Home > Home Federal Savings and Loan Association of Elgin > Assets and Liabilities
Home Federal Savings and Loan Association of Elgin, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 118 | 1,442 |
| Assets and Liabilities | ||
| Total Assets: | $411,424,000 | 1,157 |
| Cash and due from depository institutions | $22,958,000 | 1,442 |
| Interest-bearing balances | $6,319,000 | 658 |
| Securities | $14,769,000 | 5,847 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $359,585,000 | 879 |
| Loan loss allowance | $1,279,000 | 2,771 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,609,000 | 1,074 |
| Other real estate owned | $204,000 | 1,442 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $6,299,000 | 1,482 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $411,424,000 | 1,157 |
| Total liabilities | $346,631,000 | 1,233 |
| Total deposits | $280,202,000 | 1,328 |
| Interest-bearing deposits | $271,235,000 | 1,191 |
| Deposits held in domestic offices | $280,202,000 | 1,324 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,159,000 | 1,025 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $51,000,000 | 733 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,270,000 | 1,709 |
| Total equity capital | $64,793,000 | 716 |
| Total bank equity capital | $64,793,000 | 716 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000 | 9,132 |
| Surplus | $35,537,000 | 583 |
| Undivided profits | $29,255,000 | 862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $775,000 | 2,693 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,520,000 | 1,411 |
| Earning assets | $380,673,000 | 1,151 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $398,056,200 | 1,133 |
| Average Assets, quarterly | $401,049,500 | 1,176 |
| Volatile liabilities | $102,268,000 | 951 |
| Insider loans | $2,325,000 | 1,957 |
| FHLB advances | $51,000,000 | 202 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $17,281,000 | 2,627 |
| Tier 1 (core) risk-based capital | $64,806,000 | 690 |
| Tier 2 risk-based capital | $1,279,000 | 2,521 |
| Total risk weighted assets | $241,283,000 | 1,286 |
| Total unused commitments | $17,281,000 | 2,630 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 119 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $383,398,000 | 1,203 |
| Cash and due from depository institutions | $22,691,000 | 1,415 |
| Interest-bearing balances | $13,023,000 | 453 |
| Securities | $54,000 | 10,351 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $348,123,000 | 838 |
| Loan loss allowance | $1,179,000 | 2,877 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $6,677,000 | 1,187 |
| Other real estate owned | $435,000 | 1,415 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,418,000 | 1,446 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $383,398,000 | 1,203 |
| Total liabilities | $310,973,000 | 1,323 |
| Total deposits | $279,632,000 | 1,318 |
| Interest-bearing deposits | $270,095,000 | 1,179 |
| Deposits held in domestic offices | $279,632,000 | 1,314 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $28,970,000 | 836 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,371,000 | 1,720 |
| Total equity capital | $72,425,000 | 660 |
| Total bank equity capital | $72,425,000 | 660 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000 | 9,342 |
| Surplus | $34,939,000 | 566 |
| Undivided profits | $37,485,000 | 690 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $617,000 | 3,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,473,000 | 1,436 |
| Earning assets | $361,200,000 | 1,180 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $356,265,000 | 1,222 |
| Average Assets, quarterly | $376,692,000 | 1,198 |
| Volatile liabilities | $56,774,000 | 1,257 |
| Insider loans | $684,000 | 4,492 |
| FHLB advances | $25,000,000 | 273 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,697,000 | 4,264 |
| Tier 1 (core) risk-based capital | $72,425,000 | 602 |
| Tier 2 risk-based capital | $1,179,000 | 2,610 |
| Total risk weighted assets | $225,574,000 | 1,280 |
| Total unused commitments | $7,697,000 | 4,269 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 123 | 1,441 |
| Assets and Liabilities | ||
| Total Assets: | $331,534,000 | 1,397 |
| Cash and due from depository institutions | $20,541,000 | 1,441 |
| Interest-bearing balances | $13,656,000 | 306 |
| Securities | $92,000 | 10,804 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $298,688,000 | 993 |
| Loan loss allowance | $1,064,000 | 3,188 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,113,000 | 1,067 |
| Other real estate owned | $286,000 | 1,441 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,814,000 | 1,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $331,534,000 | 1,397 |
| Total liabilities | $262,326,000 | 1,561 |
| Total deposits | $250,549,000 | 1,474 |
| Interest-bearing deposits | $242,443,000 | 1,336 |
| Deposits held in domestic offices | $250,549,000 | 1,466 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $9,906,000 | 1,410 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,871,000 | 2,145 |
| Total equity capital | $69,208,000 | 694 |
| Total bank equity capital | $69,208,000 | 694 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000 | 9,742 |
| Surplus | $34,406,000 | 575 |
| Undivided profits | $34,801,000 | 739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $963,000 | 2,529 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,380,000 | 1,596 |
| Earning assets | $312,436,000 | 1,353 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $328,394,200 | 1,332 |
| Average Assets, quarterly | $326,697,500 | 1,390 |
| Volatile liabilities | $32,182,000 | 2,020 |
| Insider loans | $743,000 | 4,332 |
| FHLB advances | $5,000,000 | 527 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,873,000 | 5,267 |
| Tier 1 (core) risk-based capital | $69,208,000 | 636 |
| Tier 2 risk-based capital | $1,064,000 | 2,762 |
| Total risk weighted assets | $188,748,000 | 1,496 |
| Total unused commitments | $4,873,000 | 5,272 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 124 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $327,457,000 | 1,443 |
| Cash and due from depository institutions | $23,877,000 | 1,509 |
| Interest-bearing balances | $16,026,000 | 240 |
| Securities | $29,150,000 | 3,990 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $261,329,000 | 1,157 |
| Loan loss allowance | $945,000 | 3,687 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,564,000 | 1,035 |
| Other real estate owned | $550,000 | 1,509 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $4,987,000 | 1,594 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $327,457,000 | 1,443 |
| Total liabilities | $261,816,000 | 1,622 |
| Total deposits | $253,875,000 | 1,521 |
| Interest-bearing deposits | $246,984,000 | 1,364 |
| Deposits held in domestic offices | $253,875,000 | 1,511 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $5,467,000 | 1,755 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,474,000 | 1,699 |
| Total equity capital | $65,641,000 | 729 |
| Total bank equity capital | $65,641,000 | 729 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000 | 10,221 |
| Surplus | $34,035,000 | 596 |
| Undivided profits | $31,605,000 | 801 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $937,000 | 2,818 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,218,000 | 1,809 |
| Earning assets | $306,505,000 | 1,425 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $317,120,800 | 1,434 |
| Average Assets, quarterly | $334,808,000 | 1,396 |
| Volatile liabilities | $26,751,000 | 2,297 |
| Insider loans | $784,000 | 4,277 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,974,000 | 6,453 |
| Tier 1 (core) risk-based capital | $65,641,000 | 683 |
| Tier 2 risk-based capital | $945,000 | 3,138 |
| Total risk weighted assets | $162,045,000 | 1,759 |
| Total unused commitments | $2,974,000 | 6,468 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 123 | 1,566 |
| Assets and Liabilities | ||
| Total Assets: | $306,610,000 | 1,551 |
| Cash and due from depository institutions | $20,750,000 | 1,566 |
| Interest-bearing balances | $8,588,000 | 537 |
| Securities | $6,134,000 | 9,721 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $267,169,000 | 1,113 |
| Loan loss allowance | $827,000 | 4,136 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $6,817,000 | 1,109 |
| Other real estate owned | $496,000 | 1,566 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $5,244,000 | 1,556 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,610,000 | 1,551 |
| Total liabilities | $269,389,000 | 1,604 |
| Total deposits | $264,151,000 | 1,485 |
| Interest-bearing deposits | $253,454,000 | 1,343 |
| Deposits held in domestic offices | $264,151,000 | 1,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $4,000,000 | 1,816 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,238,000 | 3,052 |
| Total equity capital | $37,221,000 | 1,229 |
| Total bank equity capital | $37,221,000 | 1,229 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $0 | 11,041 |
| Undivided profits | $37,221,000 | 707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,988,000 | 1,527 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,346,000 | 1,679 |
| Earning assets | $281,891,000 | 1,552 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $306,326,200 | 1,488 |
| Average Assets, quarterly | $304,679,500 | 1,550 |
| Volatile liabilities | $24,263,000 | 2,244 |
| Insider loans | $856,000 | 4,122 |
| FHLB advances | $4,000,000 | 559 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,968,000 | 5,605 |
| Tier 1 (core) risk-based capital | $37,221,000 | 1,167 |
| Tier 2 risk-based capital | $826,000 | 3,480 |
| Total risk weighted assets | $160,840,000 | 1,770 |
| Total unused commitments | $3,968,000 | 5,616 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 126 | 1,569 |
| Assets and Liabilities | ||
| Total Assets: | $306,957,000 | 1,507 |
| Cash and due from depository institutions | $18,244,000 | 1,569 |
| Interest-bearing balances | $5,218,000 | 691 |
| Securities | $6,161,000 | 10,301 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $271,058,000 | 1,054 |
| Loan loss allowance | $649,000 | 5,106 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $6,074,000 | 1,206 |
| Other real estate owned | $514,000 | 1,569 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,906,000 | 1,710 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $306,957,000 | 1,507 |
| Total liabilities | $272,100,000 | 1,553 |
| Total deposits | $270,092,000 | 1,412 |
| Interest-bearing deposits | $268,021,000 | 1,219 |
| Deposits held in domestic offices | $270,092,000 | 1,403 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $2,008,000 | 1,789 |
| Total equity capital | $34,857,000 | 1,183 |
| Total bank equity capital | $34,857,000 | 1,183 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $34,857,000 | 656 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,483,000 | 1,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,137,000 | 1,722 |
| Earning assets | $282,437,000 | 1,493 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $326,388,000 | 1,380 |
| Average Assets, quarterly | $316,646,500 | 1,445 |
| Volatile liabilities | $18,635,000 | 2,673 |
| Insider loans | $934,000 | 3,894 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $5,543,000 | 4,608 |
| Tier 1 (core) risk-based capital | $34,857,000 | 1,178 |
| Tier 2 risk-based capital | $649,000 | 4,249 |
| Total risk weighted assets | $159,670,000 | 1,738 |
| Total unused commitments | $5,543,000 | 4,616 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 157 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $334,727,000 | 1,409 |
| Cash and due from depository institutions | $19,646,000 | 1,335 |
| Interest-bearing balances | $8,301,000 | 741 |
| Securities | $295,000 | 13,092 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $301,475,000 | 955 |
| Loan loss allowance | $647,000 | 5,279 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $6,401,000 | 1,133 |
| Other real estate owned | $433,000 | 1,335 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $6,477,000 | 1,288 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $334,727,000 | 1,409 |
| Total liabilities | $304,434,000 | 1,416 |
| Total deposits | $296,027,000 | 1,347 |
| Interest-bearing deposits | $293,948,000 | 1,174 |
| Deposits held in domestic offices | $296,027,000 | 1,336 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $7,000,000 | 1,273 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,407,000 | 2,399 |
| Total equity capital | $30,293,000 | 1,355 |
| Total bank equity capital | $30,293,000 | 1,355 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $30,293,000 | 748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,543,000 | 2,329 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $1,679,000 | 1,018 |
| Earning assets | $310,071,000 | 1,387 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $344,944,600 | 1,344 |
| Average Assets, quarterly | $341,283,000 | 1,377 |
| Volatile liabilities | $26,161,000 | 1,923 |
| Insider loans | $924,000 | 3,946 |
| FHLB advances | $7,000,000 | 458 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,421,000 | 5,237 |
| Tier 1 (core) risk-based capital | $30,293,000 | 1,312 |
| Tier 2 risk-based capital | $409,000 | 6,157 |
| Total risk weighted assets | $185,345,000 | 1,488 |
| Total unused commitments | $4,421,000 | 5,259 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 158 | 1,369 |
| Assets and Liabilities | ||
| Total Assets: | $347,351,000 | 1,425 |
| Cash and due from depository institutions | $38,286,000 | 1,369 |
| Interest-bearing balances | $27,275,000 | 291 |
| Securities | $6,403,000 | 10,859 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $289,248,000 | 1,020 |
| Loan loss allowance | $549,000 | 6,041 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $6,262,000 | 1,160 |
| Other real estate owned | $629,000 | 1,369 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $6,523,000 | 1,340 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $347,351,000 | 1,425 |
| Total liabilities | $321,650,000 | 1,417 |
| Total deposits | $320,901,000 | 1,301 |
| Interest-bearing deposits | $316,084,000 | 1,171 |
| Deposits held in domestic offices | $320,901,000 | 1,292 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $749,000 | 4,135 |
| Total equity capital | $25,701,000 | 1,508 |
| Total bank equity capital | $25,701,000 | 1,508 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $25,701,000 | 835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,355,000 | 2,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,747,000 | 1,099 |
| Earning assets | $322,926,000 | 1,389 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $331,115,200 | 1,457 |
| Average Assets, quarterly | $337,393,500 | 1,448 |
| Volatile liabilities | $18,560,000 | 2,500 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,824,000 | 2,992 |
| Tier 1 (core) risk-based capital | $25,701,000 | 1,469 |
| Tier 2 risk-based capital | $481,000 | 5,391 |
| Total risk weighted assets | $185,018,000 | 1,550 |
| Total unused commitments | $9,824,000 | 3,007 |
| Derivatives | $0 | 651 |