Home > Home Federal Bank > Income and Expense
Home Federal Bank, Income and Expense
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $10,266,000 | 604 |
| Total interest expense | $606,000 | 1,248 |
| Net interest income | $9,660,000 | 569 |
| Provision for loan and lease losses | $-1,480,000 | 6,685 |
| Total noninterest income | $-278,000 | 6,714 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $567,000 | 579 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-845,000 | 6,725 |
| Total noninterest expense | $9,225,000 | 557 |
| Salaries and employee benefits | $5,448,000 | 506 |
| Premises and equipment expense | $1,474,000 | 451 |
| Additional noninterest expense | $2,303,000 | 714 |
| Pre-tax net operating income | $1,637,000 | 1,168 |
| Securities gains (losses) | $-880,000 | 6,715 |
| Applicable income taxes | $298,000 | 1,351 |
| Income before extraordinary items | $459,000 | 2,731 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $459,000 | 2,734 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $459,000 | 2,734 |
| Net charge-offs | $-509,000 | 6,671 |
| Cash dividends | $30,000,000 | 55 |
| Sale, conversion, retirement of capital stock, net | $383,000 | 124 |
| Net operating income | $1,022,200 | 1,444 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $45,287,000 | 544 |
| Total interest expense | $2,939,000 | 1,148 |
| Net interest income | $42,348,000 | 502 |
| Provision for loan and lease losses | $-2,486,000 | 6,737 |
| Total noninterest income | $-494,000 | 6,773 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $2,313,000 | 596 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-2,807,000 | 6,807 |
| Total noninterest expense | $39,563,000 | 530 |
| Salaries and employee benefits | $23,504,000 | 468 |
| Premises and equipment expense | $6,052,000 | 418 |
| Additional noninterest expense | $10,007,000 | 699 |
| Pre-tax net operating income | $4,777,000 | 1,479 |
| Securities gains (losses) | $647,000 | 356 |
| Applicable income taxes | $1,960,000 | 919 |
| Income before extraordinary items | $3,464,000 | 1,692 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,464,000 | 1,696 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,464,000 | 1,696 |
| Net charge-offs | $996,000 | 1,273 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $1,703,000 | 167 |
| Net operating income | $3,049,920 | 1,843 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $32,909,000 | 566 |
| Total interest expense | $2,272,000 | 1,153 |
| Net interest income | $30,637,000 | 516 |
| Provision for loan and lease losses | $-1,553,000 | 6,813 |
| Total noninterest income | $120,000 | 5,916 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $1,750,000 | 583 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,630,000 | 6,883 |
| Total noninterest expense | $29,545,000 | 532 |
| Salaries and employee benefits | $17,080,000 | 485 |
| Premises and equipment expense | $4,600,000 | 417 |
| Additional noninterest expense | $7,865,000 | 662 |
| Pre-tax net operating income | $2,765,000 | 1,880 |
| Securities gains (losses) | $647,000 | 325 |
| Applicable income taxes | $1,178,000 | 1,108 |
| Income before extraordinary items | $2,234,000 | 1,945 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,234,000 | 1,952 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,234,000 | 1,951 |
| Net charge-offs | $392,000 | 1,842 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $1,155,000 | 150 |
| Net operating income | $1,813,450 | 2,245 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $22,344,000 | 554 |
| Total interest expense | $1,565,000 | 1,142 |
| Net interest income | $20,779,000 | 510 |
| Provision for loan and lease losses | $-583,000 | 6,823 |
| Total noninterest income | $-416,000 | 6,915 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $1,160,000 | 571 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-1,576,000 | 6,934 |
| Total noninterest expense | $19,670,000 | 531 |
| Salaries and employee benefits | $11,399,000 | 486 |
| Premises and equipment expense | $3,127,000 | 410 |
| Additional noninterest expense | $5,144,000 | 669 |
| Pre-tax net operating income | $1,276,000 | 2,483 |
| Securities gains (losses) | $485,000 | 381 |
| Applicable income taxes | $621,000 | 1,312 |
| Income before extraordinary items | $1,140,000 | 2,382 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,140,000 | 2,392 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,140,000 | 2,390 |
| Net charge-offs | $846,000 | 870 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $740,000 | 133 |
| Net operating income | $824,750 | 2,918 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $10,871,000 | 579 |
| Total interest expense | $812,000 | 1,136 |
| Net interest income | $10,059,000 | 534 |
| Provision for loan and lease losses | $-227,000 | 6,902 |
| Total noninterest income | $148,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $581,000 | 569 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-433,000 | 6,997 |
| Total noninterest expense | $9,931,000 | 535 |
| Salaries and employee benefits | $5,863,000 | 485 |
| Premises and equipment expense | $1,581,000 | 402 |
| Additional noninterest expense | $2,487,000 | 689 |
| Pre-tax net operating income | $503,000 | 2,856 |
| Securities gains (losses) | $254,000 | 377 |
| Applicable income taxes | $266,000 | 1,453 |
| Income before extraordinary items | $491,000 | 2,624 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $491,000 | 2,627 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $491,000 | 2,626 |
| Net charge-offs | $-272,000 | 6,938 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $397,000 | 103 |
| Net operating income | $325,900 | 3,321 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $49,293,000 | 524 |
| Total interest expense | $3,882,000 | 1,152 |
| Net interest income | $45,411,000 | 494 |
| Provision for loan and lease losses | $-1,765,000 | 7,052 |
| Total noninterest income | $-3,595,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $2,743,000 | 528 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-6,338,000 | 7,077 |
| Total noninterest expense | $42,387,000 | 503 |
| Salaries and employee benefits | $23,532,000 | 464 |
| Premises and equipment expense | $6,897,000 | 363 |
| Additional noninterest expense | $11,958,000 | 601 |
| Pre-tax net operating income | $1,194,000 | 3,720 |
| Securities gains (losses) | $1,971,000 | 271 |
| Applicable income taxes | $1,259,000 | 1,246 |
| Income before extraordinary items | $1,906,000 | 2,666 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,906,000 | 2,669 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,906,000 | 2,667 |
| Net charge-offs | $-122,000 | 6,958 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $1,036,000 | 219 |
| Net operating income | $644,560 | 4,420 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $37,357,000 | 527 |
| Total interest expense | $3,038,000 | 1,164 |
| Net interest income | $34,319,000 | 489 |
| Provision for loan and lease losses | $-1,112,000 | 7,143 |
| Total noninterest income | $-2,208,000 | 7,161 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $2,086,000 | 529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-4,294,000 | 7,177 |
| Total noninterest expense | $31,851,000 | 504 |
| Salaries and employee benefits | $17,630,000 | 458 |
| Premises and equipment expense | $5,036,000 | 372 |
| Additional noninterest expense | $9,185,000 | 589 |
| Pre-tax net operating income | $1,372,000 | 3,064 |
| Securities gains (losses) | $1,217,000 | 326 |
| Applicable income taxes | $953,000 | 1,275 |
| Income before extraordinary items | $1,636,000 | 2,492 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,636,000 | 2,493 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,636,000 | 2,493 |
| Net charge-offs | $471,000 | 2,270 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $752,000 | 193 |
| Net operating income | $857,120 | 3,577 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $24,880,000 | 534 |
| Total interest expense | $2,130,000 | 1,152 |
| Net interest income | $22,750,000 | 499 |
| Provision for loan and lease losses | $-1,217,000 | 7,218 |
| Total noninterest income | $-1,660,000 | 7,228 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $1,380,000 | 529 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-3,040,000 | 7,240 |
| Total noninterest expense | $21,493,000 | 502 |
| Salaries and employee benefits | $12,029,000 | 444 |
| Premises and equipment expense | $3,408,000 | 373 |
| Additional noninterest expense | $6,056,000 | 596 |
| Pre-tax net operating income | $814,000 | 3,248 |
| Securities gains (losses) | $1,138,000 | 249 |
| Applicable income taxes | $656,000 | 1,234 |
| Income before extraordinary items | $1,296,000 | 2,137 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,296,000 | 2,136 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,296,000 | 2,137 |
| Net charge-offs | $334,000 | 2,204 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $498,000 | 169 |
| Net operating income | $544,920 | 3,639 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $13,515,000 | 497 |
| Total interest expense | $1,122,000 | 1,130 |
| Net interest income | $12,393,000 | 460 |
| Provision for loan and lease losses | $-783,000 | 7,280 |
| Total noninterest income | $-1,814,000 | 7,301 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $681,000 | 533 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-2,495,000 | 7,312 |
| Total noninterest expense | $10,760,000 | 489 |
| Salaries and employee benefits | $6,003,000 | 438 |
| Premises and equipment expense | $1,704,000 | 373 |
| Additional noninterest expense | $3,053,000 | 577 |
| Pre-tax net operating income | $602,000 | 2,518 |
| Securities gains (losses) | $535,000 | 256 |
| Applicable income taxes | $415,000 | 1,040 |
| Income before extraordinary items | $722,000 | 1,962 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $722,000 | 1,963 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $722,000 | 1,964 |
| Net charge-offs | $-351,000 | 7,264 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 142 |
| Net operating income | $379,600 | 3,021 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $55,498,000 | 490 |
| Total interest expense | $7,371,000 | 803 |
| Net interest income | $48,127,000 | 456 |
| Provision for loan and lease losses | $7,922,000 | 520 |
| Total noninterest income | $6,255,000 | 878 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $3,717,000 | 411 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,538,000 | 1,158 |
| Total noninterest expense | $51,139,000 | 412 |
| Salaries and employee benefits | $26,234,000 | 390 |
| Premises and equipment expense | $7,583,000 | 346 |
| Additional noninterest expense | $17,322,000 | 445 |
| Pre-tax net operating income | $-4,679,000 | 7,039 |
| Securities gains (losses) | $1,175,000 | 375 |
| Applicable income taxes | $-1,507,000 | 7,219 |
| Income before extraordinary items | $-1,997,000 | 6,833 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,997,000 | 6,833 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,997,000 | 6,833 |
| Net charge-offs | $9,160,000 | 504 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,218,000 | 296 |
| Net operating income | $-2,749,000 | 6,903 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $40,094,000 | 514 |
| Total interest expense | $6,137,000 | 747 |
| Net interest income | $33,957,000 | 483 |
| Provision for loan and lease losses | $8,396,000 | 368 |
| Total noninterest income | $9,209,000 | 533 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $3,104,000 | 374 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $6,105,000 | 502 |
| Total noninterest expense | $41,087,000 | 389 |
| Salaries and employee benefits | $20,491,000 | 373 |
| Premises and equipment expense | $5,922,000 | 334 |
| Additional noninterest expense | $14,674,000 | 399 |
| Pre-tax net operating income | $-6,317,000 | 7,275 |
| Securities gains (losses) | $585,000 | 575 |
| Applicable income taxes | $-2,330,000 | 7,372 |
| Income before extraordinary items | $-3,402,000 | 7,181 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,402,000 | 7,179 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,402,000 | 7,181 |
| Net charge-offs | $9,440,000 | 369 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,040,000 | 265 |
| Net operating income | $-3,776,400 | 7,190 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $22,312,000 | 638 |
| Total interest expense | $4,249,000 | 752 |
| Net interest income | $18,063,000 | 602 |
| Provision for loan and lease losses | $5,811,000 | 368 |
| Total noninterest income | $11,039,000 | 349 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $2,021,000 | 385 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,018,000 | 290 |
| Total noninterest expense | $25,588,000 | 417 |
| Salaries and employee benefits | $13,568,000 | 376 |
| Premises and equipment expense | $4,156,000 | 327 |
| Additional noninterest expense | $7,864,000 | 482 |
| Pre-tax net operating income | $-2,297,000 | 7,209 |
| Securities gains (losses) | $6,000 | 2,492 |
| Applicable income taxes | $-968,000 | 7,405 |
| Income before extraordinary items | $-1,323,000 | 7,101 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,323,000 | 7,102 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,323,000 | 7,102 |
| Net charge-offs | $7,833,000 | 325 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $581,000 | 208 |
| Net operating income | $-1,326,840 | 7,087 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $10,680,000 | 674 |
| Total interest expense | $2,239,000 | 739 |
| Net interest income | $8,441,000 | 650 |
| Provision for loan and lease losses | $3,000,000 | 364 |
| Total noninterest income | $5,853,000 | 336 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $5,853,000 | 249 |
| Total noninterest expense | $13,427,000 | 399 |
| Salaries and employee benefits | $7,238,000 | 351 |
| Premises and equipment expense | $2,318,000 | 306 |
| Additional noninterest expense | $3,871,000 | 490 |
| Pre-tax net operating income | $-2,133,000 | 7,402 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-904,000 | 7,513 |
| Income before extraordinary items | $-1,229,000 | 7,332 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,229,000 | 7,332 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,229,000 | 7,333 |
| Net charge-offs | $4,018,000 | 328 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-1,229,000 | 7,330 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $39,344,000 | 776 |
| Total interest expense | $10,748,000 | 756 |
| Net interest income | $28,596,000 | 772 |
| Provision for loan and lease losses | $12,600,000 | 545 |
| Total noninterest income | $18,240,000 | 415 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $18,240,000 | 293 |
| Total noninterest expense | $43,870,000 | 475 |
| Salaries and employee benefits | $23,296,000 | 416 |
| Premises and equipment expense | $6,519,000 | 397 |
| Additional noninterest expense | $14,055,000 | 548 |
| Pre-tax net operating income | $-9,634,000 | 7,343 |
| Securities gains (losses) | $277,000 | 1,332 |
| Applicable income taxes | $-3,687,000 | 7,558 |
| Income before extraordinary items | $-5,670,000 | 7,217 |
| Extraordinary gains, net | $305,000 | 13 |
| Net income | $-5,365,000 | 7,194 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,365,000 | 7,194 |
| Net charge-offs | $17,075,000 | 382 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,847,280 | 7,207 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $28,205,000 | 811 |
| Total interest expense | $7,836,000 | 807 |
| Net interest income | $20,369,000 | 810 |
| Provision for loan and lease losses | $9,600,000 | 513 |
| Total noninterest income | $12,128,000 | 445 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $12,128,000 | 313 |
| Total noninterest expense | $30,212,000 | 516 |
| Salaries and employee benefits | $16,134,000 | 451 |
| Premises and equipment expense | $4,140,000 | 469 |
| Additional noninterest expense | $9,938,000 | 556 |
| Pre-tax net operating income | $-7,315,000 | 7,478 |
| Securities gains (losses) | $277,000 | 1,137 |
| Applicable income taxes | $-2,773,000 | 7,640 |
| Income before extraordinary items | $-4,265,000 | 7,376 |
| Extraordinary gains, net | $305,000 | 12 |
| Net income | $-3,960,000 | 7,357 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,960,000 | 7,358 |
| Net charge-offs | $13,583,000 | 365 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,442,280 | 7,368 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $16,899,000 | 923 |
| Total interest expense | $5,008,000 | 887 |
| Net interest income | $11,891,000 | 936 |
| Provision for loan and lease losses | $5,675,000 | 579 |
| Total noninterest income | $3,995,000 | 721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $3,995,000 | 489 |
| Total noninterest expense | $16,827,000 | 592 |
| Salaries and employee benefits | $9,468,000 | 509 |
| Premises and equipment expense | $2,221,000 | 583 |
| Additional noninterest expense | $5,138,000 | 708 |
| Pre-tax net operating income | $-6,616,000 | 7,609 |
| Securities gains (losses) | $98,000 | 1,431 |
| Applicable income taxes | $-2,513,000 | 7,715 |
| Income before extraordinary items | $-4,005,000 | 7,521 |
| Extraordinary gains, net | $305,000 | 10 |
| Net income | $-3,700,000 | 7,500 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,700,000 | 7,501 |
| Net charge-offs | $10,407,000 | 321 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,067,720 | 7,524 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $8,561,000 | 925 |
| Total interest expense | $2,445,000 | 957 |
| Net interest income | $6,116,000 | 911 |
| Provision for loan and lease losses | $2,375,000 | 653 |
| Total noninterest income | $1,122,000 | 1,112 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,122,000 | 720 |
| Total noninterest expense | $8,129,000 | 623 |
| Salaries and employee benefits | $4,750,000 | 516 |
| Premises and equipment expense | $1,071,000 | 623 |
| Additional noninterest expense | $2,308,000 | 781 |
| Pre-tax net operating income | $-3,266,000 | 7,708 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-1,270,000 | 7,822 |
| Income before extraordinary items | $-1,996,000 | 7,648 |
| Extraordinary gains, net | $305,000 | 9 |
| Net income | $-1,691,000 | 7,605 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,691,000 | 7,605 |
| Net charge-offs | $3,130,000 | 475 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,996,000 | 7,643 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $34,302,000 | 988 |
| Total interest expense | $10,905,000 | 1,085 |
| Net interest income | $23,397,000 | 926 |
| Provision for loan and lease losses | $13,210,000 | 677 |
| Total noninterest income | $7,853,000 | 776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $7,853,000 | 526 |
| Total noninterest expense | $30,160,000 | 694 |
| Salaries and employee benefits | $17,680,000 | 543 |
| Premises and equipment expense | $3,682,000 | 729 |
| Additional noninterest expense | $8,798,000 | 899 |
| Pre-tax net operating income | $-12,120,000 | 7,565 |
| Securities gains (losses) | $367,000 | 1,072 |
| Applicable income taxes | $-4,660,000 | 7,746 |
| Income before extraordinary items | $-7,093,000 | 7,436 |
