Home > Home Federal Bank, a Federal Savings Bank > Income and Expense
Home Federal Bank, a Federal Savings Bank, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $24,550,000 | 1,324 |
| Total interest expense | $11,870,000 | 1,274 |
| Net interest income | $12,680,000 | 1,372 |
| Provision for loan and lease losses | $304,000 | 2,609 |
| Total noninterest income | $1,574,000 | 2,226 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,574,000 | 1,356 |
| Total noninterest expense | $8,263,000 | 1,668 |
| Salaries and employee benefits | $4,618,000 | 1,509 |
| Premises and equipment expense | $1,473,000 | 1,377 |
| Additional noninterest expense | $2,172,000 | 2,009 |
| Pre-tax net operating income | $5,687,000 | 1,340 |
| Securities gains (losses) | $1,374,000 | 173 |
| Applicable income taxes | $2,472,000 | 1,026 |
| Income before extraordinary items | $4,589,000 | 1,194 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,589,000 | 1,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,103 |
| Cash dividends | $2,408,000 | 1,166 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,695,900 | 1,432 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $22,276,000 | 1,446 |
| Total interest expense | $10,354,000 | 1,474 |
| Net interest income | $11,922,000 | 1,410 |
| Provision for loan and lease losses | $682,000 | 1,345 |
| Total noninterest income | $1,666,000 | 2,097 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $1,666,000 | 1,311 |
| Total noninterest expense | $7,623,000 | 1,721 |
| Salaries and employee benefits | $4,173,000 | 1,595 |
| Premises and equipment expense | $1,353,000 | 1,449 |
| Additional noninterest expense | $2,097,000 | 2,035 |
| Pre-tax net operating income | $5,283,000 | 1,410 |
| Securities gains (losses) | $1,429,000 | 296 |
| Applicable income taxes | $2,341,000 | 1,075 |
| Income before extraordinary items | $4,371,000 | 1,220 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $4,371,000 | 1,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $191,000 | 2,521 |
| Cash dividends | $2,248,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $3,442,150 | 1,472 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $21,240,000 | 1,549 |
| Total interest expense | $9,838,000 | 1,578 |
| Net interest income | $11,402,000 | 1,507 |
| Provision for loan and lease losses | $234,000 | 3,125 |
| Total noninterest income | $2,093,000 | 1,700 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,093,000 | 1,064 |
| Total noninterest expense | $7,362,000 | 1,764 |
| Salaries and employee benefits | $4,129,000 | 1,578 |
| Premises and equipment expense | $1,392,000 | 1,402 |
| Additional noninterest expense | $1,841,000 | 2,262 |
| Pre-tax net operating income | $5,899,000 | 1,315 |
| Securities gains (losses) | $456,000 | 446 |
| Applicable income taxes | $2,199,000 | 1,218 |
| Income before extraordinary items | $4,156,000 | 1,305 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,156,000 | 1,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 2,200 |
| Cash dividends | $4,549,000 | 678 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,859,600 | 1,379 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,326,000 | 1,574 |
| Total interest expense | $10,012,000 | 1,588 |
| Net interest income | $11,314,000 | 1,573 |
| Provision for loan and lease losses | $333,000 | 2,397 |
| Total noninterest income | $1,334,000 | 2,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,334,000 | 1,488 |
| Total noninterest expense | $9,088,000 | 1,560 |
| Salaries and employee benefits | $3,940,000 | 1,684 |
| Premises and equipment expense | $1,422,000 | 1,432 |
| Additional noninterest expense | $3,726,000 | 1,425 |
| Pre-tax net operating income | $3,227,000 | 2,218 |
| Securities gains (losses) | $373,000 | 495 |
| Applicable income taxes | $1,050,000 | 2,249 |
| Income before extraordinary items | $2,550,000 | 1,938 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,550,000 | 1,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $184,000 | 2,812 |
