Home > Home Federal Savings and Loan Association > Net charge- offs to loans
Home Federal Savings and Loan Association, Net charge- offs to loans
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0278% | 7,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0899% | 137 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0165% | 664 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4037% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4787% | 860 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5148% | 909 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1646% | 10,529 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1642% | 1,442 |
| Percentage Net Loans Charged-off:Construction & development | -1.9863% | 1,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0055% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 888 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0960% | 1,460 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1405% | 1,261 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0929% | 5,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0050% | 967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 944 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 17.2388% | 8 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0657% | 1,501 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0993% | 1,337 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0259% | 10,430 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0591% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.7330% | 1,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0592% | 493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2859% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0493% | 526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5931% | 198 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7247% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 8,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0084% | 997 |
| Percentage Net Loans Charged-off:Construction & development | -0.0967% | 1,285 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2749% | 124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3465% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4310% | 707 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8216% | 797 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1555% | 6,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 914 |
| Percentage Net Loans Charged-off:Construction & development | -0.0457% | 1,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0762% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0797% | 545 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8897% | 105 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8799% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0985% | 8,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1765% | 227 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9466% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |