Home > Home Federal Savings and Loan Association > Income and Expense
Home Federal Savings and Loan Association, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $52,947,000 | 730 |
| Total interest expense | $34,647,000 | 585 |
| Net interest income | $18,300,000 | 1,006 |
| Provision for loan and lease losses | $1,091,000 | 883 |
| Total noninterest income | $2,255,000 | 1,664 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,255,000 | 1,054 |
| Total noninterest expense | $16,795,000 | 914 |
| Salaries and employee benefits | $7,504,000 | 907 |
| Premises and equipment expense | $3,896,000 | 609 |
| Additional noninterest expense | $5,395,000 | 1,057 |
| Pre-tax net operating income | $2,669,000 | 2,679 |
| Securities gains (losses) | $1,656,000 | 159 |
| Applicable income taxes | $1,799,000 | 1,397 |
| Income before extraordinary items | $2,526,000 | 1,994 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,526,000 | 1,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 1,181 |
| Cash dividends | $1,950,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,466,160 | 3,285 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $46,004,000 | 752 |
| Total interest expense | $25,896,000 | 587 |
| Net interest income | $20,108,000 | 924 |
| Provision for loan and lease losses | $1,630,000 | 658 |
| Total noninterest income | $1,125,000 | 2,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,125,000 | 1,702 |
| Total noninterest expense | $16,817,000 | 917 |
| Salaries and employee benefits | $8,512,000 | 809 |
| Premises and equipment expense | $3,942,000 | 586 |
| Additional noninterest expense | $4,363,000 | 1,322 |
| Pre-tax net operating income | $2,786,000 | 2,540 |
| Securities gains (losses) | $401,000 | 314 |
| Applicable income taxes | $1,324,000 | 1,733 |
| Income before extraordinary items | $1,863,000 | 2,607 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,863,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,920,000 | 571 |
| Cash dividends | $2,000,000 | 1,095 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,606,360 | 3,017 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $47,570,000 | 725 |
| Total interest expense | $25,204,000 | 593 |
| Net interest income | $22,366,000 | 845 |
| Provision for loan and lease losses | $1,100,000 | 1,211 |
| Total noninterest income | $1,670,000 | 2,245 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,670,000 | 1,420 |
| Total noninterest expense | $15,187,000 | 1,044 |
| Salaries and employee benefits | $7,466,000 | 907 |
| Premises and equipment expense | $3,672,000 | 643 |
| Additional noninterest expense | $4,049,000 | 1,503 |
| Pre-tax net operating income | $7,749,000 | 935 |
| Securities gains (losses) | $2,206,000 | 291 |
| Applicable income taxes | $4,165,000 | 625 |
| Income before extraordinary items | $5,790,000 | 910 |
| Extraordinary gains, net | $300,000 | 714 |
| Net income | $6,090,000 | 890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 3,245 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $4,378,160 | 1,098 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $52,994,000 | 741 |
| Total interest expense | $29,667,000 | 649 |
| Net interest income | $23,327,000 | 831 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $1,525,000 | 2,362 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,525,000 | 1,503 |
| Total noninterest expense | $17,084,000 | 968 |
| Salaries and employee benefits | $7,133,000 | 961 |
| Premises and equipment expense | $3,247,000 | 741 |
| Additional noninterest expense | $6,704,000 | 1,048 |
| Pre-tax net operating income | $7,168,000 | 909 |
| Securities gains (losses) | $3,388,000 | 279 |
| Applicable income taxes | $4,735,000 | 505 |
| Income before extraordinary items | $5,821,000 | 819 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $5,821,000 | 821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,652,680 | 1,180 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.