Home > Home Federal Savings and Loan Association of Elgin > Income and Expense
Home Federal Savings and Loan Association of Elgin, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $27,241,000 | 1,200 |
| Total interest expense | $13,668,000 | 1,112 |
| Net interest income | $13,573,000 | 1,284 |
| Provision for loan and lease losses | $120,000 | 4,720 |
| Total noninterest income | $1,042,000 | 2,993 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,042,000 | 1,814 |
| Total noninterest expense | $9,908,000 | 1,398 |
| Salaries and employee benefits | $4,172,000 | 1,650 |
| Premises and equipment expense | $2,426,000 | 830 |
| Additional noninterest expense | $3,310,000 | 1,399 |
| Pre-tax net operating income | $4,587,000 | 1,639 |
| Securities gains (losses) | $13,000 | 1,614 |
| Applicable income taxes | $1,786,000 | 1,364 |
| Income before extraordinary items | $2,814,000 | 1,885 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,814,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $736,000 | 896 |
| Cash dividends | $15,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,805,680 | 1,861 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $25,363,000 | 1,274 |
| Total interest expense | $12,251,000 | 1,274 |
| Net interest income | $13,112,000 | 1,295 |
| Provision for loan and lease losses | $120,000 | 4,610 |
| Total noninterest income | $1,543,000 | 2,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,543,000 | 1,379 |
| Total noninterest expense | $11,678,000 | 1,131 |
| Salaries and employee benefits | $5,179,000 | 1,266 |
| Premises and equipment expense | $2,783,000 | 724 |
| Additional noninterest expense | $3,716,000 | 1,204 |
| Pre-tax net operating income | $2,857,000 | 2,491 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,108,000 | 2,126 |
| Income before extraordinary items | $1,749,000 | 2,859 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,749,000 | 2,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,749,000 | 2,773 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $23,519,000 | 1,391 |
| Total interest expense | $10,987,000 | 1,428 |
| Net interest income | $12,532,000 | 1,378 |
| Provision for loan and lease losses | $120,000 | 4,629 |
| Total noninterest income | $1,617,000 | 2,074 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,617,000 | 1,270 |
| Total noninterest expense | $9,725,000 | 1,350 |
| Salaries and employee benefits | $4,948,000 | 1,334 |
| Premises and equipment expense | $2,599,000 | 789 |
| Additional noninterest expense | $2,178,000 | 1,948 |
| Pre-tax net operating income | $4,304,000 | 1,775 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,670,000 | 1,549 |
| Income before extraordinary items | $2,634,000 | 2,003 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,634,000 | 2,002 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,634,000 | 1,948 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $22,464,000 | 1,505 |
| Total interest expense | $10,999,000 | 1,465 |
| Net interest income | $11,465,000 | 1,548 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $1,401,000 | 2,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,401,000 | 1,439 |
| Total noninterest expense | $12,099,000 | 1,200 |
| Salaries and employee benefits | $5,171,000 | 1,293 |
| Premises and equipment expense | $2,585,000 | 841 |
| Additional noninterest expense | $4,343,000 | 1,277 |
| Pre-tax net operating income | $647,000 | 7,196 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $258,000 | 6,342 |
| Income before extraordinary items | $389,000 | 7,718 |
| Extraordinary gains, net | $-538,000 | 11,445 |
| Net income | $-149,000 | 11,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $33,987,000 | 20 |
| Net operating income | $389,000 | 7,660 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $22,708,000 | 1,505 |
| Total interest expense | $10,851,000 | 1,497 |
| Net interest income | $11,857,000 | 1,518 |
| Provision for loan and lease losses | $180,000 | 3,223 |
| Total noninterest income | $1,317,000 | 2,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,317,000 | 1,490 |
| Total noninterest expense | $9,017,000 | 1,579 |
| Salaries and employee benefits | $3,948,000 | 1,679 |
| Premises and equipment expense | $2,647,000 | 833 |
| Additional noninterest expense | $2,422,000 | 2,053 |
| Pre-tax net operating income | $3,977,000 | 1,865 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,613,000 | 1,543 |
| Income before extraordinary items | $2,364,000 | 2,142 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,364,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,364,000 | 2,104 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $24,473,000 | 1,284 |
| Total interest expense | $10,482,000 | 1,254 |
| Net interest income | $13,991,000 | 1,292 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $3,344,000 | 1,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $3,344,000 | 831 |
| Total noninterest expense | $9,621,000 | 1,532 |
| Salaries and employee benefits | $4,412,000 | 1,519 |
| Premises and equipment expense | $2,634,000 | 841 |
| Additional noninterest expense | $2,575,000 | 2,086 |
| Pre-tax net operating income | $7,474,000 | 1,021 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,910,000 | 906 |
| Income before extraordinary items | $4,564,000 | 1,111 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $4,564,000 | 1,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,977 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $4,564,000 | 1,120 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $27,378,000 | 1,165 |
| Total interest expense | $11,790,000 | 1,154 |
| Net interest income | $15,588,000 | 1,168 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $2,681,000 | 1,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,681,000 | 1,040 |
| Total noninterest expense | $10,422,000 | 1,465 |
| Salaries and employee benefits | $4,780,000 | 1,413 |
| Premises and equipment expense | $2,666,000 | 847 |
| Additional noninterest expense | $2,976,000 | 1,925 |
| Pre-tax net operating income | $7,607,000 | 945 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,666,000 | 948 |
| Income before extraordinary items | $4,941,000 | 1,045 |
| Extraordinary gains, net | $-349,000 | 13,123 |
| Net income | $4,592,000 | 1,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 9,413 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,941,000 | 977 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $28,398,000 | 1,287 |
| Total interest expense | $14,068,000 | 1,257 |
| Net interest income | $14,330,000 | 1,297 |
| Provision for loan and lease losses | $256,000 | 4,523 |
| Total noninterest income | $1,488,000 | 2,401 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,488,000 | 1,532 |
| Total noninterest expense | $9,525,000 | 1,609 |
| Salaries and employee benefits | $4,146,000 | 1,599 |
| Premises and equipment expense | $2,500,000 | 936 |
| Additional noninterest expense | $2,879,000 | 2,062 |
| Pre-tax net operating income | $6,037,000 | 1,081 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $2,266,000 | 1,019 |
| Income before extraordinary items | $3,768,000 | 1,245 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,768,000 | 1,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,769,920 | 1,151 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.