Home > Home Federal Savings Bank > Income and Expense
Home Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,272,000 | 2,302 |
| Total interest expense | $7,027,000 | 1,799 |
| Net interest income | $6,245,000 | 2,894 |
| Provision for loan and lease losses | $235,000 | 2,747 |
| Total noninterest income | $1,085,000 | 2,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,085,000 | 1,747 |
| Total noninterest expense | $5,414,000 | 2,567 |
| Salaries and employee benefits | $2,553,000 | 2,605 |
| Premises and equipment expense | $1,344,000 | 1,549 |
| Additional noninterest expense | $1,517,000 | 3,257 |
| Pre-tax net operating income | $1,681,000 | 3,993 |
| Securities gains (losses) | $229,000 | 454 |
| Applicable income taxes | $688,000 | 3,133 |
| Income before extraordinary items | $1,222,000 | 3,795 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,222,000 | 3,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $216,000 | 2,358 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,075,440 | 4,311 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,257,000 | 2,333 |
| Total interest expense | $6,846,000 | 1,894 |
| Net interest income | $6,411,000 | 2,829 |
| Provision for loan and lease losses | $816,000 | 1,494 |
| Total noninterest income | $1,117,000 | 3,077 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,117,000 | 1,887 |
| Total noninterest expense | $5,344,000 | 2,677 |
| Salaries and employee benefits | $2,332,000 | 2,830 |
| Premises and equipment expense | $1,356,000 | 1,554 |
| Additional noninterest expense | $1,656,000 | 3,217 |
| Pre-tax net operating income | $1,368,000 | 4,678 |
| Securities gains (losses) | $273,000 | 1,386 |
| Applicable income taxes | $559,000 | 3,803 |
| Income before extraordinary items | $1,082,000 | 4,385 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,082,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 5,636 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $901,820 | 4,866 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,792,000 | 2,372 |
| Total interest expense | $8,486,000 | 2,007 |
| Net interest income | $6,306,000 | 2,894 |
| Provision for loan and lease losses | $555,000 | 2,776 |
| Total noninterest income | $899,000 | 3,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $899,000 | 2,148 |
| Total noninterest expense | $5,340,000 | 2,696 |
| Salaries and employee benefits | $2,372,000 | 2,733 |
| Premises and equipment expense | $1,181,000 | 1,790 |
| Additional noninterest expense | $1,787,000 | 3,075 |
| Pre-tax net operating income | $1,307,000 | 4,587 |
| Securities gains (losses) | $88,000 | 3,220 |
| Applicable income taxes | $456,000 | 4,314 |
| Income before extraordinary items | $942,000 | 4,749 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $942,000 | 4,795 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $808,000 | 1,807 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $883,040 | 4,694 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.