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Home Savings Bank, Income and Expense

2022-03-31 (YTD Data)Rank
Total interest income$1,392,0003,243
Total interest expense$229,0002,020
Net interest income$1,163,0003,361
Provision for loan and lease losses$02,285
Total noninterest income$95,0003,740
Gross Fiduciary activities income$0892
Service charges on deposit accounts$22,0003,623
Trading account gains and feesNANA
Additional Noninterest Income$73,0003,577
Total noninterest expense$1,367,0002,881
Salaries and employee benefits$559,0003,343
Premises and equipment expense$93,0003,448
Additional noninterest expense$715,0002,068
Pre-tax net operating income$-109,0004,687
Securities gains (losses)$0623
Applicable income taxes$55,0002,451
Income before extraordinary items$-164,0004,689
Extraordinary gains, net$04
Net income$-164,0004,688
Minority interest net income$050
Net income of bank and minority interests.$-164,0004,689
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$-164,0004,706
2021-12-31 (YTD Data)Rank
Total interest income$6,060,0003,214
Total interest expense$1,167,0001,994
Net interest income$4,893,0003,366
Provision for loan and lease losses$34,0002,713
Total noninterest income$422,0003,798
Gross Fiduciary activities income$0994
Service charges on deposit accounts$103,0003,414
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,683
Total noninterest expense$4,291,0003,263
Salaries and employee benefits$2,001,0003,522
Premises and equipment expense$381,0003,421
Additional noninterest expense$1,909,0002,675
Pre-tax net operating income$990,0003,837
Securities gains (losses)$02,062
Applicable income taxes$296,0002,479
Income before extraordinary items$694,0004,030
Extraordinary gains, net$010
Net income$694,0004,029
Minority interest net income$074
Net income of bank and minority interests.$694,0004,030
Net charge-offs$123,0001,248
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$694,0004,008
2021-09-30 (YTD Data)Rank
Total interest income$4,548,0003,269
Total interest expense$896,0002,049
Net interest income$3,652,0003,425
Provision for loan and lease losses$34,0002,538
Total noninterest income$316,0003,834
Gross Fiduciary activities income$0957
Service charges on deposit accounts$76,0003,458
Trading account gains and feesNANA
Additional Noninterest Income$240,0003,726
Total noninterest expense$3,184,0003,297
Salaries and employee benefits$1,499,0003,547
Premises and equipment expense$301,0003,391
Additional noninterest expense$1,384,0002,735
Pre-tax net operating income$750,0003,955
Securities gains (losses)$02,015
Applicable income taxes$189,0002,614
Income before extraordinary items$561,0004,102
Extraordinary gains, net$08
Net income$561,0004,101
Minority interest net income$069
Net income of bank and minority interests.$561,0004,102
Net charge-offs$123,0001,002
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$561,0004,078
2021-06-30 (YTD Data)Rank
Total interest income$3,023,0003,289
Total interest expense$612,0002,078
Net interest income$2,411,0003,463
Provision for loan and lease losses$34,0002,335
Total noninterest income$210,0003,852
Gross Fiduciary activities income$0951
Service charges on deposit accounts$52,0003,404
Trading account gains and feesNANA
Additional Noninterest Income$158,0003,742
Total noninterest expense$1,891,0003,477
Salaries and employee benefits$1,042,0003,487
Premises and equipment expense$208,0003,336
Additional noninterest expense$641,0003,352
Pre-tax net operating income$696,0003,669
Securities gains (losses)$01,818
Applicable income taxes$180,0002,368
Income before extraordinary items$516,0003,855
Extraordinary gains, net$06
Net income$516,0003,855
Minority interest net income$067
Net income of bank and minority interests.$516,0003,855
Net charge-offs$123,000834
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$516,0003,835
2021-03-31 (YTD Data)Rank
Total interest income$1,522,0003,268
Total interest expense$315,0002,113
Net interest income$1,207,0003,457
Provision for loan and lease losses$34,0001,947
Total noninterest income$102,0003,859
Gross Fiduciary activities income$0922
Service charges on deposit accounts$27,0003,337
Trading account gains and feesNANA
Additional Noninterest Income$75,0003,750
Total noninterest expense$959,0003,450
Salaries and employee benefits$526,0003,472
Premises and equipment expense$113,0003,215
Additional noninterest expense$320,0003,320
Pre-tax net operating income$316,0003,738
Securities gains (losses)$01,392
Applicable income taxes$81,0002,409
Income before extraordinary items$235,0003,910
Extraordinary gains, net$03
Net income$235,0003,909
Minority interest net income$055
Net income of bank and minority interests.$235,0003,910
Net charge-offs$99,000621
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$235,0003,889
2020-12-31 (YTD Data)Rank
Total interest income$6,286,0003,224
Total interest expense$1,498,0002,380
Net interest income$4,788,0003,417
Provision for loan and lease losses$164,0003,211
Total noninterest income$424,0003,771
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$109,0003,483
Trading account gains and feesNANA
Additional Noninterest Income$315,0003,586
Total noninterest expense$4,120,0003,318
Salaries and employee benefits$2,183,0003,423
Premises and equipment expense$501,0003,044
Additional noninterest expense$1,436,0003,118
Pre-tax net operating income$928,0003,766
Securities gains (losses)$02,675
Applicable income taxes$-1,597,0004,974
Income before extraordinary items$2,525,0002,542
Extraordinary gains, net$04
Net income$2,525,0002,542
Minority interest net income$072
Net income of bank and minority interests.$2,525,0002,542
Net charge-offs$-1,0003,923
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,525,0002,488
2020-09-30 (YTD Data)Rank
Total interest income$4,724,0003,252
Total interest expense$1,160,0002,437
Net interest income$3,564,0003,444
Provision for loan and lease losses$133,0003,106
Total noninterest income$318,0003,769
Gross Fiduciary activities income$0981
Service charges on deposit accounts$81,0003,517
Trading account gains and feesNANA
Additional Noninterest Income$237,0003,562
Total noninterest expense$3,080,0003,319
Salaries and employee benefits$1,645,0003,412
Premises and equipment expense$369,0003,094
Additional noninterest expense$1,066,0003,114
Pre-tax net operating income$669,0003,815
Securities gains (losses)$02,494
Applicable income taxes$-1,663,0005,002
Income before extraordinary items$2,332,0002,238
Extraordinary gains, net$04
Net income$2,332,0002,238
Minority interest net income$065
Net income of bank and minority interests.$2,332,0002,238
Net charge-offs$-1,0003,797
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,332,0002,180
2020-06-30 (YTD Data)Rank
Total interest income$3,169,0003,286
Total interest expense$807,0002,481
Net interest income$2,362,0003,484
Provision for loan and lease losses$78,0003,177
Total noninterest income$211,0003,772
Gross Fiduciary activities income$0970
Service charges on deposit accounts$55,0003,515
Trading account gains and feesNANA
Additional Noninterest Income$156,0003,552
Total noninterest expense$2,038,0003,339
Salaries and employee benefits$1,109,0003,394
Premises and equipment expense$240,0003,134
Additional noninterest expense$689,0003,172
Pre-tax net operating income$457,0003,801
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$457,0003,742
Extraordinary gains, net$04
Net income$457,0003,742
Minority interest net income$065
Net income of bank and minority interests.$457,0003,742
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$457,0003,694
2020-03-31 (YTD Data)Rank
Total interest income$1,589,0003,290
Total interest expense$426,0002,542
Net interest income$1,163,0003,477
Provision for loan and lease losses$33,0002,789
Total noninterest income$112,0003,676
Gross Fiduciary activities income$0941
Service charges on deposit accounts$34,0003,510
Trading account gains and feesNANA
Additional Noninterest Income$78,0003,452
Total noninterest expense$1,027,0003,354
Salaries and employee benefits$549,0003,441
Premises and equipment expense$127,0003,055
Additional noninterest expense$351,0003,177
Pre-tax net operating income$215,0003,717
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$215,0003,631
Extraordinary gains, net$04
Net income$215,0003,632
Minority interest net income$056
Net income of bank and minority interests.$215,0003,632
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$215,0003,611
2019-12-31 (YTD Data)Rank
Total interest income$5,967,0003,449
Total interest expense$1,472,0002,764
Net interest income$4,495,0003,600
Provision for loan and lease losses$26,0003,644
Total noninterest income$500,0003,675
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$166,0003,383
Trading account gains and feesNANA
Additional Noninterest Income$334,0003,464
Total noninterest expense$4,457,0003,227
Salaries and employee benefits$2,176,0003,466
Premises and equipment expense$840,0002,282
Additional noninterest expense$1,441,0003,170
Pre-tax net operating income$512,0004,426
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$512,0004,369
Extraordinary gains, net$011
Net income$512,0004,371
Minority interest net income$076
Net income of bank and minority interests.$512,0004,371
Net charge-offs$7,0003,419
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$3,700,000112
Net operating income$512,0004,351
2019-09-30 (YTD Data)Rank
Total interest income$4,406,0003,525
Total interest expense$1,066,0002,826
Net interest income$3,340,0003,664
Provision for loan and lease losses$5,0003,771
Total noninterest income$382,0003,681
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$125,0003,421
Trading account gains and feesNANA
Additional Noninterest Income$257,0003,455
Total noninterest expense$3,431,0003,183
Salaries and employee benefits$1,600,0003,515
Premises and equipment expense$723,0002,096
Additional noninterest expense$1,108,0003,135
Pre-tax net operating income$286,0004,658
