Home > Home National Bank > Net charge- offs to loans
Home National Bank, Net charge- offs to loans
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 6.1859% | 123 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.9776% | 83 |
| Percentage Net Loans Charged-off:Construction & development | 10.0250% | 487 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.7732% | 68 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4798% | 821 |
| Percentage Net Loans Charged-off: Home equity loans | 8.8657% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2716% | 2,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5837% | 624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1725% | 3,988 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1087% | 1,255 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6079% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7980% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 3.1145% | 1,018 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0657% | 1,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4974% | 1,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2195% | 850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5425% | 1,428 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3630% | 356 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0589% | 1,081 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 9.6611% | 43 |
| Percentage Net Loans Charged-off: Total real estate loans | 11.3807% | 30 |
| Percentage Net Loans Charged-off:Construction & development | 31.6033% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9717% | 1,166 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6460% | 1,784 |
| Percentage Net Loans Charged-off: Home equity loans | 3.7865% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1943% | 3,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6178% | 2,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5371% | 3,965 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8866% | 1,034 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0015% | 557 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5162% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 9.3065% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0985% | 2,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7841% | 1,313 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5837% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2495% | 2,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5135% | 3,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5187% | 3,660 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0979% | 1,584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.2390% | 320 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.9014% | 214 |
| Percentage Net Loans Charged-off:Construction & development | 13.2537% | 311 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1178% | 1,777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1202% | 2,887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1367% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0586% | 1,921 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2610% | 4,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0294% | 1,552 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.4299% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.0381% | 178 |
| Percentage Net Loans Charged-off:Construction & development | 13.5205% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0078% | 1,364 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0937% | 2,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1062% | 2,019 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7480% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7282% | 7,793 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1218% | 1,039 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9210% | 1,344 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8822% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 1.5798% | 1,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3338% | 1,112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2747% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4163% | 778 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2580% | 1,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1741% | 1,634 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0442% | 7,553 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9678% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6800% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4997% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.7395% | 1,256 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3132% | 763 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2738% | 1,413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5641% | 520 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2404% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4836% | 983 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 4,827 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0710% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5537% | 1,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2014% | 1,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0571% | 1,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4561% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0871% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8524% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2213% | 560 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1351% | 7,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9558% | 593 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2256% | 2,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1642% | 1,386 |
| Percentage Net Loans Charged-off:Construction & development | 0.1080% | 950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3125% | 384 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5661% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2562% | 7,525 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3033% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1290% | 3,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0351% | 3,155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0051% | 1,546 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1759% | 1,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4545% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 1,520 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4140% | 2,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8783% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 20.7101% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7308% | 728 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0745% | 3,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0236% | 2,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1532% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5892% | 203 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2240% | 2,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9757% | 1,415 |
| Percentage Net Loans Charged-off: Credit card loans | 24.5526% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1331% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 3,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0387% | 1,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2307% | 722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8441% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1497% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2354% | 1,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8966% | 1,459 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3023% | 84 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1138% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0612% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2270% | 583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2569% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3975% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6536% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | 17.0213% | 48 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 2,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 2,474 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 2,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2274% | 1,133 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4483% | 308 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0791% | 545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1614% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0652% | 1,411 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0922% | 620 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,933 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0309% | 1,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2067% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5857% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1775% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3779% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0593% | 3,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0382% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0645% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 1,740 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0198% | 1,601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1160% | 1,990 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4627% | 2,485 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7143% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0034% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 1,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0222% | 1,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2124% | 1,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7950% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2564% | 80 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0986% | 3,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0542% | 1,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0431% | 1,014 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 1,033 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1814% | 2,872 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8276% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3975% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0782% | 1,331 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0716% | 3,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0705% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0552% | 761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1987% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2177% | 686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0016% | 3,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7886% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2667% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0616% | 7,208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0273% | 4,527 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1820% | 2,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2725% | 3,803 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0820% | 7,225 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 4,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 1,806 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 1,499 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1710% | 1,476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1036% | 3,974 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1417% | 7,356 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0951% | 4,298 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0117% | 8,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0303% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0760% | 1,851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5859% | 1,954 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9173% | 2,238 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4382% | 1,155 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1013% | 7,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 4,853 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0418% | 8,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 8,132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0800% | 1,548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1038% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0786% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3957% | 1,998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8967% | 2,125 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9139% | 924 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1312% | 7,441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0286% | 8,001 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0724% | 8,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 8,222 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0801% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0844% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0714% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8755% | 2,133 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7778% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1855% | 7,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0656% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1647% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1732% | 696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 2,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9491% | 1,877 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8824% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0469% | 7,239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2062% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0555% | 2,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 7,927 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 2,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 2,691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7650% | 2,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6240% | 3,672 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4904% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1951% | 1,347 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 3,543 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 7,990 |
| Percentage Net Loans Charged-off:Construction & development | -0.0037% | 7,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 8,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 8,311 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8110% | 1,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2748% | 4,988 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0259% | 590 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0808% | 1,399 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0216% | 5,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,923 |
| Percentage Net Loans Charged-off:Construction & development | -0.0057% | 7,914 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0047% | 961 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 8,348 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0106% | 8,382 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0441% | 3,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 5,420 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0841% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0057% | 7,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0049% | 8,190 |
| Percentage Net Loans Charged-off:Construction & development | -0.0120% | 7,910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 8,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 8,455 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 2,176 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0423% | 7,765 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1306% | 7,607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0897% | 5,341 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 8,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0020% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0229% | 8,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0252% | 8,682 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 4,539 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2960% | 5,436 |
| Percentage Net Loans Charged-off: Credit card loans | -1.7167% | 2,941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5493% | 979 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2346% | 3,250 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0248% | 2,968 |
| Percentage Net Loans Charged-off:Construction & development | 0.0271% | 744 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0601% | 1,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0507% | 9,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0539% | 9,070 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5025% | 2,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9727% | 2,336 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8038% | 1,349 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2878% | 1,211 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 3,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0446% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 1,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0260% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8131% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4681% | 1,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0646% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2478% | 120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2602% | 115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2207% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9404% | 472 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2285% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2593% | 66 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 5,777 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2082% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 3,985 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1658% | 4,391 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 7,613 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2434% | 4,861 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5058% | 4,208 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |