Home > Home Savings Bank > Income and Expense
Home Savings Bank, Income and Expense
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $405,000 | 5,907 |
| Total interest expense | $52,000 | 5,601 |
| Net interest income | $353,000 | 5,915 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $-88,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $6,000 | 5,777 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-94,000 | 6,032 |
| Total noninterest expense | $619,000 | 5,539 |
| Salaries and employee benefits | $247,000 | 5,759 |
| Premises and equipment expense | $76,000 | 5,268 |
| Additional noninterest expense | $296,000 | 5,107 |
| Pre-tax net operating income | $-354,000 | 5,957 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-1,000 | 5,847 |
| Income before extraordinary items | $-353,000 | 5,959 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-353,000 | 5,958 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-353,000 | 5,958 |
| Net charge-offs | $-2,000 | 4,474 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-353,000 | 5,951 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $201,000 | 5,969 |
| Total interest expense | $26,000 | 5,649 |
| Net interest income | $175,000 | 5,975 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $12,000 | 5,901 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $3,000 | 5,820 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $9,000 | 5,601 |
| Total noninterest expense | $268,000 | 5,704 |
| Salaries and employee benefits | $123,000 | 5,813 |
| Premises and equipment expense | $41,000 | 5,228 |
| Additional noninterest expense | $104,000 | 5,543 |
| Pre-tax net operating income | $-81,000 | 5,945 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $-81,000 | 5,958 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-81,000 | 5,958 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-81,000 | 5,958 |
| Net charge-offs | $-1,000 | 4,102 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-81,000 | 5,946 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $806,000 | 6,014 |
| Total interest expense | $106,000 | 5,687 |
| Net interest income | $700,000 | 6,021 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $110,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $17,000 | 5,849 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $93,000 | 5,150 |
| Total noninterest expense | $1,065,000 | 5,765 |
| Salaries and employee benefits | $465,000 | 5,899 |
| Premises and equipment expense | $161,000 | 5,330 |
| Additional noninterest expense | $439,000 | 5,535 |
| Pre-tax net operating income | $-255,000 | 5,986 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-48,000 | 5,962 |
| Income before extraordinary items | $-207,000 | 5,990 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-207,000 | 5,991 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-207,000 | 5,991 |
| Net charge-offs | $0 | 4,462 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-207,000 | 5,974 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $604,000 | 6,102 |
| Total interest expense | $79,000 | 5,776 |
| Net interest income | $525,000 | 6,108 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $91,000 | 5,654 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $14,000 | 5,917 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $77,000 | 5,109 |
| Total noninterest expense | $790,000 | 5,835 |
| Salaries and employee benefits | $356,000 | 5,952 |
| Premises and equipment expense | $121,000 | 5,389 |
| Additional noninterest expense | $313,000 | 5,654 |
| Pre-tax net operating income | $-174,000 | 6,084 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-34,000 | 6,118 |
| Income before extraordinary items | $-140,000 | 6,088 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-140,000 | 6,088 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-140,000 | 6,088 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-140,000 | 6,066 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $405,000 | 6,164 |
| Total interest expense | $52,000 | 5,842 |
| Net interest income | $353,000 | 6,172 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $61,000 | 5,702 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $8,000 | 6,004 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $53,000 | 5,127 |
| Total noninterest expense | $529,000 | 5,883 |
| Salaries and employee benefits | $239,000 | 6,018 |
| Premises and equipment expense | $82,000 | 5,410 |
| Additional noninterest expense | $208,000 | 5,692 |
| Pre-tax net operating income | $-115,000 | 6,130 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-23,000 | 6,180 |
| Income before extraordinary items | $-92,000 | 6,137 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-92,000 | 6,138 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-92,000 | 6,138 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-92,000 | 6,114 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $203,000 | 6,228 |
| Total interest expense | $26,000 | 5,904 |
| Net interest income | $177,000 | 6,237 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $38,000 | 5,561 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $4,000 | 6,054 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $34,000 | 4,939 |
| Total noninterest expense | $276,000 | 5,905 |
| Salaries and employee benefits | $116,000 | 6,097 |
| Premises and equipment expense | $43,000 | 5,406 |
| Additional noninterest expense | $117,000 | 5,614 |
| Pre-tax net operating income | $-61,000 | 6,173 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-8,000 | 6,243 |
| Income before extraordinary items | $-53,000 | 6,193 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-53,000 | 6,194 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-53,000 | 6,194 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-53,000 | 6,167 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 6,309 |
| Total interest expense | $112,000 | 5,992 |
| Net interest income | $711,000 | 6,317 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $-8,000 | 6,408 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $17,000 | 6,172 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-25,000 | 6,340 |
| Total noninterest expense | $1,100,000 | 6,009 |
| Salaries and employee benefits | $535,000 | 6,100 |
| Premises and equipment expense | $164,000 | 5,583 |
| Additional noninterest expense | $401,000 | 5,890 |
| Pre-tax net operating income | $-397,000 | 6,278 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-79,000 | 6,256 |
| Income before extraordinary items | $-318,000 | 6,268 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-318,000 | 6,270 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-318,000 | 6,270 |
| Net charge-offs | $1,000 | 4,914 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-318,000 | 6,265 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $612,000 | 6,388 |
| Total interest expense | $85,000 | 6,064 |
| Net interest income | $527,000 | 6,395 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-39,000 | 6,513 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $14,000 | 6,227 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-53,000 | 6,470 |
| Total noninterest expense | $846,000 | 6,031 |
| Salaries and employee benefits | $414,000 | 6,118 |
| Premises and equipment expense | $127,000 | 5,609 |
| Additional noninterest expense | $305,000 | 5,926 |
| Pre-tax net operating income | $-358,000 | 6,360 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-46,000 | 6,371 |
| Income before extraordinary items | $-312,000 | 6,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-312,000 | 6,357 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-312,000 | 6,357 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-312,000 | 6,353 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $411,000 | 6,450 |
| Total interest expense | $57,000 | 6,118 |
| Net interest income | $354,000 | 6,456 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-2,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $9,000 | 6,279 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-11,000 | 6,491 |
| Total noninterest expense | $575,000 | 6,064 |
| Salaries and employee benefits | $279,000 | 6,166 |
| Premises and equipment expense | $86,000 | 5,630 |
| Additional noninterest expense | $210,000 | 5,929 |
| Pre-tax net operating income | $-223,000 | 6,408 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-25,000 | 6,425 |
| Income before extraordinary items | $-198,000 | 6,411 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-198,000 | 6,412 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-198,000 | 6,413 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-198,000 | 6,403 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $207,000 | 6,519 |
| Total interest expense | $29,000 | 6,185 |
| Net interest income | $178,000 | 6,525 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $-20,000 | 6,652 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $5,000 | 6,292 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-25,000 | 6,602 |
| Total noninterest expense | $298,000 | 6,105 |
| Salaries and employee benefits | $140,000 | 6,226 |
| Premises and equipment expense | $45,000 | 5,638 |
| Additional noninterest expense | $113,000 | 5,903 |
| Pre-tax net operating income | $-140,000 | 6,488 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-25,000 | 6,517 |
| Income before extraordinary items | $-115,000 | 6,465 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-115,000 | 6,465 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-115,000 | 6,466 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-115,000 | 6,462 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $867,000 | 6,569 |
| Total interest expense | $149,000 | 6,185 |
| Net interest income | $718,000 | 6,592 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $216,000 | 5,534 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $26,000 | 6,345 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $190,000 | 4,684 |
| Total noninterest expense | $1,110,000 | 6,247 |
| Salaries and employee benefits | $525,000 | 6,371 |
| Premises and equipment expense | $179,000 | 5,702 |
| Additional noninterest expense | $406,000 | 6,092 |
| Pre-tax net operating income | $-176,000 | 6,346 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-76,000 | 6,453 |
| Income before extraordinary items | $-100,000 | 6,339 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-100,000 | 6,340 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-100,000 | 6,341 |
| Net charge-offs | $71,000 | 4,081 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-100,000 | 6,311 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $653,000 | 6,644 |
| Total interest expense | $117,000 | 6,231 |
| Net interest income | $536,000 | 6,667 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $174,000 | 5,538 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $20,000 | 6,404 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $154,000 | 4,674 |
| Total noninterest expense | $841,000 | 6,274 |
| Salaries and employee benefits | $400,000 | 6,396 |
| Premises and equipment expense | $138,000 | 5,718 |
| Additional noninterest expense | $303,000 | 6,134 |
| Pre-tax net operating income | $-131,000 | 6,438 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-59,000 | 6,645 |
| Income before extraordinary items | $-72,000 | 6,435 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-72,000 | 6,437 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-72,000 | 6,436 |
| Net charge-offs | $64,000 | 3,664 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-72,000 | 6,398 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $437,000 | 6,695 |
| Total interest expense | $83,000 | 6,256 |
| Net interest income | $354,000 | 6,723 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $83,000 | 5,896 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $13,000 | 6,447 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $532,000 | 6,368 |
| Salaries and employee benefits | $271,000 | 6,434 |
| Premises and equipment expense | $73,000 | 6,028 |
| Additional noninterest expense | $188,000 | 6,239 |
| Pre-tax net operating income | $-95,000 | 6,468 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-31,000 | 6,663 |
| Income before extraordinary items | $-64,000 | 6,482 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-64,000 | 6,483 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-64,000 | 6,483 |
| Net charge-offs | $65,000 | 3,136 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-64,000 | 6,440 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $218,000 | 6,764 |
| Total interest expense | $45,000 | 6,259 |
| Net interest income | $173,000 | 6,801 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $36,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $29,000 | 5,353 |
| Total noninterest expense | $265,000 | 6,442 |
| Salaries and employee benefits | $136,000 | 6,483 |
| Premises and equipment expense | $37,000 | 6,048 |
| Additional noninterest expense | $92,000 | 6,325 |
| Pre-tax net operating income | $-56,000 | 6,548 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-18,000 | 6,785 |
| Income before extraordinary items | $-38,000 | 6,558 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-38,000 | 6,559 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-38,000 | 6,559 |
| Net charge-offs | $2,000 | 3,902 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-38,000 | 6,511 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 6,781 |
| Total interest expense | $260,000 | 6,133 |
| Net interest income | $752,000 | 6,835 |
| Provision for loan and lease losses | $16,000 | 5,659 |
| Total noninterest income | $195,000 | 5,715 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $29,000 | 6,538 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $166,000 | 4,819 |
| Total noninterest expense | $1,056,000 | 6,522 |
| Salaries and employee benefits | $519,000 | 6,600 |
| Premises and equipment expense | $192,000 | 5,768 |
| Additional noninterest expense | $345,000 | 6,507 |
| Pre-tax net operating income | $-125,000 | 6,304 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-34,000 | 6,616 |
| Income before extraordinary items | $-91,000 | 6,403 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-91,000 | 6,397 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-91,000 | 6,399 |
| Net charge-offs | $55,000 | 4,874 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-91,000 | 6,284 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $772,000 | 6,870 |
| Total interest expense | $203,000 | 6,229 |
| Net interest income | $569,000 | 6,934 |
| Provision for loan and lease losses | $16,000 | 5,476 |
| Total noninterest income | $149,000 | 5,776 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $21,000 | 6,638 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $128,000 | 4,817 |
| Total noninterest expense | $772,000 | 6,631 |
| Salaries and employee benefits | $394,000 | 6,659 |
| Premises and equipment expense | $88,000 | 6,460 |
| Additional noninterest expense | $290,000 | 6,449 |
| Pre-tax net operating income | $-70,000 | 6,385 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-31,000 | 6,817 |
| Income before extraordinary items | $-39,000 | 6,471 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-39,000 | 6,469 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-39,000 | 6,469 |
| Net charge-offs | $21,000 | 5,036 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-39,000 | 6,359 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $502,000 | 6,944 |
| Total interest expense | $140,000 | 6,278 |
| Net interest income | $362,000 | 7,016 |
| Provision for loan and lease losses | $16,000 | 5,216 |
| Total noninterest income | $95,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $13,000 | 6,711 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $82,000 | 4,899 |
| Total noninterest expense | $495,000 | 6,714 |
| Salaries and employee benefits | $267,000 | 6,696 |
| Premises and equipment expense | $54,000 | 6,572 |
| Additional noninterest expense | $174,000 | 6,614 |
| Pre-tax net operating income | $-54,000 | 6,453 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $-16,000 | 6,859 |
| Income before extraordinary items | $-38,000 | 6,554 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-38,000 | 6,554 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-38,000 | 6,554 |
| Net charge-offs | $13,000 | 4,833 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-38,000 | 6,440 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $277,000 | 6,945 |
| Total interest expense | $72,000 | 6,341 |
| Net interest income | $205,000 | 7,005 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $51,000 | 5,811 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $6,000 | 6,762 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $245,000 | 6,779 |
| Salaries and employee benefits | $134,000 | 6,749 |
| Premises and equipment expense | $28,000 | 6,571 |
| Additional noninterest expense | $83,000 | 6,707 |
| Pre-tax net operating income | $5,000 | 6,381 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $5,000 | 6,474 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $5,000 | 6,475 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,000 | 6,474 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $5,000 | 6,369 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 6,993 |
| Total interest expense | $323,000 | 6,477 |
| Net interest income | $825,000 | 7,056 |
| Provision for loan and lease losses | $231,000 | 4,470 |
| Total noninterest income | $80,000 | 6,576 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $40,000 | 6,490 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $40,000 | 6,065 |
| Total noninterest expense | $1,000,000 | 6,833 |
| Salaries and employee benefits | $569,000 | 6,770 |
| Premises and equipment expense | $161,000 | 6,328 |
| Additional noninterest expense | $270,000 | 6,946 |
| Pre-tax net operating income | $-326,000 | 6,314 |
| Securities gains (losses) | $31,000 | 2,879 |
| Applicable income taxes | $-56,000 | 6,748 |
| Income before extraordinary items | $-239,000 | 6,358 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-239,000 | 6,360 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-239,000 | 6,360 |
| Net charge-offs | $59,000 | 5,387 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-264,110 | 6,317 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $853,000 | 7,080 |
| Total interest expense | $248,000 | 6,550 |
| Net interest income | $605,000 | 7,143 |
| Provision for loan and lease losses | $176,000 | 4,327 |
| Total noninterest income | $43,000 | 6,843 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 6,561 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $15,000 | 6,512 |
| Total noninterest expense | $739,000 | 6,891 |
| Salaries and employee benefits | $425,000 | 6,804 |
| Premises and equipment expense | $124,000 | 6,326 |
| Additional noninterest expense | $190,000 | 7,047 |
| Pre-tax net operating income | $-267,000 | 6,440 |
| Securities gains (losses) | $21,000 | 2,786 |
| Applicable income taxes | $-50,000 | 6,930 |
| Income before extraordinary items | $-196,000 | 6,502 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-196,000 | 6,504 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-196,000 | 6,504 |
| Net charge-offs | $92,000 | 4,510 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-212,800 | 6,446 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $598,000 | 7,101 |
| Total interest expense | $167,000 | 6,637 |
| Net interest income | $431,000 | 7,164 |
| Provision for loan and lease losses | $176,000 | 3,724 |
| Total noninterest income | $22,000 | 7,001 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 6,582 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,000 | 6,846 |
| Total noninterest expense | $509,000 | 6,927 |
| Salaries and employee benefits | $280,000 | 6,882 |
| Premises and equipment expense | $84,000 | 6,363 |
| Additional noninterest expense | $145,000 | 7,015 |
| Pre-tax net operating income | $-232,000 | 6,586 |
| Securities gains (losses) | $8,000 | 2,429 |
| Applicable income taxes | $-48,000 | 7,026 |
| Income before extraordinary items | $-176,000 | 6,600 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-176,000 | 6,600 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-176,000 | 6,600 |
| Net charge-offs | $27,000 | 4,894 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-182,320 | 6,570 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $298,000 | 7,158 |
| Total interest expense | $86,000 | 6,698 |
| Net interest income | $212,000 | 7,221 |
| Provision for loan and lease losses | $26,000 | 4,815 |
| Total noninterest income | $2,000 | 7,255 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-7,000 | 7,163 |
| Total noninterest expense | $250,000 | 6,993 |
| Salaries and employee benefits | $138,000 | 6,939 |
| Premises and equipment expense | $45,000 | 6,311 |
| Additional noninterest expense | $67,000 | 7,119 |
| Pre-tax net operating income | $-62,000 | 6,585 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $-69,000 | 6,638 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-69,000 | 6,638 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-69,000 | 6,638 |
| Net charge-offs | $12,000 | 4,307 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-70,000 | 6,627 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,341,000 | 7,166 |
| Total interest expense | $478,000 | 6,589 |
| Net interest income | $863,000 | 7,268 |
| Provision for loan and lease losses | $65,000 | 6,314 |
| Total noninterest income | $90,000 | 6,748 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $90,000 | 5,561 |
| Total noninterest expense | $1,022,000 | 7,049 |
| Salaries and employee benefits | $582,000 | 6,966 |
| Premises and equipment expense | $157,000 | 6,562 |
| Additional noninterest expense | $283,000 | 7,163 |
| Pre-tax net operating income | $-134,000 | 5,975 |
| Securities gains (losses) | $48,000 | 2,688 |
| Applicable income taxes | $-57,000 | 6,736 |
| Income before extraordinary items | $-29,000 | 5,995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-29,000 | 5,995 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-29,000 | 5,995 |
| Net charge-offs | $48,000 | 5,935 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-59,720 | 5,946 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,024,000 | 7,250 |
| Total interest expense | $375,000 | 6,658 |
| Net interest income | $649,000 | 7,367 |
| Provision for loan and lease losses | $41,000 | 6,395 |
| Total noninterest income | $71,000 | 6,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $71,000 | 5,635 |
| Total noninterest expense | $797,000 | 7,074 |
| Salaries and employee benefits | $446,000 | 6,990 |
| Premises and equipment expense | $120,000 | 6,628 |
| Additional noninterest expense | $231,000 | 7,159 |
| Pre-tax net operating income | $-118,000 | 6,182 |
| Securities gains (losses) | $30,000 | 2,726 |
| Applicable income taxes | $-43,000 | 6,954 |
| Income before extraordinary items | $-45,000 | 6,223 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-45,000 | 6,224 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-45,000 | 6,224 |
| Net charge-offs | $16,000 | 6,096 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-64,200 | 6,146 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $693,000 | 7,300 |
| Total interest expense | $260,000 | 6,689 |
| Net interest income | $433,000 | 7,431 |
| Provision for loan and lease losses | $41,000 | 5,988 |
| Total noninterest income | $41,000 | 7,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $41,000 | 5,811 |
| Total noninterest expense | $544,000 | 7,113 |
| Salaries and employee benefits | $301,000 | 7,024 |
| Premises and equipment expense | $80,000 | 6,663 |
| Additional noninterest expense | $163,000 | 7,145 |
| Pre-tax net operating income | $-111,000 | 6,298 |
| Securities gains (losses) | $11,000 | 2,572 |
| Applicable income taxes | $-43,000 | 7,057 |
| Income before extraordinary items | $-57,000 | 6,331 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-57,000 | 6,333 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-57,000 | 6,331 |
| Net charge-offs | $12,000 | 5,739 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-64,040 | 6,258 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 7,376 |
| Total interest expense | $135,000 | 6,766 |
| Net interest income | $221,000 | 7,508 |
| Provision for loan and lease losses | $45,000 | 4,935 |
| Total noninterest income | $20,000 | 7,107 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $20,000 | 5,932 |
| Total noninterest expense | $257,000 | 7,259 |
| Salaries and employee benefits | $149,000 | 7,128 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $65,000 | 7,458 |
| Pre-tax net operating income | $-61,000 | 6,540 |
| Securities gains (losses) | $5,000 | 1,894 |
| Applicable income taxes | $-9,000 | 7,098 |
| Income before extraordinary items | $-47,000 | 6,608 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-47,000 | 6,610 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-47,000 | 6,609 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-51,200 | 6,546 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,671,000 | 7,303 |
| Total interest expense | $790,000 | 6,497 |
| Net interest income | $881,000 | 7,551 |
| Provision for loan and lease losses | $329,000 | 5,146 |
| Total noninterest income | $141,000 | 6,649 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $141,000 | 5,184 |
| Total noninterest expense | $979,000 | 7,418 |
| Salaries and employee benefits | $583,000 | 7,236 |
| Premises and equipment expense | $155,000 | 6,885 |
| Additional noninterest expense | $241,000 | 7,617 |
| Pre-tax net operating income | $-286,000 | 5,793 |
| Securities gains (losses) | $62,000 | 2,485 |
| Applicable income taxes | $-69,000 | 6,502 |
| Income before extraordinary items | $-155,000 | 5,766 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-155,000 | 5,765 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-155,000 | 5,765 |
| Net charge-offs | $263,000 | 4,657 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-197,780 | 5,818 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 7,327 |
| Total interest expense | $637,000 | 6,491 |
| Net interest income | $665,000 | 7,618 |
| Provision for loan and lease losses | $320,000 | 4,496 |
| Total noninterest income | $102,000 | 6,811 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $102,000 | 5,370 |
| Total noninterest expense | $721,000 | 7,475 |
| Salaries and employee benefits | $441,000 | 7,271 |
| Premises and equipment expense | $115,000 | 6,946 |
| Additional noninterest expense | $165,000 | 7,731 |
| Pre-tax net operating income | $-274,000 | 6,109 |
| Securities gains (losses) | $58,000 | 2,206 |
| Applicable income taxes | $-78,000 | 6,893 |
| Income before extraordinary items | $-138,000 | 6,032 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-138,000 | 6,033 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-138,000 | 6,032 |
| Net charge-offs | $256,000 | 3,929 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-175,120 | 6,069 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $911,000 | 7,332 |
| Total interest expense | $447,000 | 6,496 |
| Net interest income | $464,000 | 7,627 |
| Provision for loan and lease losses | $299,000 | 3,754 |
| Total noninterest income | $73,000 | 6,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $73,000 | 5,302 |
| Total noninterest expense | $479,000 | 7,539 |
| Salaries and employee benefits | $293,000 | 7,358 |
| Premises and equipment expense | $77,000 | 7,004 |
| Additional noninterest expense | $109,000 | 7,812 |
| Pre-tax net operating income | $-241,000 | 6,349 |
| Securities gains (losses) | $52,000 | 1,889 |
| Applicable income taxes | $-83,000 | 7,095 |
| Income before extraordinary items | $-106,000 | 6,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-106,000 | 6,202 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-106,000 | 6,202 |
| Net charge-offs | $249,000 | 3,162 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-139,280 | 6,237 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $477,000 | 7,321 |
| Total interest expense | $232,000 | 6,538 |
| Net interest income | $245,000 | 7,614 |
| Provision for loan and lease losses | $105,000 | 3,786 |
| Total noninterest income | $38,000 | 6,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $38,000 | 5,265 |
| Total noninterest expense | $249,000 | 7,518 |
| Salaries and employee benefits | $146,000 | 7,406 |
| Premises and equipment expense | $40,000 | 6,984 |
| Additional noninterest expense | $63,000 | 7,648 |
| Pre-tax net operating income | $-71,000 | 6,557 |
| Securities gains (losses) | $29,000 | 1,527 |
| Applicable income taxes | $1,000 | 4,679 |
| Income before extraordinary items | $-43,000 | 6,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-43,000 | 6,625 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-43,000 | 6,625 |
| Net charge-offs | $53,000 | 3,483 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-72,000 | 6,637 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,050,000 | 7,298 |
| Total interest expense | $1,217,000 | 6,409 |
| Net interest income | $833,000 | 7,785 |
| Provision for loan and lease losses | $58,000 | 6,492 |
| Total noninterest income | $102,000 | 7,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $102,000 | 5,897 |
| Total noninterest expense | $889,000 | 7,687 |
| Salaries and employee benefits | $563,000 | 7,516 |
| Premises and equipment expense | $158,000 | 7,064 |
| Additional noninterest expense | $168,000 | 8,007 |
| Pre-tax net operating income | $-12,000 | 6,347 |
| Securities gains (losses) | $32,000 | 1,899 |
| Applicable income taxes | $16,000 | 4,367 |
| Income before extraordinary items | $4,000 | 6,211 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,000 | 6,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,287 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-16,480 | 6,405 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,557,000 | 7,367 |
| Total interest expense | $954,000 | 6,443 |
| Net interest income | $603,000 | 7,877 |
| Provision for loan and lease losses | $13,000 | 6,677 |
| Total noninterest income | $81,000 | 7,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $81,000 | 5,935 |
| Total noninterest expense | $676,000 | 7,707 |
| Salaries and employee benefits | $424,000 | 7,531 |
| Premises and equipment expense | $119,000 | 7,115 |
| Additional noninterest expense | $133,000 | 8,009 |
| Pre-tax net operating income | $-5,000 | 6,751 |
| Securities gains (losses) | $30,000 | 1,749 |
| Applicable income taxes | $8,000 | 4,921 |
| Income before extraordinary items | $17,000 | 6,541 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $17,000 | 6,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,625 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,400 | 6,771 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 7,392 |
| Total interest expense | $665,000 | 6,471 |
| Net interest income | $402,000 | 7,929 |
| Provision for loan and lease losses | $9,000 | 6,362 |
| Total noninterest income | $59,000 | 7,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $59,000 | 5,884 |
| Total noninterest expense | $439,000 | 7,789 |
| Salaries and employee benefits | $282,000 | 7,596 |
| Premises and equipment expense | $81,000 | 7,110 |
| Additional noninterest expense | $76,000 | 8,168 |
| Pre-tax net operating income | $13,000 | 6,865 |
| Securities gains (losses) | $14,000 | 2,273 |
| Applicable income taxes | $7,000 | 5,127 |
| Income before extraordinary items | $20,000 | 6,885 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 6,884 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,312 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $9,640 | 6,908 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $548,000 | 7,418 |
| Total interest expense | $350,000 | 6,516 |
| Net interest income | $198,000 | 7,991 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $29,000 | 7,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,952 |
| Total noninterest expense | $219,000 | 7,829 |
| Salaries and employee benefits | $140,000 | 7,642 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $37,000 | 8,220 |
| Pre-tax net operating income | $3,000 | 7,136 |
| Securities gains (losses) | $4,000 | 2,294 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $7,000 | 7,189 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $7,000 | 7,190 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,596 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $3,000 | 7,149 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,164,000 | 7,442 |
| Total interest expense | $1,425,000 | 6,532 |
| Net interest income | $739,000 | 8,044 |
| Provision for loan and lease losses | $19,000 | 6,366 |
| Total noninterest income | $119,000 | 7,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $119,000 | 5,953 |
| Total noninterest expense | $858,000 | 7,853 |
| Salaries and employee benefits | $522,000 | 7,743 |
| Premises and equipment expense | $154,000 | 7,203 |
| Additional noninterest expense | $182,000 | 8,107 |
| Pre-tax net operating income | $-19,000 | 7,472 |
| Securities gains (losses) | $19,000 | 1,121 |
| Applicable income taxes | $-12,000 | 7,805 |
| Income before extraordinary items | $12,000 | 7,470 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $12,000 | 7,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-7,000 | 7,487 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 7,486 |
| Total interest expense | $1,064,000 | 6,574 |
| Net interest income | $549,000 | 8,107 |
| Provision for loan and lease losses | $14,000 | 6,059 |
| Total noninterest income | $88,000 | 7,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $88,000 | 6,009 |
| Total noninterest expense | $647,000 | 7,827 |
| Salaries and employee benefits | $397,000 | 7,708 |
| Premises and equipment expense | $118,000 | 7,158 |
| Additional noninterest expense | $132,000 | 8,107 |
| Pre-tax net operating income | $-24,000 | 7,692 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $-12,000 | 8,044 |
| Income before extraordinary items | $2,000 | 7,671 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,000 | 7,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,320 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-6,960 | 7,673 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 7,543 |
| Total interest expense | $706,000 | 6,602 |
| Net interest income | $361,000 | 8,195 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $56,000 | 7,540 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $56,000 | 6,100 |
| Total noninterest expense | $437,000 | 7,863 |
| Salaries and employee benefits | $266,000 | 7,754 |
| Premises and equipment expense | $80,000 | 7,161 |
| Additional noninterest expense | $91,000 | 8,136 |
| Pre-tax net operating income | $-29,000 | 7,852 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $-13,000 | 8,168 |
| Income before extraordinary items | $-10,000 | 7,814 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-10,000 | 7,813 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,692 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-13,840 | 7,813 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $527,000 | 7,600 |
| Total interest expense | $351,000 | 6,636 |
| Net interest income | $176,000 | 8,265 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $27,000 | 6,153 |
| Total noninterest expense | $222,000 | 7,879 |
| Salaries and employee benefits | $134,000 | 7,785 |
| Premises and equipment expense | $43,000 | 7,057 |
| Additional noninterest expense | $45,000 | 8,184 |
| Pre-tax net operating income | $-24,000 | 7,963 |
| Securities gains (losses) | $3,000 | 908 |
| Applicable income taxes | $-6,000 | 8,226 |
| Income before extraordinary items | $-15,000 | 7,937 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-15,000 | 7,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-17,130 | 7,940 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,930,000 | 7,599 |
| Total interest expense | $1,240,000 | 6,529 |
| Net interest income | $690,000 | 8,216 |
| Provision for loan and lease losses | $21,000 | 6,273 |
| Total noninterest income | $100,000 | 7,734 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $100,000 | 6,329 |
| Total noninterest expense | $842,000 | 7,955 |
| Salaries and employee benefits | $528,000 | 7,793 |
| Premises and equipment expense | $157,000 | 7,169 |
| Additional noninterest expense | $157,000 | 8,332 |
| Pre-tax net operating income | $-73,000 | 8,026 |
| Securities gains (losses) | $12,000 | 1,037 |
| Applicable income taxes | $-21,000 | 8,221 |
| Income before extraordinary items | $-40,000 | 8,026 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-40,000 | 8,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-47,920 | 8,020 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 7,683 |
| Total interest expense | $892,000 | 6,585 |
| Net interest income | $526,000 | 8,285 |
| Provision for loan and lease losses | $16,000 | 6,161 |
| Total noninterest income | $75,000 | 7,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $75,000 | 6,322 |
| Total noninterest expense | $635,000 | 7,959 |
| Salaries and employee benefits | $398,000 | 7,783 |
| Premises and equipment expense | $120,000 | 7,166 |
| Additional noninterest expense | $117,000 | 8,368 |
| Pre-tax net operating income | $-50,000 | 8,175 |
| Securities gains (losses) | $8,000 | 944 |
| Applicable income taxes | $-14,000 | 8,424 |
| Income before extraordinary items | $-28,000 | 8,175 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-28,000 | 8,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-33,360 | 8,168 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 7,741 |
| Total interest expense | $566,000 | 6,612 |
| Net interest income | $354,000 | 8,329 |
| Provision for loan and lease losses | $5,000 | 6,229 |
| Total noninterest income | $52,000 | 7,818 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 6,320 |
| Total noninterest expense | $426,000 | 7,969 |
| Salaries and employee benefits | $266,000 | 7,818 |
| Premises and equipment expense | $79,000 | 7,202 |
| Additional noninterest expense | $81,000 | 8,367 |
| Pre-tax net operating income | $-25,000 | 8,240 |
| Securities gains (losses) | $5,000 | 842 |
| Applicable income taxes | $-6,000 | 8,470 |
| Income before extraordinary items | $-14,000 | 8,222 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-14,000 | 8,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-17,500 | 8,219 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $449,000 | 7,783 |
| Total interest expense | $270,000 | 6,637 |
| Net interest income | $179,000 | 8,347 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $30,000 | 7,673 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $30,000 | 6,069 |
| Total noninterest expense | $213,000 | 8,001 |
| Salaries and employee benefits | $134,000 | 7,822 |
| Premises and equipment expense | $40,000 | 7,201 |
| Additional noninterest expense | $39,000 | 8,408 |
| Pre-tax net operating income | $-5,000 | 8,237 |
| Securities gains (losses) | $3,000 | 752 |
| Applicable income taxes | $-4,000 | 8,482 |
| Income before extraordinary items | $2,000 | 8,178 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,000 | 8,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,443 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $80 | 8,187 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,594,000 | 7,803 |
| Total interest expense | $771,000 | 6,865 |
| Net interest income | $823,000 | 8,184 |
| Provision for loan and lease losses | $19,000 | 6,557 |
| Total noninterest income | $96,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,467 |
| Total noninterest expense | $816,000 | 8,046 |
| Salaries and employee benefits | $506,000 | 7,878 |
| Premises and equipment expense | $166,000 | 7,101 |
| Additional noninterest expense | $144,000 | 8,519 |
| Pre-tax net operating income | $84,000 | 8,034 |
| Securities gains (losses) | $16,000 | 1,323 |
| Applicable income taxes | $28,000 | 6,179 |
| Income before extraordinary items | $72,000 | 8,061 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $72,000 | 8,059 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,884 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $60,480 | 8,081 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 7,865 |
| Total interest expense | $533,000 | 6,952 |
| Net interest income | $631,000 | 8,208 |
| Provision for loan and lease losses | $10,000 | 6,490 |
| Total noninterest income | $70,000 | 8,049 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $70,000 | 6,519 |
| Total noninterest expense | $612,000 | 8,045 |
| Salaries and employee benefits | $381,000 | 7,854 |
| Premises and equipment expense | $124,000 | 7,105 |
| Additional noninterest expense | $107,000 | 8,534 |
| Pre-tax net operating income | $79,000 | 8,093 |
| Securities gains (losses) | $11,000 | 1,448 |
| Applicable income taxes | $24,000 | 6,205 |
| Income before extraordinary items | $66,000 | 8,126 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $66,000 | 8,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,785 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $57,970 | 8,131 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $752,000 | 7,912 |
| Total interest expense | $329,000 | 7,020 |
| Net interest income | $423,000 | 8,220 |
| Provision for loan and lease losses | $4,000 | 6,457 |
| Total noninterest income | $44,000 | 8,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $44,000 | 6,606 |
| Total noninterest expense | $408,000 | 8,051 |
| Salaries and employee benefits | $253,000 | 7,874 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $73,000 | 8,513 |
| Pre-tax net operating income | $55,000 | 8,106 |
| Securities gains (losses) | $4,000 | 1,659 |
| Applicable income taxes | $15,000 | 6,238 |
| Income before extraordinary items | $44,000 | 8,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $44,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,491 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $41,000 | 8,139 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $367,000 | 8,000 |
| Total interest expense | $156,000 | 7,088 |
| Net interest income | $211,000 | 8,294 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $24,000 | 8,024 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $209,000 | 8,097 |
| Salaries and employee benefits | $130,000 | 7,893 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $38,000 | 8,536 |
| Pre-tax net operating income | $25,000 | 8,202 |
| Securities gains (losses) | $4,000 | 1,261 |
| Applicable income taxes | $9,000 | 6,134 |
| Income before extraordinary items | $20,000 | 8,241 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $20,000 | 8,241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $17,240 | 8,242 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 8,041 |
| Total interest expense | $542,000 | 7,152 |
| Net interest income | $825,000 | 8,273 |
| Provision for loan and lease losses | $7,000 | 7,125 |
| Total noninterest income | $91,000 | 8,183 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $91,000 | 6,570 |
| Total noninterest expense | $767,000 | 8,215 |
| Salaries and employee benefits | $472,000 | 8,072 |
| Premises and equipment expense | $157,000 | 7,238 |
| Additional noninterest expense | $138,000 | 8,650 |
| Pre-tax net operating income | $142,000 | 7,976 |
| Securities gains (losses) | $13,000 | 2,682 |
| Applicable income taxes | $46,000 | 6,089 |
| Income before extraordinary items | $109,000 | 8,047 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $109,000 | 8,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,277 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $99,900 | 8,058 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 8,102 |
| Total interest expense | $393,000 | 7,239 |
| Net interest income | $608,000 | 8,330 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $70,000 | 8,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $70,000 | 6,544 |
| Total noninterest expense | $571,000 | 8,225 |
| Salaries and employee benefits | $353,000 | 8,054 |
| Premises and equipment expense | $116,000 | 7,243 |
| Additional noninterest expense | $102,000 | 8,678 |
| Pre-tax net operating income | $103,000 | 8,110 |
| Securities gains (losses) | $12,000 | 2,612 |
| Applicable income taxes | $32,000 | 6,249 |
| Income before extraordinary items | $83,000 | 8,170 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $83,000 | 8,172 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,696 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $74,360 | 8,162 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $657,000 | 8,182 |
| Total interest expense | $262,000 | 7,288 |
| Net interest income | $395,000 | 8,403 |
| Provision for loan and lease losses | $-5,000 | 8,851 |
| Total noninterest income | $47,000 | 8,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 6,544 |
| Total noninterest expense | $387,000 | 8,253 |
| Salaries and employee benefits | $238,000 | 8,087 |
| Premises and equipment expense | $77,000 | 7,299 |
| Additional noninterest expense | $72,000 | 8,688 |
| Pre-tax net operating income | $60,000 | 8,191 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $52,000 | 8,218 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $52,000 | 8,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,291 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $45,250 | 8,205 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $325,000 | 8,243 |
| Total interest expense | $135,000 | 7,269 |
| Net interest income | $190,000 | 8,491 |
| Provision for loan and lease losses | $-6,000 | 8,907 |
| Total noninterest income | $21,000 | 8,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $193,000 | 8,293 |
| Salaries and employee benefits | $119,000 | 8,132 |
| Premises and equipment expense | $39,000 | 7,313 |
| Additional noninterest expense | $35,000 | 8,744 |
| Pre-tax net operating income | $24,000 | 8,267 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $22,000 | 8,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $22,000 | 8,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $22,000 | 8,231 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 8,148 |
| Total interest expense | $708,000 | 7,013 |
| Net interest income | $717,000 | 8,535 |
| Provision for loan and lease losses | $13,000 | 7,258 |
| Total noninterest income | $150,000 | 7,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $150,000 | 5,822 |
| Total noninterest expense | $739,000 | 8,379 |
| Salaries and employee benefits | $454,000 | 8,234 |
| Premises and equipment expense | $159,000 | 7,278 |
| Additional noninterest expense | $126,000 | 8,888 |
| Pre-tax net operating income | $115,000 | 8,142 |
| Securities gains (losses) | $45,000 | 2,612 |
| Applicable income taxes | $46,000 | 6,343 |
| Income before extraordinary items | $114,000 | 8,159 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $114,000 | 8,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,174 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $82,050 | 8,203 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,090,000 | 8,208 |
| Total interest expense | $557,000 | 7,045 |
| Net interest income | $533,000 | 8,617 |
| Provision for loan and lease losses | $11,000 | 7,078 |
| Total noninterest income | $132,000 | 7,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 5,579 |
| Total noninterest expense | $557,000 | 8,382 |
| Salaries and employee benefits | $342,000 | 8,235 |
| Premises and equipment expense | $120,000 | 7,273 |
| Additional noninterest expense | $95,000 | 8,926 |
| Pre-tax net operating income | $97,000 | 8,246 |
| Securities gains (losses) | $45,000 | 2,401 |
| Applicable income taxes | $44,000 | 6,324 |
| Income before extraordinary items | $98,000 | 8,231 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $98,000 | 8,233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,484 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $66,950 | 8,319 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 8,225 |
| Total interest expense | $384,000 | 7,079 |
| Net interest income | $365,000 | 8,619 |
| Provision for loan and lease losses | $9,000 | 6,877 |
| Total noninterest income | $109,000 | 7,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $109,000 | 5,171 |
| Total noninterest expense | $369,000 | 8,409 |
| Salaries and employee benefits | $226,000 | 8,289 |
| Premises and equipment expense | $79,000 | 7,317 |
| Additional noninterest expense | $64,000 | 8,923 |
| Pre-tax net operating income | $96,000 | 8,043 |
| Securities gains (losses) | $41,000 | 2,157 |
| Applicable income taxes | $43,000 | 6,041 |
| Income before extraordinary items | $94,000 | 8,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $94,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,638 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $65,710 | 8,144 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $381,000 | 8,253 |
| Total interest expense | $198,000 | 7,097 |
| Net interest income | $183,000 | 8,678 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $80,000 | 6,439 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $80,000 | 4,337 |
| Total noninterest expense | $182,000 | 8,476 |
| Salaries and employee benefits | $111,000 | 8,345 |
| Premises and equipment expense | $41,000 | 7,269 |
| Additional noninterest expense | $30,000 | 9,016 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $14,000 | 2,056 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $60,000 | 7,685 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $60,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $50,900 | 7,739 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 8,162 |
| Total interest expense | $910,000 | 7,178 |
| Net interest income | $800,000 | 8,587 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $87,000 | 8,555 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $87,000 | 6,718 |
| Total noninterest expense | $683,000 | 8,581 |
| Salaries and employee benefits | $426,000 | 8,412 |
| Premises and equipment expense | $139,000 | 7,603 |
| Additional noninterest expense | $118,000 | 9,091 |
| Pre-tax net operating income | $200,000 | 7,921 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $81,000 | 6,156 |
| Income before extraordinary items | $163,000 | 8,024 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $163,000 | 8,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,528 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $133,520 | 8,073 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,981,000 | 8,232 |
| Total interest expense | $1,287,000 | 7,433 |
| Net interest income | $694,000 | 8,863 |
| Provision for loan and lease losses | $7,000 | 8,027 |
| Total noninterest income | $73,000 | 8,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $73,000 | 7,044 |
| Total noninterest expense | $565,000 | 9,026 |
| Salaries and employee benefits | $389,000 | 8,673 |
| Premises and equipment expense | $88,000 | 8,488 |
| Additional noninterest expense | $88,000 | 9,440 |
| Pre-tax net operating income | $195,000 | 7,911 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $62,000 | 6,510 |
| Income before extraordinary items | $133,000 | 8,138 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $133,000 | 8,138 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $133,000 | 8,027 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 8,528 |
| Total interest expense | $1,217,000 | 7,766 |
| Net interest income | $664,000 | 9,190 |
| Provision for loan and lease losses | $9,000 | 8,034 |
| Total noninterest income | $49,000 | 9,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $49,000 | 7,858 |
| Total noninterest expense | $518,000 | 9,348 |
| Salaries and employee benefits | $364,000 | 8,932 |
| Premises and equipment expense | $63,000 | 9,117 |
| Additional noninterest expense | $91,000 | 9,691 |
| Pre-tax net operating income | $186,000 | 8,418 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $55,000 | 7,164 |
| Income before extraordinary items | $131,000 | 8,521 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $131,000 | 8,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,122 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $131,000 | 8,514 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 8,812 |
| Total interest expense | $1,064,000 | 8,004 |
| Net interest income | $650,000 | 9,394 |
| Provision for loan and lease losses | $3,000 | 8,407 |
| Total noninterest income | $46,000 | 9,643 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $525,000 | 9,557 |
| Salaries and employee benefits | $358,000 | 9,137 |
| Premises and equipment expense | $66,000 | 9,315 |
| Additional noninterest expense | $101,000 | 9,915 |
| Pre-tax net operating income | $168,000 | 8,727 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $40,000 | 7,812 |
| Income before extraordinary items | $128,000 | 8,794 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $128,000 | 8,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $128,000 | 8,757 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,716,000 | 9,038 |
| Total interest expense | $1,108,000 | 8,136 |
| Net interest income | $608,000 | 9,723 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $44,000 | 9,925 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $44,000 | 8,384 |
| Total noninterest expense | $489,000 | 9,820 |
| Salaries and employee benefits | $338,000 | 9,374 |
| Premises and equipment expense | $57,000 | 9,657 |
| Additional noninterest expense | $94,000 | 10,171 |
| Pre-tax net operating income | $163,000 | 9,111 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $57,000 | 8,208 |
| Income before extraordinary items | $106,000 | 9,300 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $106,000 | 9,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 9,466 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $106,000 | 9,226 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,721,000 | 9,396 |
| Total interest expense | $1,085,000 | 8,444 |
| Net interest income | $636,000 | 10,104 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $52,000 | 10,248 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $474,000 | 10,220 |
| Salaries and employee benefits | $328,000 | 9,750 |
| Premises and equipment expense | $57,000 | 10,024 |
| Additional noninterest expense | $89,000 | 10,625 |
| Pre-tax net operating income | $202,000 | 9,568 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $65,000 | 8,998 |
| Income before extraordinary items | $137,000 | 9,706 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $137,000 | 9,707 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $137,000 | 9,659 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 9,884 |
| Total interest expense | $1,052,000 | 8,846 |
| Net interest income | $602,000 | 10,653 |
| Provision for loan and lease losses | $7,000 | 8,718 |
| Total noninterest income | $58,000 | 10,719 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $58,000 | 8,550 |
| Total noninterest expense | $646,000 | 10,007 |
| Salaries and employee benefits | $329,000 | 10,115 |
| Premises and equipment expense | $60,000 | 10,351 |
| Additional noninterest expense | $257,000 | 9,318 |
| Pre-tax net operating income | $7,000 | 10,749 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $3,000 | 10,490 |
| Income before extraordinary items | $4,000 | 10,799 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $4,000 | 10,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,000 | 10,754 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 10,378 |
| Total interest expense | $989,000 | 9,295 |
| Net interest income | $594,000 | 11,143 |
| Provision for loan and lease losses | $2,000 | 8,854 |
| Total noninterest income | $55,000 | 11,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $55,000 | 8,981 |
| Total noninterest expense | $502,000 | 11,012 |
| Salaries and employee benefits | $318,000 | 10,606 |
| Premises and equipment expense | $55,000 | 10,933 |
| Additional noninterest expense | $129,000 | 11,320 |
| Pre-tax net operating income | $145,000 | 10,805 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $42,000 | 10,333 |
| Income before extraordinary items | $103,000 | 10,907 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $103,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $103,000 | 10,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 10,703 |
| Total interest expense | $813,000 | 9,538 |
| Net interest income | $708,000 | 11,352 |
| Provision for loan and lease losses | $5,000 | 8,812 |
| Total noninterest income | $56,000 | 11,803 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $493,000 | 11,645 |
| Salaries and employee benefits | $307,000 | 11,141 |
| Premises and equipment expense | $60,000 | 11,299 |
| Additional noninterest expense | $126,000 | 12,072 |
| Pre-tax net operating income | $266,000 | 10,366 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $85,000 | 9,683 |
| Income before extraordinary items | $181,000 | 10,486 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $181,000 | 10,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $181,000 | 10,528 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,673,000 | 10,860 |
| Total interest expense | $926,000 | 9,443 |
| Net interest income | $747,000 | 11,700 |
| Provision for loan and lease losses | $5,000 | 10,098 |
| Total noninterest income | $46,000 | 12,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $46,000 | 10,323 |
| Total noninterest expense | $523,000 | 12,040 |
| Salaries and employee benefits | $351,000 | 11,140 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $109,000 | 12,860 |
| Pre-tax net operating income | $265,000 | 10,505 |
| Securities gains (losses) | $1,000 | 7,052 |
| Applicable income taxes | $86,000 | 10,077 |
| Income before extraordinary items | $180,000 | 10,869 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $180,000 | 10,970 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $179,320 | 10,663 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,009,000 | 10,879 |
| Total interest expense | $1,258,000 | 9,396 |
| Net interest income | $751,000 | 12,113 |
| Provision for loan and lease losses | $2,000 | 11,664 |
| Total noninterest income | $43,000 | 13,263 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $520,000 | 12,524 |
| Salaries and employee benefits | $328,000 | 11,694 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $131,000 | 13,194 |
| Pre-tax net operating income | $272,000 | 10,405 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $70,000 | 10,722 |
| Income before extraordinary items | $202,000 | 10,570 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $202,000 | 10,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $202,000 | 10,232 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.