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$286,0004,637
Extraordinary gains, net$011
Net income$286,0004,636
Minority interest net income$072
Net income of bank and minority interests.$286,0004,636
Net charge-offs$6,0003,099
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$3,700,00083
Net operating income$286,0004,616
2019-06-30 (YTD Data)Rank
Total interest income$2,864,0003,571
Total interest expense$678,0002,889
Net interest income$2,186,0003,724
Provision for loan and lease losses$5,0003,598
Total noninterest income$254,0003,660
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$85,0003,395
Trading account gains and feesNANA
Additional Noninterest Income$169,0003,471
Total noninterest expense$2,155,0003,329
Salaries and employee benefits$1,046,0003,577
Premises and equipment expense$335,0002,622
Additional noninterest expense$774,0003,073
Pre-tax net operating income$280,0004,488
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$280,0004,412
Extraordinary gains, net$011
Net income$280,0004,410
Minority interest net income$069
Net income of bank and minority interests.$280,0004,410
Net charge-offs$4,0002,873
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$3,700,00053
Net operating income$280,0004,395
2019-03-31 (YTD Data)Rank
Total interest income$1,410,0003,627
Total interest expense$320,0002,942
Net interest income$1,090,0003,752
Provision for loan and lease losses$5,0003,251
Total noninterest income$126,0003,663
Gross Fiduciary activities income$0972
Service charges on deposit accounts$43,0003,384
Trading account gains and feesNANA
Additional Noninterest Income$83,0003,455
Total noninterest expense$1,072,0003,357
Salaries and employee benefits$517,0003,637
Premises and equipment expense$168,0002,653
Additional noninterest expense$387,0003,078
Pre-tax net operating income$139,0004,494
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$139,0004,405
Extraordinary gains, net$05
Net income$139,0004,404
Minority interest net income$052
Net income of bank and minority interests.$139,0004,404
Net charge-offs$02,740
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$139,0004,395
2018-12-31 (YTD Data)Rank
Total interest income$5,426,0003,619
Total interest expense$948,0003,011
Net interest income$4,478,0003,697
Provision for loan and lease losses$-96,0005,174
Total noninterest income$705,0003,323
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$208,0003,271
Trading account gains and feesNANA
Additional Noninterest Income$497,0003,074
Total noninterest expense$5,164,0002,991
Salaries and employee benefits$2,395,0003,364
Premises and equipment expense$673,0002,641
Additional noninterest expense$2,096,0002,519
Pre-tax net operating income$115,0005,115
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$115,0005,102
Extraordinary gains, net$06
Net income$115,0005,101
Minority interest net income$072
Net income of bank and minority interests.$115,0005,101
Net charge-offs$27,0002,960
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$115,0005,107
2018-09-30 (YTD Data)Rank
Total interest income$4,025,0003,659
Total interest expense$681,0003,009
Net interest income$3,344,0003,739
Provision for loan and lease losses$-96,0005,281
Total noninterest income$517,0003,373
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$157,0003,279
Trading account gains and feesNANA
Additional Noninterest Income$360,0003,154
Total noninterest expense$3,969,0002,959
Salaries and employee benefits$1,837,0003,311
Premises and equipment expense$519,0002,609
Additional noninterest expense$1,613,0002,472
Pre-tax net operating income$-12,0005,316
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$-12,0005,304
Extraordinary gains, net$05
Net income$-12,0005,303
Minority interest net income$066
Net income of bank and minority interests.$-12,0005,303
Net charge-offs$11,0002,953
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$-12,0005,307
2018-06-30 (YTD Data)Rank
Total interest income$2,668,0003,664
Total interest expense$434,0003,011
Net interest income$2,234,0003,730
Provision for loan and lease losses$03,782
Total noninterest income$371,0003,277
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$105,0003,270
Trading account gains and feesNANA
Additional Noninterest Income$266,0003,041
Total noninterest expense$2,672,0002,965
Salaries and employee benefits$1,245,0003,307
Premises and equipment expense$359,0002,562
Additional noninterest expense$1,068,0002,490
Pre-tax net operating income$-67,0005,410
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$-67,0005,395
Extraordinary gains, net$06
Net income$-67,0005,393
Minority interest net income$065
Net income of bank and minority interests.$-67,0005,394
Net charge-offs$9,0002,627
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$-67,0005,401
2018-03-31 (YTD Data)Rank
Total interest income$1,334,0003,663
Total interest expense$220,0002,936
Net interest income$1,114,0003,758
Provision for loan and lease losses$03,508
Total noninterest income$183,0003,297
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$90,0002,473
Trading account gains and feesNANA
Additional Noninterest Income$93,0003,442
Total noninterest expense$1,354,0002,966
Salaries and employee benefits$636,0003,304
Premises and equipment expense$167,0002,730
Additional noninterest expense$551,0002,446
Pre-tax net operating income$-57,0005,471
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$-57,0005,463
Extraordinary gains, net$07
Net income$-57,0005,464
Minority interest net income$052
Net income of bank and minority interests.$-57,0005,463
Net charge-offs$9,0002,006
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$-57,0005,469
2017-12-31 (YTD Data)Rank
Total interest income$5,389,0003,619
Total interest expense$777,0002,969
Net interest income$4,612,0003,684
Provision for loan and lease losses$04,227
Total noninterest income$588,0003,721
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$221,0003,321
Trading account gains and fees$0151
Additional Noninterest Income$367,0003,554
Total noninterest expense$5,312,0002,993
Salaries and employee benefits$2,348,0003,442
Premises and equipment expense$736,0002,580
Additional noninterest expense$2,228,0002,466
Pre-tax net operating income$-112,0005,496
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$-112,0005,426
Extraordinary gains, net$09
Net income$-112,0005,426
Minority interest net income$076
Net income of bank and minority interests.$-112,0005,426
Net charge-offs$39,0003,108
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$-112,0005,424
2017-09-30 (YTD Data)Rank
Total interest income$3,981,0003,678
Total interest expense$569,0003,001
Net interest income$3,412,0003,735
Provision for loan and lease losses$04,088
Total noninterest income$357,0004,032
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$172,0003,294
Trading account gains and fees$0145
Additional Noninterest Income$185,0004,058
Total noninterest expense$3,854,0003,061
Salaries and employee benefits$1,732,0003,494
Premises and equipment expense$457,0002,918
Additional noninterest expense$1,665,0002,478
Pre-tax net operating income$-85,0005,568
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$-85,0005,579
Extraordinary gains, net$09
Net income$-85,0005,579
Minority interest net income$071
Net income of bank and minority interests.$-85,0005,579
Net charge-offs$38,0002,625
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$-85,0005,574
2017-06-30 (YTD Data)Rank
Total interest income$2,601,0003,717
Total interest expense$368,0003,026
Net interest income$2,233,0003,776
Provision for loan and lease losses$03,871
Total noninterest income$337,0003,557
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$111,0003,334
Trading account gains and fees$0139
Additional Noninterest Income$226,0003,312
Total noninterest expense$2,611,0003,050
Salaries and employee benefits$1,237,0003,378
Premises and equipment expense$312,0002,895
Additional noninterest expense$1,062,0002,554
Pre-tax net operating income$-41,0005,602
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$-41,0005,600
Extraordinary gains, net$011
Net income$-41,0005,600
Minority interest net income$071
Net income of bank and minority interests.$-41,0005,600
Net charge-offs$56,0001,916
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-41,0005,599
2017-03-31 (YTD Data)Rank
Total interest income$1,290,0003,750
Total interest expense$182,0003,035
Net interest income$1,108,0003,806
Provision for loan and lease losses$03,537
Total noninterest income$83,0004,499
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$59,0003,247
Trading account gains and fees$0142
Additional Noninterest Income$24,0004,924
Total noninterest expense$1,295,0003,105
Salaries and employee benefits$640,0003,350
Premises and equipment expense$168,0002,801
Additional noninterest expense$487,0002,719
Pre-tax net operating income$-104,0005,736
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$-104,0005,731
Extraordinary gains, net$08
Net income$-104,0005,730
Minority interest net income$055
Net income of bank and minority interests.$-104,0005,731
Net charge-offs$02,943
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$-104,0005,731
2016-12-31 (YTD Data)Rank
Total interest income$4,933,0003,829
Total interest expense$691,0003,076
Net interest income$4,242,0003,891
Provision for loan and lease losses$20,0004,036
Total noninterest income$744,0003,491
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$221,0003,452
Trading account gains and fees$0170
Additional Noninterest Income$523,0003,202
Total noninterest expense$4,870,0003,232
Salaries and employee benefits$2,369,0003,512
Premises and equipment expense$592,0003,043
Additional noninterest expense$1,909,0002,839
Pre-tax net operating income$96,0005,495
Securities gains (losses)$59,0001,722
Applicable income taxes$04,278
Income before extraordinary items$155,0005,402
Extraordinary gains, net$05
Net income$155,0005,400
Minority interest net income$082
Net income of bank and minority interests.$155,0005,401
Net charge-offs$1,0004,216
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$96,0005,482
2016-09-30 (YTD Data)Rank
Total interest income$3,649,0003,879
Total interest expense$512,0003,095
Net interest income$3,137,0003,949
Provision for loan and lease losses$20,0003,825
Total noninterest income$635,0003,302
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$162,0003,498
Trading account gains and fees$0169
Additional Noninterest Income$473,0002,974
Total noninterest expense$3,646,0003,238
Salaries and employee benefits$1,777,0003,502
Premises and equipment expense$451,0003,023
Additional noninterest expense$1,418,0002,859
Pre-tax net operating income$106,0005,489
Securities gains (losses)$43,0001,874
Applicable income taxes$04,325
Income before extraordinary items$149,0005,410
Extraordinary gains, net$05
Net income$149,0005,409
Minority interest net income$071
Net income of bank and minority interests.$149,0005,410
Net charge-offs$03,952
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$106,0005,461
2016-06-30 (YTD Data)Rank
Total interest income$2,421,0003,909
Total interest expense$336,0003,125
Net interest income$2,085,0003,986
Provision for loan and lease losses$10,0003,761
Total noninterest income$377,0003,482
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$102,0003,573
Trading account gains and fees$0157
Additional Noninterest Income$275,0003,139
Total noninterest expense$2,415,0003,277
Salaries and employee benefits$1,176,0003,543
Premises and equipment expense$307,0002,993
Additional noninterest expense$932,0002,889
Pre-tax net operating income$37,0005,661
Securities gains (losses)$43,0001,534
Applicable income taxes$04,338
Income before extraordinary items$80,0005,540
Extraordinary gains, net$016
Net income$80,0005,538
Minority interest net income$071
Net income of bank and minority interests.$80,0005,539
Net charge-offs$03,689
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$37,0005,658
2016-03-31 (YTD Data)Rank
Total interest income$1,235,0003,881
Total interest expense$168,0003,145
Net interest income$1,067,0003,945
Provision for loan and lease losses$5,0003,471
Total noninterest income$164,0003,671
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$51,0003,568
Trading account gains and fees$0142
Additional Noninterest Income$113,0003,385
Total noninterest expense$1,209,0003,297
Salaries and employee benefits$595,0003,544
Premises and equipment expense$158,0002,974
Additional noninterest expense$456,0002,952
Pre-tax net operating income$17,0005,690
Securities gains (losses)$41,000916
Applicable income taxes$04,259
Income before extraordinary items$58,0005,376
Extraordinary gains, net$012
Net income$58,0005,377
Minority interest net income$062
Net income of bank and minority interests.$58,0005,377
Net charge-offs$03,094
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$17,0005,677
2015-12-31 (YTD Data)Rank
Total interest income$4,518,0004,064
Total interest expense$569,0003,491
Net interest income$3,949,0004,096
Provision for loan and lease losses$80,0003,250
Total noninterest income$372,0004,561
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$188,0003,790
Trading account gains and fees$0159
Additional Noninterest Income$184,0004,549
Total noninterest expense$4,698,0003,364
Salaries and employee benefits$2,266,0003,656
Premises and equipment expense$593,0003,130
Additional noninterest expense$1,839,0002,970
Pre-tax net operating income$-457,0006,029
Securities gains (losses)$2,0003,028
Applicable income taxes$04,402
Income before extraordinary items$-455,0006,037
Extraordinary gains, net$023
Net income$-455,0006,038
Minority interest net income$081
Net income of bank and minority interests.$-455,0006,038
Net charge-offs$27,0003,620
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-457,0006,030
2015-09-30 (YTD Data)Rank
Total interest income$3,327,0004,157
Total interest expense$405,0003,645
Net interest income$2,922,0004,165
Provision for loan and lease losses$75,0002,945
Total noninterest income$226,0004,829
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$126,0004,013
Trading account gains and fees$0153
Additional Noninterest Income$100,0004,899
Total noninterest expense$3,578,0003,353
Salaries and employee benefits$1,712,0003,647
Premises and equipment expense$453,0003,131
Additional noninterest expense$1,413,0002,919
Pre-tax net operating income$-505,0006,158
Securities gains (losses)$2,0002,829
Applicable income taxes$04,489
Income before extraordinary items$-503,0006,164
Extraordinary gains, net$021
Net income$-503,0006,164
Minority interest net income$078
Net income of bank and minority interests.$-503,0006,164
Net charge-offs$27,0003,192
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-505,0006,156
2015-06-30 (YTD Data)Rank
Total interest income$2,151,0004,238
Total interest expense$256,0003,770
Net interest income$1,895,0004,252
Provision for loan and lease losses$60,0002,661
Total noninterest income$96,0005,328
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$79,0004,095
Trading account gains and fees$0157
Additional Noninterest Income$17,0005,770
Total noninterest expense$2,335,0003,425
Salaries and employee benefits$1,147,0003,661
Premises and equipment expense$308,0003,107
Additional noninterest expense$880,0003,102
Pre-tax net operating income$-404,0006,232
Securities gains (losses)$1,0002,511
Applicable income taxes$04,497
Income before extraordinary items$-403,0006,242
Extraordinary gains, net$022
Net income$-403,0006,242
Minority interest net income$075
Net income of bank and minority interests.$-403,0006,242
Net charge-offs$27,0002,754
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-404,0006,231
2015-03-31 (YTD Data)Rank
Total interest income$1,051,0004,292
Total interest expense$123,0003,874
Net interest income$928,0004,311
Provision for loan and lease losses$30,0002,461
Total noninterest income$161,0003,785
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$40,0004,052
Trading account gains and fees$0152
Additional Noninterest Income$121,0003,317
Total noninterest expense$1,165,0003,449
Salaries and employee benefits$576,0003,678
Premises and equipment expense$165,0003,008
Additional noninterest expense$424,0003,168
Pre-tax net operating income$-106,0006,228
Securities gains (losses)$1,0001,909
Applicable income taxes$04,400
Income before extraordinary items$-105,0006,247
Extraordinary gains, net$013
Net income$-105,0006,247
Minority interest net income$064
Net income of bank and minority interests.$-105,0006,248
Net charge-offs$8,0002,565
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-106,0006,229
2014-12-31 (YTD Data)Rank
Total interest income$3,999,0004,477
Total interest expense$496,0004,025
Net interest income$3,503,0004,475
Provision for loan and lease losses$334,0001,874
Total noninterest income$426,0004,520
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$219,0003,773
Trading account gains and fees$0180
Additional Noninterest Income$207,0004,491
Total noninterest expense$4,806,0003,410
Salaries and employee benefits$2,337,0003,653
Premises and equipment expense$641,0003,083
Additional noninterest expense$1,828,0003,082
Pre-tax net operating income$-1,211,0006,375
Securities gains (losses)$27,0002,144
Applicable income taxes$04,531
Income before extraordinary items$-1,184,0006,384
Extraordinary gains, net$017
Net income$-1,184,0006,384
Minority interest net income$084
Net income of bank and minority interests.$-1,184,0006,384
Net charge-offs$95,0003,228
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,211,0006,384
2014-09-30 (YTD Data)Rank
Total interest income$2,989,0004,522
Total interest expense$376,0004,069
Net interest income$2,613,0004,529
Provision for loan and lease losses$305,0001,613
Total noninterest income$311,0004,606
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$168,0003,779
Trading account gains and fees$0174
Additional Noninterest Income$143,0004,634
Total noninterest expense$3,639,0003,405
Salaries and employee benefits$1,753,0003,654
Premises and equipment expense$488,0003,090
Additional noninterest expense$1,398,0003,044
Pre-tax net operating income$-1,020,0006,475
Securities gains (losses)$20,0002,024
Applicable income taxes$04,583
Income before extraordinary items$-1,000,0006,480
Extraordinary gains, net$015
Net income$-1,000,0006,479
Minority interest net income$081
Net income of bank and minority interests.$-1,000,0006,479
Net charge-offs$92,0002,764
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,020,0006,479
2014-06-30 (YTD Data)Rank
Total interest income$1,975,0004,550
Total interest expense$253,0004,093
Net interest income$1,722,0004,564
Provision for loan and lease losses$150,0001,864
Total noninterest income$223,0004,499
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$109,0003,796
Trading account gains and fees$0172
Additional Noninterest Income$114,0004,406
Total noninterest expense$2,447,0003,404
Salaries and employee benefits$1,171,0003,668
Premises and equipment expense$335,0003,058
Additional noninterest expense$941,0003,034
Pre-tax net operating income$-652,0006,537
Securities gains (losses)$11,0001,900
Applicable income taxes$04,568
Income before extraordinary items$-641,0006,546
Extraordinary gains, net$020
Net income$-641,0006,546
Minority interest net income$080
Net income of bank and minority interests.$-641,0006,546
Net charge-offs$92,0002,263
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-652,0006,547
2014-03-31 (YTD Data)Rank
Total interest income$945,0004,696
Total interest expense$128,0004,120
Net interest income$817,0004,722
Provision for loan and lease losses$116,0001,484
Total noninterest income$142,0004,066
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$55,0003,769
Trading account gains and fees$0147
Additional Noninterest Income$87,0003,774
Total noninterest expense$1,233,0003,404
Salaries and employee benefits$571,0003,769
Premises and equipment expense$176,0003,003
Additional noninterest expense$486,0002,950
