Home > Home Federal Savings Bank > Income and Expense
Home Federal Savings Bank, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,632,000 | 1,875 |
| Total interest expense | $9,068,000 | 1,901 |
| Net interest income | $9,564,000 | 1,844 |
| Provision for loan and lease losses | $606,000 | 1,594 |
| Total noninterest income | $4,177,000 | 1,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,177,000 | 702 |
| Total noninterest expense | $7,757,000 | 1,801 |
| Salaries and employee benefits | $3,293,000 | 2,168 |
| Premises and equipment expense | $1,261,000 | 1,649 |
| Additional noninterest expense | $3,203,000 | 1,400 |
| Pre-tax net operating income | $5,378,000 | 1,377 |
| Securities gains (losses) | $68,000 | 650 |
| Applicable income taxes | $2,103,000 | 1,102 |
| Income before extraordinary items | $3,343,000 | 1,580 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $3,343,000 | 1,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $544,000 | 1,172 |
| Cash dividends | $1,776,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,299,480 | 1,590 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,624,000 | 1,953 |
| Total interest expense | $7,437,000 | 2,008 |
| Net interest income | $9,187,000 | 1,912 |
| Provision for loan and lease losses | $20,000 | 7,660 |
| Total noninterest income | $3,687,000 | 1,153 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $3,687,000 | 781 |
| Total noninterest expense | $7,446,000 | 1,861 |
| Salaries and employee benefits | $3,368,000 | 2,082 |
| Premises and equipment expense | $1,335,000 | 1,537 |
| Additional noninterest expense | $2,743,000 | 1,625 |
| Pre-tax net operating income | $5,408,000 | 1,406 |
| Securities gains (losses) | $201,000 | 545 |
| Applicable income taxes | $2,141,000 | 1,163 |
| Income before extraordinary items | $3,468,000 | 1,542 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,468,000 | 1,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,214 |
| Cash dividends | $2,061,000 | 1,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,339,360 | 1,569 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,133,000 | 1,886 |
| Total interest expense | $8,204,000 | 1,866 |
| Net interest income | $8,929,000 | 1,919 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $3,290,000 | 1,257 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,290,000 | 855 |
| Total noninterest expense | $7,699,000 | 1,698 |
| Salaries and employee benefits | $3,881,000 | 1,707 |
| Premises and equipment expense | $1,731,000 | 1,119 |
| Additional noninterest expense | $2,087,000 | 2,045 |
| Pre-tax net operating income | $4,520,000 | 1,635 |
| Securities gains (losses) | $345,000 | 689 |
| Applicable income taxes | $1,882,000 | 1,339 |
| Income before extraordinary items | $2,983,000 | 1,766 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,983,000 | 1,766 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $475,000 | 1,301 |
| Cash dividends | $3,976,000 | 790 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,762,200 | 1,822 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,952,000 | 1,841 |
| Total interest expense | $9,079,000 | 1,711 |
| Net interest income | $8,873,000 | 1,960 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $2,806,000 | 1,347 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,806,000 | 877 |
| Total noninterest expense | $7,983,000 | 1,640 |
| Salaries and employee benefits | $4,314,000 | 1,506 |
| Premises and equipment expense | $1,912,000 | 1,036 |
| Additional noninterest expense | $1,757,000 | 2,357 |
| Pre-tax net operating income | $3,696,000 | 2,034 |
| Securities gains (losses) | $170,000 | 783 |
| Applicable income taxes | $1,475,000 | 1,735 |
| Income before extraordinary items | $2,391,000 | 2,206 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,391,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 952 |
| Cash dividends | $1,204,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,282,200 | 2,246 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,697,000 | 2,026 |
| Total interest expense | $8,789,000 | 1,790 |
| Net interest income | $7,908,000 | 2,275 |
| Provision for loan and lease losses | $322,000 | 2,444 |
| Total noninterest income | $2,484,000 | 1,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,484,000 | 1,004 |
| Total noninterest expense | $9,971,000 | 1,438 |
| Salaries and employee benefits | $3,953,000 | 1,681 |
| Premises and equipment expense | $1,917,000 | 1,092 |
