Home > Home Federal Savings Bank > Income and Expense
Home Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,780,000 | 4,441 |
| Total interest expense | $5,749,000 | 2,259 |
| Net interest income | $1,031,000 | 10,670 |
| Provision for loan and lease losses | $16,466,000 | 189 |
| Total noninterest income | $54,000 | 12,434 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $54,000 | 9,868 |
| Total noninterest expense | $10,725,000 | 1,434 |
| Salaries and employee benefits | $1,205,000 | 5,219 |
| Premises and equipment expense | $547,000 | 3,587 |
| Additional noninterest expense | $8,973,000 | 824 |
| Pre-tax net operating income | $-26,106,000 | 13,281 |
| Securities gains (losses) | $637,000 | 768 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-25,469,000 | 13,249 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-25,469,000 | 13,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,343,000 | 202 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-26,106,000 | 13,249 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,902,000 | 4,330 |
| Total interest expense | $5,479,000 | 3,033 |
| Net interest income | $2,423,000 | 6,740 |
| Provision for loan and lease losses | $2,756,000 | 899 |
| Total noninterest income | $-2,649,000 | 13,924 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $-2,649,000 | 13,963 |
| Total noninterest expense | $6,028,000 | 2,410 |
| Salaries and employee benefits | $662,000 | 8,289 |
| Premises and equipment expense | $295,000 | 6,046 |
| Additional noninterest expense | $5,071,000 | 1,300 |
| Pre-tax net operating income | $-9,010,000 | 13,862 |
| Securities gains (losses) | $197,000 | 2,028 |
| Applicable income taxes | $2,000 | 12,604 |
| Income before extraordinary items | $-8,815,000 | 13,845 |
| Extraordinary gains, net | $-156,000 | 13,710 |
| Net income | $-8,971,000 | 13,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $142,000 | 5,022 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-9,012,000 | 13,829 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.