Home > Home Federal Savings Bank of South Carolina > Income and Expense
Home Federal Savings Bank of South Carolina, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,095,000 | 1,615 |
| Total interest expense | $9,700,000 | 1,344 |
| Net interest income | $9,395,000 | 1,926 |
| Provision for loan and lease losses | $101,000 | 4,511 |
| Total noninterest income | $2,226,000 | 1,698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,226,000 | 1,052 |
| Total noninterest expense | $6,068,000 | 2,316 |
| Salaries and employee benefits | $2,732,000 | 2,450 |
| Premises and equipment expense | $949,000 | 2,133 |
| Additional noninterest expense | $2,387,000 | 2,218 |
| Pre-tax net operating income | $5,452,000 | 1,361 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $1,964,000 | 1,225 |
| Income before extraordinary items | $3,469,000 | 1,430 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,469,000 | 1,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,622 |
| Cash dividends | $1,500,000 | 1,399 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,481,160 | 1,436 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,502,000 | 1,686 |
| Total interest expense | $9,149,000 | 1,464 |
| Net interest income | $9,353,000 | 1,936 |
| Provision for loan and lease losses | $501,000 | 2,082 |
| Total noninterest income | $1,742,000 | 2,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,742,000 | 1,382 |
| Total noninterest expense | $5,617,000 | 2,546 |
| Salaries and employee benefits | $2,453,000 | 2,692 |
| Premises and equipment expense | $743,000 | 2,727 |
| Additional noninterest expense | $2,421,000 | 2,310 |
| Pre-tax net operating income | $4,977,000 | 1,406 |
| Securities gains (losses) | $448,000 | 970 |
| Applicable income taxes | $2,064,000 | 1,176 |
| Income before extraordinary items | $3,361,000 | 1,505 |
| Extraordinary gains, net | $780,000 | 288 |
| Net income | $4,141,000 | 1,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,074,280 | 1,562 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,391,000 | 1,832 |
| Total interest expense | $10,492,000 | 1,649 |
| Net interest income | $8,899,000 | 2,051 |
| Provision for loan and lease losses | $378,000 | 3,582 |
| Total noninterest income | $1,713,000 | 2,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,713,000 | 1,387 |
| Total noninterest expense | $5,440,000 | 2,653 |
| Salaries and employee benefits | $2,309,000 | 2,811 |
| Premises and equipment expense | $887,000 | 2,335 |
| Additional noninterest expense | $2,244,000 | 2,546 |
| Pre-tax net operating income | $4,794,000 | 1,331 |
| Securities gains (losses) | $507,000 | 1,076 |
| Applicable income taxes | $2,076,000 | 1,079 |
| Income before extraordinary items | $3,225,000 | 1,442 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,225,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,900,520 | 1,485 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.