Home > Home National Bank > Assets and Liabilities
Home National Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 165 | 921 |
| Assets and Liabilities | ||
| Total Assets: | $585,445,000 | 1,166 |
| Cash and due from depository institutions | $32,143,000 | 921 |
| Interest-bearing balances | $23,989,000 | 1,376 |
| Securities | $125,181,000 | 1,073 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,532 |
| Net loans & leases | $336,796,000 | 1,335 |
| Loan loss allowance | $18,787,000 | 471 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $23,072,000 | 473 |
| Other real estate owned | $31,464,000 | 921 |
| Goodwill and other intangibles | $177,000 | 2,467 |
| All other assets | $36,612,000 | 652 |
| Life insurance assets | $26,911,000 | 248 |
| Total liabilities and capital | $585,445,000 | 1,166 |
| Total liabilities | $575,075,000 | 1,063 |
| Total deposits | $514,038,000 | 1,064 |
| Interest-bearing deposits | $486,342,000 | 980 |
| Deposits held in domestic offices | $514,038,000 | 1,060 |
| % insured | 83.05% | 5,663 |
| Federal funds purchased & repurchase agreements | $21,100,000 | 635 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $36,669,000 | 1,027 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,268,000 | 1,464 |
| Total equity capital | $10,370,000 | 5,130 |
| Total bank equity capital | $10,370,000 | 5,129 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $5,458,000 | 891 |
| Surplus | $46,601,000 | 751 |
| Undivided profits | $-41,689,000 | 7,737 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $58,235,000 | 332 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $196,000 | 794 |
| Income earned, not collected on loans | $2,550,000 | 1,178 |
| Earning assets | $485,966,000 | 1,291 |
| Long-term assets (5+ years) | $122,562,000 | 1,127 |
| Average Assets, year-to-date | $622,684,000 | 1,082 |
| Average Assets, quarterly | $612,642,000 | 1,102 |
| Volatile liabilities | $151,952,000 | 934 |
| Insider loans | $0 | 7,068 |
| FHLB advances | $36,500,000 | 963 |
| Loans and leases held for sale | $412,000 | 1,394 |
| Unused loan commitments | $39,771,000 | 1,548 |
| Tier 1 (core) risk-based capital | $8,485,000 | 5,533 |
| Tier 2 risk-based capital | $5,720,000 | 1,028 |
| Total risk weighted assets | $444,350,000 | 1,070 |
| Total unused commitments | $39,771,000 | 1,550 |
| Derivatives | $51,000 | 1,155 |
| 2010-03-31 | Rank | |
| # of Employees: | 174 | 879 |
| Assets and Liabilities | ||
| Total Assets: | $639,839,000 | 1,084 |
| Cash and due from depository institutions | $31,753,000 | 879 |
| Interest-bearing balances | $24,372,000 | 1,380 |
| Securities | $141,022,000 | 943 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,804 |
| Net loans & leases | $378,836,000 | 1,222 |
| Loan loss allowance | $23,404,000 | 404 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $20,667,000 | 544 |
| Other real estate owned | $30,097,000 | 879 |
| Goodwill and other intangibles | $193,000 | 2,456 |
| All other assets | $37,271,000 | 658 |
| Life insurance assets | $26,689,000 | 246 |
| Total liabilities and capital | $639,839,000 | 1,084 |
| Total liabilities | $625,363,000 | 993 |
| Total deposits | $560,683,000 | 989 |
| Interest-bearing deposits | $535,049,000 | 905 |
| Deposits held in domestic offices | $560,683,000 | 987 |
| % insured | 82.13% | 5,884 |
| Federal funds purchased & repurchase agreements | $24,820,000 | 586 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $36,774,000 | 1,092 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $3,086,000 | 1,521 |
| Total equity capital | $14,476,000 | 4,135 |
| Total bank equity capital | $14,476,000 | 4,134 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $5,458,000 | 905 |
| Surplus | $43,721,000 | 807 |
| Undivided profits | $-34,703,000 | 7,811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $68,402,000 | 310 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $208,000 | 758 |
| Income earned, not collected on loans | $2,227,000 | 1,403 |
| Earning assets | $544,230,000 | 1,157 |
| Long-term assets (5+ years) | $154,058,000 | 901 |
| Average Assets, year-to-date | $641,303,500 | 1,082 |
| Average Assets, quarterly | $641,303,500 | 1,082 |
| Volatile liabilities | $158,363,000 | 932 |
| Insider loans | $814,000 | 4,558 |
| FHLB advances | $36,500,000 | 1,027 |
| Loans and leases held for sale | $35,000 | 1,804 |
| Unused loan commitments | $50,302,000 | 1,318 |
| Tier 1 (core) risk-based capital | $12,685,000 | 4,405 |
| Tier 2 risk-based capital | $6,326,000 | 950 |
| Total risk weighted assets | $488,979,000 | 989 |
| Total unused commitments | $50,302,000 | 1,321 |
| Derivatives | $110,000 | 1,128 |
| 2009-12-31 | Rank | |
| # of Employees: | 178 | 863 |
| Assets and Liabilities | ||
| Total Assets: | $642,768,000 | 1,086 |
| Cash and due from depository institutions | $39,066,000 | 863 |
| Interest-bearing balances | $32,137,000 | 907 |
| Securities | $116,044,000 | 1,115 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $402,589,000 | 1,170 |
| Loan loss allowance | $25,053,000 | 387 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $21,172,000 | 538 |
| Other real estate owned | $25,845,000 | 863 |
| Goodwill and other intangibles | $209,000 | 2,443 |
| All other assets | $37,843,000 | 656 |
| Life insurance assets | $27,877,000 | 236 |
| Total liabilities and capital | $642,768,000 | 1,086 |
| Total liabilities | $627,476,000 | 1,001 |
| Total deposits | $565,769,000 | 983 |
| Interest-bearing deposits | $542,448,000 | 884 |
| Deposits held in domestic offices | $565,769,000 | 980 |
| % insured | 79.86% | 6,346 |
| Federal funds purchased & repurchase agreements | $21,949,000 | 664 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $36,886,000 | 1,175 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,872,000 | 1,607 |
| Total equity capital | $15,292,000 | 3,965 |
| Total bank equity capital | $15,292,000 | 3,965 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $5,458,000 | 915 |
| Surplus | $43,721,000 | 797 |
| Undivided profits | $-33,887,000 | 7,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $72,612,000 | 290 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $103,000 | 911 |
| Income earned, not collected on loans | $2,317,000 | 1,413 |
| Earning assets | $550,770,000 | 1,147 |
| Long-term assets (5+ years) | $176,412,000 | 785 |
| Average Assets, year-to-date | $713,658,800 | 956 |
| Average Assets, quarterly | $677,595,000 | 1,027 |
| Volatile liabilities | $156,585,000 | 948 |
| Insider loans | $1,877,000 | 3,171 |
| FHLB advances | $36,500,000 | 1,107 |
| Loans and leases held for sale | $715,000 | 1,134 |
| Unused loan commitments | $52,673,000 | 1,283 |
| Tier 1 (core) risk-based capital | $11,761,000 | 4,634 |
| Tier 2 risk-based capital | $6,511,000 | 935 |
| Total risk weighted assets | $502,298,000 | 991 |
| Total unused commitments | $52,673,000 | 1,284 |
| Derivatives | $438,000 | 1,015 |
| 2009-09-30 | Rank | |
| # of Employees: | 184 | 847 |
| Assets and Liabilities | ||
| Total Assets: | $712,422,000 | 983 |
| Cash and due from depository institutions | $27,391,000 | 847 |
| Interest-bearing balances | $19,908,000 | 1,244 |
| Securities | $122,204,000 | 1,040 |
| Federal funds sold & reverse repurchase agreements | $325,000 | 4,350 |
| Net loans & leases | $478,494,000 | 1,015 |
| Loan loss allowance | $16,291,000 | 545 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $21,786,000 | 530 |
| Other real estate owned | $21,941,000 | 847 |
| Goodwill and other intangibles | $1,297,000 | 1,529 |
| All other assets | $38,984,000 | 583 |
| Life insurance assets | $27,577,000 | 243 |
| Total liabilities and capital | $712,422,000 | 983 |
| Total liabilities | $641,762,000 | 989 |
| Total deposits | $572,274,000 | 975 |
| Interest-bearing deposits | $550,446,000 | 879 |
| Deposits held in domestic offices | $572,274,000 | 973 |
| % insured | 79.04% | 6,601 |
| Federal funds purchased & repurchase agreements | $23,551,000 | 661 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $41,500,000 | 1,126 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,437,000 | 1,228 |
| Total equity capital | $70,660,000 | 956 |
| Total bank equity capital | $70,660,000 | 956 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $5,458,000 | 924 |
| Surplus | $43,076,000 | 796 |
| Undivided profits | $22,126,000 | 1,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $47,634,000 | 426 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $3,230,000 | 1,046 |
| Earning assets | $620,931,000 | 1,037 |
| Long-term assets (5+ years) | $205,147,000 | 650 |
| Average Assets, year-to-date | $731,381,500 | 942 |
| Average Assets, quarterly | $718,421,000 | 973 |
| Volatile liabilities | $160,556,000 | 951 |
| Insider loans | $1,892,000 | 3,171 |
| FHLB advances | $41,000,000 | 1,054 |
| Loans and leases held for sale | $569,000 | 1,177 |
| Unused loan commitments | $68,331,000 | 1,109 |
| Tier 1 (core) risk-based capital | $65,010,000 | 954 |
| Tier 2 risk-based capital | $7,369,000 | 842 |
| Total risk weighted assets | $580,566,000 | 874 |
| Total unused commitments | $68,331,000 | 1,112 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 184 | 864 |
| Assets and Liabilities | ||
| Total Assets: | $724,420,000 | 984 |
| Cash and due from depository institutions | $32,020,000 | 864 |
| Interest-bearing balances | $23,979,000 | 905 |
| Securities | $121,616,000 | 1,046 |
| Federal funds sold & reverse repurchase agreements | $11,365,000 | 895 |
| Net loans & leases | $473,750,000 | 1,041 |
| Loan loss allowance | $13,559,000 | 610 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $22,422,000 | 521 |
| Other real estate owned | $23,257,000 | 864 |
| Goodwill and other intangibles | $1,313,000 | 1,534 |
| All other assets | $38,677,000 | 603 |
| Life insurance assets | $27,260,000 | 249 |
| Total liabilities and capital | $724,420,000 | 984 |
| Total liabilities | $652,677,000 | 978 |
| Total deposits | $573,004,000 | 970 |
| Interest-bearing deposits | $551,331,000 | 880 |
| Deposits held in domestic offices | $573,004,000 | 969 |
| % insured | 69.00% | 6,218 |
| Federal funds purchased & repurchase agreements | $24,137,000 | 641 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $51,735,000 | 979 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,801,000 | 1,453 |
| Total equity capital | $71,743,000 | 944 |
| Total bank equity capital | $71,743,000 | 944 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $5,458,000 | 936 |
| Surplus | $43,076,000 | 809 |
| Undivided profits | $23,209,000 | 1,443 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $42,593,000 | 454 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $3,186,000 | 1,039 |
| Earning assets | $630,710,000 | 1,033 |
| Long-term assets (5+ years) | $201,246,000 | 668 |
| Average Assets, year-to-date | $737,701,330 | 947 |
| Average Assets, quarterly | $735,534,000 | 961 |
| Volatile liabilities | $168,376,000 | 913 |
| Insider loans | $1,908,000 | 3,210 |
| FHLB advances | $51,123,000 | 902 |
| Loans and leases held for sale | $1,083,000 | 1,161 |
| Unused loan commitments | $53,020,000 | 1,403 |
| Tier 1 (core) risk-based capital | $67,736,000 | 938 |
| Tier 2 risk-based capital | $7,328,000 | 850 |
| Total risk weighted assets | $579,917,000 | 906 |
| Total unused commitments | $53,020,000 | 1,404 |
| Derivatives | $90,000 | 1,200 |
| 2009-03-31 | Rank | |
| # of Employees: | 190 | 831 |
| Assets and Liabilities | ||
| Total Assets: | $746,648,000 | 948 |
| Cash and due from depository institutions | $7,154,000 | 831 |
| Interest-bearing balances | $202,000 | 5,633 |
| Securities | $123,944,000 | 1,016 |
| Federal funds sold & reverse repurchase agreements | $33,505,000 | 323 |
| Net loans & leases | $509,532,000 | 970 |
| Loan loss allowance | $12,788,000 | 601 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $21,595,000 | 537 |
| Other real estate owned | $11,344,000 | 831 |
| Goodwill and other intangibles | $1,329,000 | 1,540 |
| All other assets | $38,245,000 | 594 |
| Life insurance assets | $26,870,000 | 255 |
| Total liabilities and capital | $746,648,000 | 948 |
| Total liabilities | $668,806,000 | 953 |
| Total deposits | $580,687,000 | 949 |
| Interest-bearing deposits | $558,007,000 | 857 |
| Deposits held in domestic offices | $580,687,000 | 948 |
| % insured | 69.03% | 6,226 |
| Federal funds purchased & repurchase agreements | $33,005,000 | 561 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $51,846,000 | 1,031 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $3,268,000 | 1,599 |
| Total equity capital | $77,842,000 | 857 |
| Total bank equity capital | $77,842,000 | 855 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,458,000 | 940 |
| Surplus | $43,076,000 | 806 |
| Undivided profits | $29,308,000 | 1,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $60,485,000 | 317 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $115,000 | 821 |
| Income earned, not collected on loans | $3,274,000 | 1,016 |
| Earning assets | $667,183,000 | 970 |
| Long-term assets (5+ years) | $195,994,000 | 680 |
| Average Assets, year-to-date | $744,342,000 | 940 |
| Average Assets, quarterly | $744,342,000 | 940 |
| Volatile liabilities | $183,850,000 | 856 |
| Insider loans | $1,911,000 | 3,215 |
| FHLB advances | $51,123,000 | 952 |
| Loans and leases held for sale | $2,127,000 | 763 |
| Unused loan commitments | $62,255,000 | 1,283 |
| Tier 1 (core) risk-based capital | $73,151,000 | 850 |
| Tier 2 risk-based capital | $7,718,000 | 799 |
| Total risk weighted assets | $612,334,000 | 854 |
| Total unused commitments | $62,255,000 | 1,285 |
| Derivatives | $441,000 | 1,092 |
| 2008-12-31 | Rank | |
| # of Employees: | 193 | 821 |
| Assets and Liabilities | ||
| Total Assets: | $742,036,000 | 932 |
| Cash and due from depository institutions | $8,147,000 | 821 |
| Interest-bearing balances | $205,000 | 5,101 |
| Securities | $130,209,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $15,500,000 | 593 |
| Net loans & leases | $515,118,000 | 955 |
| Loan loss allowance | $18,485,000 | 432 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $22,254,000 | 520 |
| Other real estate owned | $12,262,000 | 821 |
| Goodwill and other intangibles | $1,345,000 | 1,534 |
| All other assets | $37,201,000 | 614 |
| Life insurance assets | $25,523,000 | 261 |
| Total liabilities and capital | $742,036,000 | 932 |
| Total liabilities | $667,287,000 | 938 |
| Total deposits | $577,439,000 | 925 |
| Interest-bearing deposits | $549,689,000 | 836 |
| Deposits held in domestic offices | $577,439,000 | 922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,642,000 | 660 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $57,956,000 | 1,023 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $4,250,000 | 1,319 |
| Total equity capital | $74,749,000 | 892 |
| Total bank equity capital | $74,749,000 | 892 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,458,000 | 934 |
| Surplus | $43,076,000 | 787 |
| Undivided profits | $26,215,000 | 1,306 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,501,000 | 358 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,306,000 | 1,066 |
| Earning assets | $661,032,000 | 951 |
| Long-term assets (5+ years) | $207,026,000 | 639 |
| Average Assets, year-to-date | $793,468,200 | 853 |
| Average Assets, quarterly | $765,806,500 | 901 |
| Volatile liabilities | $172,687,000 | 898 |
| Insider loans | $1,943,000 | 3,202 |
| FHLB advances | $57,123,000 | 943 |
| Loans and leases held for sale | $409,000 | 1,205 |
| Unused loan commitments | $77,168,000 | 1,112 |
| Tier 1 (core) risk-based capital | $70,806,000 | 868 |
| Tier 2 risk-based capital | $7,890,000 | 769 |
| Total risk weighted assets | $620,473,000 | 830 |
| Total unused commitments | $77,168,000 | 1,112 |
| Derivatives | $2,054,000 | 811 |
| 2008-09-30 | Rank | |
| # of Employees: | 210 | 756 |
| Assets and Liabilities | ||
| Total Assets: | $789,577,000 | 882 |
| Cash and due from depository institutions | $9,049,000 | 756 |
| Interest-bearing balances | $129,000 | 4,834 |
| Securities | $131,133,000 | 912 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $573,265,000 | 843 |
| Loan loss allowance | $8,663,000 | 739 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $25,574,000 | 441 |
| Other real estate owned | $11,129,000 | 756 |
| Goodwill and other intangibles | $1,362,000 | 1,587 |
| All other assets | $38,065,000 | 574 |
| Life insurance assets | $25,152,000 | 266 |
| Total liabilities and capital | $789,577,000 | 882 |
| Total liabilities | $698,454,000 | 884 |
| Total deposits | $601,826,000 | 861 |
| Interest-bearing deposits | $573,166,000 | 790 |
| Deposits held in domestic offices | $601,826,000 | 858 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,886,000 | 722 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $66,349,000 | 931 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $3,393,000 | 1,549 |
| Total equity capital | $91,123,000 | 747 |
| Total bank equity capital | $91,123,000 | 747 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $5,458,000 | 935 |
| Surplus | $43,076,000 | 779 |
| Undivided profits | $42,589,000 | 807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $36,386,000 | 326 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 772 |
| Income earned, not collected on loans | $4,540,000 | 784 |
| Earning assets | $704,527,000 | 888 |
| Long-term assets (5+ years) | $205,236,000 | 643 |
| Average Assets, year-to-date | $806,326,250 | 839 |
| Average Assets, quarterly | $797,792,500 | 864 |
| Volatile liabilities | $209,579,000 | 726 |
| Insider loans | $2,374,000 | 2,842 |
| FHLB advances | $65,408,000 | 865 |
| Loans and leases held for sale | $214,000 | 1,338 |
| Unused loan commitments | $101,547,000 | 941 |
| Tier 1 (core) risk-based capital | $89,397,000 | 694 |
| Tier 2 risk-based capital | $8,565,000 | 691 |
| Total risk weighted assets | $684,999,000 | 756 |
| Total unused commitments | $101,547,000 | 941 |
| Derivatives | $1,034,000 | 838 |
| 2008-06-30 | Rank | |
| # of Employees: | 220 | 737 |
| Assets and Liabilities | ||
| Total Assets: | $806,008,000 | 856 |
| Cash and due from depository institutions | $14,885,000 | 737 |
| Interest-bearing balances | $294,000 | 4,039 |
| Securities | $122,959,000 | 998 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $596,106,000 | 812 |
| Loan loss allowance | $9,258,000 | 682 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $26,087,000 | 422 |
| Other real estate owned | $6,516,000 | 737 |
| Goodwill and other intangibles | $1,378,000 | 1,599 |
| All other assets | $38,077,000 | 565 |
| Life insurance assets | $24,817,000 | 271 |
| Total liabilities and capital | $806,008,000 | 856 |
| Total liabilities | $715,787,000 | 862 |
| Total deposits | $612,304,000 | 838 |
| Interest-bearing deposits | $578,939,000 | 768 |
| Deposits held in domestic offices | $612,304,000 | 835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $26,420,000 | 780 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $73,199,000 | 832 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $3,864,000 | 1,387 |
| Total equity capital | $90,221,000 | 759 |
| Total bank equity capital | $90,221,000 | 759 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $5,458,000 | 923 |
| Surplus | $43,076,000 | 766 |
| Undivided profits | $41,687,000 | 845 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $42,216,000 | 254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 747 |
| Income earned, not collected on loans | $4,710,000 | 738 |
| Earning assets | $719,359,000 | 866 |
| Long-term assets (5+ years) | $190,536,000 | 689 |
| Average Assets, year-to-date | $811,909,330 | 831 |
| Average Assets, quarterly | $810,775,500 | 846 |
| Volatile liabilities | $188,946,000 | 812 |
| Insider loans | $1,716,000 | 3,452 |
| FHLB advances | $72,152,000 | 776 |
| Loans and leases held for sale | $813,000 | 971 |
| Unused loan commitments | $102,706,000 | 968 |
| Tier 1 (core) risk-based capital | $89,914,000 | 685 |
| Tier 2 risk-based capital | $8,845,000 | 660 |
| Total risk weighted assets | $707,217,000 | 732 |
| Total unused commitments | $102,706,000 | 968 |
| Derivatives | $360,000 | 959 |
| 2008-03-31 | Rank | |
| # of Employees: | 217 | 723 |
| Assets and Liabilities | ||
| Total Assets: | $815,543,000 | 842 |
| Cash and due from depository institutions | $12,709,000 | 723 |
| Interest-bearing balances | $224,000 | 4,314 |
| Securities | $114,248,000 | 1,070 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,601 |
| Net loans & leases | $621,169,000 | 768 |
| Loan loss allowance | $10,437,000 | 555 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $26,567,000 | 417 |
| Other real estate owned | $1,438,000 | 723 |
| Goodwill and other intangibles | $1,400,000 | 1,588 |
| All other assets | $38,012,000 | 545 |
| Life insurance assets | $24,466,000 | 276 |
| Total liabilities and capital | $815,543,000 | 842 |
| Total liabilities | $723,023,000 | 847 |
| Total deposits | $607,614,000 | 845 |
| Interest-bearing deposits | $577,783,000 | 776 |
| Deposits held in domestic offices | $607,614,000 | 842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $29,643,000 | 689 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $82,098,000 | 719 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,668,000 | 1,554 |
| Total equity capital | $92,520,000 | 760 |
| Total bank equity capital | $92,520,000 | 760 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $5,458,000 | 916 |
| Surplus | $43,076,000 | 760 |
| Undivided profits | $43,986,000 | 841 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $38,289,000 | 237 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 742 |
| Income earned, not collected on loans | $4,881,000 | 716 |
| Earning assets | $735,641,000 | 844 |
| Long-term assets (5+ years) | $182,163,000 | 700 |
| Average Assets, year-to-date | $814,860,000 | 831 |
| Average Assets, quarterly | $814,860,000 | 831 |
| Volatile liabilities | $192,104,000 | 763 |
| Insider loans | $1,913,000 | 3,186 |
| FHLB advances | $80,972,000 | 667 |
| Loans and leases held for sale | $1,452,000 | 790 |
| Unused loan commitments | $117,877,000 | 884 |
| Tier 1 (core) risk-based capital | $89,848,000 | 694 |
| Tier 2 risk-based capital | $9,088,000 | 634 |
| Total risk weighted assets | $725,760,000 | 705 |
| Total unused commitments | $117,877,000 | 884 |
| Derivatives | $1,500,000 | 850 |
| 2007-12-31 | Rank | |
| # of Employees: | 229 | 701 |
| Assets and Liabilities | ||
| Total Assets: | $814,177,000 | 844 |
| Cash and due from depository institutions | $12,767,000 | 701 |
| Interest-bearing balances | $255,000 | 3,776 |
| Securities | $96,285,000 | 1,246 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,130 |
| Net loans & leases | $637,755,000 | 736 |
| Loan loss allowance | $10,793,000 | 525 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $28,138,000 | 393 |
| Other real estate owned | $213,000 | 701 |
| Goodwill and other intangibles | $1,426,000 | 1,580 |
| All other assets | $37,593,000 | 547 |
| Life insurance assets | $23,997,000 | 275 |
| Total liabilities and capital | $814,177,000 | 844 |
| Total liabilities | $713,660,000 | 857 |
| Total deposits | $589,295,000 | 883 |
| Interest-bearing deposits | $568,362,000 | 786 |
| Deposits held in domestic offices | $589,295,000 | 880 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,197,000 | 709 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $93,061,000 | 606 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,107,000 | 1,395 |
| Total equity capital | $100,517,000 | 705 |
| Total bank equity capital | $100,517,000 | 705 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,458,000 | 903 |
| Surplus | $43,076,000 | 750 |
| Undivided profits | $51,983,000 | 714 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,295,000 | 722 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $111,000 | 733 |
| Income earned, not collected on loans | $5,136,000 | 769 |
| Earning assets | $734,295,000 | 844 |
| Long-term assets (5+ years) | $149,674,000 | 810 |
| Average Assets, year-to-date | $844,836,400 | 764 |
| Average Assets, quarterly | $820,887,500 | 819 |
| Volatile liabilities | $216,871,000 | 702 |
| Insider loans | $1,912,000 | 3,138 |
| FHLB advances | $91,826,000 | 555 |
| Loans and leases held for sale | $494,000 | 1,198 |
| Unused loan commitments | $136,117,000 | 795 |
| Tier 1 (core) risk-based capital | $99,183,000 | 624 |
| Tier 2 risk-based capital | $9,374,000 | 604 |
| Total risk weighted assets | $748,479,000 | 681 |
| Total unused commitments | $136,117,000 | 795 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 250 | 625 |
| Assets and Liabilities | ||
| Total Assets: | $827,598,000 | 802 |
| Cash and due from depository institutions | $10,658,000 | 625 |
| Interest-bearing balances | $398,000 | 3,249 |
| Securities | $99,282,000 | 1,219 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $650,443,000 | 714 |
| Loan loss allowance | $7,121,000 | 772 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $28,346,000 | 385 |
| Other real estate owned | $445,000 | 625 |
| Goodwill and other intangibles | $1,452,000 | 1,546 |
| All other assets | $36,972,000 | 550 |
| Life insurance assets | $23,608,000 | 270 |
| Total liabilities and capital | $827,598,000 | 802 |
| Total liabilities | $722,904,000 | 822 |
| Total deposits | $616,772,000 | 824 |
| Interest-bearing deposits | $570,738,000 | 775 |
| Deposits held in domestic offices | $616,772,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,823,000 | 748 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $78,827,000 | 651 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $3,482,000 | 1,575 |
| Total equity capital | $104,694,000 | 653 |
| Total bank equity capital | $104,694,000 | 653 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,458,000 | 876 |
| Surplus | $43,076,000 | 738 |
| Undivided profits | $56,160,000 | 675 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,515,000 | 1,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $102,000 | 758 |
| Income earned, not collected on loans | $5,843,000 | 694 |
| Earning assets | $750,123,000 | 809 |
| Long-term assets (5+ years) | $144,288,000 | 813 |
| Average Assets, year-to-date | $852,501,250 | 753 |
| Average Assets, quarterly | $834,885,000 | 786 |
| Volatile liabilities | $207,189,000 | 716 |
| Insider loans | $2,677,000 | 2,501 |
| FHLB advances | $77,494,000 | 598 |
| Loans and leases held for sale | $311,000 | 1,349 |
| Unused loan commitments | $103,986,000 | 1,007 |
| Tier 1 (core) risk-based capital | $103,942,000 | 592 |
| Tier 2 risk-based capital | $7,121,000 | 770 |
| Total risk weighted assets | $750,999,000 | 669 |
| Total unused commitments | $103,986,000 | 1,007 |
| Derivatives | $4,778,000 | 601 |
| 2007-06-30 | Rank | |
| # of Employees: | 247 | 656 |
| Assets and Liabilities | ||
| Total Assets: | $842,172,000 | 790 |
| Cash and due from depository institutions | $11,374,000 | 656 |
| Interest-bearing balances | $283,000 | 3,617 |
| Securities | $101,394,000 | 1,200 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $661,864,000 | 702 |
| Loan loss allowance | $7,065,000 | 760 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $28,245,000 | 380 |
| Other real estate owned | $267,000 | 656 |
| Goodwill and other intangibles | $1,478,000 | 1,547 |
| All other assets | $37,550,000 | 543 |
| Life insurance assets | $23,608,000 | 268 |
| Total liabilities and capital | $842,172,000 | 790 |
| Total liabilities | $737,565,000 | 812 |
| Total deposits | $646,750,000 | 793 |
| Interest-bearing deposits | $600,204,000 | 747 |
| Deposits held in domestic offices | $646,750,000 | 790 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,074,000 | 690 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $60,271,000 | 748 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,470,000 | 1,538 |
| Total equity capital | $104,607,000 | 657 |
| Total bank equity capital | $104,607,000 | 657 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $5,458,000 | 865 |
| Surplus | $43,076,000 | 751 |
| Undivided profits | $56,073,000 | 667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,544,000 | 1,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $120,000 | 696 |
| Income earned, not collected on loans | $5,979,000 | 637 |
| Earning assets | $763,541,000 | 798 |
| Long-term assets (5+ years) | $133,879,000 | 860 |
| Average Assets, year-to-date | $860,802,330 | 764 |
| Average Assets, quarterly | $853,110,500 | 772 |
| Volatile liabilities | $221,538,000 | 665 |
| Insider loans | $2,874,000 | 2,366 |
| FHLB advances | $58,838,000 | 692 |
| Loans and leases held for sale | $405,000 | 1,335 |
| Unused loan commitments | $119,387,000 | 917 |
| Tier 1 (core) risk-based capital | $104,869,000 | 592 |
| Tier 2 risk-based capital | $7,065,000 | 784 |
| Total risk weighted assets | $755,625,000 | 670 |
| Total unused commitments | $119,387,000 | 917 |
| Derivatives | $5,660,000 | 606 |
| 2007-03-31 | Rank | |
| # of Employees: | 239 | 668 |
| Assets and Liabilities | ||
| Total Assets: | $864,049,000 | 762 |
| Cash and due from depository institutions | $10,959,000 | 668 |
| Interest-bearing balances | $1,766,000 | 2,064 |
| Securities | $109,919,000 | 1,109 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,772 |
| Net loans & leases | $675,397,000 | 678 |
| Loan loss allowance | $6,953,000 | 758 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $26,232,000 | 391 |
| Other real estate owned | $289,000 | 668 |
| Goodwill and other intangibles | $1,504,000 | 1,523 |
| All other assets | $39,749,000 | 503 |
| Life insurance assets | $23,364,000 | 262 |
| Total liabilities and capital | $864,049,000 | 762 |
| Total liabilities | $758,740,000 | 782 |
| Total deposits | $656,289,000 | 773 |
| Interest-bearing deposits | $577,854,000 | 767 |
| Deposits held in domestic offices | $656,289,000 | 771 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $34,280,000 | 591 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $63,627,000 | 702 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $4,544,000 | 1,249 |
| Total equity capital | $105,309,000 | 640 |
| Total bank equity capital | $105,309,000 | 640 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $5,458,000 | 850 |
| Surplus | $43,076,000 | 732 |
| Undivided profits | $56,775,000 | 668 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,424,000 | 1,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $130,000 | 690 |
| Income earned, not collected on loans | $6,290,000 | 598 |
| Earning assets | $787,082,000 | 766 |
| Long-term assets (5+ years) | $129,706,000 | 859 |
| Average Assets, year-to-date | $870,117,500 | 749 |
| Average Assets, quarterly | $870,117,500 | 749 |
| Volatile liabilities | $238,642,000 | 622 |
| Insider loans | $2,854,000 | 2,355 |
| FHLB advances | $62,375,000 | 648 |
| Loans and leases held for sale | $1,348,000 | 855 |
| Unused loan commitments | $113,755,000 | 948 |
| Tier 1 (core) risk-based capital | $104,844,000 | 582 |
| Tier 2 risk-based capital | $6,953,000 | 782 |
| Total risk weighted assets | $769,640,000 | 642 |
| Total unused commitments | $113,755,000 | 948 |
| Derivatives | $8,372,000 | 537 |
| 2006-12-31 | Rank | |
| # of Employees: | 233 | 684 |
| Assets and Liabilities | ||
| Total Assets: | $876,186,000 | 745 |
| Cash and due from depository institutions | $15,139,000 | 684 |
| Interest-bearing balances | $4,787,000 | 1,117 |
| Securities | $111,752,000 | 1,108 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,403 |
| Net loans & leases | $681,418,000 | 672 |
| Loan loss allowance | $6,998,000 | 737 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $25,582,000 | 395 |
| Other real estate owned | $229,000 | 684 |
| Goodwill and other intangibles | $1,530,000 | 1,505 |
| All other assets | $40,536,000 | 498 |
| Life insurance assets | $23,130,000 | 259 |
| Total liabilities and capital | $876,186,000 | 745 |
| Total liabilities | $772,047,000 | 757 |
| Total deposits | $688,764,000 | 728 |
| Interest-bearing deposits | $613,086,000 | 706 |
| Deposits held in domestic offices | $688,764,000 | 725 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $36,125,000 | 577 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $41,858,000 | 1,007 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $5,300,000 | 1,092 |
| Total equity capital | $104,139,000 | 633 |
| Total bank equity capital | $104,139,000 | 633 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $5,458,000 | 840 |
| Surplus | $43,076,000 | 718 |
| Undivided profits | $55,605,000 | 664 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,306,000 | 1,373 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $5,786,000 | 653 |
| Earning assets | $797,957,000 | 744 |
| Long-term assets (5+ years) | $136,945,000 | 795 |
| Average Assets, year-to-date | $863,962,800 | 719 |
| Average Assets, quarterly | $893,177,000 | 720 |
| Volatile liabilities | $229,312,000 | 724 |
| Insider loans | $2,881,000 | 2,301 |
| FHLB advances | $40,656,000 | 958 |
| Loans and leases held for sale | $571,000 | 1,161 |
| Unused loan commitments | $144,287,000 | 770 |
| Tier 1 (core) risk-based capital | $103,527,000 | 578 |
| Tier 2 risk-based capital | $6,998,000 | 767 |
| Total risk weighted assets | $783,547,000 | 627 |
| Total unused commitments | $144,287,000 | 770 |
| Derivatives | $12,958,000 | 450 |
| 2006-09-30 | Rank | |
| # of Employees: | 241 | 673 |
| Assets and Liabilities | ||
| Total Assets: | $910,168,000 | 709 |
| Cash and due from depository institutions | $20,151,000 | 673 |
| Interest-bearing balances | $5,528,000 | 888 |
| Securities | $127,466,000 | 973 |
| Federal funds sold & reverse repurchase agreements | $12,999,000 | 1,079 |
| Net loans & leases | $680,786,000 | 669 |
| Loan loss allowance | $6,927,000 | 754 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $25,652,000 | 382 |
| Other real estate owned | $317,000 | 673 |
| Goodwill and other intangibles | $1,556,000 | 1,483 |
| All other assets | $41,241,000 | 494 |
| Life insurance assets | $22,794,000 | 253 |
| Total liabilities and capital | $910,168,000 | 709 |
| Total liabilities | $807,431,000 | 714 |
| Total deposits | $688,478,000 | 723 |
| Interest-bearing deposits | $604,549,000 | 710 |
| Deposits held in domestic offices | $688,478,000 | 721 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,704,000 | 616 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $81,986,000 | 611 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $5,263,000 | 1,064 |
| Total equity capital | $102,737,000 | 642 |
| Total bank equity capital | $102,737,000 | 642 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,458,000 | 821 |
| Surplus | $43,076,000 | 708 |
| Undivided profits | $54,203,000 | 684 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,689,000 | 836 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,364,000 | 594 |
| Earning assets | $826,779,000 | 713 |
| Long-term assets (5+ years) | $133,545,000 | 826 |
| Average Assets, year-to-date | $860,907,000 | 732 |
| Average Assets, quarterly | $888,844,500 | 722 |
| Volatile liabilities | $277,754,000 | 620 |
| Insider loans | $2,860,000 | 2,280 |
| FHLB advances | $80,562,000 | 556 |
| Loans and leases held for sale | $684,000 | 1,071 |
| Unused loan commitments | $161,697,000 | 735 |
| Tier 1 (core) risk-based capital | $102,221,000 | 594 |
| Tier 2 risk-based capital | $6,927,000 | 771 |
| Total risk weighted assets | $793,122,000 | 619 |
| Total unused commitments | $161,697,000 | 735 |
| Derivatives | $16,386,000 | 434 |
| 2006-06-30 | Rank | |
| # of Employees: | 237 | 688 |
| Assets and Liabilities | ||
| Total Assets: | $867,521,000 | 740 |
| Cash and due from depository institutions | $20,178,000 | 688 |
| Interest-bearing balances | $5,294,000 | 946 |
| Securities | $129,953,000 | 945 |
| Federal funds sold & reverse repurchase agreements | $102,000 | 5,652 |
| Net loans & leases | $650,135,000 | 687 |
| Loan loss allowance | $7,169,000 | 716 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $23,762,000 | 402 |
| Other real estate owned | $305,000 | 688 |
| Goodwill and other intangibles | $1,582,000 | 1,463 |
| All other assets | $41,504,000 | 493 |
| Life insurance assets | $23,032,000 | 246 |
| Total liabilities and capital | $867,521,000 | 740 |
| Total liabilities | $767,716,000 | 746 |
| Total deposits | $650,494,000 | 749 |
| Interest-bearing deposits | $572,618,000 | 742 |
| Deposits held in domestic offices | $650,494,000 | 747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,186,000 | 501 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $65,891,000 | 744 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,145,000 | 1,019 |
| Total equity capital | $99,805,000 | 644 |
| Total bank equity capital | $99,805,000 | 644 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $5,458,000 | 799 |
| Surplus | $43,076,000 | 701 |
| Undivided profits | $51,271,000 | 687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,780,000 | 578 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $5,540,000 | 616 |
| Earning assets | $785,484,000 | 742 |
| Long-term assets (5+ years) | $134,624,000 | 804 |
| Average Assets, year-to-date | $844,486,670 | 745 |
| Average Assets, quarterly | $852,717,000 | 746 |
| Volatile liabilities | $242,793,000 | 688 |
| Insider loans | $2,888,000 | 2,224 |
| FHLB advances | $65,891,000 | 676 |
| Loans and leases held for sale | $934,000 | 955 |
| Unused loan commitments | $170,744,000 | 697 |
| Tier 1 (core) risk-based capital | $100,353,000 | 594 |
| Tier 2 risk-based capital | $7,169,000 | 739 |
| Total risk weighted assets | $755,961,000 | 643 |
| Total unused commitments | $170,744,000 | 697 |
| Derivatives | $18,446,000 | 418 |
| 2006-03-31 | Rank | |
| # of Employees: | 226 | 710 |
| Assets and Liabilities | ||
| Total Assets: | $837,913,000 | 747 |
| Cash and due from depository institutions | $24,256,000 | 710 |
| Interest-bearing balances | $5,208,000 | 1,060 |
| Securities | $136,726,000 | 912 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $611,949,000 | 704 |
| Loan loss allowance | $7,119,000 | 705 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $23,538,000 | 392 |
| Other real estate owned | $150,000 | 710 |
| Goodwill and other intangibles | $1,608,000 | 1,422 |
| All other assets | $39,686,000 | 499 |
| Life insurance assets | $22,885,000 | 242 |
| Total liabilities and capital | $837,913,000 | 747 |
| Total liabilities | $738,443,000 | 763 |
| Total deposits | $658,686,000 | 724 |
| Interest-bearing deposits | $578,734,000 | 717 |
| Deposits held in domestic offices | $658,686,000 | 722 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $28,334,000 | 638 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $45,237,000 | 971 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,186,000 | 900 |
| Total equity capital | $99,470,000 | 635 |
| Total bank equity capital | $99,470,000 | 635 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,458,000 | 783 |
| Surplus | $43,076,000 | 679 |
| Undivided profits | $50,936,000 | 691 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,042,000 | 456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $5,833,000 | 561 |
| Earning assets | $753,883,000 | 760 |
| Long-term assets (5+ years) | $134,156,000 | 791 |
| Average Assets, year-to-date | $832,969,500 | 746 |
| Average Assets, quarterly | $832,969,500 | 746 |
| Volatile liabilities | $198,830,000 | 781 |
| Insider loans | $8,971,000 | 736 |
| FHLB advances | $45,237,000 | 902 |
| Loans and leases held for sale | $113,000 | 1,577 |
| Unused loan commitments | $126,593,000 | 855 |
| Tier 1 (core) risk-based capital | $99,534,000 | 584 |
| Tier 2 risk-based capital | $7,119,000 | 716 |
| Total risk weighted assets | $724,331,000 | 647 |
| Total unused commitments | $126,593,000 | 855 |
| Derivatives | $18,664,000 | 402 |
| 2005-12-31 | Rank | |
| # of Employees: | 237 | 664 |
| Assets and Liabilities | ||
| Total Assets: | $828,026,000 | 750 |
| Cash and due from depository institutions | $22,498,000 | 664 |
| Interest-bearing balances | $4,900,000 | 1,117 |
| Securities | $142,341,000 | 888 |
| Federal funds sold & reverse repurchase agreements | $900,000 | 4,956 |
| Net loans & leases | $599,312,000 | 715 |
| Loan loss allowance | $7,005,000 | 698 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $22,235,000 | 407 |
| Other real estate owned | $429,000 | 664 |
| Goodwill and other intangibles | $1,168,000 | 1,595 |
| All other assets | $39,143,000 | 503 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $828,026,000 | 750 |
| Total liabilities | $729,252,000 | 763 |
| Total deposits | $638,451,000 | 737 |
| Interest-bearing deposits | $555,451,000 | 729 |
| Deposits held in domestic offices | $638,451,000 | 735 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,168,000 | 621 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $54,903,000 | 850 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,730,000 | 912 |
| Total equity capital | $98,774,000 | 630 |
| Total bank equity capital | $98,774,000 | 630 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $5,458,000 | 767 |
| Surplus | $43,076,000 | 658 |
| Undivided profits | $50,240,000 | 700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,499,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $5,064,000 | 634 |
| Earning assets | $747,453,000 | 757 |
| Long-term assets (5+ years) | $132,851,000 | 781 |
| Average Assets, year-to-date | $820,503,400 | 705 |
| Average Assets, quarterly | $839,088,000 | 725 |
| Volatile liabilities | $207,682,000 | 752 |
| Insider loans | $7,998,000 | 811 |
| FHLB advances | $54,903,000 | 777 |
| Loans and leases held for sale | $465,000 | 1,181 |
| Unused loan commitments | $147,810,000 | 747 |
| Tier 1 (core) risk-based capital | $99,076,000 | 580 |
| Tier 2 risk-based capital | $7,005,000 | 715 |
| Total risk weighted assets | $717,791,000 | 641 |
| Total unused commitments | $147,810,000 | 747 |
| Derivatives | $18,554,000 | 369 |
| 2005-09-30 | Rank | |
| # of Employees: | 256 | 611 |
| Assets and Liabilities | ||
| Total Assets: | $850,150,000 | 707 |
| Cash and due from depository institutions | $24,355,000 | 611 |
| Interest-bearing balances | $4,893,000 | 1,115 |
| Securities | $146,404,000 | 853 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,951 |
| Net loans & leases | $611,137,000 | 674 |
| Loan loss allowance | $7,365,000 | 665 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $22,095,000 | 406 |
| Other real estate owned | $515,000 | 611 |
| Goodwill and other intangibles | $1,178,000 | 1,574 |
| All other assets | $44,466,000 | 448 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $850,150,000 | 707 |
| Total liabilities | $754,521,000 | 720 |
| Total deposits | $661,768,000 | 694 |
| Interest-bearing deposits | $582,057,000 | 679 |
| Deposits held in domestic offices | $661,768,000 | 692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $32,260,000 | 592 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $55,057,000 | 844 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,436,000 | 924 |
| Total equity capital | $95,629,000 | 644 |
| Total bank equity capital | $95,629,000 | 644 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,458,000 | 742 |
| Surplus | $43,076,000 | 644 |
| Undivided profits | $47,095,000 | 736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,356,000 | 284 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $5,675,000 | 544 |
| Earning assets | $762,434,000 | 730 |
| Long-term assets (5+ years) | $140,916,000 | 733 |
| Average Assets, year-to-date | $818,622,750 | 707 |
| Average Assets, quarterly | $842,651,000 | 701 |
| Volatile liabilities | $225,201,000 | 670 |
| Insider loans | $9,058,000 | 684 |
| FHLB advances | $55,057,000 | 772 |
| Loans and leases held for sale | $645,000 | 1,133 |
| Unused loan commitments | $155,594,000 | 712 |
| Tier 1 (core) risk-based capital | $95,591,000 | 586 |
| Tier 2 risk-based capital | $7,365,000 | 679 |
| Total risk weighted assets | $735,750,000 | 606 |
| Total unused commitments | $155,594,000 | 714 |
| Derivatives | $18,360,000 | 378 |
| 2005-06-30 | Rank | |
| # of Employees: | 248 | 633 |
| Assets and Liabilities | ||
| Total Assets: | $835,152,000 | 705 |
| Cash and due from depository institutions | $21,806,000 | 633 |
| Interest-bearing balances | $4,990,000 | 1,063 |
| Securities | $155,933,000 | 800 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,776 |
| Net loans & leases | $594,388,000 | 681 |
| Loan loss allowance | $7,452,000 | 635 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $21,631,000 | 402 |
| Other real estate owned | $382,000 | 633 |
| Goodwill and other intangibles | $1,188,000 | 1,563 |
| All other assets | $39,824,000 | 477 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $835,152,000 | 705 |
| Total liabilities | $740,890,000 | 710 |
| Total deposits | $648,226,000 | 688 |
| Interest-bearing deposits | $572,308,000 | 675 |
| Deposits held in domestic offices | $648,226,000 | 686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $30,701,000 | 599 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $56,191,000 | 836 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $5,772,000 | 825 |
| Total equity capital | $94,262,000 | 638 |
| Total bank equity capital | $94,262,000 | 638 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,458,000 | 724 |
| Surplus | $43,076,000 | 632 |
| Undivided profits | $45,728,000 | 748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,791,000 | 271 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $5,076,000 | 564 |
| Earning assets | $755,311,000 | 712 |
| Long-term assets (5+ years) | $148,250,000 | 685 |
| Average Assets, year-to-date | $808,113,670 | 707 |
| Average Assets, quarterly | $824,949,000 | 702 |
| Volatile liabilities | $234,169,000 | 635 |
| Insider loans | $6,607,000 | 946 |
| FHLB advances | $56,191,000 | 766 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $158,052,000 | 682 |
| Tier 1 (core) risk-based capital | $93,576,000 | 580 |
| Tier 2 risk-based capital | $7,452,000 | 649 |
| Total risk weighted assets | $705,997,000 | 606 |
| Total unused commitments | $158,052,000 | 684 |
| Derivatives | $18,222,000 | 371 |
| 2005-03-31 | Rank | |
| # of Employees: | 236 | 665 |
| Assets and Liabilities | ||
| Total Assets: | $814,746,000 | 710 |
| Cash and due from depository institutions | $17,315,000 | 665 |
| Interest-bearing balances | $5,044,000 | 1,088 |
| Securities | $158,075,000 | 807 |
| Federal funds sold & reverse repurchase agreements | $18,209,000 | 675 |
| Net loans & leases | $579,886,000 | 678 |
| Loan loss allowance | $7,405,000 | 634 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $19,881,000 | 433 |
| Other real estate owned | $561,000 | 665 |
| Goodwill and other intangibles | $1,198,000 | 1,557 |
| All other assets | $19,621,000 | 840 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $814,746,000 | 710 |
| Total liabilities | $722,938,000 | 717 |
| Total deposits | $631,190,000 | 700 |
| Interest-bearing deposits | $557,038,000 | 687 |
| Deposits held in domestic offices | $631,190,000 | 698 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $41,621,000 | 494 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $43,630,000 | 982 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $6,497,000 | 767 |
| Total equity capital | $91,808,000 | 636 |
| Total bank equity capital | $91,808,000 | 636 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,458,000 | 705 |
| Surplus | $43,076,000 | 616 |
| Undivided profits | $43,274,000 | 762 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,251,000 | 275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $5,237,000 | 525 |
| Earning assets | $761,214,000 | 702 |
| Long-term assets (5+ years) | $165,616,000 | 627 |
| Average Assets, year-to-date | $794,594,500 | 722 |
| Average Assets, quarterly | $794,594,500 | 722 |
| Volatile liabilities | $222,304,000 | 636 |
| Insider loans | $6,508,000 | 938 |
| FHLB advances | $43,630,000 | 905 |
| Loans and leases held for sale | $142,000 | 1,553 |
| Unused loan commitments | $149,624,000 | 692 |
| Tier 1 (core) risk-based capital | $91,824,000 | 583 |
| Tier 2 risk-based capital | $7,405,000 | 654 |
| Total risk weighted assets | $675,318,000 | 620 |
| Total unused commitments | $149,624,000 | 693 |
| Derivatives | $18,102,000 | 329 |
| 2004-12-31 | Rank | |
| # of Employees: | 220 | 718 |
| Assets and Liabilities | ||
| Total Assets: | $774,443,000 | 747 |
| Cash and due from depository institutions | $18,282,000 | 718 |
| Interest-bearing balances | $4,711,000 | 1,162 |
| Securities | $161,629,000 | 802 |
| Federal funds sold & reverse repurchase agreements | $16,677,000 | 698 |
| Net loans & leases | $539,389,000 | 726 |
| Loan loss allowance | $7,126,000 | 666 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $18,800,000 | 457 |
| Other real estate owned | $485,000 | 718 |
| Goodwill and other intangibles | $1,208,000 | 1,543 |
| All other assets | $17,973,000 | 895 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $774,443,000 | 747 |
| Total liabilities | $682,195,000 | 759 |
| Total deposits | $586,781,000 | 749 |
| Interest-bearing deposits | $505,444,000 | 753 |
| Deposits held in domestic offices | $586,781,000 | 746 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,208,000 | 474 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $43,714,000 | 997 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $6,492,000 | 757 |
| Total equity capital | $92,248,000 | 639 |
| Total bank equity capital | $92,248,000 | 639 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,458,000 | 691 |
| Surplus | $43,076,000 | 610 |
| Undivided profits | $43,714,000 | 775 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,231,000 | 241 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $4,784,000 | 554 |
| Earning assets | $722,406,000 | 737 |
| Long-term assets (5+ years) | $163,700,000 | 641 |
| Average Assets, year-to-date | $806,451,800 | 702 |
| Average Assets, quarterly | $784,183,500 | 730 |
| Volatile liabilities | $185,154,000 | 714 |
| Insider loans | $5,188,000 | 1,182 |
| FHLB advances | $43,714,000 | 908 |
| Loans and leases held for sale | $786,000 | 963 |
| Unused loan commitments | $117,895,000 | 835 |
| Tier 1 (core) risk-based capital | $91,190,000 | 589 |
| Tier 2 risk-based capital | $7,126,000 | 674 |
| Total risk weighted assets | $618,852,000 | 669 |
| Total unused commitments | $117,895,000 | 835 |
| Derivatives | $18,028,000 | 329 |
| 2004-09-30 | Rank | |
| # of Employees: | 201 | 788 |
| Assets and Liabilities | ||
| Total Assets: | $793,924,000 | 731 |
| Cash and due from depository institutions | $20,608,000 | 788 |
| Interest-bearing balances | $5,013,000 | 1,141 |
| Securities | $158,480,000 | 818 |
| Federal funds sold & reverse repurchase agreements | $41,600,000 | 287 |
| Net loans & leases | $535,065,000 | 712 |
| Loan loss allowance | $7,165,000 | 668 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $18,297,000 | 459 |
| Other real estate owned | $288,000 | 788 |
| Goodwill and other intangibles | $1,218,000 | 1,516 |
| All other assets | $18,368,000 | 851 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $793,924,000 | 731 |
| Total liabilities | $698,269,000 | 742 |
| Total deposits | $590,642,000 | 734 |
| Interest-bearing deposits | $519,518,000 | 728 |
| Deposits held in domestic offices | $590,642,000 | 729 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $46,163,000 | 460 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $56,225,000 | 828 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,239,000 | 873 |
| Total equity capital | $95,655,000 | 618 |
| Total bank equity capital | $95,655,000 | 618 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,458,000 | 678 |
| Surplus | $43,076,000 | 593 |
| Undivided profits | $47,121,000 | 710 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,066,000 | 299 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $5,204,000 | 514 |
| Earning assets | $740,158,000 | 719 |
| Long-term assets (5+ years) | $179,084,000 | 600 |
| Average Assets, year-to-date | $814,454,000 | 697 |
| Average Assets, quarterly | $802,360,000 | 719 |
| Volatile liabilities | $213,940,000 | 613 |
| Insider loans | $4,472,000 | 1,318 |
| FHLB advances | $56,225,000 | 747 |
| Loans and leases held for sale | $672,000 | 1,062 |
| Unused loan commitments | $109,862,000 | 861 |
| Tier 1 (core) risk-based capital | $94,155,000 | 566 |
| Tier 2 risk-based capital | $7,165,000 | 660 |
| Total risk weighted assets | $614,752,000 | 664 |
| Total unused commitments | $109,862,000 | 863 |
| Derivatives | $18,038,000 | 342 |
| 2004-06-30 | Rank | |
| # of Employees: | 226 | 700 |
| Assets and Liabilities | ||
| Total Assets: | $810,796,000 | 707 |
| Cash and due from depository institutions | $20,096,000 | 700 |
| Interest-bearing balances | $4,859,000 | 1,196 |
| Securities | $212,621,000 | 629 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $540,048,000 | 687 |
| Loan loss allowance | $7,127,000 | 667 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $17,908,000 | 459 |
| Other real estate owned | $278,000 | 700 |
| Goodwill and other intangibles | $1,228,000 | 1,505 |
| All other assets | $18,617,000 | 843 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $810,796,000 | 707 |
| Total liabilities | $717,929,000 | 722 |
| Total deposits | $579,999,000 | 749 |
| Interest-bearing deposits | $509,817,000 | 741 |
| Deposits held in domestic offices | $579,999,000 | 745 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $43,796,000 | 481 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $89,407,000 | 592 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $4,727,000 | 895 |
| Total equity capital | $92,867,000 | 604 |
| Total bank equity capital | $92,867,000 | 604 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,458,000 | 664 |
| Surplus | $43,076,000 | 573 |
| Undivided profits | $44,333,000 | 720 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,687,000 | 372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $5,389,000 | 476 |
| Earning assets | $757,528,000 | 695 |
| Long-term assets (5+ years) | $229,553,000 | 505 |
| Average Assets, year-to-date | $821,297,330 | 691 |
| Average Assets, quarterly | $818,964,000 | 700 |
| Volatile liabilities | $244,475,000 | 544 |
| Insider loans | $4,762,000 | 1,196 |
| FHLB advances | $89,407,000 | 525 |
| Loans and leases held for sale | $501,000 | 1,166 |
| Unused loan commitments | $114,696,000 | 804 |
| Tier 1 (core) risk-based capital | $91,977,000 | 561 |
| Tier 2 risk-based capital | $7,127,000 | 665 |
| Total risk weighted assets | $621,533,000 | 650 |
| Total unused commitments | $114,696,000 | 805 |
| Derivatives | $17,942,000 | 345 |
| 2004-03-31 | Rank | |
| # of Employees: | 228 | 697 |
| Assets and Liabilities | ||
| Total Assets: | $827,132,000 | 699 |
| Cash and due from depository institutions | $20,304,000 | 697 |
| Interest-bearing balances | $4,975,000 | 1,321 |
| Securities | $223,045,000 | 626 |
| Federal funds sold & reverse repurchase agreements | $8,470,000 | 1,770 |
| Net loans & leases | $540,860,000 | 675 |
| Loan loss allowance | $6,657,000 | 703 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $15,747,000 | 529 |
| Other real estate owned | $317,000 | 697 |
| Goodwill and other intangibles | $1,238,000 | 1,500 |
| All other assets | $17,151,000 | 872 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $827,132,000 | 699 |
| Total liabilities | $734,364,000 | 704 |
| Total deposits | $584,025,000 | 738 |
| Interest-bearing deposits | $513,609,000 | 734 |
| Deposits held in domestic offices | $584,025,000 | 733 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $49,823,000 | 431 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $94,818,000 | 541 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $5,698,000 | 852 |
| Total equity capital | $92,768,000 | 612 |
| Total bank equity capital | $92,768,000 | 612 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $5,458,000 | 657 |
| Surplus | $43,076,000 | 561 |
| Undivided profits | $44,234,000 | 756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,963,000 | 413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $5,302,000 | 487 |
| Earning assets | $777,350,000 | 688 |
| Long-term assets (5+ years) | $206,868,000 | 529 |
| Average Assets, year-to-date | $826,548,000 | 689 |
| Average Assets, quarterly | $826,548,000 | 689 |
| Volatile liabilities | $254,065,000 | 526 |
| Insider loans | $6,816,000 | 814 |
| FHLB advances | $94,818,000 | 476 |
| Loans and leases held for sale | $1,227,000 | 912 |
| Unused loan commitments | $110,727,000 | 804 |
| Tier 1 (core) risk-based capital | $89,871,000 | 573 |
| Tier 2 risk-based capital | $6,657,000 | 700 |
| Total risk weighted assets | $620,892,000 | 643 |
| Total unused commitments | $110,727,000 | 804 |
| Derivatives | $17,254,000 | 355 |
| 2003-12-31 | Rank | |
| # of Employees: | 220 | 734 |
| Assets and Liabilities | ||
| Total Assets: | $825,964,000 | 694 |
| Cash and due from depository institutions | $22,264,000 | 734 |
| Interest-bearing balances | $4,845,000 | 1,245 |
| Securities | $215,318,000 | 649 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,359 |
| Net loans & leases | $555,333,000 | 656 |
| Loan loss allowance | $6,375,000 | 734 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $14,870,000 | 564 |
| Other real estate owned | $572,000 | 734 |
| Goodwill and other intangibles | $1,248,000 | 1,482 |
| All other assets | $16,359,000 | 923 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $825,964,000 | 694 |
| Total liabilities | $755,641,000 | 686 |
| Total deposits | $575,477,000 | 746 |
| Interest-bearing deposits | $504,521,000 | 749 |
| Deposits held in domestic offices | $575,477,000 | 743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,898,000 | 429 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $110,538,000 | 490 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $14,728,000 | 455 |
| Total equity capital | $70,323,000 | 784 |
| Total bank equity capital | $70,323,000 | 784 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $5,458,000 | 661 |
| Surplus | $23,166,000 | 929 |
| Undivided profits | $41,699,000 | 771 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,639,000 | 562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $4,896,000 | 526 |
| Earning assets | $775,496,000 | 680 |
| Long-term assets (5+ years) | $215,249,000 | 526 |
| Average Assets, year-to-date | $748,505,800 | 731 |
| Average Assets, quarterly | $794,553,500 | 715 |
| Volatile liabilities | $275,309,000 | 486 |
| Insider loans | $5,914,000 | 913 |
| FHLB advances | $110,538,000 | 421 |
| Loans and leases held for sale | $495,000 | 1,142 |
| Unused loan commitments | $122,763,000 | 726 |
| Tier 1 (core) risk-based capital | $68,145,000 | 735 |
| Tier 2 risk-based capital | $6,375,000 | 721 |
| Total risk weighted assets | $632,493,000 | 634 |
| Total unused commitments | $122,763,000 | 726 |
| Derivatives | $16,926,000 | 338 |
| 2003-09-30 | Rank | |
| # of Employees: | 226 | 714 |
| Assets and Liabilities | ||
| Total Assets: | $763,143,000 | 758 |
| Cash and due from depository institutions | $21,924,000 | 714 |
| Interest-bearing balances | $5,767,000 | 1,211 |
| Securities | $170,172,000 | 789 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,602 |
| Net loans & leases | $540,485,000 | 670 |
| Loan loss allowance | $6,152,000 | 778 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $14,786,000 | 558 |
| Other real estate owned | $486,000 | 714 |
| Goodwill and other intangibles | $1,257,000 | 1,452 |
| All other assets | $14,033,000 | 1,061 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $763,143,000 | 758 |
| Total liabilities | $693,986,000 | 755 |
| Total deposits | $568,758,000 | 770 |
| Interest-bearing deposits | $499,845,000 | 764 |
| Deposits held in domestic offices | $568,758,000 | 767 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,183,000 | 441 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $69,537,000 | 655 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,508,000 | 1,041 |
| Total equity capital | $69,157,000 | 809 |
| Total bank equity capital | $69,157,000 | 809 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $5,458,000 | 653 |
| Surplus | $23,166,000 | 931 |
| Undivided profits | $40,533,000 | 789 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,936,000 | 491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $5,153,000 | 518 |
| Earning assets | $716,424,000 | 737 |
| Long-term assets (5+ years) | $213,691,000 | 530 |
| Average Assets, year-to-date | $729,141,250 | 764 |
| Average Assets, quarterly | $755,939,000 | 757 |
| Volatile liabilities | $244,615,000 | 530 |
| Insider loans | $5,593,000 | 957 |
| FHLB advances | $69,537,000 | 579 |
| Loans and leases held for sale | $974,000 | 1,153 |
| Unused loan commitments | $134,969,000 | 696 |
| Tier 1 (core) risk-based capital | $66,666,000 | 753 |
| Tier 2 risk-based capital | $6,152,000 | 759 |
| Total risk weighted assets | $600,653,000 | 651 |
| Total unused commitments | $134,969,000 | 697 |
| Derivatives | $17,738,000 | 336 |
| 2003-06-30 | Rank | |
| # of Employees: | 234 | 697 |
| Assets and Liabilities | ||
| Total Assets: | $748,735,000 | 761 |
| Cash and due from depository institutions | $23,678,000 | 697 |
| Interest-bearing balances | $5,522,000 | 1,395 |
| Securities | $163,877,000 | 808 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,888 |
| Net loans & leases | $531,584,000 | 669 |
| Loan loss allowance | $6,075,000 | 779 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,716,000 | 559 |
| Other real estate owned | $335,000 | 697 |
| Goodwill and other intangibles | $1,040,000 | 1,539 |
| All other assets | $13,505,000 | 1,053 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $748,735,000 | 761 |
| Total liabilities | $680,736,000 | 751 |
| Total deposits | $580,756,000 | 741 |
| Interest-bearing deposits | $508,734,000 | 747 |
| Deposits held in domestic offices | $580,756,000 | 738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,058,000 | 434 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $47,098,000 | 867 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $4,824,000 | 1,033 |
| Total equity capital | $67,999,000 | 818 |
| Total bank equity capital | $67,999,000 | 818 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $5,458,000 | 648 |
| Surplus | $23,166,000 | 910 |
| Undivided profits | $39,375,000 | 813 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,186,000 | 783 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $3,000 | 1,387 |
| Income earned, not collected on loans | $5,207,000 | 511 |
| Earning assets | $700,983,000 | 743 |
| Long-term assets (5+ years) | $141,572,000 | 737 |
| Average Assets, year-to-date | $717,807,330 | 769 |
| Average Assets, quarterly | $731,880,000 | 761 |
| Volatile liabilities | $232,683,000 | 554 |
| Insider loans | $7,058,000 | 726 |
| FHLB advances | $47,098,000 | 775 |
| Loans and leases held for sale | $1,455,000 | 1,286 |
| Unused loan commitments | $118,036,000 | 761 |
| Tier 1 (core) risk-based capital | $65,389,000 | 761 |
| Tier 2 risk-based capital | $6,075,000 | 742 |
| Total risk weighted assets | $593,358,000 | 648 |
| Total unused commitments | $118,036,000 | 766 |
| Derivatives | $16,824,000 | 357 |
| 2003-03-31 | Rank | |
| # of Employees: | 215 | 750 |
| Assets and Liabilities | ||
| Total Assets: | $715,025,000 | 773 |
| Cash and due from depository institutions | $23,730,000 | 750 |
| Interest-bearing balances | $4,432,000 | 1,670 |
| Securities | $164,019,000 | 789 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,247 |
| Net loans & leases | $498,044,000 | 708 |
| Loan loss allowance | $5,460,000 | 846 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $14,858,000 | 547 |
| Other real estate owned | $335,000 | 750 |
| Goodwill and other intangibles | $713,000 | 1,751 |
| All other assets | $13,326,000 | 1,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $715,025,000 | 773 |
| Total liabilities | $648,114,000 | 771 |
| Total deposits | $543,276,000 | 787 |
| Interest-bearing deposits | $477,416,000 | 786 |
| Deposits held in domestic offices | $543,276,000 | 784 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $45,204,000 | 451 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $54,728,000 | 753 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,906,000 | 1,042 |
| Total equity capital | $66,911,000 | 817 |
| Total bank equity capital | $66,911,000 | 817 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $5,458,000 | 638 |
| Surplus | $23,166,000 | 898 |
| Undivided profits | $38,287,000 | 812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,016,000 | 1,090 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $57,000 | 1,093 |
| Income earned, not collected on loans | $4,998,000 | 537 |
| Earning assets | $666,495,000 | 766 |
| Long-term assets (5+ years) | $132,261,000 | 764 |
| Average Assets, year-to-date | $702,343,500 | 778 |
| Average Assets, quarterly | $702,343,500 | 778 |
| Volatile liabilities | $197,390,000 | 608 |
| Insider loans | $7,322,000 | 690 |
| FHLB advances | $54,728,000 | 676 |
| Loans and leases held for sale | $2,123,000 | 983 |
| Unused loan commitments | $113,894,000 | 747 |
| Tier 1 (core) risk-based capital | $63,808,000 | 770 |
| Tier 2 risk-based capital | $5,460,000 | 797 |
| Total risk weighted assets | $564,429,000 | 667 |
| Total unused commitments | $113,894,000 | 749 |
| Derivatives | $15,764,000 | 338 |
| 2002-12-31 | Rank | |
| # of Employees: | 214 | 751 |
| Assets and Liabilities | ||
| Total Assets: | $689,662,000 | 787 |
| Cash and due from depository institutions | $20,701,000 | 751 |
| Interest-bearing balances | $4,945,000 | 1,438 |
| Securities | $159,636,000 | 793 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,991 |
| Net loans & leases | $480,777,000 | 725 |
| Loan loss allowance | $5,051,000 | 876 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $14,690,000 | 553 |
| Other real estate owned | $335,000 | 751 |
| Goodwill and other intangibles | $751,000 | 1,712 |
| All other assets | $12,772,000 | 1,055 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $689,662,000 | 787 |
| Total liabilities | $623,300,000 | 790 |
| Total deposits | $525,620,000 | 792 |
| Interest-bearing deposits | $455,909,000 | 794 |
| Deposits held in domestic offices | $525,620,000 | 789 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,304,000 | 442 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $44,584,000 | 879 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $4,792,000 | 1,021 |
| Total equity capital | $66,362,000 | 807 |
| Total bank equity capital | $66,362,000 | 807 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $5,458,000 | 641 |
| Surplus | $23,166,000 | 879 |
| Undivided profits | $37,738,000 | 811 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,454,000 | 1,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $81,000 | 947 |
| Income earned, not collected on loans | $4,757,000 | 577 |
| Earning assets | $645,358,000 | 770 |
| Long-term assets (5+ years) | $125,024,000 | 798 |
| Average Assets, year-to-date | $629,730,800 | 805 |
| Average Assets, quarterly | $680,489,000 | 787 |
| Volatile liabilities | $181,336,000 | 653 |
| Insider loans | $6,160,000 | 812 |
| FHLB advances | $44,584,000 | 780 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $107,500,000 | 764 |
| Tier 1 (core) risk-based capital | $62,776,000 | 766 |
| Tier 2 risk-based capital | $5,051,000 | 837 |
| Total risk weighted assets | $538,734,000 | 686 |
| Total unused commitments | $107,500,000 | 764 |
| Derivatives | $14,866,000 | 335 |
| 2001-12-31 | Rank | |
| # of Employees: | 180 | 902 |
| Assets and Liabilities | ||
| Total Assets: | $499,770,000 | 1,018 |
| Cash and due from depository institutions | $16,295,000 | 902 |
| Interest-bearing balances | $477,000 | 3,752 |
| Securities | $101,846,000 | 1,110 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,110 |
| Net loans & leases | $360,487,000 | 924 |
| Loan loss allowance | $3,470,000 | 1,187 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $10,411,000 | 806 |
| Other real estate owned | $344,000 | 902 |
| Goodwill and other intangibles | $903,000 | 1,527 |
| All other assets | $9,484,000 | 1,289 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $499,770,000 | 1,018 |
| Total liabilities | $456,879,000 | 1,009 |
| Total deposits | $392,670,000 | 1,018 |
| Interest-bearing deposits | $344,123,000 | 998 |
| Deposits held in domestic offices | $392,670,000 | 1,016 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $54,022,000 | 419 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,764,000 | 2,650 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $3,423,000 | 1,311 |
| Total equity capital | $42,891,000 | 1,143 |
| Total bank equity capital | $42,891,000 | 1,143 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $5,458,000 | 638 |
| Surplus | $5,566,000 | 2,847 |
| Undivided profits | $31,867,000 | 882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,191,000 | 711 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $4,547,000 | 671 |
| Earning assets | $462,810,000 | 1,007 |
| Long-term assets (5+ years) | $75,127,000 | 1,240 |
| Average Assets, year-to-date | $478,985,000 | 1,010 |
| Average Assets, quarterly | $488,270,000 | 1,028 |
| Volatile liabilities | $113,427,000 | 896 |
| Insider loans | $7,699,000 | 591 |
| FHLB advances | $6,764,000 | 2,486 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $91,442,000 | 810 |
| Tier 1 (core) risk-based capital | $40,929,000 | 1,112 |
| Tier 2 risk-based capital | $3,470,000 | 1,118 |
| Total risk weighted assets | $400,579,000 | 861 |
| Total unused commitments | $91,442,000 | 810 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 179 | 877 |
| Assets and Liabilities | ||
| Total Assets: | $461,535,000 | 1,056 |
| Cash and due from depository institutions | $17,353,000 | 877 |
| Interest-bearing balances | $114,000 | 4,408 |
| Securities | $99,696,000 | 1,123 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $323,892,000 | 989 |
| Loan loss allowance | $3,650,000 | 1,096 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $11,071,000 | 709 |
| Other real estate owned | $296,000 | 877 |
| Goodwill and other intangibles | $1,054,000 | 1,402 |
| All other assets | $8,173,000 | 1,193 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $461,535,000 | 1,056 |
| Total liabilities | $420,046,000 | 1,050 |
| Total deposits | $364,807,000 | 1,053 |
| Interest-bearing deposits | $318,499,000 | 1,042 |
| Deposits held in domestic offices | $364,807,000 | 1,051 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $44,945,000 | 476 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $6,941,000 | 2,489 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $3,353,000 | 1,342 |
| Total equity capital | $41,489,000 | 1,125 |
| Total bank equity capital | $41,489,000 | 1,125 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $5,458,000 | 635 |
| Surplus | $5,566,000 | 2,766 |
| Undivided profits | $30,465,000 | 874 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,404,000 | 591 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $4,191,000 | 604 |
| Earning assets | $423,702,000 | 1,052 |
| Long-term assets (5+ years) | $49,918,000 | 1,657 |
| Average Assets, year-to-date | $441,816,400 | 1,047 |
| Average Assets, quarterly | $453,812,000 | 1,059 |
| Volatile liabilities | $100,702,000 | 983 |
| Insider loans | $5,656,000 | 829 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $93,557,000 | 748 |
| Tier 1 (core) risk-based capital | $40,347,000 | 1,101 |
| Tier 2 risk-based capital | $3,651,000 | 1,049 |
| Total risk weighted assets | $382,504,700 | 865 |
| Total unused commitments | $93,557,000 | 748 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 173 | 952 |
| Assets and Liabilities | ||
| Total Assets: | $427,586,000 | 1,117 |
| Cash and due from depository institutions | $16,636,000 | 952 |
| Interest-bearing balances | $396,000 | 3,363 |
| Securities | $107,985,000 | 1,062 |
| Federal funds sold & reverse repurchase agreements | $34,000 | 6,726 |
| Net loans & leases | $284,075,000 | 1,084 |
| Loan loss allowance | $2,379,000 | 1,569 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $10,149,000 | 780 |
| Other real estate owned | $352,000 | 952 |
| Goodwill and other intangibles | $1,200,000 | 1,384 |
| All other assets | $7,155,000 | 1,332 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $427,586,000 | 1,117 |
| Total liabilities | $388,587,000 | 1,116 |
| Total deposits | $341,410,000 | 1,092 |
| Interest-bearing deposits | $297,074,000 | 1,086 |
| Deposits held in domestic offices | $341,410,000 | 1,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,567,000 | 907 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $26,882,000 | 1,115 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $3,728,000 | 1,168 |
| Total equity capital | $38,999,000 | 1,161 |
| Total bank equity capital | $38,999,000 | 1,161 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $5,458,000 | 648 |
| Surplus | $6,191,000 | 2,494 |
| Undivided profits | $27,350,000 | 914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,162,000 | 1,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $3,140,000 | 687 |
| Earning assets | $392,490,000 | 1,117 |
| Long-term assets (5+ years) | $31,357,000 | 2,476 |
| Average Assets, year-to-date | $435,922,600 | 1,050 |
| Average Assets, quarterly | $430,530,500 | 1,099 |
| Volatile liabilities | $87,878,000 | 1,064 |
| Insider loans | $11,147,000 | 365 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $85,366,000 | 805 |
| Tier 1 (core) risk-based capital | $38,830,000 | 1,131 |
| Tier 2 risk-based capital | $2,379,000 | 1,449 |
| Total risk weighted assets | $328,801,900 | 967 |
| Total unused commitments | $85,366,000 | 805 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 76 | 2,298 |
| Assets and Liabilities | ||
| Total Assets: | $234,098,000 | 1,973 |
| Cash and due from depository institutions | $9,078,000 | 2,298 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $77,257,000 | 1,522 |
| Federal funds sold & reverse repurchase agreements | $3,798,000 | 4,198 |
| Net loans & leases | $134,661,000 | 2,078 |
| Loan loss allowance | $1,263,000 | 2,706 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $4,230,000 | 1,899 |
| Other real estate owned | $220,000 | 2,298 |
| Goodwill and other intangibles | $1,356,000 | 1,257 |
| All other assets | $3,498,000 | 2,141 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $234,098,000 | 1,973 |
| Total liabilities | $213,440,000 | 1,948 |
| Total deposits | $193,129,000 | 1,960 |
| Interest-bearing deposits | $165,900,000 | 1,952 |
| Deposits held in domestic offices | $193,129,000 | 1,955 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $18,277,000 | 770 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,034,000 | 1,967 |
| Total equity capital | $20,658,000 | 2,187 |
| Total bank equity capital | $20,658,000 | 2,187 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $5,258,000 | 663 |
| Surplus | $5,391,000 | 2,662 |
| Undivided profits | $10,009,000 | 2,571 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,432,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,311,000 | 1,659 |
| Earning assets | $215,716,000 | 1,974 |
| Long-term assets (5+ years) | $11,001,000 | 4,504 |
| Average Assets, year-to-date | $232,800,400 | 1,879 |
| Average Assets, quarterly | $235,907,000 | 1,927 |
| Volatile liabilities | $41,748,000 | 1,644 |
| Insider loans | $4,654,000 | 910 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $39,126,000 | 1,358 |
| Tier 1 (core) risk-based capital | $18,789,000 | 2,275 |
| Tier 2 risk-based capital | $1,263,000 | 2,461 |
| Total risk weighted assets | $164,567,700 | 1,756 |
| Total unused commitments | $39,126,000 | 1,364 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 77 | 2,306 |
| Assets and Liabilities | ||
| Total Assets: | $218,178,000 | 2,087 |
| Cash and due from depository institutions | $6,684,000 | 2,306 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $64,011,000 | 1,801 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 4,469 |
| Net loans & leases | $136,119,000 | 2,064 |
| Loan loss allowance | $1,161,000 | 2,939 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $4,169,000 | 1,905 |
| Other real estate owned | $79,000 | 2,306 |
| Goodwill and other intangibles | $1,508,000 | 1,128 |
| All other assets | $3,133,000 | 2,301 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,178,000 | 2,087 |
| Total liabilities | $198,223,000 | 2,077 |
| Total deposits | $180,553,000 | 2,088 |
| Interest-bearing deposits | $155,230,000 | 2,085 |
| Deposits held in domestic offices | $180,553,000 | 2,081 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,236,000 | 836 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,434,000 | 2,646 |
| Total equity capital | $19,955,000 | 2,229 |
| Total bank equity capital | $19,955,000 | 2,229 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $5,650,000 | 634 |
| Surplus | $5,934,000 | 2,411 |
| Undivided profits | $8,371,000 | 2,966 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $531,000 | 3,900 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,299,000 | 1,710 |
| Earning assets | $202,605,000 | 2,070 |
| Long-term assets (5+ years) | $12,401,000 | 3,788 |
| Average Assets, year-to-date | $209,498,800 | 2,075 |
| Average Assets, quarterly | $216,442,500 | 2,083 |
| Volatile liabilities | $33,744,000 | 1,940 |
| Insider loans | $291,000 | 6,714 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $45,140,000 | 1,172 |
| Tier 1 (core) risk-based capital | $18,344,000 | 2,337 |
| Tier 2 risk-based capital | $1,161,000 | 2,548 |
| Total risk weighted assets | $163,230,600 | 1,717 |
| Total unused commitments | $45,140,000 | 1,175 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities | ||
| Total Assets: | $202,633,000 | 2,308 |
| Cash and due from depository institutions | $6,470,000 | 2,622 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $60,855,000 | 1,998 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $125,950,000 | 2,247 |
| Loan loss allowance | $1,060,000 | 3,344 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,846,000 | 2,062 |
| Other real estate owned | $91,000 | 2,622 |
| Goodwill and other intangibles | $1,659,000 | 1,023 |
| All other assets | $3,762,000 | 2,010 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,633,000 | 2,308 |
| Total liabilities | $183,823,000 | 2,295 |
| Total deposits | $168,563,000 | 2,308 |
| Interest-bearing deposits | $145,687,000 | 2,282 |
| Deposits held in domestic offices | $168,563,000 | 2,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,747,000 | 987 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,513,000 | 2,561 |
| Total equity capital | $18,810,000 | 2,386 |
| Total bank equity capital | $18,810,000 | 2,386 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $5,650,000 | 676 |
| Surplus | $5,650,000 | 2,559 |
| Undivided profits | $7,510,000 | 3,214 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $546,000 | 4,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,104,000 | 2,029 |
| Earning assets | $186,805,000 | 2,309 |
| Long-term assets (5+ years) | $23,202,000 | 2,385 |
| Average Assets, year-to-date | $191,515,800 | 2,355 |
| Average Assets, quarterly | $198,704,500 | 2,350 |
| Volatile liabilities | $31,413,000 | 2,003 |
| Insider loans | $409,000 | 6,030 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $28,408,000 | 1,609 |
| Tier 1 (core) risk-based capital | $17,143,000 | 2,537 |
| Tier 2 risk-based capital | $1,060,000 | 2,817 |
| Total risk weighted assets | $150,963,300 | 1,875 |
| Total unused commitments | $28,408,000 | 1,625 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 68 | 2,866 |
| Assets and Liabilities | ||
| Total Assets: | $183,866,000 | 2,535 |
| Cash and due from depository institutions | $6,667,000 | 2,866 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $62,173,000 | 2,000 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $105,134,000 | 2,566 |
| Loan loss allowance | $1,303,000 | 2,784 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,618,000 | 2,148 |
| Other real estate owned | $29,000 | 2,866 |
| Goodwill and other intangibles | $1,811,000 | 906 |
| All other assets | $4,434,000 | 1,791 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $183,866,000 | 2,535 |
| Total liabilities | $166,920,000 | 2,517 |
| Total deposits | $158,096,000 | 2,470 |
| Interest-bearing deposits | $136,798,000 | 2,481 |
| Deposits held in domestic offices | $158,096,000 | 2,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,247,000 | 1,311 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,577,000 | 2,542 |
| Total equity capital | $16,946,000 | 2,633 |
| Total bank equity capital | $16,946,000 | 2,633 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $5,650,000 | 678 |
| Surplus | $5,650,000 | 2,574 |
| Undivided profits | $5,646,000 | 4,141 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $682,000 | 3,486 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $991,000 | 2,331 |
| Earning assets | $167,307,000 | 2,551 |
| Long-term assets (5+ years) | $27,708,000 | 1,947 |
| Average Assets, year-to-date | $179,094,800 | 2,509 |
| Average Assets, quarterly | $180,277,000 | 2,545 |
| Volatile liabilities | $22,425,000 | 2,403 |
| Insider loans | $599,000 | 5,137 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $20,413,000 | 1,979 |
| Tier 1 (core) risk-based capital | $15,096,000 | 2,850 |
| Tier 2 risk-based capital | $1,303,000 | 2,293 |
| Total risk weighted assets | $127,046,400 | 2,173 |
| Total unused commitments | $20,413,000 | 1,988 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 68 | 2,960 |
| Assets and Liabilities | ||
| Total Assets: | $175,039,000 | 2,612 |
| Cash and due from depository institutions | $4,481,000 | 2,960 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $78,733,000 | 1,658 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $82,291,000 | 3,143 |
| Loan loss allowance | $1,458,000 | 2,601 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,569,000 | 2,080 |
| Other real estate owned | $0 | 2,960 |
| Goodwill and other intangibles | $2,136,000 | 760 |
| All other assets | $3,829,000 | 2,142 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $175,039,000 | 2,612 |
| Total liabilities | $161,934,000 | 2,565 |
| Total deposits | $152,714,000 | 2,529 |
| Interest-bearing deposits | $132,144,000 | 2,504 |
| Deposits held in domestic offices | $152,714,000 | 2,518 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,938,000 | 1,434 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,282,000 | 2,512 |
| Total equity capital | $13,105,000 | 3,119 |
| Total bank equity capital | $13,105,000 | 3,119 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $5,650,000 | 665 |
| Surplus | $4,675,000 | 2,937 |
| Undivided profits | $2,780,000 | 6,159 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,159,000 | 2,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $728,000 | 2,796 |
| Earning assets | $161,024,000 | 2,607 |
| Long-term assets (5+ years) | $34,935,000 | 1,612 |
| Average Assets, year-to-date | $182,599,600 | 2,436 |
| Average Assets, quarterly | $177,223,000 | 2,556 |
| Volatile liabilities | $20,939,000 | 2,453 |
| Insider loans | $305,000 | 7,104 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $13,919,000 | 2,483 |
| Tier 1 (core) risk-based capital | $12,695,000 | 3,249 |
| Tier 2 risk-based capital | $1,383,770 | 2,167 |
| Total risk weighted assets | $109,938,370 | 2,421 |
| Total unused commitments | $13,919,000 | 2,493 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 63 | 3,334 |
| Assets and Liabilities | ||
| Total Assets: | $185,778,000 | 2,493 |
| Cash and due from depository institutions | $3,515,000 | 3,334 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $94,007,000 | 1,446 |
| Federal funds sold & reverse repurchase agreements | $3,175,000 | 4,203 |
| Net loans & leases | $74,910,000 | 3,376 |
| Loan loss allowance | $1,483,000 | 2,657 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,506,000 | 2,086 |
| Other real estate owned | $444,000 | 3,334 |
| Goodwill and other intangibles | $2,518,000 | 623 |
| All other assets | $3,703,000 | 2,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $185,778,000 | 2,493 |
| Total liabilities | $171,815,000 | 2,476 |
| Total deposits | $162,337,000 | 2,442 |
| Interest-bearing deposits | $142,305,000 | 2,427 |
| Deposits held in domestic offices | $162,337,000 | 2,432 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,296,000 | 1,175 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,182,000 | 2,744 |
| Total equity capital | $13,963,000 | 2,895 |
| Total bank equity capital | $13,963,000 | 2,895 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $5,650,000 | 649 |
| Surplus | $4,675,000 | 2,880 |
| Undivided profits | $3,638,000 | 5,460 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,091,000 | 2,970 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $624,000 | 2,900 |
| Earning assets | $172,092,000 | 2,472 |
| Long-term assets (5+ years) | $40,673,000 | 1,449 |
| Average Assets, year-to-date | $158,358,600 | 2,819 |
| Average Assets, quarterly | $168,843,500 | 2,699 |
| Volatile liabilities | $17,581,000 | 2,660 |
| Insider loans | $702,000 | 4,718 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $15,103,000 | 2,312 |
| Tier 1 (core) risk-based capital | $11,409,000 | 3,510 |
| Tier 2 risk-based capital | $1,327,110 | 2,232 |
| Total risk weighted assets | $106,012,810 | 2,471 |
| Total unused commitments | $15,103,000 | 2,330 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 63 | 3,399 |
| Assets and Liabilities | ||
| Total Assets: | $148,254,000 | 3,134 |
| Cash and due from depository institutions | $4,765,000 | 3,399 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $62,439,000 | 2,167 |
| Federal funds sold & reverse repurchase agreements | $4,100,000 | 3,879 |
| Net loans & leases | $69,733,000 | 3,672 |
| Loan loss allowance | $1,659,000 | 2,483 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,005,000 | 2,456 |
| Other real estate owned | $1,038,000 | 3,399 |
| Goodwill and other intangibles | $787,000 | 1,115 |
| All other assets | $2,387,000 | 3,084 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $148,254,000 | 3,134 |
| Total liabilities | $136,405,000 | 3,119 |
| Total deposits | $133,795,000 | 3,038 |
| Interest-bearing deposits | $115,355,000 | 3,086 |
| Deposits held in domestic offices | $133,795,000 | 3,032 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,100,000 | 2,477 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,510,000 | 2,345 |
| Total equity capital | $11,849,000 | 3,231 |
| Total bank equity capital | $11,849,000 | 3,231 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $5,650,000 | 647 |
| Surplus | $4,675,000 | 2,758 |
| Undivided profits | $1,524,000 | 8,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,475,000 | 2,800 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $591,000 | 3,446 |
| Earning assets | $136,272,000 | 3,122 |
| Long-term assets (5+ years) | $20,475,000 | 2,564 |
| Average Assets, year-to-date | $129,180,800 | 3,511 |
| Average Assets, quarterly | $147,719,000 | 3,134 |
| Volatile liabilities | $10,326,000 | 4,011 |
| Insider loans | $110,000 | 5,471 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $10,762,000 | 2,799 |
| Tier 1 (core) risk-based capital | $11,062,000 | 3,427 |
| Tier 2 risk-based capital | $1,056,970 | 2,767 |
| Total risk weighted assets | $83,939,770 | 3,125 |
| Total unused commitments | $10,762,000 | 2,811 |
| Derivatives | $0 | 651 |