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Home Federal Savings Bank of Eastern North Carolina, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,630,000 | 3,623 |
| Total interest expense | $5,277,000 | 3,140 |
| Net interest income | $4,353,000 | 4,129 |
| Provision for loan and lease losses | $138,000 | 6,347 |
| Total noninterest income | $883,000 | 3,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $883,000 | 2,169 |
| Total noninterest expense | $3,507,000 | 3,933 |
| Salaries and employee benefits | $1,936,000 | 3,298 |
| Premises and equipment expense | $793,000 | 2,625 |
| Additional noninterest expense | $778,000 | 6,226 |
| Pre-tax net operating income | $1,591,000 | 3,833 |
| Securities gains (losses) | $563,000 | 991 |
| Applicable income taxes | $844,000 | 2,462 |
| Income before extraordinary items | $1,310,000 | 3,495 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,310,000 | 3,540 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $243,000 | 4,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $949,680 | 4,398 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.