1745% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1901% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2382% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2060% | 807 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4003% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1784% | 892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 3,616 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3123% | 3,833 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 3,896 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0472% | 1,661 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1006% | 1,175 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0580% | 6,060 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1239% | 992 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0266% | 2,909 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1033% | 7,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0725% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 1,133 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1639% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1892% | 676 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3125% | 3,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 4,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6314% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1342% | 3,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0866% | 823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0673% | 1,770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4666% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 7,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4281% | 2,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2011% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | 22.9682% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1707% | 2,228 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 1,347 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1207% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4856% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0024% | 7,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5622% | 1,441 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2890% | 124 |
| Percentage Net Loans Charged-off: Credit card loans | 24.4947% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2199% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1160% | 937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1904% | 418 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1070% | 1,067 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7337% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3434% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 8.2137% | 63 |
| Percentage Net Loans Charged-off: Credit card loans | 27.5628% | 29 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 3,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 7,990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5556% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 38.2353% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 3,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0336% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 2,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7043% | 1,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0650% | 219 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4156% | 1,548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 2,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0258% | 2,454 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0599% | 1,674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9259% | 1,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2761% | 310 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5648% | 1,384 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0444% | 1,665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0527% | 1,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3995% | 786 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.8056% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8658% | 1,185 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0633% | 3,443 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0077% | 8,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 8,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3553% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1444% | 4,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0909% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1669% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2860% | 238 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1448% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1777% | 3,739 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3737% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4286% | 739 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 3,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 2,487 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0561% | 1,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,720 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2398% | 2,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0979% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9383% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0696% | 4,546 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.3558% | 354 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6923% | 210 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1286% | 2,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3415% | 137 |
| Percentage Net Loans Charged-off: Credit card loans | 15.5340% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 7,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0568% | 6,878 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |