Home > Home Federal Savings Bank > Income and Expense
Home Federal Savings Bank, Income and Expense
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,900,000 | 1,856 |
| Total interest expense | $10,629,000 | 1,270 |
| Net interest income | $6,271,000 | 2,900 |
| Provision for loan and lease losses | $1,371,000 | 1,063 |
| Total noninterest income | $1,317,000 | 2,713 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,317,000 | 1,703 |
| Total noninterest expense | $6,222,000 | 2,315 |
| Salaries and employee benefits | $3,171,000 | 2,089 |
| Premises and equipment expense | $1,066,000 | 1,941 |
| Additional noninterest expense | $1,985,000 | 2,753 |
| Pre-tax net operating income | $-5,000 | 12,457 |
| Securities gains (losses) | $1,289,000 | 443 |
| Applicable income taxes | $-170,000 | 13,022 |
| Income before extraordinary items | $1,454,000 | 3,333 |
| Extraordinary gains, net | $600,000 | 372 |
| Net income | $2,054,000 | 2,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,648 |
| Cash dividends | $204,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $-903,000 | 13,250 |
| Net operating income | $165,000 | 10,821 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,636,000 | 1,808 |
| Total interest expense | $12,987,000 | 1,364 |
| Net interest income | $6,649,000 | 2,757 |
| Provision for loan and lease losses | $2,843,000 | 875 |
| Total noninterest income | $1,581,000 | 2,301 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,581,000 | 1,460 |
| Total noninterest expense | $5,564,000 | 2,600 |
| Salaries and employee benefits | $2,833,000 | 2,301 |
| Premises and equipment expense | $1,079,000 | 1,959 |
| Additional noninterest expense | $1,652,000 | 3,307 |
| Pre-tax net operating income | $-177,000 | 13,052 |
| Securities gains (losses) | $1,428,000 | 505 |
| Applicable income taxes | $1,352,000 | 1,580 |
| Income before extraordinary items | $-101,000 | 13,070 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-101,000 | 13,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,295,000 | 881 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $-306,000 | 13,852 |
| Net operating income | $-1,014,920 | 13,483 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.