| Extraordinary gains, net | $15,291,000 | 4 |
| Net income | $8,198,000 | 398 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $8,198,000 | 401 |
| Net charge-offs | $9,559,000 | 712 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-7,327,880 | 7,465 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $25,613,000 | 1,009 |
| Total interest expense | $8,409,000 | 1,108 |
| Net interest income | $17,204,000 | 945 |
| Provision for loan and lease losses | $12,510,000 | 522 |
| Total noninterest income | $5,796,000 | 777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $5,796,000 | 532 |
| Total noninterest expense | $21,942,000 | 715 |
| Salaries and employee benefits | $12,923,000 | 568 |
| Premises and equipment expense | $2,608,000 | 793 |
| Additional noninterest expense | $6,411,000 | 881 |
| Pre-tax net operating income | $-11,452,000 | 7,777 |
| Securities gains (losses) | $367,000 | 859 |
| Applicable income taxes | $-4,389,000 | 7,884 |
| Income before extraordinary items | $-6,696,000 | 7,675 |
| Extraordinary gains, net | $15,291,000 | 4 |
| Net income | $8,595,000 | 302 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $8,595,000 | 302 |
| Net charge-offs | $7,648,000 | 611 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-6,930,880 | 7,693 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $16,705,000 | 1,062 |
| Total interest expense | $5,667,000 | 1,165 |
| Net interest income | $11,038,000 | 973 |
| Provision for loan and lease losses | $4,510,000 | 811 |
| Total noninterest income | $4,139,000 | 752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,139,000 | 506 |
| Total noninterest expense | $13,091,000 | 817 |
| Salaries and employee benefits | $7,672,000 | 645 |
| Premises and equipment expense | $1,669,000 | 842 |
| Additional noninterest expense | $3,750,000 | 1,024 |
| Pre-tax net operating income | $-2,424,000 | 7,482 |
| Securities gains (losses) | $457,000 | 551 |
| Applicable income taxes | $-842,000 | 7,710 |
| Income before extraordinary items | $-1,125,000 | 7,189 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,125,000 | 7,189 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,125,000 | 7,190 |
| Net charge-offs | $4,321,000 | 648 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,417,480 | 7,305 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $8,606,000 | 1,028 |
| Total interest expense | $2,968,000 | 1,155 |
| Net interest income | $5,638,000 | 955 |
| Provision for loan and lease losses | $1,060,000 | 1,136 |
| Total noninterest income | $2,150,000 | 710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $2,150,000 | 479 |
| Total noninterest expense | $6,698,000 | 747 |
| Salaries and employee benefits | $3,984,000 | 617 |
| Premises and equipment expense | $789,000 | 901 |
| Additional noninterest expense | $1,925,000 | 856 |
| Pre-tax net operating income | $30,000 | 5,887 |
| Securities gains (losses) | $406,000 | 408 |
| Applicable income taxes | $129,000 | 1,928 |
| Income before extraordinary items | $307,000 | 3,090 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $307,000 | 3,091 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $307,000 | 3,091 |
| Net charge-offs | $991,000 | 957 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $22,800 | 5,962 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $37,820,000 | 994 |
| Total interest expense | $16,217,000 | 989 |
| Net interest income | $21,603,000 | 992 |
| Provision for loan and lease losses | $5,719,000 | 914 |
| Total noninterest income | $11,835,000 | 521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,835,000 | 348 |
| Total noninterest expense | $25,960,000 | 770 |
| Salaries and employee benefits | $15,438,000 | 632 |
| Premises and equipment expense | $3,333,000 | 830 |
| Additional noninterest expense | $7,189,000 | 898 |
| Pre-tax net operating income | $1,759,000 | 2,729 |
| Securities gains (losses) | $768,000 | 263 |
| Applicable income taxes | $895,000 | 1,290 |
| Income before extraordinary items | $1,632,000 | 2,367 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,632,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,104,000 | 977 |
| Cash dividends | $5,500,000 | 518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,132,800 | 3,191 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $28,812,000 | 1,007 |
| Total interest expense | $12,652,000 | 984 |
| Net interest income | $16,160,000 | 1,013 |
| Provision for loan and lease losses | $2,144,000 | 1,130 |
| Total noninterest income | $9,232,000 | 532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,232,000 | 364 |
| Total noninterest expense | $19,557,000 | 751 |
| Salaries and employee benefits | $11,765,000 | 640 |
| Premises and equipment expense | $2,493,000 | 830 |
| Additional noninterest expense | $5,299,000 | 864 |
| Pre-tax net operating income | $3,691,000 | 1,329 |
| Securities gains (losses) | $578,000 | 284 |
| Applicable income taxes | $1,601,000 | 782 |
| Income before extraordinary items | $2,668,000 | 1,387 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,668,000 | 1,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,309,000 | 761 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,298,080 | 1,661 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $19,526,000 | 1,005 |
| Total interest expense | $8,816,000 | 972 |
| Net interest income | $10,710,000 | 1,019 |
| Provision for loan and lease losses | $1,030,000 | 1,199 |
| Total noninterest income | $6,174,000 | 551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $6,174,000 | 374 |
| Total noninterest expense | $13,252,000 | 737 |
| Salaries and employee benefits | $8,069,000 | 616 |
| Premises and equipment expense | $1,688,000 | 818 |
| Additional noninterest expense | $3,495,000 | 846 |
| Pre-tax net operating income | $2,602,000 | 1,336 |
| Securities gains (losses) | $375,000 | 385 |
| Applicable income taxes | $1,159,000 | 826 |
| Income before extraordinary items | $1,818,000 | 1,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,818,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $900,000 | 926 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,578,000 | 1,683 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $9,912,000 | 1,013 |
| Total interest expense | $4,651,000 | 997 |
| Net interest income | $5,261,000 | 1,024 |
| Provision for loan and lease losses | $378,000 | 1,191 |
| Total noninterest income | $3,110,000 | 556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,110,000 | 383 |