| Cash dividends | $2,412,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,285,170 | 2,118 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $21,035,000 | 1,613 |
| Total interest expense | $10,518,000 | 1,533 |
| Net interest income | $10,517,000 | 1,698 |
| Provision for loan and lease losses | $-35,000 | 11,544 |
| Total noninterest income | $1,259,000 | 2,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,259,000 | 1,546 |
| Total noninterest expense | $7,282,000 | 1,907 |
| Salaries and employee benefits | $3,948,000 | 1,679 |
| Premises and equipment expense | $1,337,000 | 1,525 |
| Additional noninterest expense | $1,997,000 | 2,398 |
| Pre-tax net operating income | $4,529,000 | 1,628 |
| Securities gains (losses) | $189,000 | 693 |
| Applicable income taxes | $1,435,000 | 1,709 |
| Income before extraordinary items | $3,283,000 | 1,554 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,283,000 | 1,551 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $143,000 | 3,068 |
| Cash dividends | $6,347,000 | 533 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $3,150,700 | 1,592 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,952,000 | 1,931 |
| Total interest expense | $7,130,000 | 1,772 |
| Net interest income | $8,822,000 | 2,042 |
| Provision for loan and lease losses | $-327,000 | 12,410 |
| Total noninterest income | $1,312,000 | 2,558 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,312,000 | 1,530 |
| Total noninterest expense | $6,456,000 | 2,182 |
| Salaries and employee benefits | $3,420,000 | 1,953 |
| Premises and equipment expense | $1,076,000 | 1,901 |
| Additional noninterest expense | $1,960,000 | 2,625 |
| Pre-tax net operating income | $4,005,000 | 1,775 |
| Securities gains (losses) | $79,000 | 884 |
| Applicable income taxes | $1,376,000 | 1,677 |
| Income before extraordinary items | $2,708,000 | 1,798 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,708,000 | 1,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $287,000 | 1,962 |
| Cash dividends | $6,600,000 | 467 |
| Sale, conversion, retirement of capital stock, net | $81,000 | 846 |
| Net operating income | $2,655,860 | 1,841 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,225,000 | 2,339 |
| Total interest expense | $5,945,000 | 2,184 |
| Net interest income | $7,280,000 | 2,458 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $1,373,000 | 2,619 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,373,000 | 1,656 |
| Total noninterest expense | $5,550,000 | 2,577 |
| Salaries and employee benefits | $2,720,000 | 2,447 |
| Premises and equipment expense | $836,000 | 2,446 |
| Additional noninterest expense | $1,994,000 | 2,741 |
| Pre-tax net operating income | $3,003,000 | 2,289 |
| Securities gains (losses) | $474,000 | 930 |
| Applicable income taxes | $1,099,000 | 2,072 |
| Income before extraordinary items | $2,378,000 | 2,101 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,378,000 | 2,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 4,144 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,055,680 | 2,299 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,810,000 | 2,232 |
| Total interest expense | $8,180,000 | 2,080 |
| Net interest income | $7,630,000 | 2,370 |
| Provision for loan and lease losses | $770,000 | 2,206 |
| Total noninterest income | $1,474,000 | 2,425 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,474,000 | 1,543 |
| Total noninterest expense | $6,406,000 | 2,283 |
| Salaries and employee benefits | $2,647,000 | 2,438 |
| Premises and equipment expense | $1,272,000 | 1,668 |
| Additional noninterest expense | $2,487,000 | 2,333 |
| Pre-tax net operating income | $1,928,000 | 3,208 |
| Securities gains (losses) | $527,000 | 1,045 |
| Applicable income taxes | $920,000 | 2,273 |
| Income before extraordinary items | $1,535,000 | 3,016 |
| Extraordinary gains, net | $798,000 | 145 |
| Net income | $2,333,000 | 1,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $978,000 | 1,587 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $1,250,000 | 380 |
| Net operating income | $1,197,720 | 3,534 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.