Home > Home Federal Savings and Loan Association > Income and Expense
Home Federal Savings and Loan Association, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $73,871,000 | 515 |
| Total interest expense | $43,969,000 | 434 |
| Net interest income | $29,902,000 | 601 |
| Provision for loan and lease losses | $170,000 | 3,903 |
| Total noninterest income | $2,539,000 | 1,526 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,539,000 | 1,010 |
| Total noninterest expense | $27,873,000 | 559 |
| Salaries and employee benefits | $8,792,000 | 765 |
| Premises and equipment expense | $2,360,000 | 829 |
| Additional noninterest expense | $16,721,000 | 394 |
| Pre-tax net operating income | $4,398,000 | 1,675 |
| Securities gains (losses) | $1,786,000 | 253 |
| Applicable income taxes | $2,599,000 | 983 |
| Income before extraordinary items | $3,585,000 | 1,472 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,585,000 | 1,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,293 |
| Cash dividends | $5,000,000 | 633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,441,960 | 2,068 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $65,485,000 | 565 |
| Total interest expense | $37,435,000 | 496 |
| Net interest income | $28,050,000 | 648 |
| Provision for loan and lease losses | $-98,000 | 10,768 |
| Total noninterest income | $1,441,000 | 2,280 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,441,000 | 1,364 |
| Total noninterest expense | $15,316,000 | 920 |
| Salaries and employee benefits | $9,816,000 | 699 |
| Premises and equipment expense | $2,284,000 | 878 |
| Additional noninterest expense | $3,216,000 | 1,353 |
| Pre-tax net operating income | $14,273,000 | 605 |
| Securities gains (losses) | $5,521,000 | 84 |
| Applicable income taxes | $7,565,000 | 446 |
| Income before extraordinary items | $12,229,000 | 507 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $12,229,000 | 507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,083,000 | 10,903 |
| Cash dividends | $28,070,000 | 179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $8,695,560 | 638 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $56,332,000 | 667 |
| Total interest expense | $29,554,000 | 622 |
| Net interest income | $26,778,000 | 709 |
| Provision for loan and lease losses | $-77,000 | 11,242 |
| Total noninterest income | $1,549,000 | 2,242 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,549,000 | 1,363 |
| Total noninterest expense | $17,312,000 | 894 |
| Salaries and employee benefits | $7,524,000 | 910 |
| Premises and equipment expense | $1,986,000 | 1,062 |
| Additional noninterest expense | $7,802,000 | 827 |
| Pre-tax net operating income | $11,092,000 | 723 |
| Securities gains (losses) | $49,000 | 1,339 |
| Applicable income taxes | $4,346,000 | 648 |
| Income before extraordinary items | $6,795,000 | 797 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $6,795,000 | 798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 1,468 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $6,763,640 | 779 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $46,827,000 | 801 |
| Total interest expense | $28,028,000 | 678 |
| Net interest income | $18,799,000 | 985 |
| Provision for loan and lease losses | $-39,000 | 11,555 |
| Total noninterest income | $2,400,000 | 1,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,400,000 | 1,013 |
| Total noninterest expense | $14,732,000 | 1,018 |
| Salaries and employee benefits | $8,244,000 | 838 |
| Premises and equipment expense | $2,263,000 | 947 |
| Additional noninterest expense | $4,225,000 | 1,280 |
| Pre-tax net operating income | $6,506,000 | 1,180 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,999,000 | 1,273 |
| Income before extraordinary items | $4,507,000 | 1,169 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,507,000 | 1,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-116,000 | 11,762 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $4,507,000 | 1,152 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $45,193,000 | 764 |
| Total interest expense | $20,907,000 | 689 |
| Net interest income | $24,286,000 | 789 |
| Provision for loan and lease losses | $993,000 | 934 |
| Total noninterest income | $4,141,000 | 1,054 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,141,000 | 713 |
| Total noninterest expense | $12,153,000 | 1,223 |
| Salaries and employee benefits | $5,338,000 | 1,254 |
| Premises and equipment expense | $2,077,000 | 1,022 |
| Additional noninterest expense | $4,738,000 | 1,227 |
| Pre-tax net operating income | $15,281,000 | 565 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $5,768,000 | 518 |
| Income before extraordinary items | $9,513,000 | 588 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $9,513,000 | 588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,558 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $9,513,000 | 588 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $50,641,000 | 687 |
| Total interest expense | $22,035,000 | 662 |
| Net interest income | $28,606,000 | 685 |
| Provision for loan and lease losses | $2,722,000 | 652 |
| Total noninterest income | $2,452,000 | 1,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,452,000 | 1,103 |
| Total noninterest expense | $12,330,000 | 1,253 |
| Salaries and employee benefits | $4,942,000 | 1,363 |
| Premises and equipment expense | $2,065,000 | 1,054 |
| Additional noninterest expense | $5,323,000 | 1,213 |
| Pre-tax net operating income | $16,006,000 | 491 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,910,000 | 427 |
| Income before extraordinary items | $9,096,000 | 583 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $9,096,000 | 601 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $757,000 | 1,363 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $9,096,000 | 542 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $54,128,000 | 729 |
| Total interest expense | $28,085,000 | 682 |
| Net interest income | $26,043,000 | 767 |
| Provision for loan and lease losses | $4,796,000 | 611 |
| Total noninterest income | $2,170,000 | 1,835 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,170,000 | 1,174 |
| Total noninterest expense | $11,114,000 | 1,397 |
| Salaries and employee benefits | $4,787,000 | 1,388 |
| Premises and equipment expense | $1,780,000 | 1,228 |
| Additional noninterest expense | $4,547,000 | 1,451 |
| Pre-tax net operating income | $12,303,000 | 522 |
| Securities gains (losses) | $44,000 | 4,339 |
| Applicable income taxes | $6,156,000 | 404 |
| Income before extraordinary items | $6,191,000 | 771 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,191,000 | 774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $504,000 | 2,450 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,162,840 | 709 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.