| Total noninterest expense | $6,771,000 | 711 |
| Salaries and employee benefits | $4,146,000 | 606 |
| Premises and equipment expense | $841,000 | 829 |
| Additional noninterest expense | $1,784,000 | 806 |
| Pre-tax net operating income | $1,222,000 | 1,507 |
| Securities gains (losses) | $162,000 | 513 |
| Applicable income taxes | $517,000 | 984 |
| Income before extraordinary items | $867,000 | 1,703 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $867,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 1,908 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $763,320 | 1,827 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $41,321,000 | 1,018 |
| Total interest expense | $21,134,000 | 942 |
| Net interest income | $20,187,000 | 1,094 |
| Provision for loan and lease losses | $625,000 | 1,995 |
| Total noninterest income | $11,219,000 | 567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $11,219,000 | 385 |
| Total noninterest expense | $24,621,000 | 755 |
| Salaries and employee benefits | $13,977,000 | 693 |
| Premises and equipment expense | $3,234,000 | 821 |
| Additional noninterest expense | $7,410,000 | 782 |
| Pre-tax net operating income | $6,160,000 | 1,362 |
| Securities gains (losses) | $1,310,000 | 148 |
| Applicable income taxes | $2,890,000 | 839 |
| Income before extraordinary items | $4,580,000 | 1,411 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,580,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $463,000 | 1,782 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $3,741,600 | 1,676 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $31,268,000 | 1,016 |
| Total interest expense | $15,904,000 | 932 |
| Net interest income | $15,364,000 | 1,085 |
| Provision for loan and lease losses | $338,000 | 2,137 |
| Total noninterest income | $8,053,000 | 585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $8,053,000 | 404 |
| Total noninterest expense | $18,207,000 | 755 |
| Salaries and employee benefits | $10,239,000 | 711 |
| Premises and equipment expense | $2,463,000 | 809 |
| Additional noninterest expense | $5,505,000 | 767 |
| Pre-tax net operating income | $4,872,000 | 1,389 |
| Securities gains (losses) | $1,125,000 | 144 |
| Applicable income taxes | $2,328,000 | 851 |
| Income before extraordinary items | $3,669,000 | 1,393 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,669,000 | 1,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 1,953 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,949,000 | 1,706 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $21,075,000 | 1,016 |
| Total interest expense | $10,673,000 | 931 |
| Net interest income | $10,402,000 | 1,087 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $5,372,000 | 608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,372,000 | 419 |
| Total noninterest expense | $12,423,000 | 761 |
| Salaries and employee benefits | $7,336,000 | 679 |
| Premises and equipment expense | $1,649,000 | 823 |
| Additional noninterest expense | $3,438,000 | 816 |
| Pre-tax net operating income | $3,351,000 | 1,401 |
| Securities gains (losses) | $874,000 | 131 |
| Applicable income taxes | $1,631,000 | 858 |
| Income before extraordinary items | $2,594,000 | 1,372 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,594,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,006 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,034,640 | 1,678 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $10,585,000 | 1,003 |
| Total interest expense | $5,357,000 | 907 |
| Net interest income | $5,228,000 | 1,065 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $2,600,000 | 606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,600,000 | 422 |
| Total noninterest expense | $6,312,000 | 743 |
| Salaries and employee benefits | $3,872,000 | 645 |
| Premises and equipment expense | $820,000 | 822 |
| Additional noninterest expense | $1,620,000 | 847 |
| Pre-tax net operating income | $1,516,000 | 1,527 |
| Securities gains (losses) | $379,000 | 140 |
| Applicable income taxes | $749,000 | 926 |
| Income before extraordinary items | $1,146,000 | 1,509 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,146,000 | 1,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $903,440 | 1,854 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $40,894,000 | 955 |
| Total interest expense | $18,854,000 | 882 |
| Net interest income | $22,040,000 | 1,009 |
| Provision for loan and lease losses | $155,000 | 3,995 |
| Total noninterest income | $11,388,000 | 554 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,388,000 | 378 |
| Total noninterest expense | $25,662,000 | 697 |
| Salaries and employee benefits | $15,526,000 | 605 |
| Premises and equipment expense | $3,080,000 | 812 |
| Additional noninterest expense | $7,056,000 | 769 |
| Pre-tax net operating income | $7,611,000 | 1,281 |
| Securities gains (losses) | $1,063,000 | 160 |
| Applicable income taxes | $3,370,000 | 852 |
| Income before extraordinary items | $5,304,000 | 1,377 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,304,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,623,680 | 1,552 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $30,165,000 | 966 |
| Total interest expense | $13,498,000 | 903 |
| Net interest income | $16,667,000 | 1,023 |
| Provision for loan and lease losses | $84,000 | 4,462 |
| Total noninterest income | $8,540,000 | 568 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $8,540,000 | 393 |
| Total noninterest expense | $19,126,000 | 711 |
| Salaries and employee benefits | $11,346,000 | 635 |
| Premises and equipment expense | $2,396,000 | 804 |
| Additional noninterest expense | $5,384,000 | 756 |
| Pre-tax net operating income | $5,997,000 | 1,273 |
| Securities gains (losses) | $763,000 | 169 |
| Applicable income taxes | $2,619,000 | 874 |
| Income before extraordinary items | $4,141,000 | 1,372 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,141,000 | 1,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,707 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,652,680 | 1,514 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $19,676,000 | 972 |
| Total interest expense | $8,480,000 | 910 |
| Net interest income | $11,196,000 | 1,014 |
| Provision for loan and lease losses | $265,000 | 1,678 |
| Total noninterest income | $5,684,000 | 573 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,684,000 | 401 |
