Home > Home Federal Savings Bank > Income and Expense
Home Federal Savings Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $447,000 | 7,963 |
| Total interest expense | $37,000 | 8,036 |
| Net interest income | $410,000 | 7,881 |
| Provision for loan and lease losses | $99,000 | 6,002 |
| Total noninterest income | $141,000 | 6,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $843,000 | 7,301 |
| Salaries and employee benefits | $376,000 | 7,463 |
| Premises and equipment expense | $173,000 | 6,273 |
| Additional noninterest expense | $294,000 | 7,140 |
| Pre-tax net operating income | $-391,000 | 6,231 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $8,000 | 4,112 |
| Income before extraordinary items | $-399,000 | 6,333 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-399,000 | 6,334 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-399,000 | 6,333 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-399,000 | 6,328 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,042 |
| Total interest expense | $29,000 | 8,123 |
| Net interest income | $286,000 | 7,940 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $121,000 | 6,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $121,000 | 4,471 |
| Total noninterest expense | $567,000 | 7,346 |
| Salaries and employee benefits | $250,000 | 7,559 |
| Premises and equipment expense | $113,000 | 6,353 |
| Additional noninterest expense | $204,000 | 7,145 |
| Pre-tax net operating income | $-210,000 | 6,295 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $4,000 | 4,294 |
| Income before extraordinary items | $-214,000 | 6,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-214,000 | 6,397 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-214,000 | 6,397 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-214,000 | 6,388 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $151,000 | 8,116 |
| Total interest expense | $19,000 | 8,160 |
| Net interest income | $132,000 | 8,023 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $10,000 | 7,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $10,000 | 6,874 |
| Total noninterest expense | $249,000 | 7,518 |
| Salaries and employee benefits | $107,000 | 7,764 |
| Premises and equipment expense | $65,000 | 6,116 |
| Additional noninterest expense | $77,000 | 7,429 |
| Pre-tax net operating income | $-107,000 | 6,681 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-107,000 | 6,826 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-107,000 | 6,827 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-107,000 | 6,827 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-107,000 | 6,736 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $847,000 | 8,070 |
| Total interest expense | $218,000 | 8,085 |
| Net interest income | $629,000 | 7,988 |
| Provision for loan and lease losses | $95,000 | 6,110 |
| Total noninterest income | $74,000 | 7,542 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $74,000 | 6,311 |
| Total noninterest expense | $1,116,000 | 7,386 |
| Salaries and employee benefits | $533,000 | 7,576 |
| Premises and equipment expense | $271,000 | 6,050 |
| Additional noninterest expense | $312,000 | 7,403 |
| Pre-tax net operating income | $-508,000 | 6,769 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-508,000 | 6,717 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-508,000 | 6,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 5,490 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-508,000 | 6,844 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $647,000 | 8,151 |
| Total interest expense | $188,000 | 8,135 |
| Net interest income | $459,000 | 8,091 |
| Provision for loan and lease losses | $91,000 | 5,254 |
| Total noninterest income | $53,000 | 7,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $53,000 | 6,516 |
| Total noninterest expense | $866,000 | 7,350 |
| Salaries and employee benefits | $421,000 | 7,543 |
| Premises and equipment expense | $204,000 | 6,041 |
| Additional noninterest expense | $241,000 | 7,375 |
| Pre-tax net operating income | $-445,000 | 7,224 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-34,000 | 7,408 |
| Income before extraordinary items | $-411,000 | 7,118 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-411,000 | 7,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,531 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-411,000 | 7,257 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $456,000 | 8,200 |
| Total interest expense | $152,000 | 8,161 |
| Net interest income | $304,000 | 8,142 |
| Provision for loan and lease losses | $24,000 | 5,853 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $41,000 | 6,390 |
| Total noninterest expense | $595,000 | 7,353 |
| Salaries and employee benefits | $292,000 | 7,555 |
| Premises and equipment expense | $143,000 | 5,958 |
| Additional noninterest expense | $160,000 | 7,413 |
| Pre-tax net operating income | $-274,000 | 7,404 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $26,000 | 4,517 |
| Income before extraordinary items | $-300,000 | 7,518 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-300,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-300,000 | 7,501 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $249,000 | 8,205 |
| Total interest expense | $98,000 | 8,103 |
| Net interest income | $151,000 | 8,202 |
| Provision for loan and lease losses | $11,000 | 5,386 |
| Total noninterest income | $22,000 | 7,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $22,000 | 6,334 |
| Total noninterest expense | $303,000 | 7,353 |
| Salaries and employee benefits | $157,000 | 7,460 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $-141,000 | 7,650 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-54,000 | 8,042 |
| Income before extraordinary items | $-87,000 | 7,616 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-87,000 | 7,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-87,000 | 7,572 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 8,095 |
| Total interest expense | $547,000 | 7,884 |
| Net interest income | $635,000 | 8,149 |
| Provision for loan and lease losses | $30,000 | 6,068 |
| Total noninterest income | $135,000 | 7,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $135,000 | 5,752 |
| Total noninterest expense | $1,142,000 | 7,451 |
| Salaries and employee benefits | $680,000 | 7,307 |
| Premises and equipment expense | $216,000 | 6,567 |
| Additional noninterest expense | $246,000 | 7,797 |
| Pre-tax net operating income | $-402,000 | 7,759 |
| Securities gains (losses) | $-148,000 | 8,218 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-550,000 | 7,907 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-550,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-402,000 | 7,818 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $905,000 | 8,143 |
| Total interest expense | $418,000 | 7,912 |
| Net interest income | $487,000 | 8,196 |
| Provision for loan and lease losses | $21,000 | 5,805 |
| Total noninterest income | $86,000 | 7,466 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $86,000 | 6,048 |
| Total noninterest expense | $828,000 | 7,483 |
| Salaries and employee benefits | $517,000 | 7,255 |
| Premises and equipment expense | $152,000 | 6,701 |
| Additional noninterest expense | $159,000 | 7,958 |
| Pre-tax net operating income | $-276,000 | 7,947 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-276,000 | 7,990 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-276,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-276,000 | 7,973 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $598,000 | 8,212 |
| Total interest expense | $277,000 | 7,962 |
| Net interest income | $321,000 | 8,276 |
| Provision for loan and lease losses | $9,000 | 5,815 |
| Total noninterest income | $62,000 | 7,433 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $62,000 | 5,942 |
| Total noninterest expense | $531,000 | 7,596 |
| Salaries and employee benefits | $351,000 | 7,277 |
| Premises and equipment expense | $101,000 | 6,761 |
| Additional noninterest expense | $79,000 | 8,248 |
| Pre-tax net operating income | $-157,000 | 8,048 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-157,000 | 8,076 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-157,000 | 8,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-157,000 | 8,069 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $304,000 | 8,250 |
| Total interest expense | $135,000 | 8,016 |
| Net interest income | $169,000 | 8,292 |
| Provision for loan and lease losses | $2,000 | 5,657 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $41,000 | 5,473 |
| Total noninterest expense | $283,000 | 7,533 |
| Salaries and employee benefits | $185,000 | 7,210 |
| Premises and equipment expense | $56,000 | 6,566 |
| Additional noninterest expense | $42,000 | 8,239 |
| Pre-tax net operating income | $-75,000 | 8,091 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-75,000 | 8,116 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-75,000 | 8,115 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-75,000 | 8,104 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 8,115 |
| Total interest expense | $506,000 | 7,906 |
| Net interest income | $728,000 | 8,173 |
| Provision for loan and lease losses | $-61,000 | 8,421 |
| Total noninterest income | $262,000 | 6,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $262,000 | 4,559 |
| Total noninterest expense | $1,181,000 | 7,418 |
| Salaries and employee benefits | $799,000 | 6,960 |
| Premises and equipment expense | $208,000 | 6,644 |
| Additional noninterest expense | $174,000 | 8,246 |
| Pre-tax net operating income | $-130,000 | 8,066 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-29,000 | 8,243 |
| Income before extraordinary items | $-101,000 | 8,082 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-101,000 | 8,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-101,000 | 8,072 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $933,000 | 8,178 |
| Total interest expense | $367,000 | 7,968 |
| Net interest income | $566,000 | 8,218 |
| Provision for loan and lease losses | $-38,000 | 8,513 |
| Total noninterest income | $229,000 | 6,200 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $229,000 | 4,254 |
| Total noninterest expense | $890,000 | 7,409 |
| Salaries and employee benefits | $594,000 | 6,965 |
| Premises and equipment expense | $158,000 | 6,637 |
| Additional noninterest expense | $138,000 | 8,230 |
| Pre-tax net operating income | $-57,000 | 8,183 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-29,000 | 8,467 |
| Income before extraordinary items | $-28,000 | 8,175 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-28,000 | 8,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-28,000 | 8,165 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 8,209 |
| Total interest expense | $235,000 | 8,006 |
| Net interest income | $385,000 | 8,265 |
| Provision for loan and lease losses | $-40,000 | 8,568 |
| Total noninterest income | $196,000 | 5,687 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 3,782 |
| Total noninterest expense | $585,000 | 7,468 |
| Salaries and employee benefits | $385,000 | 7,080 |
| Premises and equipment expense | $104,000 | 6,678 |
| Additional noninterest expense | $96,000 | 8,205 |
| Pre-tax net operating income | $36,000 | 8,019 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-29,000 | 8,542 |
| Income before extraordinary items | $65,000 | 7,799 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $65,000 | 7,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $65,000 | 7,801 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 8,232 |
| Total interest expense | $111,000 | 8,043 |
| Net interest income | $198,000 | 8,262 |
| Provision for loan and lease losses | $-60,000 | 8,638 |
| Total noninterest income | $161,000 | 4,484 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $161,000 | 2,841 |
| Total noninterest expense | $305,000 | 7,400 |
| Salaries and employee benefits | $194,000 | 7,068 |
| Premises and equipment expense | $57,000 | 6,485 |
| Additional noninterest expense | $54,000 | 8,079 |
| Pre-tax net operating income | $114,000 | 6,893 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $112,000 | 6,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $112,000 | 6,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $112,000 | 6,535 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 8,118 |
| Total interest expense | $368,000 | 7,996 |
| Net interest income | $897,000 | 8,089 |
| Provision for loan and lease losses | $9,000 | 6,862 |
| Total noninterest income | $111,000 | 7,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $111,000 | 6,239 |
| Total noninterest expense | $1,180,000 | 7,436 |
| Salaries and employee benefits | $792,000 | 6,961 |
| Premises and equipment expense | $224,000 | 6,481 |
| Additional noninterest expense | $164,000 | 8,424 |
| Pre-tax net operating income | $-181,000 | 8,373 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $16,000 | 6,396 |
| Income before extraordinary items | $-197,000 | 8,413 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-197,000 | 8,413 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-197,000 | 8,393 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $954,000 | 8,141 |
| Total interest expense | $262,000 | 8,041 |
| Net interest income | $692,000 | 8,103 |
| Provision for loan and lease losses | $3,000 | 6,812 |
| Total noninterest income | $72,000 | 8,020 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 6,477 |
| Total noninterest expense | $885,000 | 7,433 |
| Salaries and employee benefits | $596,000 | 6,948 |
| Premises and equipment expense | $165,000 | 6,489 |
| Additional noninterest expense | $124,000 | 8,420 |
| Pre-tax net operating income | $-124,000 | 8,443 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $14,000 | 6,425 |
| Income before extraordinary items | $-138,000 | 8,483 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-138,000 | 8,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-138,000 | 8,454 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $636,000 | 8,148 |
| Total interest expense | $165,000 | 8,063 |
| Net interest income | $471,000 | 8,092 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $40,000 | 8,185 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $40,000 | 6,773 |
| Total noninterest expense | $579,000 | 7,465 |
| Salaries and employee benefits | $386,000 | 7,018 |
| Premises and equipment expense | $113,000 | 6,431 |
| Additional noninterest expense | $80,000 | 8,443 |
| Pre-tax net operating income | $-70,000 | 8,448 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $-80,000 | 8,499 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-80,000 | 8,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-80,000 | 8,474 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $316,000 | 8,207 |
| Total interest expense | $74,000 | 8,212 |
| Net interest income | $242,000 | 8,116 |
| Provision for loan and lease losses | $1,000 | 6,172 |
| Total noninterest income | $19,000 | 8,268 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $19,000 | 6,923 |
| Total noninterest expense | $290,000 | 7,528 |
| Salaries and employee benefits | $193,000 | 7,071 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $37,000 | 8,553 |
| Pre-tax net operating income | $-30,000 | 8,530 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $-37,000 | 8,568 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-37,000 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-37,000 | 8,542 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 8,054 |
| Total interest expense | $207,000 | 8,442 |
| Net interest income | $1,144,000 | 7,824 |
| Provision for loan and lease losses | $-27,000 | 8,715 |
| Total noninterest income | $110,000 | 7,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $110,000 | 6,256 |
| Total noninterest expense | $1,199,000 | 7,443 |
| Salaries and employee benefits | $781,000 | 7,002 |
| Premises and equipment expense | $232,000 | 6,387 |
| Additional noninterest expense | $186,000 | 8,392 |
| Pre-tax net operating income | $82,000 | 8,160 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $45,000 | 6,100 |
| Income before extraordinary items | $37,000 | 8,327 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $37,000 | 8,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $37,000 | 8,290 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 8,068 |
| Total interest expense | $144,000 | 8,542 |
| Net interest income | $894,000 | 7,785 |
| Provision for loan and lease losses | $-28,000 | 8,807 |
| Total noninterest income | $94,000 | 7,881 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $94,000 | 6,030 |
| Total noninterest expense | $869,000 | 7,478 |
| Salaries and employee benefits | $566,000 | 7,058 |
| Premises and equipment expense | $170,000 | 6,433 |
| Additional noninterest expense | $133,000 | 8,443 |
| Pre-tax net operating income | $147,000 | 7,927 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $49,000 | 5,981 |
| Income before extraordinary items | $98,000 | 8,081 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $98,000 | 8,083 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $98,000 | 8,029 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 8,039 |
| Total interest expense | $91,000 | 8,631 |
| Net interest income | $627,000 | 7,724 |
| Provision for loan and lease losses | $-29,000 | 8,898 |
| Total noninterest income | $63,000 | 7,907 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $63,000 | 6,049 |
| Total noninterest expense | $554,000 | 7,626 |
| Salaries and employee benefits | $358,000 | 7,240 |
| Premises and equipment expense | $107,000 | 6,627 |
| Additional noninterest expense | $89,000 | 8,478 |
| Pre-tax net operating income | $165,000 | 7,455 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $165,000 | 7,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $165,000 | 7,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $165,000 | 7,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $299,000 | 8,357 |
| Total interest expense | $44,000 | 8,702 |
| Net interest income | $255,000 | 8,100 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $36,000 | 7,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $36,000 | 5,773 |
| Total noninterest expense | $280,000 | 7,643 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $61,000 | 6,270 |
| Additional noninterest expense | $47,000 | 8,471 |
| Pre-tax net operating income | $10,000 | 8,435 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $10,000 | 8,469 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $10,000 | 8,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $10,000 | 8,405 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 8,256 |
| Total interest expense | $235,000 | 8,649 |
| Net interest income | $1,086,000 | 7,987 |
| Provision for loan and lease losses | $28,000 | 6,851 |
| Total noninterest income | $146,000 | 7,848 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $146,000 | 5,871 |
| Total noninterest expense | $1,162,000 | 7,553 |
| Salaries and employee benefits | $722,000 | 7,230 |
| Premises and equipment expense | $234,000 | 6,382 |
| Additional noninterest expense | $206,000 | 8,408 |
| Pre-tax net operating income | $42,000 | 8,412 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,000 | 7,318 |
| Income before extraordinary items | $40,000 | 8,495 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $40,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $40,000 | 8,399 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,017,000 | 8,308 |
| Total interest expense | $190,000 | 8,709 |
| Net interest income | $827,000 | 8,031 |
| Provision for loan and lease losses | $33,000 | 6,333 |
| Total noninterest income | $100,000 | 8,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $100,000 | 6,083 |
| Total noninterest expense | $872,000 | 7,539 |
| Salaries and employee benefits | $534,000 | 7,215 |
| Premises and equipment expense | $173,000 | 6,430 |
| Additional noninterest expense | $165,000 | 8,312 |
| Pre-tax net operating income | $22,000 | 8,559 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $2,000 | 7,369 |
| Income before extraordinary items | $20,000 | 8,655 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $20,000 | 8,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $20,000 | 8,555 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $668,000 | 8,393 |
| Total interest expense | $138,000 | 8,715 |
| Net interest income | $530,000 | 8,131 |
| Provision for loan and lease losses | $38,000 | 5,528 |
| Total noninterest income | $70,000 | 7,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $70,000 | 5,983 |
| Total noninterest expense | $610,000 | 7,443 |
| Salaries and employee benefits | $388,000 | 7,018 |
| Premises and equipment expense | $114,000 | 6,421 |
| Additional noninterest expense | $108,000 | 8,342 |
| Pre-tax net operating income | $-48,000 | 8,765 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $20,000 | 6,596 |
| Income before extraordinary items | $-68,000 | 8,886 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-68,000 | 8,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-68,000 | 8,790 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,491 |
| Total interest expense | $70,000 | 8,784 |
| Net interest income | $259,000 | 8,191 |
| Provision for loan and lease losses | $1,000 | 6,877 |
| Total noninterest income | $37,000 | 7,862 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $37,000 | 5,843 |
| Total noninterest expense | $313,000 | 7,411 |
| Salaries and employee benefits | $196,000 | 7,027 |
| Premises and equipment expense | $61,000 | 6,231 |
| Additional noninterest expense | $56,000 | 8,321 |
| Pre-tax net operating income | $-18,000 | 8,804 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $10,000 | 6,563 |
| Income before extraordinary items | $-28,000 | 8,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-28,000 | 8,807 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,548,000 | 8,319 |
| Total interest expense | $423,000 | 8,589 |
| Net interest income | $1,125,000 | 8,072 |
| Provision for loan and lease losses | $2,000 | 8,051 |
| Total noninterest income | $145,000 | 7,893 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $145,000 | 5,673 |
| Total noninterest expense | $1,116,000 | 7,681 |
| Salaries and employee benefits | $708,000 | 7,240 |
| Premises and equipment expense | $221,000 | 6,510 |
| Additional noninterest expense | $187,000 | 8,647 |
| Pre-tax net operating income | $152,000 | 8,105 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $60,000 | 6,401 |
| Income before extraordinary items | $92,000 | 8,372 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $92,000 | 8,375 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $92,000 | 8,283 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 8,443 |
| Total interest expense | $761,000 | 8,515 |
| Net interest income | $1,020,000 | 8,245 |
| Provision for loan and lease losses | $-78,000 | 9,520 |
| Total noninterest income | $147,000 | 7,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $147,000 | 5,585 |
| Total noninterest expense | $1,025,000 | 7,891 |
| Salaries and employee benefits | $638,000 | 7,485 |
| Premises and equipment expense | $209,000 | 6,674 |
| Additional noninterest expense | $178,000 | 8,838 |
| Pre-tax net operating income | $220,000 | 7,792 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $216,000 | 7,621 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $216,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,863 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $216,000 | 7,498 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,045,000 | 8,362 |
| Total interest expense | $1,045,000 | 8,137 |
| Net interest income | $1,000,000 | 8,480 |
| Provision for loan and lease losses | $3,000 | 8,228 |
| Total noninterest income | $138,000 | 8,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $138,000 | 5,687 |
| Total noninterest expense | $1,032,000 | 7,925 |
| Salaries and employee benefits | $644,000 | 7,466 |
| Premises and equipment expense | $205,000 | 6,693 |
| Additional noninterest expense | $183,000 | 8,949 |
| Pre-tax net operating income | $103,000 | 8,792 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $4,000 | 8,229 |
| Income before extraordinary items | $99,000 | 8,715 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $99,000 | 8,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,819 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $99,000 | 8,702 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 8,690 |
| Total interest expense | $802,000 | 8,670 |
| Net interest income | $1,022,000 | 8,579 |
| Provision for loan and lease losses | $-2,000 | 9,957 |
| Total noninterest income | $156,000 | 8,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $156,000 | 5,512 |
| Total noninterest expense | $1,072,000 | 7,922 |
| Salaries and employee benefits | $631,000 | 7,587 |
| Premises and equipment expense | $228,000 | 6,385 |
| Additional noninterest expense | $213,000 | 8,902 |
| Pre-tax net operating income | $108,000 | 9,037 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $108,000 | 8,905 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $108,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 9,511 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $108,000 | 8,873 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,752,000 | 8,981 |
| Total interest expense | $797,000 | 8,949 |
| Net interest income | $955,000 | 8,902 |
| Provision for loan and lease losses | $-126,000 | 10,339 |
| Total noninterest income | $142,000 | 8,349 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $142,000 | 5,826 |
| Total noninterest expense | $1,079,000 | 7,882 |
| Salaries and employee benefits | $594,000 | 7,788 |
| Premises and equipment expense | $227,000 | 6,307 |
| Additional noninterest expense | $258,000 | 8,527 |
| Pre-tax net operating income | $144,000 | 9,203 |
| Securities gains (losses) | $-5,000 | 10,072 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $139,000 | 9,056 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $139,000 | 9,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-164,000 | 10,335 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $144,000 | 8,958 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,702,000 | 9,425 |
| Total interest expense | $765,000 | 9,355 |
| Net interest income | $937,000 | 9,336 |
| Provision for loan and lease losses | $-35,000 | 10,689 |
| Total noninterest income | $135,000 | 8,817 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $135,000 | 5,975 |
| Total noninterest expense | $1,017,000 | 8,286 |
| Salaries and employee benefits | $575,000 | 8,084 |
| Premises and equipment expense | $197,000 | 6,903 |
| Additional noninterest expense | $245,000 | 8,903 |
| Pre-tax net operating income | $90,000 | 10,100 |
| Securities gains (losses) | $-28,000 | 10,488 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $62,000 | 10,172 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $62,000 | 10,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,223 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $90,000 | 9,983 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,690,000 | 9,820 |
| Total interest expense | $720,000 | 9,912 |
| Net interest income | $970,000 | 9,636 |
| Provision for loan and lease losses | $-102,000 | 11,277 |
| Total noninterest income | $145,000 | 9,088 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $145,000 | 6,070 |
| Total noninterest expense | $1,151,000 | 8,150 |
| Salaries and employee benefits | $582,000 | 8,244 |
| Premises and equipment expense | $204,000 | 6,963 |
| Additional noninterest expense | $365,000 | 8,207 |
| Pre-tax net operating income | $66,000 | 10,530 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $23,000 | 10,151 |
| Income before extraordinary items | $43,000 | 10,621 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $43,000 | 10,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $43,000 | 10,569 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 10,290 |
| Total interest expense | $603,000 | 10,649 |
| Net interest income | $1,030,000 | 9,857 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $135,000 | 9,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $135,000 | 6,277 |
| Total noninterest expense | $1,029,000 | 8,827 |
| Salaries and employee benefits | $578,000 | 8,505 |
| Premises and equipment expense | $205,000 | 7,096 |
| Additional noninterest expense | $246,000 | 9,872 |
| Pre-tax net operating income | $128,000 | 10,919 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $15,000 | 10,835 |
| Income before extraordinary items | $113,000 | 10,810 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $113,000 | 10,810 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,345 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $113,000 | 10,783 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,620,000 | 10,493 |
| Total interest expense | $582,000 | 10,681 |
| Net interest income | $1,038,000 | 10,266 |
| Provision for loan and lease losses | $-11,000 | 11,773 |
| Total noninterest income | $136,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $136,000 | 6,520 |
| Total noninterest expense | $1,060,000 | 9,126 |
| Salaries and employee benefits | $546,000 | 8,991 |
| Premises and equipment expense | $205,000 | 7,319 |
| Additional noninterest expense | $309,000 | 9,857 |
| Pre-tax net operating income | $125,000 | 11,450 |
| Securities gains (losses) | $22,000 | 1,687 |
| Applicable income taxes | $13,000 | 11,303 |
| Income before extraordinary items | $134,000 | 11,015 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $134,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $113,980 | 11,280 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,749,000 | 10,707 |
| Total interest expense | $610,000 | 11,081 |
| Net interest income | $1,139,000 | 10,265 |
| Provision for loan and lease losses | $119,000 | 5,369 |
| Total noninterest income | $74,000 | 11,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $74,000 | 8,889 |
| Total noninterest expense | $1,109,000 | 9,296 |
| Salaries and employee benefits | $516,000 | 9,513 |
| Premises and equipment expense | $202,000 | 7,645 |
| Additional noninterest expense | $391,000 | 9,355 |
| Pre-tax net operating income | $-15,000 | 12,480 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $12,000 | 11,783 |
| Income before extraordinary items | $-20,000 | 12,575 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-20,000 | 12,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-67,000 | 12,794 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-27,000 | 12,467 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,860,000 | 11,177 |
| Total interest expense | $755,000 | 11,547 |
| Net interest income | $1,105,000 | 10,680 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $118,000 | 11,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $118,000 | 7,510 |
| Total noninterest expense | $1,208,000 | 9,000 |
| Salaries and employee benefits | $548,000 | 9,291 |
| Premises and equipment expense | $183,000 | 8,234 |
| Additional noninterest expense | $477,000 | 8,672 |
| Pre-tax net operating income | $15,000 | 12,619 |
| Securities gains (losses) | $84,000 | 3,291 |
| Applicable income taxes | $5,000 | 12,508 |
| Income before extraordinary items | $94,000 | 12,010 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $94,000 | 12,076 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 5,670 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $14,200 | 12,578 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.