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Home Federal Savings Bank of Alabama, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,458,000 | 4,576 |
| Total interest expense | $3,885,000 | 4,183 |
| Net interest income | $3,573,000 | 4,922 |
| Provision for loan and lease losses | $690,000 | 2,399 |
| Total noninterest income | $665,000 | 4,591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $665,000 | 2,631 |
| Total noninterest expense | $2,368,000 | 5,553 |
| Salaries and employee benefits | $1,311,000 | 4,779 |
| Premises and equipment expense | $457,000 | 4,294 |
| Additional noninterest expense | $600,000 | 7,515 |
| Pre-tax net operating income | $1,180,000 | 4,981 |
| Securities gains (losses) | $4,000 | 7,235 |
| Applicable income taxes | $403,000 | 4,769 |
| Income before extraordinary items | $781,000 | 5,456 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $781,000 | 5,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 3,859 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $47,000 | 935 |
| Net operating income | $778,360 | 5,158 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.