Home > Home Federal Savings Bank > Net charge- offs to loans
Home Federal Savings Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0383% | 1,545 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 3,885 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0084% | 3,925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0825% | 4,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 1,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6676% | 439 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3497% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0013% | 3,513 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0765% | 4,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2282% | 1,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9324% | 337 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2199% | 1,610 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0005% | 3,396 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,279 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0008% | 3,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,566 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1134% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4186% | 1,109 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4670% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4070% | 1,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0136% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,420 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,711 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 3,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2106% | 4,452 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0320% | 4,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0323% | 4,079 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0102% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 633 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0295% | 332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 661 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0740% | 4,118 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0592% | 2,346 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4272% | 144 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0374% | 2,366 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0150% | 1,568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0210% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0058% | 523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0792% | 4,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0774% | 2,043 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3125% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0488% | 2,109 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0009% | 3,029 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0091% | 433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 411 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 3,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0712% | 1,893 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0690% | 22 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0287% | 3,824 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0053% | 3,356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0751% | 3,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6530% | 71 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0281% | 3,836 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1066% | 4,598 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1100% | 4,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2143% | 4,621 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 3,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 3,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1043% | 4,184 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0591% | 4,070 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7692% | 345 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0655% | 4,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1479% | 4,724 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1563% | 4,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3026% | 4,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0045% | 3,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 3,627 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1133% | 4,267 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0762% | 4,052 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9913% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0845% | 4,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2080% | 4,800 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2353% | 4,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4543% | 4,790 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 3,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0076% | 3,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1258% | 4,355 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2090% | 1,266 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4599% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1995% | 1,182 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0055% | 3,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1931% | 4,530 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6110% | 694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6155% | 618 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -10.7608% | 1,005 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0863% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1317% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2530% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 1,327 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0109% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2511% | 4,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1822% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3860% | 86 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1506% | 2,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1186% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1803% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3460% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 1,045 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0193% | 934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3156% | 4,685 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1895% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7258% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1478% | 2,040 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2163% | 715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2733% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5310% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 736 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1331% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0634% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3810% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0457% | 2,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 3,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0075% | 952 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0234% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0281% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1514% | 4,516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2346% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0180% | 4,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1807% | 5,048 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.3205% | 5,076 |
| Percentage Net Loans Charged-off:Construction & development | -3.4961% | 4,744 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0180% | 4,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0359% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1457% | 215 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0105% | 1,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9992% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1311% | 2,738 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8968% | 43 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0660% | 2,945 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -9.8619% | 1,115 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2119% | 5,121 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4253% | 5,161 |
| Percentage Net Loans Charged-off:Construction & development | -4.5711% | 4,810 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0160% | 4,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1945% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3200% | 328 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1573% | 2,459 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4277% | 66 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1115% | 2,545 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -12.7009% | 1,101 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3198% | 5,193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6560% | 5,218 |
| Percentage Net Loans Charged-off:Construction & development | -6.6301% | 4,837 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0241% | 4,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0148% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0184% | 1,005 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0232% | 208 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2475% | 1,948 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5808% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1781% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -16.8578% | 1,079 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0264% | 1,925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,217 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0167% | 4,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0296% | 753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0748% | 896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4517% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6752% | 33 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3460% | 1,446 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0098% | 1,064 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0040% | 4,314 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0206% | 4,620 |
| Percentage Net Loans Charged-off:Construction & development | -0.3325% | 4,799 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,558 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 1,008 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1273% | 273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0544% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5597% | 1,450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7162% | 341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5501% | 1,359 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2276% | 1,168 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0007% | 4,002 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 4,650 |
| Percentage Net Loans Charged-off:Construction & development | -0.4187% | 4,873 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1711% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0731% | 852 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1112% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5523% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2107% | 2,113 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3988% | 1,161 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0315% | 4,805 |
| Percentage Net Loans Charged-off:Construction & development | -0.6199% | 4,957 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1480% | 469 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2590% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1165% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5785% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1953% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3484% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1772% | 2,100 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2000% | 1,134 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 1,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 726 |
| Percentage Net Loans Charged-off:Construction & development | -0.0413% | 4,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1613% | 398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5052% | 70 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0609% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1160% | 4,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4013% | 1,492 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3324% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3846% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6129% | 1,123 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 3,671 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0033% | 4,343 |
| Percentage Net Loans Charged-off:Construction & development | -0.3220% | 4,984 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0217% | 1,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1095% | 1,013 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1890% | 279 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0849% | 1,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0026% | 2,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4106% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5629% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3801% | 1,926 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6011% | 1,233 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0100% | 3,372 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0080% | 4,476 |
| Percentage Net Loans Charged-off:Construction & development | -0.3535% | 5,037 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 4,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1448% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2464% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1131% | 871 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0363% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4103% | 1,816 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0060% | 129 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3746% | 1,779 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.8006% | 1,215 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0492% | 5,170 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,997 |
| Percentage Net Loans Charged-off:Construction & development | -0.4297% | 5,091 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2110% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3708% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1605% | 632 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3926% | 5,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1516% | 2,477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2321% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1404% | 2,378 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.6627% | 1,195 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0302% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 805 |
| Percentage Net Loans Charged-off:Construction & development | -0.2726% | 5,106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4286% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7435% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3271% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1848% | 5,126 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0835% | 4,889 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0844% | 4,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.7748% | 1,156 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1587% | 5,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1388% | 5,610 |
| Percentage Net Loans Charged-off:Construction & development | -1.1491% | 5,345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 4,024 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0516% | 1,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4321% | 5,439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6744% | 1,439 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4390% | 252 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6511% | 1,362 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0860% | 5,215 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2968% | 1,223 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2225% | 5,788 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1648% | 5,690 |
| Percentage Net Loans Charged-off:Construction & development | -1.3397% | 5,404 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0431% | 1,765 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0329% | 4,054 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0694% | 1,408 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6405% | 5,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1089% | 2,881 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2205% | 156 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0663% | 2,959 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1824% | 5,321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1571% | 1,204 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3807% | 5,916 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2938% | 5,854 |
| Percentage Net Loans Charged-off:Construction & development | -1.8795% | 5,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 5,139 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0594% | 4,165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 4,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9755% | 5,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0175% | 3,038 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5226% | 143 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0355% | 4,872 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3734% | 5,419 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.1788% | 1,197 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3150% | 5,943 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1892% | 5,835 |
| Percentage Net Loans Charged-off:Construction & development | -1.1722% | 5,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0316% | 5,300 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1211% | 4,299 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1180% | 5,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 9.0141% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1600% | 5,142 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2872% | 1,175 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3757% | 6,046 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4126% | 6,012 |
| Percentage Net Loans Charged-off:Construction & development | -3.3434% | 5,634 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,952 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0388% | 2,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0674% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0276% | 2,557 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2124% | 5,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2426% | 2,503 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5834% | 616 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2321% | 2,390 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4330% | 5,520 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.3278% | 1,286 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2348% | 6,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2418% | 5,996 |
| Percentage Net Loans Charged-off:Construction & development | -2.1086% | 5,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 2,292 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 4,150 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0591% | 1,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2759% | 5,531 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6881% | 1,098 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7129% | 983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.4358% | 1,267 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1345% | 5,892 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1362% | 5,907 |
| Percentage Net Loans Charged-off:Construction & development | -1.1423% | 5,605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 5,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 4,217 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 5,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2134% | 5,474 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1156% | 643 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3347% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0575% | 603 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8817% | 1,246 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0922% | 5,823 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0880% | 5,870 |
| Percentage Net Loans Charged-off:Construction & development | -0.7565% | 5,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0199% | 5,426 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0110% | 4,225 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0237% | 5,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2312% | 5,578 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5750% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6921% | 103 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4290% | 455 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.9335% | 1,227 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.0232% | 6,447 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6148% | 6,385 |
| Percentage Net Loans Charged-off:Construction & development | -4.7656% | 5,918 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3147% | 6,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0763% | 2,624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1974% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 3,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0624% | 6,085 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1614% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2917% | 57 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8341% | 1,040 |
| Percentage Net Loans Charged-off: All other loans and lease | -159.7598% | 5,909 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1403% | 1,309 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4485% | 6,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4601% | 6,426 |
| Percentage Net Loans Charged-off:Construction & development | -3.7444% | 5,938 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1909% | 6,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0636% | 2,519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1173% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0413% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6010% | 6,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1674% | 717 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7323% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8589% | 950 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5722% | 122 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1590% | 1,297 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5553% | 6,522 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5413% | 6,498 |
| Percentage Net Loans Charged-off:Construction & development | -4.4475% | 5,972 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2852% | 6,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1649% | 1,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1547% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1691% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7489% | 6,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5485% | 530 |
| Percentage Net Loans Charged-off: Credit card loans | 7.9472% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1850% | 661 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2286% | 1,272 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7093% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9160% | 278 |
| Percentage Net Loans Charged-off:Construction & development | 8.1490% | 68 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0162% | 5,842 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 1,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2115% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 5,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2314% | 5,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5442% | 1,383 |
| Percentage Net Loans Charged-off: Credit card loans | 13.6253% | 30 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2306% | 5,705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0828% | 1,243 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5327% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6089% | 914 |
| Percentage Net Loans Charged-off:Construction & development | 4.7748% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1431% | 6,392 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0676% | 3,314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0323% | 4,701 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1052% | 2,823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2264% | 2,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8481% | 1,362 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2584% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7571% | 1,393 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.6398% | 6,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 3,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0702% | 1,347 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1617% | 6,476 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2877% | 1,679 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0393% | 4,742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4084% | 1,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2760% | 1,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9860% | 1,059 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3715% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8951% | 1,068 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.1853% | 6,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3181% | 1,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2935% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 2.5356% | 451 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1030% | 6,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0619% | 6,381 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0214% | 4,671 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0764% | 6,402 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4084% | 1,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2067% | 837 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5398% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0525% | 871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2845% | 6,764 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 5,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.1474% | 824 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0940% | 6,496 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0325% | 4,727 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1152% | 6,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5680% | 6,589 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0547% | 6,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | -3.2549% | 6,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9129% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0532% | 932 |
| Percentage Net Loans Charged-off:Construction & development | 7.5136% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3422% | 6,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2902% | 2,512 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0322% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0474% | 3,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4595% | 2,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.3415% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3918% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.1937% | 243 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.6330% | 6,432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4709% | 593 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5462% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 10.2586% | 262 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2778% | 6,878 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4491% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7658% | 355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 3,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5023% | 968 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9110% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 9.5614% | 60 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6555% | 274 |
| Percentage Net Loans Charged-off: All other loans and lease | -5.5092% | 6,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5598% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6158% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 10.4734% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4154% | 6,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7258% | 1,244 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4427% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1590% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9336% | 802 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3817% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | 14.7451% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8508% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | -7.2368% | 6,505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6302% | 600 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3636% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 15.9188% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1735% | 6,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5647% | 1,372 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7803% | 322 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1501% | 2,219 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2045% | 6,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8328% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8376% | 104 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6231% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | -13.7791% | 6,527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7825% | 832 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6280% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 2.8582% | 1,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5422% | 397 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2693% | 3,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2174% | 1,599 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2901% | 2,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4394% | 992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9226% | 1,771 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4044% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5474% | 2,369 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4119% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0659% | 571 |
| Percentage Net Loans Charged-off:Construction & development | 5.4612% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8242% | 557 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2606% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4868% | 1,104 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5711% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7332% | 576 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3393% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1946% | 113 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0125% | 1,266 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3342% | 541 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1246% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 7.5808% | 572 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9487% | 1,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5260% | 741 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5924% | 926 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9008% | 587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2199% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1721% | 1,282 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0116% | 141 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8826% | 1,353 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2042% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3829% | 454 |
| Percentage Net Loans Charged-off:Construction & development | 4.1738% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9922% | 456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6664% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7191% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8541% | 881 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5450% | 931 |
| Percentage Net Loans Charged-off: Credit card loans | 17.6471% | 58 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7977% | 1,279 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6280% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.2960% | 770 |
| Percentage Net Loans Charged-off:Construction & development | 5.7890% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5967% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4445% | 2,431 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1588% | 5,557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6696% | 1,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2624% | 287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2901% | 1,724 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7730% | 733 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3159% | 425 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8485% | 943 |
| Percentage Net Loans Charged-off:Construction & development | 3.6286% | 1,421 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.4926% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4985% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1320% | 5,595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7313% | 1,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.3582% | 276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0209% | 1,955 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7544% | 676 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.9378% | 552 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0979% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 3.4213% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7582% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2689% | 2,509 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3628% | 5,641 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5004% | 1,830 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.1233% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3378% | 7,251 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1067% | 485 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9179% | 780 |
| Percentage Net Loans Charged-off:Construction & development | 7.4653% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8439% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1415% | 7,611 |
| Percentage Net Loans Charged-off: Home equity loans | -0.6528% | 5,698 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0470% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.2695% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3229% | 7,597 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8371% | 775 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1488% | 979 |
| Percentage Net Loans Charged-off:Construction & development | 1.9183% | 2,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9990% | 226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8269% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6760% | 572 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5347% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3137% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3890% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1001% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1862% | 504 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5926% | 599 |
| Percentage Net Loans Charged-off:Construction & development | 3.0184% | 1,414 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1956% | 173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9511% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9171% | 439 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6233% | 1,465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4595% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7055% | 1,515 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8419% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.8097% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.8129% | 319 |
| Percentage Net Loans Charged-off:Construction & development | 4.7579% | 863 |
| Percentage Net Loans Charged-off: Commercial real estate | 6.2025% | 87 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0785% | 908 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1388% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3911% | 1,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3560% | 659 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9794% | 2,353 |
| Percentage Net Loans Charged-off: Credit card loans | 8.8342% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6655% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3528% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.9039% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 8.1117% | 50 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4611% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3880% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8301% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8455% | 1,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4719% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4388% | 667 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8671% | 316 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3134% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 2.3106% | 996 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6011% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1086% | 6,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3100% | 1,728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6349% | 608 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2159% | 1,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.6216% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3640% | 1,641 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0556% | 963 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7067% | 227 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2421% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 2.8290% | 551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6365% | 473 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3462% | 161 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2522% | 1,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7442% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1133% | 2,085 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.2184% | 135 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1629% | 1,603 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3998% | 760 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5489% | 1,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8029% | 616 |
| Percentage Net Loans Charged-off:Construction & development | 1.4834% | 610 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3862% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0338% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3822% | 958 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2933% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1367% | 1,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2202% | 7,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1121% | 4,468 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7067% | 1,776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5751% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6548% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 1.2713% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1882% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5573% | 541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7426% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5056% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4056% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0446% | 3,914 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5376% | 1,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5662% | 479 |
