Home > Home Federal Savings Bank > Income and Expense
Home Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 4,076 |
| Total interest expense | $3,322,000 | 3,766 |
| Net interest income | $4,109,000 | 4,296 |
| Provision for loan and lease losses | $1,127,000 | 1,200 |
| Total noninterest income | $287,000 | 7,844 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $287,000 | 4,593 |
| Total noninterest expense | $3,702,000 | 3,734 |
| Salaries and employee benefits | $1,495,000 | 4,290 |
| Premises and equipment expense | $448,000 | 4,284 |
| Additional noninterest expense | $1,759,000 | 3,039 |
| Pre-tax net operating income | $-433,000 | 12,822 |
| Securities gains (losses) | $648,000 | 753 |
| Applicable income taxes | $305,000 | 6,010 |
| Income before extraordinary items | $-90,000 | 12,653 |
| Extraordinary gains, net | $-1,172,000 | 13,215 |
| Net income | $-1,262,000 | 13,031 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 9,155 |
| Cash dividends | $256,000 | 4,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-504,720 | 12,839 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,609,000 | 4,011 |
| Total interest expense | $4,368,000 | 3,752 |
| Net interest income | $4,241,000 | 4,215 |
| Provision for loan and lease losses | $82,000 | 7,825 |
| Total noninterest income | $674,000 | 4,536 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $674,000 | 2,605 |
| Total noninterest expense | $2,484,000 | 5,340 |
| Salaries and employee benefits | $1,148,000 | 5,389 |
| Premises and equipment expense | $491,000 | 4,038 |
| Additional noninterest expense | $845,000 | 5,820 |
| Pre-tax net operating income | $2,350,000 | 2,652 |
| Securities gains (losses) | $66,000 | 3,674 |
| Applicable income taxes | $838,000 | 2,483 |
| Income before extraordinary items | $1,577,000 | 2,926 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,577,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $256,000 | 4,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,534,100 | 2,789 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.