| Additional noninterest expense | $4,101,000 | 1,331 |
| Pre-tax net operating income | $99,000 | 10,369 |
| Securities gains (losses) | $-133,000 | 11,255 |
| Applicable income taxes | $-170,000 | 11,248 |
| Income before extraordinary items | $136,000 | 9,927 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $136,000 | 9,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 11,082 |
| Cash dividends | $210,000 | 5,303 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $221,120 | 9,039 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,871,000 | 2,117 |
| Total interest expense | $8,731,000 | 1,810 |
| Net interest income | $7,140,000 | 2,508 |
| Provision for loan and lease losses | $-349,000 | 11,878 |
| Total noninterest income | $1,911,000 | 1,916 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,911,000 | 1,160 |
| Total noninterest expense | $7,473,000 | 1,871 |
| Salaries and employee benefits | $3,069,000 | 2,159 |
| Premises and equipment expense | $1,581,000 | 1,315 |
| Additional noninterest expense | $2,823,000 | 1,784 |
| Pre-tax net operating income | $1,927,000 | 3,610 |
| Securities gains (losses) | $48,000 | 1,329 |
| Applicable income taxes | $-578,000 | 11,877 |
| Income before extraordinary items | $2,553,000 | 1,970 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,553,000 | 1,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,660,000 | 645 |
| Cash dividends | $105,000 | 6,676 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,505,000 | 1,992 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,384,000 | 2,127 |
| Total interest expense | $6,999,000 | 1,805 |
| Net interest income | $7,385,000 | 2,449 |
| Provision for loan and lease losses | $278,000 | 2,410 |
| Total noninterest income | $1,925,000 | 1,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,925,000 | 1,155 |
| Total noninterest expense | $7,310,000 | 1,960 |
| Salaries and employee benefits | $3,047,000 | 2,181 |
| Premises and equipment expense | $1,519,000 | 1,373 |
| Additional noninterest expense | $2,744,000 | 1,975 |
| Pre-tax net operating income | $1,722,000 | 3,920 |
| Securities gains (losses) | $82,000 | 865 |
| Applicable income taxes | $271,000 | 6,237 |
| Income before extraordinary items | $1,533,000 | 3,118 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,533,000 | 3,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,069,000 | 834 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,463,300 | 3,278 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $14,787,000 | 2,117 |
| Total interest expense | $7,692,000 | 1,714 |
| Net interest income | $7,095,000 | 2,530 |
| Provision for loan and lease losses | $127,000 | 5,073 |
| Total noninterest income | $1,410,000 | 2,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,410,000 | 1,627 |
| Total noninterest expense | $8,396,000 | 1,790 |
| Salaries and employee benefits | $2,931,000 | 2,271 |
| Premises and equipment expense | $1,411,000 | 1,509 |
| Additional noninterest expense | $4,054,000 | 1,501 |
| Pre-tax net operating income | $-18,000 | 12,486 |
| Securities gains (losses) | $569,000 | 817 |
| Applicable income taxes | $-232,000 | 13,054 |
| Income before extraordinary items | $783,000 | 5,654 |
| Extraordinary gains, net | $245,000 | 853 |
| Net income | $1,028,000 | 4,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $810,000 | 1,315 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $2,500,000 | 309 |
| Net operating income | $214,000 | 10,241 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,723,000 | 1,895 |
| Total interest expense | $12,045,000 | 1,469 |
| Net interest income | $6,678,000 | 2,743 |
| Provision for loan and lease losses | $510,000 | 2,951 |
| Total noninterest income | $2,755,000 | 1,538 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,755,000 | 1,018 |
| Total noninterest expense | $9,383,000 | 1,624 |
| Salaries and employee benefits | $2,868,000 | 2,269 |
| Premises and equipment expense | $1,451,000 | 1,480 |
| Additional noninterest expense | $5,064,000 | 1,305 |
| Pre-tax net operating income | $-460,000 | 13,272 |
| Securities gains (losses) | $884,000 | 721 |
| Applicable income taxes | $314,000 | 5,748 |
| Income before extraordinary items | $110,000 | 11,805 |
| Extraordinary gains, net | $347,000 | 275 |
| Net income | $457,000 | 7,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,260,000 | 894 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-455,760 | 13,258 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.