Pre-tax net operating income$-390,0006,603
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-390,0006,607
Extraordinary gains, net$016
Net income$-390,0006,607
Minority interest net income$066
Net income of bank and minority interests.$-390,0006,607
Net charge-offs$90,0001,442
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-390,0006,606
2013-12-31 (YTD Data)Rank
Total interest income$3,936,0004,654
Total interest expense$657,0003,889
Net interest income$3,279,0004,737
Provision for loan and lease losses$254,0002,665
Total noninterest income$804,0003,608
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$240,0003,779
Trading account gains and fees$0184
Additional Noninterest Income$564,0003,208
Total noninterest expense$4,922,0003,438
Salaries and employee benefits$2,263,0003,792
Premises and equipment expense$603,0003,299
Additional noninterest expense$2,056,0002,908
Pre-tax net operating income$-1,093,0006,580
Securities gains (losses)$03,182
Applicable income taxes$1,650,0001,050
Income before extraordinary items$-2,743,0006,709
Extraordinary gains, net$029
Net income$-2,743,0006,709
Minority interest net income$090
Net income of bank and minority interests.$-2,743,0006,709
Net charge-offs$181,0003,121
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-2,743,0006,703
2013-09-30 (YTD Data)Rank
Total interest income$2,976,0004,687
Total interest expense$519,0003,857
Net interest income$2,457,0004,776
Provision for loan and lease losses$203,0002,560
Total noninterest income$685,0003,425
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$177,0003,844
Trading account gains and fees$0180
Additional Noninterest Income$508,0002,992
Total noninterest expense$3,817,0003,375
Salaries and employee benefits$1,764,0003,705
Premises and equipment expense$463,0003,283
Additional noninterest expense$1,590,0002,844
Pre-tax net operating income$-878,0006,691
Securities gains (losses)$03,040
Applicable income taxes$1,650,000871
Income before extraordinary items$-2,528,0006,816
Extraordinary gains, net$025
Net income$-2,528,0006,817
Minority interest net income$084
Net income of bank and minority interests.$-2,528,0006,817
Net charge-offs$174,0002,718
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-2,528,0006,812
2013-06-30 (YTD Data)Rank
Total interest income$2,022,0004,656
Total interest expense$361,0003,815
Net interest income$1,661,0004,763
Provision for loan and lease losses$102,0002,912
Total noninterest income$555,0003,107
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$115,0003,858
Trading account gains and fees$0157
Additional Noninterest Income$440,0002,658
Total noninterest expense$2,524,0003,393
Salaries and employee benefits$1,211,0003,652
Premises and equipment expense$322,0003,200
Additional noninterest expense$991,0002,992
Pre-tax net operating income$-410,0006,651
Securities gains (losses)$-1,0006,487
Applicable income taxes$-78,0006,739
Income before extraordinary items$-333,0006,664
Extraordinary gains, net$022
Net income$-333,0006,665
Minority interest net income$082
Net income of bank and minority interests.$-333,0006,665
Net charge-offs$-7,0006,047
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-332,1906,639
2013-03-31 (YTD Data)Rank
Total interest income$1,064,0004,568
Total interest expense$191,0003,771
Net interest income$873,0004,670
Provision for loan and lease losses$51,0002,774
Total noninterest income$340,0002,826
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$55,0003,918
Trading account gains and fees$0148
Additional Noninterest Income$285,0002,295
Total noninterest expense$1,156,0003,649
Salaries and employee benefits$566,0003,852
Premises and equipment expense$175,0003,018
Additional noninterest expense$415,0003,417
Pre-tax net operating income$6,0006,278
Securities gains (losses)$01,966
Applicable income taxes$-6,0006,721
Income before extraordinary items$12,0006,299
Extraordinary gains, net$010
Net income$12,0006,300
Minority interest net income$076
Net income of bank and minority interests.$12,0006,300
Net charge-offs$-9,0006,154
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$12,0006,222
2012-12-31 (YTD Data)Rank
Total interest income$4,740,0004,441
Total interest expense$1,002,0003,604
Net interest income$3,738,0004,591
Provision for loan and lease losses$864,0001,956
Total noninterest income$1,440,0002,674
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$248,0003,868
Trading account gains and fees$0166
Additional Noninterest Income$1,192,0002,151
Total noninterest expense$4,849,0003,543
Salaries and employee benefits$2,290,0003,794
Premises and equipment expense$742,0002,897
Additional noninterest expense$1,817,0003,327
Pre-tax net operating income$-535,0006,518
Securities gains (losses)$-111,0006,905
Applicable income taxes$-289,0006,826
Income before extraordinary items$-357,0006,535
Extraordinary gains, net$029
Net income$-357,0006,531
Minority interest net income$093
Net income of bank and minority interests.$-357,0006,533
Net charge-offs$1,127,0001,702
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-285,9606,429
2012-09-30 (YTD Data)Rank
Total interest income$3,705,0004,406
Total interest expense$786,0003,618
Net interest income$2,919,0004,544
Provision for loan and lease losses$520,0002,225
Total noninterest income$1,186,0002,530
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$190,0003,865
Trading account gains and fees$0157
Additional Noninterest Income$996,0002,002
Total noninterest expense$3,586,0003,610
Salaries and employee benefits$1,725,0003,790
Premises and equipment expense$629,0002,665
Additional noninterest expense$1,232,0003,574
Pre-tax net operating income$-1,0006,281
Securities gains (losses)$-28,0006,929
Applicable income taxes$-39,0006,832
Income before extraordinary items$10,0006,381
Extraordinary gains, net$020
Net income$10,0006,380
Minority interest net income$086
Net income of bank and minority interests.$10,0006,380
Net charge-offs$771,0001,714
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$27,9206,206
2012-06-30 (YTD Data)Rank
Total interest income$2,526,0004,379
Total interest expense$550,0003,609
Net interest income$1,976,0004,530
Provision for loan and lease losses$490,0001,843
Total noninterest income$718,0002,656
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$127,0003,850
Trading account gains and fees$0153
Additional Noninterest Income$591,0002,127
Total noninterest expense$2,403,0003,617
Salaries and employee benefits$1,155,0003,800
Premises and equipment expense$418,0002,685
Additional noninterest expense$830,0003,574
Pre-tax net operating income$-199,0006,631
Securities gains (losses)$21,0002,473
Applicable income taxes$-88,0007,009
Income before extraordinary items$-90,0006,618
Extraordinary gains, net$019
Net income$-90,0006,618
Minority interest net income$084
Net income of bank and minority interests.$-90,0006,618
Net charge-offs$767,0001,364
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-103,4406,552
2012-03-31 (YTD Data)Rank
Total interest income$1,294,0004,369
Total interest expense$294,0003,551
Net interest income$1,000,0004,528
Provision for loan and lease losses$460,0001,124
Total noninterest income$322,0002,831
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$62,0003,888
Trading account gains and fees$0148
Additional Noninterest Income$260,0002,288
Total noninterest expense$1,238,0003,557
Salaries and employee benefits$615,0003,667
Premises and equipment expense$218,0002,611
Additional noninterest expense$405,0003,606
Pre-tax net operating income$-376,0006,989
Securities gains (losses)$41,0001,315
Applicable income taxes$-141,0007,196
Income before extraordinary items$-194,0006,899
Extraordinary gains, net$019
Net income$-194,0006,900
Minority interest net income$078
Net income of bank and minority interests.$-194,0006,900
Net charge-offs$770,000810
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-220,2406,881
2011-12-31 (YTD Data)Rank
Total interest income$5,637,0004,245
Total interest expense$1,456,0003,519
Net interest income$4,181,0004,418
Provision for loan and lease losses$1,792,0001,695
Total noninterest income$2,282,0001,829
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$300,0003,589
Trading account gains and fees$0146
Additional Noninterest Income$1,982,0001,370
Total noninterest expense$4,960,0003,559
Salaries and employee benefits$2,389,0003,695
Premises and equipment expense$647,0003,385
Additional noninterest expense$1,924,0003,242
Pre-tax net operating income$-289,0006,291
Securities gains (losses)$-51,0007,019
Applicable income taxes$-174,0006,900
Income before extraordinary items$-166,0006,318
Extraordinary gains, net$029
Net income$-166,0006,322
Minority interest net income$096
Net income of bank and minority interests.$-166,0006,322
Net charge-offs$1,612,0001,781
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-133,3606,214
2011-09-30 (YTD Data)Rank
Total interest income$4,251,0004,276
Total interest expense$1,132,0003,552
Net interest income$3,119,0004,460
Provision for loan and lease losses$1,287,0001,669
Total noninterest income$1,068,0002,520
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$226,0003,600
Trading account gains and fees$0145
Additional Noninterest Income$842,0001,967
Total noninterest expense$3,664,0003,612
Salaries and employee benefits$1,721,0003,801
Premises and equipment expense$482,0003,441
Additional noninterest expense$1,461,0003,226
Pre-tax net operating income$-764,0006,716
Securities gains (losses)$-103,0007,225
Applicable income taxes$-373,0007,172
Income before extraordinary items$-494,0006,687
Extraordinary gains, net$021
Net income$-494,0006,688
Minority interest net income$087
Net income of bank and minority interests.$-494,0006,688
Net charge-offs$1,407,0001,562
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-428,0806,606
2011-06-30 (YTD Data)Rank
Total interest income$2,889,0004,262
Total interest expense$779,0003,570
Net interest income$2,110,0004,434
Provision for loan and lease losses$1,098,0001,414
Total noninterest income$495,0003,137
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$150,0003,590
Trading account gains and fees$0153
Additional Noninterest Income$345,0002,678
Total noninterest expense$2,543,0003,543
Salaries and employee benefits$1,151,0003,834
Premises and equipment expense$335,0003,371
Additional noninterest expense$1,057,0003,063
Pre-tax net operating income$-1,036,0006,992
Securities gains (losses)$-50,0007,237
Applicable income taxes$-454,0007,321
Income before extraordinary items$-632,0006,894
Extraordinary gains, net$015
Net income$-632,0006,893
Minority interest net income$089
Net income of bank and minority interests.$-632,0006,894
Net charge-offs$1,239,0001,285
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-600,0006,875
2011-03-31 (YTD Data)Rank
Total interest income$1,435,0004,304
Total interest expense$400,0003,607
Net interest income$1,035,0004,472
Provision for loan and lease losses$677,0001,167
Total noninterest income$220,0003,392
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$74,0003,590
Trading account gains and fees$0158
Additional Noninterest Income$146,0002,950
Total noninterest expense$1,280,0003,512
Salaries and employee benefits$608,0003,688
Premises and equipment expense$179,0003,251
Additional noninterest expense$493,0003,224
Pre-tax net operating income$-702,0007,183
Securities gains (losses)$-50,0007,336
Applicable income taxes$-308,0007,428
Income before extraordinary items$-444,0007,100
Extraordinary gains, net$09
Net income$-444,0007,101
Minority interest net income$086
Net income of bank and minority interests.$-444,0007,101
Net charge-offs$690,0001,099
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-412,0007,070
2010-12-31 (YTD Data)Rank
Total interest income$6,384,0004,137
Total interest expense$2,026,0003,529
Net interest income$4,358,0004,332
Provision for loan and lease losses$1,230,0002,743
Total noninterest income$1,700,0002,320
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$359,0003,284
Trading account gains and fees$0175
Additional Noninterest Income$1,341,0001,810
Total noninterest expense$5,293,0003,437
Salaries and employee benefits$2,463,0003,617
Premises and equipment expense$651,0003,497
Additional noninterest expense$2,179,0003,014
Pre-tax net operating income$-465,0006,239
Securities gains (losses)$-1,078,0007,517
Applicable income taxes$-652,0007,226
Income before extraordinary items$-891,0006,539
Extraordinary gains, net$029
Net income$-891,0006,540
Minority interest net income$0111
Net income of bank and minority interests.$-891,0006,540
Net charge-offs$1,592,0002,116
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-201,0806,101
2010-09-30 (YTD Data)Rank
Total interest income$4,789,0004,220
Total interest expense$1,560,0003,592
Net interest income$3,229,0004,414
Provision for loan and lease losses$575,0003,312
Total noninterest income$1,453,0002,136
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$277,0003,298
Trading account gains and fees$0165
Additional Noninterest Income$1,176,0001,617
Total noninterest expense$3,917,0003,491
Salaries and employee benefits$1,741,0003,834
Premises and equipment expense$490,0003,537
Additional noninterest expense$1,686,0002,882
Pre-tax net operating income$190,0005,295
Securities gains (losses)$-1,082,0007,664
Applicable income taxes$-384,0007,316
Income before extraordinary items$-508,0006,667
Extraordinary gains, net$023
Net income$-508,0006,667
Minority interest net income$0110
Net income of bank and minority interests.$-508,0006,667
Net charge-offs$534,0002,985
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$184,4805,210
2010-06-30 (YTD Data)Rank
Total interest income$3,219,0004,231
Total interest expense$1,068,0003,635
Net interest income$2,151,0004,420
Provision for loan and lease losses$75,0005,435
Total noninterest income$452,0003,418
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$188,0003,271
Trading account gains and fees$0152
Additional Noninterest Income$264,0003,043
Total noninterest expense$2,410,0003,728
Salaries and employee benefits$1,110,0003,989
Premises and equipment expense$335,0003,505
Additional noninterest expense$965,0003,296
Pre-tax net operating income$118,0005,394
Securities gains (losses)$45,0001,953
Applicable income taxes$43,0003,388
Income before extraordinary items$120,0005,417
Extraordinary gains, net$019
Net income$120,0005,419
Minority interest net income$0105
Net income of bank and minority interests.$120,0005,419
Net charge-offs$10,0005,823
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$86,7005,517
2010-03-31 (YTD Data)Rank
Total interest income$1,646,0004,249
Total interest expense$552,0003,664
Net interest income$1,094,0004,408
Provision for loan and lease losses$15,0005,865
Total noninterest income$194,0003,714
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$91,0003,330
Trading account gains and fees$0175
Additional Noninterest Income$103,0003,466
Total noninterest expense$1,198,0003,765
Salaries and employee benefits$542,0004,114
Premises and equipment expense$182,0003,366
Additional noninterest expense$474,0003,331
Pre-tax net operating income$75,0005,352
Securities gains (losses)$02,284
Applicable income taxes$19,0003,480
Income before extraordinary items$56,0005,613
Extraordinary gains, net$016
Net income$56,0005,614
Minority interest net income$091
Net income of bank and minority interests.$56,0005,613
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$56,0005,506
2009-12-31 (YTD Data)Rank
Total interest income$6,843,0004,235
Total interest expense$2,874,0003,529
Net interest income$3,969,0004,595
Provision for loan and lease losses$880,0003,702
Total noninterest income$1,875,0002,215
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$428,0003,195
Trading account gains and fees$0211
Additional Noninterest Income$1,447,0001,692
Total noninterest expense$5,516,0003,398
Salaries and employee benefits$2,865,0003,316
Premises and equipment expense$746,0003,298
Additional noninterest expense$1,905,0003,443
Pre-tax net operating income$-552,0006,023
Securities gains (losses)$41,0002,739
Applicable income taxes$-246,0006,817
Income before extraordinary items$-265,0005,889
Extraordinary gains, net$034
Net income$-265,0005,888
Minority interest net income$0115
Net income of bank and minority interests.$-265,0005,888
Net charge-offs$564,0003,637
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-291,2405,910
2009-09-30 (YTD Data)Rank
Total interest income$5,177,0004,269
Total interest expense$2,262,0003,533
Net interest income$2,915,0004,669
Provision for loan and lease losses$378,0004,264
Total noninterest income$1,445,0002,220
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$321,0003,213
Trading account gains and fees$0212
Additional Noninterest Income$1,124,0001,680
Total noninterest expense$4,132,0003,418
Salaries and employee benefits$2,165,0003,327
Premises and equipment expense$568,0003,320
Additional noninterest expense$1,399,0003,450
Pre-tax net operating income$-150,0005,959
Securities gains (losses)$30,0002,554
Applicable income taxes$-80,0006,899
Income before extraordinary items$-40,0005,863
Extraordinary gains, net$027
Net income$-40,0005,863
Minority interest net income$0118
Net income of bank and minority interests.$-40,0005,863
Net charge-offs$329,0003,579
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-59,2005,857
2009-06-30 (YTD Data)Rank
Total interest income$3,602,0004,187
Total interest expense$1,573,0003,556
Net interest income$2,029,0004,533
Provision for loan and lease losses$78,0005,607
Total noninterest income$1,039,0002,113
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$204,0003,280
Trading account gains and fees$0193
Additional Noninterest Income$835,0001,595
Total noninterest expense$2,780,0003,426
Salaries and employee benefits$1,415,0003,409
Premises and equipment expense$399,0003,191
Additional noninterest expense$966,0003,372
Pre-tax net operating income$210,0004,590
Securities gains (losses)$30,0002,159
Applicable income taxes$73,0002,875
Income before extraordinary items$167,0004,752
Extraordinary gains, net$021
Net income$167,0004,749
Minority interest net income$0112
Net income of bank and minority interests.$167,0004,749
Net charge-offs$36,0005,192
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$146,0004,804
2009-03-31 (YTD Data)Rank
Total interest income$1,818,0004,207
Total interest expense$824,0003,542
Net interest income$994,0004,597
Provision for loan and lease losses$15,0006,043
Total noninterest income$508,0002,117
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$97,0003,322
Trading account gains and fees$0171
Additional Noninterest Income$411,0001,590
Total noninterest expense$1,348,0003,428
Salaries and employee benefits$654,0003,673
Premises and equipment expense$211,0003,099
Additional noninterest expense$483,0003,095
Pre-tax net operating income$139,0004,619
Securities gains (losses)$02,434
Applicable income taxes$44,0002,995
Income before extraordinary items$95,0005,018
Extraordinary gains, net$015
Net income$95,0005,023
Minority interest net income$0102
Net income of bank and minority interests.$95,0005,022
Net charge-offs$2,0005,430
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$95,0004,859
2008-12-31 (YTD Data)Rank
Total interest income$7,442,0004,321
Total interest expense$3,894,0003,580
Net interest income$3,548,0004,943
Provision for loan and lease losses$817,0003,013
Total noninterest income$1,389,0002,773
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$446,0003,245
Trading account gains and fees$0154
Additional Noninterest Income$943,0002,207
Total noninterest expense$4,898,0003,629
Salaries and employee benefits$2,758,0003,485
Premises and equipment expense$738,0003,380
Additional noninterest expense$1,402,0003,805
Pre-tax net operating income$-778,0006,912
Securities gains (losses)$11,0002,474
Applicable income taxes$-353,0007,375
Income before extraordinary items$-414,0006,659
Extraordinary gains, net$039
Net income$-414,0006,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,787
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-421,0406,801
2008-09-30 (YTD Data)Rank
Total interest income$5,623,0004,373
Total interest expense$2,976,0003,647
Net interest income$2,647,0004,987
Provision for loan and lease losses$210,0004,122
Total noninterest income$1,039,0002,831
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$334,0003,283
Trading account gains and fees$0148
Additional Noninterest Income$705,0002,310
Total noninterest expense$3,673,0003,623
Salaries and employee benefits$2,076,0003,500
Premises and equipment expense$558,0003,385
Additional noninterest expense$1,039,0003,753
Pre-tax net operating income$-197,0007,021
Securities gains (losses)$9,0002,413
Applicable income taxes$-114,0007,559
Income before extraordinary items$-74,0006,732
Extraordinary gains, net$031
Net income$-74,0006,730
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,374
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-79,7606,920
2008-06-30 (YTD Data)Rank
Total interest income$3,781,0004,408
Total interest expense$2,037,0003,698
Net interest income$1,744,0005,025
Provision for loan and lease losses$30,0005,577
Total noninterest income$715,0002,801
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$215,0003,340
Trading account gains and fees$0149
Additional Noninterest Income$500,0002,246
Total noninterest expense$2,423,0003,667
Salaries and employee benefits$1,379,0003,553
Premises and equipment expense$381,0003,332
Additional noninterest expense$663,0003,865
Pre-tax net operating income$6,0006,898
Securities gains (losses)$7,0002,608
Applicable income taxes$-22,0007,668
Income before extraordinary items$35,0006,790
Extraordinary gains, net$021
Net income$35,0006,789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,064
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$28,0006,777
2008-03-31 (YTD Data)Rank
Total interest income$1,897,0004,485
Total interest expense$1,055,0003,776
Net interest income$842,0005,151
Provision for loan and lease losses$15,0005,068
Total noninterest income$353,0002,823
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$105,0003,347
Trading account gains and fees$0158
Additional Noninterest Income$248,0002,238
Total noninterest expense$1,221,0003,644
Salaries and employee benefits$694,0003,566
Premises and equipment expense$212,0003,063
Additional noninterest expense$315,0003,979
Pre-tax net operating income$-41,0007,366
Securities gains (losses)$7,0002,110
Applicable income taxes$-30,0007,953
Income before extraordinary items$-4,0007,304
Extraordinary gains, net$015
Net income$-4,0007,305
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,778
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-8,4807,255
2007-12-31 (YTD Data)Rank
Total interest income$7,443,0004,578
Total interest expense$4,239,0003,870
Net interest income$3,204,0005,322
Provision for loan and lease losses$8,0006,652
Total noninterest income$1,548,0002,650
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$407,0003,491
Trading account gains and fees$0178
Additional Noninterest Income$1,141,0002,038
Total noninterest expense$4,878,0003,509
Salaries and employee benefits$2,773,0003,438
Premises and equipment expense$703,0003,432
Additional noninterest expense$1,402,0003,614
Pre-tax net operating income$-134,0007,593
Securities gains (losses)$2,0001,832
Applicable income taxes$-118,0008,043
Income before extraordinary items$-14,0007,526
Extraordinary gains, net$039
Net income$-14,0007,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,454
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-15,2807,499
2007-09-30 (YTD Data)Rank
Total interest income$5,564,0004,589
Total interest expense$3,170,0003,879
Net interest income$2,394,0005,356
Provision for loan and lease losses$8,0006,278
Total noninterest income$1,227,0002,556
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$297,0003,536
Trading account gains and fees$0184
Additional Noninterest Income$930,0001,925
Total noninterest expense$3,647,0003,497
Salaries and employee benefits$2,096,0003,399
Premises and equipment expense$500,0003,545
Additional noninterest expense$1,051,0003,565
Pre-tax net operating income$-34,0007,711
Securities gains (losses)$01,655
Applicable income taxes$-64,0008,191
Income before extraordinary items$30,0007,569
Extraordinary gains, net$033
Net income$30,0007,566
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0007,320
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$30,0007,556
2007-06-30 (YTD Data)Rank
Total interest income$3,671,0004,634
Total interest expense$2,086,0003,919
Net interest income$1,585,0005,415
Provision for loan and lease losses$8,0005,855
Total noninterest income$766,0002,671
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$186,0003,662
Trading account gains and fees$0168
Additional Noninterest Income$580,0002,031
Total noninterest expense$2,410,0003,550
Salaries and employee benefits$1,382,0003,454
Premises and equipment expense$327,0003,624
Additional noninterest expense$701,0003,566
Pre-tax net operating income$-67,0007,915
Securities gains (losses)$01,444
Applicable income taxes$-63,0008,322
Income before extraordinary items$-4,0007,804
Extraordinary gains, net$029
Net income$-4,0007,803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0007,767
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-4,0007,788
2007-03-31 (YTD Data)Rank
Total interest income$1,776,0004,727
Total interest expense$1,014,0003,979
Net interest income$762,0005,542
Provision for loan and lease losses$6,0005,291
Total noninterest income$338,0002,878
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$81,0003,885
Trading account gains and fees$0195
Additional Noninterest Income$257,0002,180
Total noninterest expense$1,184,0003,608
Salaries and employee benefits$682,0003,534
Premises and equipment expense$164,0003,633
Additional noninterest expense$338,0003,626
Pre-tax net operating income$-90,0008,133
Securities gains (losses)$01,187
Applicable income taxes$-53,0008,425
Income before extraordinary items$-37,0008,014
Extraordinary gains, net$022
Net income$-37,0008,013
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0003,890
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-37,0008,001
2006-12-31 (YTD Data)Rank
Total interest income$6,976,0004,577
Total interest expense$3,711,0003,774
Net interest income$3,265,0005,276
Provision for loan and lease losses$64,0005,268
Total noninterest income$1,322,0002,941
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$301,0004,130
Trading account gains and fees$0130
Additional Noninterest Income$1,021,0002,187
Total noninterest expense$4,456,0003,644
Salaries and employee benefits$2,464,0003,654
Premises and equipment expense$608,0003,730
Additional noninterest expense$1,384,0003,511
Pre-tax net operating income$67,0007,799
Securities gains (losses)$4,0001,309
Applicable income taxes$-32,0008,250
Income before extraordinary items$103,0007,661
Extraordinary gains, net$051
Net income$103,0007,663
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,423
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$99,0007,667
2006-09-30 (YTD Data)Rank
Total interest income$5,201,0004,587
Total interest expense$2,687,0003,783
Net interest income$2,514,0005,241
Provision for loan and lease losses$58,0004,926
Total noninterest income$914,0003,116
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$220,0004,215
Trading account gains and fees$0126
Additional Noninterest Income$694,0002,333
Total noninterest expense$3,307,0003,689
Salaries and employee benefits$1,819,0003,686
Premises and equipment expense$453,0003,758
Additional noninterest expense$1,035,0003,518
Pre-tax net operating income$63,0007,927
Securities gains (losses)$01,388
Applicable income taxes$-19,0008,440
Income before extraordinary items$82,0007,818
Extraordinary gains, net$045
Net income$82,0007,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0003,812
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$82,0007,819
2006-06-30 (YTD Data)Rank
Total interest income$3,380,0004,617
Total interest expense$1,680,0003,834
Net interest income$1,700,0005,221
Provision for loan and lease losses$28,0005,259
Total noninterest income$533,0003,368
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$142,0004,250
Trading account gains and fees$0126
Additional Noninterest Income$391,0002,595
Total noninterest expense$2,117,0003,822
Salaries and employee benefits$1,167,0003,813
Premises and equipment expense$307,0003,703
Additional noninterest expense$643,0003,710
Pre-tax net operating income$88,0007,758
Securities gains (losses)$01,185
Applicable income taxes$6,0006,279
Income before extraordinary items$82,0007,668
Extraordinary gains, net$039
Net income$82,0007,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,101
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$82,0007,674
2006-03-31 (YTD Data)Rank
Total interest income$1,634,0004,654
Total interest expense$784,0003,869
Net interest income$850,0005,224
Provision for loan and lease losses$18,0004,638
Total noninterest income$262,0003,365
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$69,0004,247
Trading account gains and fees$0115
Additional Noninterest Income$193,0002,549
Total noninterest expense$1,044,0003,887
Salaries and employee benefits$576,0003,875
Premises and equipment expense$148,0003,826
Additional noninterest expense$320,0003,705
Pre-tax net operating income$50,0007,702
Securities gains (losses)$0955
Applicable income taxes$4,0006,184
Income before extraordinary items$46,0007,600
Extraordinary gains, net$021
Net income$46,0007,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$46,0007,599
2005-12-31 (YTD Data)Rank
Total interest income$6,335,0004,464
Total interest expense$2,669,0003,646
Net interest income$3,666,0004,887
Provision for loan and lease losses$34,0006,129
Total noninterest income$1,270,0003,004
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$307,0004,117
Trading account gains and fees$0138
Additional Noninterest Income$963,0002,265
Total noninterest expense$4,295,0003,657
Salaries and employee benefits$2,503,0003,481
Premises and equipment expense$556,0003,881
Additional noninterest expense$1,236,0003,781
Pre-tax net operating income$607,0006,400
Securities gains (losses)$37,0001,029
Applicable income taxes$197,0004,687
Income before extraordinary items$447,0006,588
Extraordinary gains, net$046
Net income$447,0006,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0004,747
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$421,4706,651
2005-09-30 (YTD Data)Rank
Total interest income$4,741,0004,420
Total interest expense$1,967,0003,554
Net interest income$2,774,0004,870
Provision for loan and lease losses$28,0005,891
Total noninterest income$998,0002,913
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$227,0004,182
Trading account gains and fees$0126
Additional Noninterest Income$771,0002,178
Total noninterest expense$3,231,0003,631
Salaries and employee benefits$1,903,0003,426
Premises and equipment expense$426,0003,793
Additional noninterest expense$902,0003,797
Pre-tax net operating income$513,0006,345
Securities gains (losses)$37,000987
Applicable income taxes$174,0004,624
Income before extraordinary items$376,0006,508
Extraordinary gains, net$035
Net income$376,0006,509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0004,057
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$350,8406,607
2005-06-30 (YTD Data)Rank
Total interest income$3,116,0004,394
Total interest expense$1,281,0003,473
Net interest income$1,835,0004,886
Provision for loan and lease losses$17,0005,817
Total noninterest income$575,0003,202
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$138,0004,336
Trading account gains and fees$0116
Additional Noninterest Income$437,0002,393
Total noninterest expense$2,076,0003,701
Salaries and employee benefits$1,221,0003,513
Premises and equipment expense$277,0003,851
Additional noninterest expense$578,0003,919
Pre-tax net operating income$317,0006,484
Securities gains (losses)$37,000896
Applicable income taxes$111,0004,681
Income before extraordinary items$243,0006,570
Extraordinary gains, net$030
Net income$243,0006,571
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0003,782
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$217,4706,731
2005-03-31 (YTD Data)Rank
Total interest income$1,526,0004,428
Total interest expense$624,0003,407
Net interest income$902,0004,951
Provision for loan and lease losses$9,0005,480
Total noninterest income$223,0003,723
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$67,0004,356
Trading account gains and fees$0115
Additional Noninterest Income$156,0002,904
Total noninterest expense$1,039,0003,736
Salaries and employee benefits$606,0003,543
Premises and equipment expense$141,0003,820
Additional noninterest expense$292,0003,896
Pre-tax net operating income$77,0007,535
Securities gains (losses)$33,000651
Applicable income taxes$29,0005,339
Income before extraordinary items$81,0007,216
Extraordinary gains, net$024
Net income$81,0007,216
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,934
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$56,5807,632
2004-12-31 (YTD Data)Rank
Total interest income$5,646,0004,454
Total interest expense$2,050,0003,576
Net interest income$3,596,0004,824
Provision for loan and lease losses$28,0006,505
Total noninterest income$1,137,0003,246
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$267,0004,590
Trading account gains and fees$0138
Additional Noninterest Income$870,0002,349
Total noninterest expense$4,048,0003,704
Salaries and employee benefits$2,439,0003,413
Premises and equipment expense$521,0003,956
Additional noninterest expense$1,088,0004,052
Pre-tax net operating income$657,0006,235
Securities gains (losses)$65,0001,541
Applicable income taxes$223,0004,613
Income before extraordinary items$499,0006,371
Extraordinary gains, net$034
Net income$499,0006,375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0006,099
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$454,1506,470
2004-09-30 (YTD Data)Rank
Total interest income$4,183,0004,475
Total interest expense$1,507,0003,586
Net interest income$2,676,0004,826
Provision for loan and lease losses$22,0006,263
Total noninterest income$861,0003,243
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$205,0004,579
Trading account gains and fees$0134
Additional Noninterest Income$656,0002,361
Total noninterest expense$3,047,0003,668
Salaries and employee benefits$1,824,0003,394
Premises and equipment expense$403,0003,853
Additional noninterest expense$820,0004,009
Pre-tax net operating income$468,0006,463
Securities gains (losses)$65,0001,465
Applicable income taxes$163,0004,733
Income before extraordinary items$370,0006,495
Extraordinary gains, net$026
Net income$370,0006,494
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0005,626
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$325,1506,681
2004-06-30 (YTD Data)Rank
Total interest income$2,753,0004,516
Total interest expense$979,0003,668
Net interest income$1,774,0004,850
Provision for loan and lease losses$15,0006,089
Total noninterest income$617,0003,115
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$132,0004,658
Trading account gains and fees$0130
Additional Noninterest Income$485,0002,233
Total noninterest expense$2,045,0003,673
Salaries and employee benefits$1,220,0003,392
Premises and equipment expense$270,0003,842
Additional noninterest expense$555,0003,984
Pre-tax net operating income$331,0006,301
Securities gains (losses)$64,0001,301
Applicable income taxes$123,0004,574
Income before extraordinary items$272,0006,261
Extraordinary gains, net$021
Net income$272,0006,262
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0005,069
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$227,8406,568
2004-03-31 (YTD Data)Rank
Total interest income$1,335,0004,630
Total interest expense$487,0003,719
Net interest income$848,0004,999
Provision for loan and lease losses$6,0005,941
Total noninterest income$265,0003,386
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$66,0004,552
Trading account gains and fees$0121
Additional Noninterest Income$199,0002,487
Total noninterest expense$1,014,0003,712
Salaries and employee benefits$597,0003,474
Premises and equipment expense$138,0003,818
Additional noninterest expense$279,0003,970
Pre-tax net operating income$93,0007,257
Securities gains (losses)$64,0001,060
Applicable income taxes$45,0004,981
Income before extraordinary items$112,0006,660
Extraordinary gains, net$016
Net income$112,0006,660
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0004,405
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$66,5607,394
2003-12-31 (YTD Data)Rank
Total interest income$5,880,0004,361
Total interest expense$2,159,0003,779
Net interest income$3,721,0004,604
Provision for loan and lease losses$102,0005,285
Total noninterest income$2,723,0001,817
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$293,0004,352
Trading account gains and fees$0160
Additional Noninterest Income$2,430,0001,256
Total noninterest expense$4,783,0003,162
Salaries and employee benefits$2,831,0002,919
Premises and equipment expense$583,0003,606
Additional noninterest expense$1,369,0003,344
Pre-tax net operating income$1,559,0004,023
Securities gains (losses)$04,500
Applicable income taxes$554,0003,212
Income before extraordinary items$1,005,0004,636
Extraordinary gains, net$054
Net income$1,005,0004,637
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$95,0004,154
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,005,0004,466
2003-09-30 (YTD Data)Rank
Total interest income$4,559,0004,329
Total interest expense$1,681,0003,774
Net interest income$2,878,0004,516
Provision for loan and lease losses$96,0004,730
Total noninterest income$2,498,0001,586
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$223,0004,341
Trading account gains and fees$0153
Additional Noninterest Income$2,275,0001,131
Total noninterest expense$3,776,0003,032
Salaries and employee benefits$2,241,0002,781
Premises and equipment expense$446,0003,549
Additional noninterest expense$1,089,0003,159
Pre-tax net operating income$1,504,0003,507
Securities gains (losses)$04,204
Applicable income taxes$551,0002,840
Income before extraordinary items$953,0004,110
Extraordinary gains, net$040
Net income$953,0004,110
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,361
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$953,0003,929
2003-06-30 (YTD Data)Rank
Total interest income$3,156,0004,243
Total interest expense$1,162,0003,772
Net interest income$1,994,0004,406
Provision for loan and lease losses$84,0004,244
Total noninterest income$1,692,0001,555
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$148,0004,326
Trading account gains and fees$0150
Additional Noninterest Income$1,544,0001,116
Total noninterest expense$2,499,0003,047
Salaries and employee benefits$1,475,0002,825
Premises and equipment expense$319,0003,316
Additional noninterest expense$705,0003,218
Pre-tax net operating income$1,103,0003,279
Securities gains (losses)$03,782
Applicable income taxes$412,0002,628
Income before extraordinary items$691,0003,901
Extraordinary gains, net$030
Net income$691,0003,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$91,0002,641
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$691,0003,713
2003-03-31 (YTD Data)Rank
Total interest income$1,691,0004,038
Total interest expense$598,0003,762
Net interest income$1,093,0004,118
Provision for loan and lease losses$9,0006,152
Total noninterest income$893,0001,451
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$70,0004,383
Trading account gains and fees$0134
Additional Noninterest Income$823,0001,030
Total noninterest expense$1,306,0002,929
Salaries and employee benefits$764,0002,721
Premises and equipment expense$151,0003,467
Additional noninterest expense$391,0002,911
Pre-tax net operating income$671,0002,826
Securities gains (losses)$02,891
Applicable income taxes$274,0002,175
Income before extraordinary items$397,0003,472
Extraordinary gains, net$021
Net income$397,0003,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$397,0003,309
2002-12-31 (YTD Data)Rank
Total interest income$6,526,0004,287
Total interest expense$2,691,0003,874
Net interest income$3,835,0004,487
Provision for loan and lease losses$58,0006,574
Total noninterest income$1,871,0002,251
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$320,0004,091
Trading account gains and fees$0153
Additional Noninterest Income$1,551,0001,609
Total noninterest expense$4,132,0003,478
Salaries and employee benefits$2,507,0003,118
Premises and equipment expense$618,0003,330
Additional noninterest expense$1,007,0004,155
Pre-tax net operating income$1,516,0004,091
Securities gains (losses)$15,0003,365
Applicable income taxes$574,0003,193
Income before extraordinary items$957,0004,711
Extraordinary gains, net$070
Net income$957,0004,709
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,046
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$947,4004,617
2001-12-31 (YTD Data)Rank
Total interest income$8,084,0003,992
Total interest expense$4,658,0003,360
Net interest income$3,426,0004,626
Provision for loan and lease losses$35,0007,117
Total noninterest income$1,663,0002,322
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$338,0003,856
Trading account gains and fees$0177
Additional Noninterest Income$1,325,0001,681
Total noninterest expense$3,981,0003,445
Salaries and employee benefits$2,287,0003,208
Premises and equipment expense$605,0003,329
Additional noninterest expense$1,089,0003,793
Pre-tax net operating income$1,073,0004,711
Securities gains (losses)$04,612
Applicable income taxes$425,0003,620
Income before extraordinary items$648,0005,420
Extraordinary gains, net$0105
Net income$648,0005,424
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0005,589
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$648,0005,296
2000-12-31 (YTD Data)Rank
Total interest income$9,147,0003,680
Total interest expense$5,554,0002,997
Net interest income$3,593,0004,515
Provision for loan and lease losses$100,0005,274
Total noninterest income$3,178,0001,284
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$335,0003,725
Trading account gains and fees$0180
Additional Noninterest Income$2,843,000888
Total noninterest expense$4,725,0002,868
Salaries and employee benefits$2,884,0002,472
Premises and equipment expense$911,0002,266
Additional noninterest expense$930,0004,230
Pre-tax net operating income$1,946,0003,402
Securities gains (losses)$01,956
Applicable income taxes$807,0002,507
Income before extraordinary items$1,139,0004,008
Extraordinary gains, net$038
Net income$1,139,0004,010
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0005,623
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,139,0003,997
1999-12-31 (YTD Data)Rank
Total interest income$7,910,0003,945
Total interest expense$4,334,0003,353
Net interest income$3,576,0004,579
Provision for loan and lease losses$10,0008,114
Total noninterest income$1,250,0002,625
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$329,0003,725
Trading account gains and fees$0173
Additional Noninterest Income$921,0001,976
Total noninterest expense$5,245,0002,579
Salaries and employee benefits$3,188,0002,201
Premises and equipment expense$944,0002,164
Additional noninterest expense$1,113,0003,681
Pre-tax net operating income$-429,0009,804
Securities gains (losses)$03,155
Applicable income taxes$-168,0009,996
Income before extraordinary items$-261,0009,730
Extraordinary gains, net$035
Net income$-261,0009,729
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,179
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$-261,0009,709
1998-12-31 (YTD Data)Rank
Total interest income$7,701,0004,072
Total interest expense$4,223,0003,512
Net interest income$3,478,0004,627
Provision for loan and lease losses$15,0007,946
Total noninterest income$2,877,0001,389
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$278,0004,169
Trading account gains and fees$0224
Additional Noninterest Income$2,599,000993
Total noninterest expense$5,375,0002,423
Salaries and employee benefits$3,141,0002,155
Premises and equipment expense$745,0002,608
Additional noninterest expense$1,489,0002,804
Pre-tax net operating income$965,0005,529
Securities gains (losses)$04,449
Applicable income taxes$341,0004,833
Income before extraordinary items$624,0005,945
Extraordinary gains, net$032
Net income$624,0005,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-28,0009,952
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$624,0005,845
1997-12-31 (YTD Data)Rank
Total interest income$7,276,0004,361
Total interest expense$3,851,0003,820
Net interest income$3,425,0004,806
Provision for loan and lease losses$08,829
Total noninterest income$2,081,0001,711
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$275,0004,345
Trading account gains and fees$0239
Additional Noninterest Income$1,806,0001,171
Total noninterest expense$4,922,0002,604
Salaries and employee benefits$2,760,0002,411
Premises and equipment expense$807,0002,402
Additional noninterest expense$1,355,0002,994
Pre-tax net operating income$584,0007,497
Securities gains (losses)$03,944
Applicable income taxes$196,0006,931
Income before extraordinary items$388,0007,722
Extraordinary gains, net$044
Net income$388,0007,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$388,0007,667
1996-12-31 (YTD Data)Rank
Total interest income$7,206,0004,451
Total interest expense$3,997,0003,716
Net interest income$3,209,0005,185
Provision for loan and lease losses$09,041
Total noninterest income$2,540,0001,532
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$249,0004,840
Trading account gains and fees$0262
Additional Noninterest Income$2,291,0001,057
Total noninterest expense$5,699,0002,412
Salaries and employee benefits$2,998,0002,224
Premises and equipment expense$844,0002,334
Additional noninterest expense$1,857,0002,625
Pre-tax net operating income$50,00010,600
Securities gains (losses)$04,148
Applicable income taxes$22,00010,165
Income before extraordinary items$28,00010,685
Extraordinary gains, net$053
Net income$28,00010,682
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,767
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$28,00010,636
1995-12-31 (YTD Data)Rank
Total interest income$7,256,0004,418
Total interest expense$4,319,0003,454
Net interest income$2,937,0005,592
Provision for loan and lease losses$08,958
Total noninterest income$2,391,0001,592
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$261,0004,787
Trading account gains and feesNANA
Additional Noninterest Income$2,130,0001,092
Total noninterest expense$4,886,0002,777
Salaries and employee benefits$2,840,0002,333
Premises and equipment expense$716,0002,754
Additional noninterest expense$1,330,0003,425
Pre-tax net operating income$442,0008,796
Securities gains (losses)$03,831
Applicable income taxes$196,0007,489
Income before extraordinary items$246,0009,450
Extraordinary gains, net$065
Net income$246,0009,455
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$246,0009,434
1994-12-31 (YTD Data)Rank
Total interest income$5,946,0004,904
Total interest expense$2,876,0004,111
Net interest income$3,070,0005,525
Provision for loan and lease losses$16,0008,030
Total noninterest income$1,590,0002,190
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$188,0006,107
Trading account gains and feesNANA
Additional Noninterest Income$1,402,0001,457
Total noninterest expense$5,130,0002,711
Salaries and employee benefits$3,079,0002,152
Premises and equipment expense$580,0003,372
Additional noninterest expense$1,471,0003,370
Pre-tax net operating income$-486,00012,379
Securities gains (losses)$-20,00010,331
Applicable income taxes$-206,00012,394
Income before extraordinary items$-300,00012,278
Extraordinary gains, net$0249
Net income$-300,00012,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,750
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$-287,20012,287
1993-12-31 (YTD Data)Rank
Total interest income$6,088,0004,887
Total interest expense$2,992,0004,126
Net interest income$3,096,0005,518
Provision for loan and lease losses$74,0006,518
Total noninterest income$4,419,0001,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$186,0006,266
Trading account gains and feesNANA
Additional Noninterest Income$4,233,000770
Total noninterest expense$5,844,0002,446
Salaries and employee benefits$4,028,0001,677
Premises and equipment expense$425,0004,473
Additional noninterest expense$1,391,0003,726
Pre-tax net operating income$1,597,0004,093
Securities gains (losses)$25,0004,353
Applicable income taxes$681,0003,194
Income before extraordinary items$941,0004,920
Extraordinary gains, net$112,0001,467
Net income$1,053,0004,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$09,922
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$925,0004,754
1992-12-31 (YTD Data)Rank
Total interest income$6,338,0005,244
Total interest expense$3,696,0004,360
Net interest income$2,642,0006,333
Provision for loan and lease losses$111,0006,992
Total noninterest income$841,0003,829
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$841,0002,244
Total noninterest expense$3,874,0003,609
Salaries and employee benefits$2,301,0002,823
Premises and equipment expense$612,0003,293
Additional noninterest expense$961,0005,218
Pre-tax net operating income$-502,00013,294
Securities gains (losses)$1,264,000549
Applicable income taxes$321,0005,677
Income before extraordinary items$441,0007,819
Extraordinary gains, net$01,422
Net income$441,0007,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,00010,474
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-367,96013,198

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.