| Percentage Net Loans Charged-off:Construction & development | 1.1276% | 394 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4182% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2151% | 202 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2668% | 1,015 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9036% | 195 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0705% | 2,057 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4271% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3556% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3036% | 245 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 2,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1347% | 1,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0423% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3456% | 573 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3087% | 106 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0441% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 6,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3849% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1026% | 544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0032% | 7,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2899% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1680% | 104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0174% | 2,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0885% | 267 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9735% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0388% | 3,196 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0134% | 1,649 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 1,185 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1596% | 265 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0023% | 6,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7125% | 367 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5714% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0919% | 259 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3983% | 55 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1289% | 25 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4675% | 353 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4280% | 58 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1024% | 1,348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1081% | 2,885 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0066% | 1,457 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4911% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2771% | 169 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6427% | 29 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.6237% | 12 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,643 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 6,006 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0044% | 2,182 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 2,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0439% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6004% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 4,837 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0160% | 7,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0535% | 8,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 7,728 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1125% | 6,045 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0416% | 1,399 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5146% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3468% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 4,361 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0440% | 8,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1105% | 8,304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0405% | 8,214 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3371% | 6,034 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4986% | 436 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5779% | 1,927 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2712% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6734% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1082% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1390% | 352 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0951% | 1,447 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3929% | 2,157 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0951% | 1,650 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1169% | 114 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3450% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2774% | 429 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8787% | 158 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0957% | 1,280 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0321% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1228% | 1,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5255% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2977% | 1,162 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0376% | 148 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1969% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0483% | 1,535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1327% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 5,911 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1955% | 711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6396% | 1,225 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3028% | 1,142 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4085% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0861% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 1,017 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1907% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1618% | 5,982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3398% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0071% | 6,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8273% | 763 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5810% | 678 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0687% | 4,827 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 2,402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1143% | 1,464 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0603% | 6,035 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1794% | 1,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0254% | 7,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4920% | 1,228 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2489% | 881 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 2,482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0616% | 1,724 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1138% | 6,030 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 1,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0337% | 7,222 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8553% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7382% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 4,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,006 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3114% | 6,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1308% | 1,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 7,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4089% | 1,236 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9630% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 7,187 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 8,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0843% | 8,620 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3685% | 5,980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0120% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1096% | 7,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2436% | 1,486 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8547% | 793 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1053% | 4,694 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0479% | 2,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1029% | 1,738 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1856% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 1,935 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1087% | 4,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5137% | 1,342 |
| Percentage Net Loans Charged-off: Credit card loans | 4.7706% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0913% | 4,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 2,366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0764% | 1,667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1182% | 312 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0642% | 1,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0982% | 3,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3995% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8238% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0868% | 4,201 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0178% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0357% | 1,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1853% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0077% | 8,327 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0177% | 3,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0617% | 761 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0018% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0524% | 4,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0140% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0271% | 1,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1216% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0492% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9754% | 2,009 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8267% | 297 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 2,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 3,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,889 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0244% | 5,974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0283% | 2,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7627% | 1,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3144% | 1,683 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5941% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2067% | 3,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0024% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0031% | 3,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0355% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9226% | 1,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5704% | 3,815 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6896% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 5,530 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0023% | 916 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0028% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7194% | 339 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1191% | 1,224 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0167% | 763 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 7,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0077% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 944 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3364% | 967 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0009% | 8,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0005% | 934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0150% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9921% | 1,278 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 8,400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | -0.4909% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4506% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0929% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8345% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 7,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0270% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0539% | 74 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8362% | 26 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0200% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2484% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0007% | 8,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0169% | 1,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6321% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0008% | 8,913 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 9,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0025% | 1,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,029 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,311 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0825% | 9,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.0570% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 1,151 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |