Home > Home Federal Savings Bank of New Mexico > Income and Expense
Home Federal Savings Bank of New Mexico, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,966,000 | 4,235 |
| Total interest expense | $3,281,000 | 3,658 |
| Net interest income | $3,685,000 | 4,716 |
| Provision for loan and lease losses | $-454,000 | 12,451 |
| Total noninterest income | $384,000 | 6,298 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $384,000 | 3,496 |
| Total noninterest expense | $2,730,000 | 4,793 |
| Salaries and employee benefits | $1,311,000 | 4,839 |
| Premises and equipment expense | $596,000 | 3,289 |
| Additional noninterest expense | $823,000 | 5,578 |
| Pre-tax net operating income | $1,793,000 | 3,756 |
| Securities gains (losses) | $-496,000 | 12,242 |
| Applicable income taxes | $355,000 | 5,214 |
| Income before extraordinary items | $942,000 | 4,727 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $942,000 | 4,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-221,000 | 12,425 |
| Cash dividends | $316,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $94,000 | 826 |
| Net operating income | $1,304,080 | 3,626 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,130,000 | 4,251 |
| Total interest expense | $3,730,000 | 3,375 |
| Net interest income | $3,400,000 | 5,071 |
| Provision for loan and lease losses | $-35,000 | 12,666 |
| Total noninterest income | $452,000 | 5,980 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $452,000 | 3,483 |
| Total noninterest expense | $2,573,000 | 5,140 |
| Salaries and employee benefits | $1,236,000 | 5,102 |
| Premises and equipment expense | $587,000 | 3,401 |
| Additional noninterest expense | $750,000 | 6,243 |
| Pre-tax net operating income | $1,314,000 | 4,819 |
| Securities gains (losses) | $531,000 | 859 |
| Applicable income taxes | $569,000 | 3,757 |
| Income before extraordinary items | $1,276,000 | 3,783 |
| Extraordinary gains, net | $370,000 | 595 |
| Net income | $1,646,000 | 3,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-47,000 | 12,633 |
| Cash dividends | $66,000 | 7,589 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 1,184 |
| Net operating income | $909,610 | 4,828 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,285,000 | 4,166 |
| Total interest expense | $5,174,000 | 3,217 |
| Net interest income | $3,111,000 | 5,555 |
| Provision for loan and lease losses | $673,000 | 2,442 |
| Total noninterest income | $396,000 | 6,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $396,000 | 3,731 |
| Total noninterest expense | $2,897,000 | 4,675 |
| Salaries and employee benefits | $1,184,000 | 5,229 |
| Premises and equipment expense | $593,000 | 3,404 |
| Additional noninterest expense | $1,120,000 | 4,614 |
| Pre-tax net operating income | $-63,000 | 12,883 |
| Securities gains (losses) | $241,000 | 1,770 |
| Applicable income taxes | $85,000 | 10,309 |
| Income before extraordinary items | $93,000 | 12,026 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $93,000 | 12,088 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $814,000 | 1,797 |
| Cash dividends | $44,000 | 7,892 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 1,018 |
| Net operating income | $-61,240 | 12,839 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.