Home > Home National Bank > Income and Expense
Home National Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $13,357,000 | 1,196 |
| Total interest expense | $4,557,000 | 981 |
| Net interest income | $8,800,000 | 1,297 |
| Provision for loan and lease losses | $5,956,000 | 552 |
| Total noninterest income | $3,065,000 | 879 |
| Gross Fiduciary activities income | $798,000 | 302 |
| Service charges on deposit accounts | $1,006,000 | 764 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,261,000 | 1,107 |
| Total noninterest expense | $15,256,000 | 652 |
| Salaries and employee benefits | $5,474,000 | 892 |
| Premises and equipment expense | $2,558,000 | 506 |
| Additional noninterest expense | $7,224,000 | 510 |
| Pre-tax net operating income | $-9,347,000 | 7,676 |
| Securities gains (losses) | $3,160,000 | 79 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-6,187,000 | 7,626 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,187,000 | 7,626 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-6,187,000 | 7,626 |
| Net charge-offs | $12,222,000 | 277 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-9,347,000 | 7,687 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 1,148 |
| Total interest expense | $2,415,000 | 972 |
| Net interest income | $4,611,000 | 1,246 |
| Provision for loan and lease losses | $19,000 | 5,784 |
| Total noninterest income | $1,578,000 | 848 |
| Gross Fiduciary activities income | $416,000 | 293 |
| Service charges on deposit accounts | $501,000 | 771 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $661,000 | 1,054 |
| Total noninterest expense | $6,948,000 | 719 |
| Salaries and employee benefits | $2,888,000 | 851 |
| Premises and equipment expense | $1,268,000 | 523 |
| Additional noninterest expense | $2,792,000 | 656 |
| Pre-tax net operating income | $-778,000 | 7,334 |
| Securities gains (losses) | $1,686,000 | 94 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $908,000 | 1,202 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $908,000 | 1,205 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $908,000 | 1,204 |
| Net charge-offs | $1,668,000 | 738 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-778,000 | 7,387 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,212,000 | 990 |
| Total interest expense | $12,456,000 | 949 |
| Net interest income | $21,756,000 | 999 |
| Provision for loan and lease losses | $54,210,000 | 220 |
| Total noninterest income | $8,078,000 | 764 |
| Gross Fiduciary activities income | $1,583,000 | 291 |
| Service charges on deposit accounts | $2,166,000 | 789 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $4,329,000 | 800 |
| Total noninterest expense | $37,503,000 | 568 |
| Salaries and employee benefits | $12,419,000 | 790 |
| Premises and equipment expense | $5,652,000 | 470 |
| Additional noninterest expense | $19,432,000 | 445 |
| Pre-tax net operating income | $-61,879,000 | 7,884 |
| Securities gains (losses) | $738,000 | 653 |
| Applicable income taxes | $-313,000 | 6,879 |
| Income before extraordinary items | $-60,828,000 | 7,895 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-60,828,000 | 7,894 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-60,828,000 | 7,894 |
| Net charge-offs | $47,642,000 | 209 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-61,558,620 | 7,896 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $26,934,000 | 955 |
| Total interest expense | $9,717,000 | 961 |
| Net interest income | $17,217,000 | 942 |
| Provision for loan and lease losses | $9,276,000 | 657 |
| Total noninterest income | $6,142,000 | 744 |
| Gross Fiduciary activities income | $1,189,000 | 287 |
| Service charges on deposit accounts | $1,629,000 | 784 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,324,000 | 801 |
| Total noninterest expense | $20,446,000 | 766 |
| Salaries and employee benefits | $10,843,000 | 675 |
| Premises and equipment expense | $4,293,000 | 477 |
| Additional noninterest expense | $5,310,000 | 1,063 |
| Pre-tax net operating income | $-6,363,000 | 7,586 |
| Securities gains (losses) | $325,000 | 945 |
| Applicable income taxes | $-192,000 | 7,086 |
| Income before extraordinary items | $-5,846,000 | 7,639 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-5,846,000 | 7,639 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-5,846,000 | 7,639 |
| Net charge-offs | $11,470,000 | 459 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,161,250 | 7,668 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $18,160,000 | 965 |
| Total interest expense | $6,726,000 | 982 |
| Net interest income | $11,434,000 | 944 |
| Provision for loan and lease losses | $5,977,000 | 658 |
| Total noninterest income | $4,448,000 | 716 |
| Gross Fiduciary activities income | $767,000 | 296 |
| Service charges on deposit accounts | $1,051,000 | 799 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,630,000 | 704 |
| Total noninterest expense | $13,544,000 | 781 |
| Salaries and employee benefits | $7,152,000 | 696 |
| Premises and equipment expense | $2,823,000 | 491 |
| Additional noninterest expense | $3,569,000 | 1,076 |
| Pre-tax net operating income | $-3,639,000 | 7,631 |
| Securities gains (losses) | $323,000 | 716 |
| Applicable income taxes | $-212,000 | 7,317 |
| Income before extraordinary items | $-3,104,000 | 7,642 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,104,000 | 7,641 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,104,000 | 7,641 |
| Net charge-offs | $10,903,000 | 351 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-3,407,620 | 7,677 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $9,192,000 | 969 |
| Total interest expense | $3,511,000 | 977 |
| Net interest income | $5,681,000 | 943 |
| Provision for loan and lease losses | $150,000 | 3,210 |
| Total noninterest income | $2,814,000 | 575 |
| Gross Fiduciary activities income | $410,000 | 280 |
| Service charges on deposit accounts | $502,000 | 808 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,902,000 | 527 |
| Total noninterest expense | $6,294,000 | 806 |
| Salaries and employee benefits | $3,398,000 | 743 |
| Premises and equipment expense | $1,400,000 | 498 |
| Additional noninterest expense | $1,496,000 | 1,122 |
| Pre-tax net operating income | $2,051,000 | 593 |
| Securities gains (losses) | $323,000 | 476 |
| Applicable income taxes | $48,000 | 2,920 |
| Income before extraordinary items | $2,326,000 | 419 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,326,000 | 420 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $2,326,000 | 421 |
| Net charge-offs | $5,847,000 | 287 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $2,009,460 | 457 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $45,575,000 | 823 |
| Total interest expense | $19,083,000 | 834 |
| Net interest income | $26,492,000 | 812 |
| Provision for loan and lease losses | $13,220,000 | 489 |
| Total noninterest income | $7,353,000 | 766 |
| Gross Fiduciary activities income | $1,810,000 | 283 |
| Service charges on deposit accounts | $2,561,000 | 677 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,982,000 | 972 |
| Total noninterest expense | $34,125,000 | 581 |
| Salaries and employee benefits | $17,098,000 | 566 |
| Premises and equipment expense | $5,913,000 | 463 |
| Additional noninterest expense | $11,114,000 | 622 |
| Pre-tax net operating income | $-13,500,000 | 8,041 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-114,000 | 7,106 |
| Income before extraordinary items | $-13,386,000 | 8,043 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-13,386,000 | 8,043 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,528,000 | 631 |
| Cash dividends | $15,075,000 | 204 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-13,386,000 | 8,071 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $35,331,000 | 808 |
| Total interest expense | $14,623,000 | 852 |
| Net interest income | $20,708,000 | 797 |
| Provision for loan and lease losses | $1,016,000 | 1,805 |
| Total noninterest income | $5,625,000 | 788 |
| Gross Fiduciary activities income | $1,410,000 | 282 |
| Service charges on deposit accounts | $1,942,000 | 679 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,273,000 | 1,007 |
| Total noninterest expense | $21,468,000 | 691 |
| Salaries and employee benefits | $12,204,000 | 610 |
| Premises and equipment expense | $4,389,000 | 476 |
| Additional noninterest expense | $4,875,000 | 938 |
| Pre-tax net operating income | $3,849,000 | 1,289 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $128,000 | 3,373 |
| Income before extraordinary items | $3,721,000 | 986 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,721,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,146,000 | 625 |
| Cash dividends | $13,575,000 | 185 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,721,000 | 1,050 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $23,977,000 | 809 |
| Total interest expense | $9,888,000 | 870 |
| Net interest income | $14,089,000 | 777 |
| Provision for loan and lease losses | $205,000 | 3,111 |
| Total noninterest income | $3,781,000 | 791 |
| Gross Fiduciary activities income | $918,000 | 295 |
| Service charges on deposit accounts | $1,286,000 | 672 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,577,000 | 1,010 |
| Total noninterest expense | $14,131,000 | 686 |
| Salaries and employee benefits | $8,270,000 | 601 |
| Premises and equipment expense | $2,822,000 | 494 |
| Additional noninterest expense | $3,039,000 | 977 |
| Pre-tax net operating income | $3,534,000 | 1,013 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $81,000 | 3,656 |
| Income before extraordinary items | $3,453,000 | 796 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,453,000 | 795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,740,000 | 611 |
| Cash dividends | $12,775,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,453,000 | 782 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $12,071,000 | 835 |
| Total interest expense | $5,195,000 | 884 |
| Net interest income | $6,876,000 | 797 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $1,873,000 | 793 |
| Gross Fiduciary activities income | $480,000 | 283 |
| Service charges on deposit accounts | $616,000 | 696 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $777,000 | 1,019 |
| Total noninterest expense | $7,076,000 | 677 |
| Salaries and employee benefits | $4,207,000 | 597 |
| Premises and equipment expense | $1,407,000 | 494 |
| Additional noninterest expense | $1,462,000 | 990 |
| Pre-tax net operating income | $1,668,000 | 1,138 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $33,000 | 3,966 |
| Income before extraordinary items | $1,635,000 | 924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,635,000 | 926 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 870 |
| Cash dividends | $11,000,000 | 101 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,635,000 | 881 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $60,785,000 | 684 |
| Total interest expense | $25,520,000 | 766 |
| Net interest income | $35,265,000 | 627 |
| Provision for loan and lease losses | $4,658,000 | 430 |
| Total noninterest income | $8,133,000 | 729 |
| Gross Fiduciary activities income | $1,869,000 | 290 |
| Service charges on deposit accounts | $2,818,000 | 620 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $3,446,000 | 915 |
| Total noninterest expense | $29,122,000 | 641 |
| Salaries and employee benefits | $17,537,000 | 552 |
| Premises and equipment expense | $5,636,000 | 476 |
| Additional noninterest expense | $5,949,000 | 949 |
| Pre-tax net operating income | $9,618,000 | 884 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,316,000 | 1,547 |
| Income before extraordinary items | $8,302,000 | 783 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,302,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $863,000 | 1,145 |
| Cash dividends | $12,750,000 | 344 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,302,000 | 774 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $46,450,000 | 672 |
| Total interest expense | $19,390,000 | 754 |
| Net interest income | $27,060,000 | 613 |
| Provision for loan and lease losses | $500,000 | 1,569 |
| Total noninterest income | $6,266,000 | 714 |
| Gross Fiduciary activities income | $1,377,000 | 290 |
| Service charges on deposit accounts | $2,120,000 | 605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $2,769,000 | 879 |
| Total noninterest expense | $21,857,000 | 631 |
| Salaries and employee benefits | $13,311,000 | 550 |
| Premises and equipment expense | $4,112,000 | 484 |
| Additional noninterest expense | $4,434,000 | 921 |
| Pre-tax net operating income | $10,969,000 | 653 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,271,000 | 1,385 |
| Income before extraordinary items | $9,698,000 | 547 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,698,000 | 545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $377,000 | 1,312 |
| Cash dividends | $9,350,000 | 341 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $9,698,000 | 542 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $31,405,000 | 676 |
| Total interest expense | $13,020,000 | 756 |
| Net interest income | $18,385,000 | 625 |
| Provision for loan and lease losses | $350,000 | 1,363 |
| Total noninterest income | $4,268,000 | 722 |
| Gross Fiduciary activities income | $918,000 | 297 |
| Service charges on deposit accounts | $1,397,000 | 619 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $1,953,000 | 879 |
| Total noninterest expense | $14,373,000 | 650 |
| Salaries and employee benefits | $8,707,000 | 577 |
| Premises and equipment expense | $2,746,000 | 497 |
| Additional noninterest expense | $2,920,000 | 940 |
| Pre-tax net operating income | $7,930,000 | 630 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,236,000 | 1,079 |
| Income before extraordinary items | $6,694,000 | 567 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,694,000 | 566 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,063 |
| Cash dividends | $5,400,000 | 396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $6,694,000 | 557 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $15,545,000 | 677 |
| Total interest expense | $6,485,000 | 752 |
| Net interest income | $9,060,000 | 625 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $1,965,000 | 763 |
| Gross Fiduciary activities income | $468,000 | 288 |
| Service charges on deposit accounts | $629,000 | 672 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $868,000 | 942 |
| Total noninterest expense | $6,952,000 | 677 |
| Salaries and employee benefits | $4,234,000 | 593 |
| Premises and equipment expense | $1,374,000 | 494 |
| Additional noninterest expense | $1,344,000 | 1,021 |
| Pre-tax net operating income | $3,923,000 | 626 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,228,000 | 620 |
| Income before extraordinary items | $2,695,000 | 672 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,695,000 | 671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 756 |
| Cash dividends | $1,400,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,695,000 | 662 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $59,190,000 | 653 |
| Total interest expense | $24,279,000 | 699 |
| Net interest income | $34,911,000 | 644 |
| Provision for loan and lease losses | $962,000 | 1,072 |
| Total noninterest income | $8,864,000 | 671 |
| Gross Fiduciary activities income | $1,868,000 | 279 |
| Service charges on deposit accounts | $3,067,000 | 559 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,929,000 | 824 |
| Total noninterest expense | $28,327,000 | 627 |
| Salaries and employee benefits | $16,830,000 | 563 |
| Premises and equipment expense | $5,095,000 | 500 |
| Additional noninterest expense | $6,402,000 | 837 |
| Pre-tax net operating income | $14,486,000 | 707 |
| Securities gains (losses) | $378,000 | 282 |
| Applicable income taxes | $4,855,000 | 649 |
| Income before extraordinary items | $10,009,000 | 744 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,009,000 | 743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $969,000 | 709 |
| Cash dividends | $5,200,000 | 676 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,755,740 | 748 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $42,957,000 | 678 |
| Total interest expense | $17,418,000 | 714 |
| Net interest income | $25,539,000 | 670 |
| Provision for loan and lease losses | $700,000 | 1,050 |
| Total noninterest income | $6,924,000 | 671 |
| Gross Fiduciary activities income | $1,429,000 | 278 |
| Service charges on deposit accounts | $2,379,000 | 545 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,116,000 | 791 |
| Total noninterest expense | $20,702,000 | 655 |
| Salaries and employee benefits | $12,626,000 | 577 |
| Premises and equipment expense | $3,609,000 | 537 |
| Additional noninterest expense | $4,467,000 | 895 |
| Pre-tax net operating income | $11,061,000 | 733 |
| Securities gains (losses) | $14,000 | 824 |
| Applicable income taxes | $3,596,000 | 687 |
| Income before extraordinary items | $7,479,000 | 787 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,479,000 | 786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $778,000 | 565 |
| Cash dividends | $3,950,000 | 660 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,469,480 | 777 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $27,496,000 | 694 |
| Total interest expense | $10,748,000 | 736 |
| Net interest income | $16,748,000 | 686 |
| Provision for loan and lease losses | $350,000 | 1,308 |
| Total noninterest income | $4,598,000 | 667 |
| Gross Fiduciary activities income | $993,000 | 279 |
| Service charges on deposit accounts | $1,596,000 | 535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,009,000 | 813 |
| Total noninterest expense | $13,625,000 | 669 |
| Salaries and employee benefits | $8,192,000 | 596 |
| Premises and equipment expense | $2,448,000 | 527 |
| Additional noninterest expense | $2,985,000 | 891 |
| Pre-tax net operating income | $7,371,000 | 730 |
| Securities gains (losses) | $14,000 | 672 |
| Applicable income taxes | $2,386,000 | 693 |
| Income before extraordinary items | $4,999,000 | 780 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,999,000 | 780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 1,150 |
| Cash dividends | $3,300,000 | 530 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $4,989,480 | 770 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $13,438,000 | 686 |
| Total interest expense | $5,123,000 | 722 |
| Net interest income | $8,315,000 | 684 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $2,327,000 | 648 |
| Gross Fiduciary activities income | $517,000 | 275 |
| Service charges on deposit accounts | $772,000 | 530 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,038,000 | 784 |
| Total noninterest expense | $6,691,000 | 672 |
| Salaries and employee benefits | $4,066,000 | 602 |
| Premises and equipment expense | $1,150,000 | 556 |
| Additional noninterest expense | $1,475,000 | 901 |
| Pre-tax net operating income | $3,751,000 | 706 |
| Securities gains (losses) | $14,000 | 520 |
| Applicable income taxes | $1,217,000 | 683 |
| Income before extraordinary items | $2,548,000 | 750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,548,000 | 749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 1,053 |
| Cash dividends | $1,650,000 | 484 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,538,480 | 738 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $48,939,000 | 662 |
| Total interest expense | $16,497,000 | 696 |
| Net interest income | $32,442,000 | 649 |
| Provision for loan and lease losses | $795,000 | 1,274 |
| Total noninterest income | $12,294,000 | 542 |
| Gross Fiduciary activities income | $1,933,000 | 279 |
| Service charges on deposit accounts | $3,692,000 | 461 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $6,669,000 | 562 |
| Total noninterest expense | $26,325,000 | 656 |
| Salaries and employee benefits | $15,289,000 | 596 |
| Premises and equipment expense | $4,673,000 | 524 |
| Additional noninterest expense | $6,363,000 | 813 |
| Pre-tax net operating income | $17,616,000 | 590 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $5,834,000 | 577 |
| Income before extraordinary items | $11,782,000 | 632 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $11,782,000 | 633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $584,000 | 1,017 |
| Cash dividends | $3,930,000 | 829 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $11,782,000 | 618 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $35,739,000 | 658 |
| Total interest expense | $11,750,000 | 696 |
| Net interest income | $23,989,000 | 648 |
| Provision for loan and lease losses | $555,000 | 1,276 |
| Total noninterest income | $7,338,000 | 639 |
| Gross Fiduciary activities income | $1,475,000 | 268 |
| Service charges on deposit accounts | $2,772,000 | 461 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $3,091,000 | 789 |
| Total noninterest expense | $19,680,000 | 651 |
| Salaries and employee benefits | $11,759,000 | 581 |
| Premises and equipment expense | $3,304,000 | 553 |
| Additional noninterest expense | $4,617,000 | 837 |
| Pre-tax net operating income | $11,092,000 | 673 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,792,000 | 644 |
| Income before extraordinary items | $7,300,000 | 740 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,300,000 | 741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,209 |
| Cash dividends | $2,930,000 | 772 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,300,000 | 722 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $23,096,000 | 663 |
| Total interest expense | $7,375,000 | 690 |
| Net interest income | $15,721,000 | 651 |
| Provision for loan and lease losses | $405,000 | 1,175 |
| Total noninterest income | $4,420,000 | 674 |
| Gross Fiduciary activities income | $1,008,000 | 265 |
| Service charges on deposit accounts | $1,751,000 | 475 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,661,000 | 931 |
| Total noninterest expense | $12,699,000 | 667 |
| Salaries and employee benefits | $7,739,000 | 587 |
| Premises and equipment expense | $2,134,000 | 558 |
| Additional noninterest expense | $2,826,000 | 891 |
| Pre-tax net operating income | $7,037,000 | 694 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,393,000 | 659 |
| Income before extraordinary items | $4,644,000 | 761 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,644,000 | 762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,175 |
| Cash dividends | $2,280,000 | 636 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,644,000 | 746 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,195,000 | 671 |
| Total interest expense | $3,367,000 | 718 |
| Net interest income | $7,828,000 | 658 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $2,066,000 | 692 |
| Gross Fiduciary activities income | $563,000 | 247 |
| Service charges on deposit accounts | $823,000 | 493 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $680,000 | 1,066 |
| Total noninterest expense | $6,170,000 | 681 |
| Salaries and employee benefits | $3,820,000 | 587 |
| Premises and equipment expense | $1,047,000 | 562 |
| Additional noninterest expense | $1,303,000 | 962 |
| Pre-tax net operating income | $3,424,000 | 714 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,168,000 | 674 |
| Income before extraordinary items | $2,256,000 | 780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,256,000 | 781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,544 |
| Cash dividends | $1,630,000 | 441 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,256,000 | 760 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $43,551,000 | 648 |
| Total interest expense | $11,688,000 | 707 |
| Net interest income | $31,863,000 | 631 |
| Provision for loan and lease losses | $1,273,000 | 838 |
| Total noninterest income | $9,490,000 | 634 |
| Gross Fiduciary activities income | $2,159,000 | 247 |
| Service charges on deposit accounts | $4,536,000 | 375 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,795,000 | 1,037 |
| Total noninterest expense | $24,472,000 | 669 |
| Salaries and employee benefits | $13,947,000 | 606 |
| Premises and equipment expense | $3,970,000 | 569 |
| Additional noninterest expense | $6,555,000 | 776 |
| Pre-tax net operating income | $15,608,000 | 595 |
| Securities gains (losses) | $38,000 | 1,945 |
| Applicable income taxes | $5,631,000 | 555 |
| Income before extraordinary items | $10,015,000 | 663 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,015,000 | 664 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $522,000 | 1,290 |
| Cash dividends | $6,920,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,990,680 | 642 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $32,523,000 | 642 |
| Total interest expense | $8,708,000 | 697 |
| Net interest income | $23,815,000 | 621 |
| Provision for loan and lease losses | $973,000 | 802 |
| Total noninterest income | $7,112,000 | 642 |
| Gross Fiduciary activities income | $1,630,000 | 252 |
| Service charges on deposit accounts | $3,463,000 | 379 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,019,000 | 1,079 |
| Total noninterest expense | $18,239,000 | 670 |
| Salaries and employee benefits | $10,433,000 | 611 |
| Premises and equipment expense | $2,915,000 | 587 |
| Additional noninterest expense | $4,891,000 | 771 |
| Pre-tax net operating income | $11,715,000 | 599 |
| Securities gains (losses) | $38,000 | 1,863 |
| Applicable income taxes | $4,241,000 | 552 |
| Income before extraordinary items | $7,512,000 | 680 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,512,000 | 681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $183,000 | 2,013 |
| Cash dividends | $1,440,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,487,680 | 651 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $21,827,000 | 635 |
| Total interest expense | $5,877,000 | 668 |
| Net interest income | $15,950,000 | 611 |
| Provision for loan and lease losses | $673,000 | 762 |
| Total noninterest income | $4,664,000 | 650 |
| Gross Fiduciary activities income | $1,062,000 | 255 |
| Service charges on deposit accounts | $2,284,000 | 377 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,318,000 | 1,094 |
| Total noninterest expense | $12,303,000 | 665 |
| Salaries and employee benefits | $6,994,000 | 609 |
| Premises and equipment expense | $1,921,000 | 600 |
| Additional noninterest expense | $3,388,000 | 747 |
| Pre-tax net operating income | $7,638,000 | 599 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $2,762,000 | 560 |
| Income before extraordinary items | $4,876,000 | 686 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,876,000 | 686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,839 |
| Cash dividends | $960,000 | 1,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,876,000 | 656 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,867,000 | 646 |
| Total interest expense | $3,042,000 | 667 |
| Net interest income | $7,825,000 | 629 |
| Provision for loan and lease losses | $373,000 | 679 |
| Total noninterest income | $2,142,000 | 682 |
| Gross Fiduciary activities income | $522,000 | 260 |
| Service charges on deposit accounts | $1,036,000 | 413 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $584,000 | 1,170 |
| Total noninterest expense | $6,106,000 | 668 |
| Salaries and employee benefits | $3,487,000 | 620 |
| Premises and equipment expense | $1,016,000 | 574 |
| Additional noninterest expense | $1,603,000 | 773 |
| Pre-tax net operating income | $3,488,000 | 638 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $1,205,000 | 641 |
| Income before extraordinary items | $2,283,000 | 727 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,283,000 | 727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,400 |
| Cash dividends | $480,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $2,283,000 | 673 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $41,702,000 | 669 |
| Total interest expense | $12,418,000 | 707 |
| Net interest income | $29,284,000 | 647 |
| Provision for loan and lease losses | $2,235,000 | 596 |
| Total noninterest income | $7,505,000 | 816 |
| Gross Fiduciary activities income | $1,797,000 | 279 |
| Service charges on deposit accounts | $3,393,000 | 510 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,315,000 | 1,312 |
| Total noninterest expense | $22,684,000 | 720 |
| Salaries and employee benefits | $13,335,000 | 642 |
| Premises and equipment expense | $3,781,000 | 603 |
| Additional noninterest expense | $5,568,000 | 914 |
| Pre-tax net operating income | $11,870,000 | 739 |
| Securities gains (losses) | $610,000 | 663 |
| Applicable income taxes | $4,194,000 | 716 |
| Income before extraordinary items | $8,286,000 | 786 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,286,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,087,000 | 867 |
| Cash dividends | $2,420,000 | 1,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,883,400 | 774 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $31,152,000 | 690 |
| Total interest expense | $9,544,000 | 719 |
| Net interest income | $21,608,000 | 668 |
| Provision for loan and lease losses | $1,510,000 | 643 |
| Total noninterest income | $5,483,000 | 871 |
| Gross Fiduciary activities income | $1,348,000 | 292 |
| Service charges on deposit accounts | $2,375,000 | 555 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,760,000 | 1,361 |
| Total noninterest expense | $16,573,000 | 746 |
| Salaries and employee benefits | $10,014,000 | 658 |
| Premises and equipment expense | $2,825,000 | 616 |
| Additional noninterest expense | $3,734,000 | 1,029 |
| Pre-tax net operating income | $9,008,000 | 754 |
| Securities gains (losses) | $610,000 | 604 |
| Applicable income taxes | $3,280,000 | 712 |
| Income before extraordinary items | $6,338,000 | 802 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $6,338,000 | 803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $585,000 | 1,034 |
| Cash dividends | $1,940,000 | 1,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,935,400 | 790 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,814,000 | 697 |
| Total interest expense | $6,479,000 | 737 |
| Net interest income | $14,335,000 | 670 |
| Provision for loan and lease losses | $903,000 | 689 |
| Total noninterest income | $3,476,000 | 884 |
| Gross Fiduciary activities income | $909,000 | 294 |
| Service charges on deposit accounts | $1,461,000 | 585 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,106,000 | 1,407 |
| Total noninterest expense | $10,888,000 | 757 |
| Salaries and employee benefits | $6,551,000 | 667 |
| Premises and equipment expense | $1,828,000 | 636 |
| Additional noninterest expense | $2,509,000 | 1,012 |
| Pre-tax net operating income | $6,020,000 | 750 |
| Securities gains (losses) | $610,000 | 507 |
| Applicable income taxes | $2,275,000 | 699 |
| Income before extraordinary items | $4,355,000 | 781 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,355,000 | 782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,290 |
| Cash dividends | $1,460,000 | 962 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,952,400 | 783 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,259,000 | 712 |
| Total interest expense | $3,219,000 | 754 |
| Net interest income | $7,040,000 | 681 |
| Provision for loan and lease losses | $402,000 | 716 |
| Total noninterest income | $1,651,000 | 910 |
| Gross Fiduciary activities income | $480,000 | 287 |
| Service charges on deposit accounts | $659,000 | 627 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $512,000 | 1,461 |
| Total noninterest expense | $5,356,000 | 766 |
| Salaries and employee benefits | $3,257,000 | 672 |
| Premises and equipment expense | $884,000 | 658 |
| Additional noninterest expense | $1,215,000 | 1,012 |
| Pre-tax net operating income | $2,933,000 | 769 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $964,000 | 824 |
| Income before extraordinary items | $1,969,000 | 855 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,969,000 | 855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,385 |
| Cash dividends | $980,000 | 723 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,969,000 | 782 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $38,394,000 | 783 |
| Total interest expense | $14,231,000 | 787 |
| Net interest income | $24,163,000 | 788 |
| Provision for loan and lease losses | $1,607,000 | 890 |
| Total noninterest income | $6,240,000 | 871 |
| Gross Fiduciary activities income | $1,609,000 | 321 |
| Service charges on deposit accounts | $2,724,000 | 601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,907,000 | 1,364 |
| Total noninterest expense | $19,573,000 | 806 |
| Salaries and employee benefits | $11,185,000 | 723 |
| Premises and equipment expense | $3,544,000 | 630 |
| Additional noninterest expense | $4,844,000 | 1,017 |
| Pre-tax net operating income | $9,223,000 | 932 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $2,845,000 | 966 |
| Income before extraordinary items | $6,378,000 | 983 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $6,378,000 | 985 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $403,000 | 1,931 |
| Cash dividends | $1,920,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $6,378,000 | 936 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $33,364,000 | 1,023 |
| Total interest expense | $16,492,000 | 971 |
| Net interest income | $16,872,000 | 1,058 |
| Provision for loan and lease losses | $619,000 | 1,854 |
| Total noninterest income | $4,923,000 | 1,009 |
| Gross Fiduciary activities income | $1,477,000 | 341 |
| Service charges on deposit accounts | $2,324,000 | 637 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,122,000 | 1,884 |
| Total noninterest expense | $14,954,000 | 989 |
| Salaries and employee benefits | $8,101,000 | 928 |
| Premises and equipment expense | $2,629,000 | 803 |
| Additional noninterest expense | $4,224,000 | 1,134 |
| Pre-tax net operating income | $6,222,000 | 1,197 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,621,000 | 1,397 |
| Income before extraordinary items | $4,601,000 | 1,176 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $4,601,000 | 1,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $800,000 | 1,100 |
| Cash dividends | $4,170,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $4,601,000 | 1,135 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $34,731,000 | 1,024 |
| Total interest expense | $17,405,000 | 1,017 |
| Net interest income | $17,326,000 | 1,006 |
| Provision for loan and lease losses | $1,846,000 | 653 |
| Total noninterest income | $4,356,000 | 1,018 |
| Gross Fiduciary activities income | $1,378,000 | 361 |
| Service charges on deposit accounts | $2,186,000 | 609 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $792,000 | 2,166 |
| Total noninterest expense | $14,739,000 | 963 |
| Salaries and employee benefits | $8,110,000 | 858 |
| Premises and equipment expense | $2,311,000 | 858 |
| Additional noninterest expense | $4,318,000 | 1,085 |
| Pre-tax net operating income | $5,097,000 | 1,449 |
| Securities gains (losses) | $-87,000 | 9,382 |
| Applicable income taxes | $1,734,000 | 1,326 |
| Income before extraordinary items | $3,276,000 | 1,612 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,276,000 | 1,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $574,000 | 1,123 |
| Cash dividends | $1,905,000 | 1,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,332,550 | 1,574 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $31,711,000 | 1,038 |
| Total interest expense | $14,613,000 | 1,042 |
| Net interest income | $17,098,000 | 1,027 |
| Provision for loan and lease losses | $667,000 | 1,373 |
| Total noninterest income | $4,686,000 | 989 |
| Gross Fiduciary activities income | $993,000 | 468 |
| Service charges on deposit accounts | $1,843,000 | 723 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,850,000 | 1,221 |
| Total noninterest expense | $13,441,000 | 1,038 |
| Salaries and employee benefits | $7,112,000 | 966 |
| Premises and equipment expense | $2,095,000 | 961 |
| Additional noninterest expense | $4,234,000 | 1,108 |
| Pre-tax net operating income | $7,676,000 | 1,018 |
| Securities gains (losses) | $-358,000 | 10,088 |
| Applicable income taxes | $2,795,000 | 933 |
| Income before extraordinary items | $4,523,000 | 1,205 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,523,000 | 1,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,233,000 | 618 |
| Cash dividends | $2,492,000 | 1,149 |
| Sale, conversion, retirement of capital stock, net | $-625,000 | 10,161 |
| Net operating income | $4,752,120 | 1,139 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,313,000 | 1,870 |
| Total interest expense | $8,794,000 | 1,744 |
| Net interest income | $8,519,000 | 2,011 |
| Provision for loan and lease losses | $200,000 | 3,499 |
| Total noninterest income | $2,067,000 | 1,787 |
| Gross Fiduciary activities income | $539,000 | 616 |
| Service charges on deposit accounts | $410,000 | 3,067 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,118,000 | 1,712 |
| Total noninterest expense | $7,032,000 | 1,846 |
| Salaries and employee benefits | $3,194,000 | 2,120 |
| Premises and equipment expense | $817,000 | 2,403 |
| Additional noninterest expense | $3,021,000 | 1,442 |
| Pre-tax net operating income | $3,354,000 | 2,148 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $1,051,000 | 2,215 |
| Income before extraordinary items | $2,305,000 | 2,259 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,305,000 | 2,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,683 |
| Cash dividends | $983,000 | 2,282 |
| Sale, conversion, retirement of capital stock, net | $-935,000 | 10,422 |
| Net operating income | $2,303,620 | 2,187 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,789,000 | 2,062 |
| Total interest expense | $7,870,000 | 1,959 |
| Net interest income | $7,919,000 | 2,212 |
| Provision for loan and lease losses | $370,000 | 2,214 |
| Total noninterest income | $1,930,000 | 1,819 |
| Gross Fiduciary activities income | $503,000 | 655 |
| Service charges on deposit accounts | $436,000 | 2,987 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $991,000 | 1,747 |
| Total noninterest expense | $6,418,000 | 2,010 |
| Salaries and employee benefits | $2,826,000 | 2,350 |
| Premises and equipment expense | $881,000 | 2,231 |
| Additional noninterest expense | $2,711,000 | 1,584 |
| Pre-tax net operating income | $3,061,000 | 2,443 |
| Securities gains (losses) | $5,000 | 2,787 |
| Applicable income taxes | $752,000 | 3,069 |
| Income before extraordinary items | $2,314,000 | 2,273 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,314,000 | 2,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $269,000 | 2,111 |
| Cash dividends | $1,554,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $284,000 | 621 |
| Net operating income | $2,310,250 | 2,219 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,202,000 | 2,350 |
| Total interest expense | $7,009,000 | 2,215 |
| Net interest income | $7,193,000 | 2,488 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $2,020,000 | 1,819 |
| Gross Fiduciary activities income | $498,000 | 705 |
| Service charges on deposit accounts | $999,000 | 1,344 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $523,000 | 2,831 |
| Total noninterest expense | $6,116,000 | 2,244 |
| Salaries and employee benefits | $2,672,000 | 2,495 |
| Premises and equipment expense | $793,000 | 2,475 |
| Additional noninterest expense | $2,651,000 | 1,922 |
| Pre-tax net operating income | $3,097,000 | 2,305 |
| Securities gains (losses) | $-106,000 | 11,224 |
| Applicable income taxes | $699,000 | 3,178 |
| Income before extraordinary items | $2,292,000 | 2,161 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,292,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,390 |
| Cash dividends | $424,000 | 3,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,373,620 | 2,048 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,875,000 | 2,592 |
| Total interest expense | $6,691,000 | 2,324 |
| Net interest income | $6,184,000 | 2,877 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,327,000 | 1,624 |
| Gross Fiduciary activities income | $426,000 | 786 |
| Service charges on deposit accounts | $1,071,000 | 1,251 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $830,000 | 2,047 |
| Total noninterest expense | $5,624,000 | 2,415 |
| Salaries and employee benefits | $2,648,000 | 2,523 |
| Premises and equipment expense | $718,000 | 2,749 |
| Additional noninterest expense | $2,258,000 | 2,185 |
| Pre-tax net operating income | $2,887,000 | 2,505 |
| Securities gains (losses) | $-295,000 | 11,750 |
| Applicable income taxes | $634,000 | 3,533 |
| Income before extraordinary items | $1,958,000 | 2,559 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,958,000 | 2,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $155,000 | 2,958 |
| Cash dividends | $565,000 | 3,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,182,200 | 2,285 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $11,624,000 | 2,608 |
| Total interest expense | $5,526,000 | 2,251 |
| Net interest income | $6,098,000 | 2,957 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $1,725,000 | 2,065 |
| Gross Fiduciary activities income | $421,000 | 796 |
| Service charges on deposit accounts | $960,000 | 1,404 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $344,000 | 3,752 |
| Total noninterest expense | $5,547,000 | 2,514 |
| Salaries and employee benefits | $2,543,000 | 2,617 |
| Premises and equipment expense | $663,000 | 2,973 |
| Additional noninterest expense | $2,341,000 | 2,265 |
| Pre-tax net operating income | $2,276,000 | 3,079 |
| Securities gains (losses) | $-319,000 | 12,127 |
| Applicable income taxes | $407,000 | 4,702 |
| Income before extraordinary items | $1,550,000 | 3,087 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,550,000 | 3,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,267 |
| Cash dividends | $565,000 | 2,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,802,010 | 2,704 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,624,000 | 2,920 |
| Total interest expense | $4,627,000 | 2,788 |
| Net interest income | $5,997,000 | 3,028 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $1,702,000 | 2,211 |
| Gross Fiduciary activities income | $428,000 | 817 |
| Service charges on deposit accounts | $858,000 | 1,599 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $416,000 | 3,667 |
| Total noninterest expense | $5,193,000 | 2,749 |
| Salaries and employee benefits | $2,428,000 | 2,731 |
| Premises and equipment expense | $570,000 | 3,481 |
| Additional noninterest expense | $2,195,000 | 2,524 |
| Pre-tax net operating income | $2,506,000 | 2,705 |
| Securities gains (losses) | $-65,000 | 13,125 |
| Applicable income taxes | $589,000 | 3,666 |
| Income before extraordinary items | $1,852,000 | 2,701 |
| Extraordinary gains, net | $215,000 | 966 |
| Net income | $2,067,000 | 2,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 3,378 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,901,400 | 2,485 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,153,000 | 3,438 |
| Total interest expense | $4,857,000 | 3,399 |
| Net interest income | $5,296,000 | 3,441 |
| Provision for loan and lease losses | $17,000 | 10,772 |
| Total noninterest income | $1,465,000 | 2,432 |
| Gross Fiduciary activities income | $395,000 | 848 |
| Service charges on deposit accounts | $767,000 | 1,762 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $303,000 | 4,397 |
| Total noninterest expense | $4,493,000 | 3,163 |
| Salaries and employee benefits | $2,147,000 | 3,002 |
| Premises and equipment expense | $484,000 | 4,085 |
| Additional noninterest expense | $1,862,000 | 2,977 |
| Pre-tax net operating income | $2,251,000 | 2,775 |
| Securities gains (losses) | $-14,000 | 13,390 |
| Applicable income taxes | $499,000 | 4,008 |
| Income before extraordinary items | $1,738,000 | 2,646 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,738,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 3,257 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $3,382,000 | 231 |
| Net operating income | $1,748,920 | 2,435 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.