| Total noninterest expense | $12,857,000 | 703 |
| Salaries and employee benefits | $7,667,000 | 643 |
| Premises and equipment expense | $1,577,000 | 816 |
| Additional noninterest expense | $3,613,000 | 752 |
| Pre-tax net operating income | $3,758,000 | 1,346 |
| Securities gains (losses) | $493,000 | 163 |
| Applicable income taxes | $1,667,000 | 909 |
| Income before extraordinary items | $2,584,000 | 1,446 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,584,000 | 1,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,137 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,268,480 | 1,602 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $9,425,000 | 985 |
| Total interest expense | $3,923,000 | 931 |
| Net interest income | $5,502,000 | 1,027 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $2,666,000 | 590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,666,000 | 414 |
| Total noninterest expense | $6,411,000 | 704 |
| Salaries and employee benefits | $3,794,000 | 643 |
| Premises and equipment expense | $831,000 | 779 |
| Additional noninterest expense | $1,786,000 | 753 |
| Pre-tax net operating income | $1,667,000 | 1,479 |
| Securities gains (losses) | $202,000 | 180 |
| Applicable income taxes | $734,000 | 1,010 |
| Income before extraordinary items | $1,135,000 | 1,589 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,135,000 | 1,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 2,001 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,005,720 | 1,768 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $34,758,000 | 944 |
| Total interest expense | $12,812,000 | 878 |
| Net interest income | $21,946,000 | 971 |
| Provision for loan and lease losses | $452,000 | 2,058 |
| Total noninterest income | $10,572,000 | 599 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,572,000 | 419 |
| Total noninterest expense | $22,412,000 | 769 |
| Salaries and employee benefits | $13,530,000 | 668 |
| Premises and equipment expense | $2,730,000 | 868 |
| Additional noninterest expense | $6,152,000 | 839 |
| Pre-tax net operating income | $9,654,000 | 1,013 |
| Securities gains (losses) | $714,000 | 233 |
| Applicable income taxes | $3,773,000 | 807 |
| Income before extraordinary items | $6,595,000 | 1,101 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,595,000 | 1,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 2,259 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,138,040 | 1,155 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $25,597,000 | 939 |
| Total interest expense | $9,488,000 | 837 |
| Net interest income | $16,109,000 | 979 |
| Provision for loan and lease losses | $397,000 | 1,739 |
| Total noninterest income | $7,880,000 | 608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,880,000 | 426 |
| Total noninterest expense | $16,332,000 | 777 |
| Salaries and employee benefits | $9,695,000 | 690 |
| Premises and equipment expense | $2,012,000 | 873 |
| Additional noninterest expense | $4,625,000 | 832 |
| Pre-tax net operating income | $7,260,000 | 1,010 |
| Securities gains (losses) | $390,000 | 314 |
| Applicable income taxes | $2,737,000 | 837 |
| Income before extraordinary items | $4,913,000 | 1,097 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,913,000 | 1,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 1,739 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,663,400 | 1,138 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $16,708,000 | 938 |
| Total interest expense | $6,013,000 | 833 |
| Net interest income | $10,695,000 | 976 |
| Provision for loan and lease losses | $397,000 | 1,204 |
| Total noninterest income | $5,376,000 | 591 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $5,376,000 | 419 |
| Total noninterest expense | $10,880,000 | 769 |
| Salaries and employee benefits | $6,372,000 | 695 |
| Premises and equipment expense | $1,305,000 | 892 |
| Additional noninterest expense | $3,203,000 | 799 |
| Pre-tax net operating income | $4,794,000 | 987 |
| Securities gains (losses) | $164,000 | 445 |
| Applicable income taxes | $1,708,000 | 865 |
| Income before extraordinary items | $3,250,000 | 1,074 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,250,000 | 1,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,363 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,141,760 | 1,096 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $8,184,000 | 932 |
| Total interest expense | $2,900,000 | 828 |
| Net interest income | $5,284,000 | 981 |
| Provision for loan and lease losses | $236,000 | 979 |
| Total noninterest income | $2,643,000 | 589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $2,643,000 | 411 |
| Total noninterest expense | $5,257,000 | 787 |
| Salaries and employee benefits | $3,153,000 | 697 |
| Premises and equipment expense | $641,000 | 921 |
| Additional noninterest expense | $1,463,000 | 855 |
| Pre-tax net operating income | $2,434,000 | 960 |
| Securities gains (losses) | $73,000 | 445 |
| Applicable income taxes | $954,000 | 794 |
| Income before extraordinary items | $1,553,000 | 1,110 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,553,000 | 1,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,254 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,506,280 | 1,123 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $28,587,000 | 990 |
| Total interest expense | $9,961,000 | 818 |
| Net interest income | $18,626,000 | 1,073 |
| Provision for loan and lease losses | $659,000 | 1,530 |
| Total noninterest income | $9,182,000 | 648 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $9,182,000 | 434 |
| Total noninterest expense | $19,783,000 | 814 |
| Salaries and employee benefits | $10,901,000 | 783 |
| Premises and equipment expense | $3,223,000 | 716 |
| Additional noninterest expense | $5,659,000 | 884 |
| Pre-tax net operating income | $7,366,000 | 1,176 |
| Securities gains (losses) | $235,000 | 752 |
| Applicable income taxes | $2,797,000 | 952 |
| Income before extraordinary items | $4,804,000 | 1,342 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,804,000 | 1,343 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,509 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 862 |
| Net operating income | $4,653,600 | 1,347 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $20,945,000 | 999 |
| Total interest expense | $7,284,000 | 816 |
| Net interest income | $13,661,000 | 1,079 |
| Provision for loan and lease losses | $600,000 | 1,230 |
| Total noninterest income | $6,918,000 | 657 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $6,918,000 | 442 |
| Total noninterest expense | $14,413,000 | 846 |
| Salaries and employee benefits | $7,821,000 | 818 |
| Premises and equipment expense | $2,429,000 | 716 |
| Additional noninterest expense | $4,163,000 | 884 |
| Pre-tax net operating income | $5,566,000 | 1,184 |
| Securities gains (losses) | $167,000 | 863 |
| Applicable income taxes | $2,087,000 | 981 |
| Income before extraordinary items | $3,646,000 | 1,348 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,646,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,013 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,539,120 | 1,340 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $13,578,000 | 1,010 |
| Total interest expense | $4,716,000 | 822 |
| Net interest income | $8,862,000 | 1,105 |
| Provision for loan and lease losses | $600,000 | 825 |
| Total noninterest income | $4,701,000 | 645 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $4,701,000 | 432 |
| Total noninterest expense | $9,615,000 | 851 |
| Salaries and employee benefits | $5,366,000 | 791 |
| Premises and equipment expense | $1,566,000 | 734 |
| Additional noninterest expense | $2,683,000 | 930 |
| Pre-tax net operating income | $3,348,000 | 1,274 |
| Securities gains (losses) | $162,000 | 745 |
| Applicable income taxes | $1,277,000 | 1,059 |
| Income before extraordinary items | $2,233,000 | 1,447 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,233,000 | 1,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 2,487 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,129,320 | 1,458 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 1,042 |
| Total interest expense | $2,339,000 | 854 |
| Net interest income | $4,347,000 | 1,130 |
| Provision for loan and lease losses | $300,000 | 782 |
| Total noninterest income | $2,007,000 | 714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $2,007,000 | 480 |
| Total noninterest expense | $4,755,000 | 864 |
| Salaries and employee benefits | $2,615,000 | 842 |
| Premises and equipment expense | $770,000 | 762 |
| Additional noninterest expense | $1,370,000 | 904 |
| Pre-tax net operating income | $1,299,000 | 1,600 |
| Securities gains (losses) | $124,000 | 706 |
| Applicable income taxes | $508,000 | 1,277 |
| Income before extraordinary items | $915,000 | 1,713 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $915,000 | 1,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 1,595 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $835,640 | 1,786 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $26,185,000 | 1,079 |
| Total interest expense | $9,498,000 | 943 |
| Net interest income | $16,687,000 | 1,164 |
| Provision for loan and lease losses | $765,000 | 1,521 |
| Total noninterest income | $9,754,000 | 666 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $9,754,000 | 459 |
| Total noninterest expense | $19,729,000 | 822 |
| Salaries and employee benefits | $10,473,000 | 812 |
| Premises and equipment expense | $3,227,000 | 709 |
| Additional noninterest expense | $6,029,000 | 851 |
| Pre-tax net operating income | $5,947,000 | 1,391 |
| Securities gains (losses) | $1,068,000 | 457 |
| Applicable income taxes | $2,636,000 | 1,026 |
| Income before extraordinary items | $4,379,000 | 1,439 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,379,000 | 1,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,809 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,695,480 | 1,596 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $19,728,000 | 1,100 |
| Total interest expense | $7,175,000 | 975 |
| Net interest income | $12,553,000 | 1,173 |
| Provision for loan and lease losses | $465,000 | 1,764 |
| Total noninterest income | $7,566,000 | 676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,566,000 | 467 |
| Total noninterest expense | $15,029,000 | 815 |
| Salaries and employee benefits | $7,824,000 | 821 |
| Premises and equipment expense | $2,428,000 | 725 |
| Additional noninterest expense | $4,777,000 | 813 |
| Pre-tax net operating income | $4,625,000 | 1,399 |
| Securities gains (losses) | $754,000 | 531 |
| Applicable income taxes | $2,039,000 | 1,043 |
| Income before extraordinary items | $3,340,000 | 1,471 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,340,000 | 1,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,430 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,857,440 | 1,601 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $13,336,000 | 1,091 |
| Total interest expense | $4,820,000 | 999 |
| Net interest income | $8,516,000 | 1,151 |
| Provision for loan and lease losses | $287,000 | 1,926 |
| Total noninterest income | $5,030,000 | 671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,030,000 | 464 |
| Total noninterest expense | $9,606,000 | 852 |
| Salaries and employee benefits | $4,874,000 | 884 |
| Premises and equipment expense | $1,631,000 | 717 |
| Additional noninterest expense | $3,101,000 | 844 |
| Pre-tax net operating income | $3,653,000 | 1,169 |
| Securities gains (losses) | $303,000 | 800 |
| Applicable income taxes | $1,667,000 | 906 |
| Income before extraordinary items | $2,289,000 | 1,438 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,289,000 | 1,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 2,954 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,095,080 | 1,454 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $6,663,000 | 1,101 |
| Total interest expense | $2,410,000 | 1,020 |
| Net interest income | $4,253,000 | 1,153 |
| Provision for loan and lease losses | $137,000 | 1,901 |
| Total noninterest income | $2,330,000 | 698 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,330,000 | 492 |
| Total noninterest expense | $5,422,000 | 759 |
| Salaries and employee benefits | $2,891,000 | 755 |
| Premises and equipment expense | $814,000 | 723 |
| Additional noninterest expense | $1,717,000 | 740 |
| Pre-tax net operating income | $1,024,000 | 1,992 |
| Securities gains (losses) | $297,000 | 517 |
| Applicable income taxes | $523,000 | 1,317 |
| Income before extraordinary items | $798,000 | 1,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $798,000 | 1,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,460 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $607,920 | 2,378 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $26,825,000 | 1,145 |
| Total interest expense | $10,690,000 | 1,044 |
| Net interest income | $16,135,000 | 1,199 |
| Provision for loan and lease losses | $330,000 | 3,240 |
| Total noninterest income | $7,973,000 | 728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,973,000 | 504 |
| Total noninterest expense | $18,620,000 | 843 |
| Salaries and employee benefits | $10,476,000 | 776 |
| Premises and equipment expense | $3,228,000 | 685 |
| Additional noninterest expense | $4,916,000 | 1,009 |
| Pre-tax net operating income | $5,158,000 | 1,587 |
| Securities gains (losses) | $756,000 | 503 |
| Applicable income taxes | $2,457,000 | 1,091 |
| Income before extraordinary items | $3,457,000 | 1,736 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,457,000 | 1,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $271,000 | 2,525 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,973,160 | 1,951 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $26,243,000 | 1,307 |
| Total interest expense | $14,149,000 | 1,130 |
| Net interest income | $12,094,000 | 1,471 |
| Provision for loan and lease losses | $711,000 | 1,646 |
| Total noninterest income | $6,674,000 | 775 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,674,000 | 530 |
| Total noninterest expense | $15,686,000 | 944 |
| Salaries and employee benefits | $8,696,000 | 857 |
| Premises and equipment expense | $2,730,000 | 777 |
| Additional noninterest expense | $4,260,000 | 1,121 |
| Pre-tax net operating income | $2,371,000 | 2,785 |
| Securities gains (losses) | $999,000 | 401 |
| Applicable income taxes | $1,441,000 | 1,544 |
| Income before extraordinary items | $1,929,000 | 2,616 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,929,000 | 2,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 1,623 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,289,640 | 3,506 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $23,327,000 | 1,489 |
| Total interest expense | $12,036,000 | 1,434 |
| Net interest income | $11,291,000 | 1,554 |
| Provision for loan and lease losses | $676,000 | 1,466 |
| Total noninterest income | $6,255,000 | 783 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $6,255,000 | 557 |
| Total noninterest expense | $11,544,000 | 1,209 |
| Salaries and employee benefits | $6,252,000 | 1,131 |
| Premises and equipment expense | $1,801,000 | 1,110 |
| Additional noninterest expense | $3,491,000 | 1,305 |
| Pre-tax net operating income | $5,326,000 | 1,391 |
| Securities gains (losses) | $722,000 | 201 |
| Applicable income taxes | $1,945,000 | 1,187 |
| Income before extraordinary items | $4,103,000 | 1,277 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,103,000 | 1,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 1,925 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,612,040 | 1,464 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $18,526,000 | 1,752 |
| Total interest expense | $8,827,000 | 1,694 |
| Net interest income | $9,699,000 | 1,795 |
| Provision for loan and lease losses | $639,000 | 1,429 |
| Total noninterest income | $4,366,000 | 1,029 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $4,366,000 | 703 |
| Total noninterest expense | $9,602,000 | 1,438 |
| Salaries and employee benefits | $5,180,000 | 1,339 |
| Premises and equipment expense | $1,339,000 | 1,533 |
| Additional noninterest expense | $3,083,000 | 1,485 |
| Pre-tax net operating income | $3,824,000 | 1,924 |
| Securities gains (losses) | $871,000 | 240 |
| Applicable income taxes | $1,740,000 | 1,404 |
| Income before extraordinary items | $2,955,000 | 1,801 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,955,000 | 1,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,636 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,397,560 | 2,158 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $16,340,000 | 1,986 |
| Total interest expense | $8,126,000 | 1,880 |
| Net interest income | $8,214,000 | 2,074 |
| Provision for loan and lease losses | $316,000 | 2,493 |
| Total noninterest income | $3,591,000 | 1,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $3,591,000 | 805 |
| Total noninterest expense | $8,368,000 | 1,587 |
| Salaries and employee benefits | $4,632,000 | 1,417 |
| Premises and equipment expense | $1,177,000 | 1,672 |
| Additional noninterest expense | $2,559,000 | 1,675 |
| Pre-tax net operating income | $3,121,000 | 2,283 |
| Securities gains (losses) | $1,670,000 | 268 |
| Applicable income taxes | $1,936,000 | 1,308 |
| Income before extraordinary items | $2,855,000 | 1,841 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,855,000 | 1,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,793 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,786,200 | 2,729 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $14,953,000 | 2,187 |
| Total interest expense | $7,892,000 | 1,952 |
| Net interest income | $7,061,000 | 2,455 |
| Provision for loan and lease losses | $55,000 | 6,469 |
| Total noninterest income | $3,537,000 | 1,167 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $3,537,000 | 763 |
| Total noninterest expense | $7,190,000 | 1,804 |
| Salaries and employee benefits | $4,188,000 | 1,553 |
| Premises and equipment expense | $937,000 | 2,099 |
| Additional noninterest expense | $2,065,000 | 2,029 |
| Pre-tax net operating income | $3,353,000 | 2,255 |
| Securities gains (losses) | $939,000 | 293 |
| Applicable income taxes | $1,676,000 | 1,541 |
| Income before extraordinary items | $2,616,000 | 2,017 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,616,000 | 2,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,092 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,015,040 | 2,518 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $15,461,000 | 2,182 |
| Total interest expense | $8,239,000 | 1,904 |
| Net interest income | $7,222,000 | 2,479 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $2,882,000 | 1,402 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,882,000 | 906 |
| Total noninterest expense | $8,118,000 | 1,749 |
| Salaries and employee benefits | $4,056,000 | 1,640 |
| Premises and equipment expense | $813,000 | 2,413 |
| Additional noninterest expense | $3,249,000 | 1,605 |
| Pre-tax net operating income | $1,980,000 | 3,442 |
| Securities gains (losses) | $486,000 | 427 |
| Applicable income taxes | $1,425,000 | 1,683 |
| Income before extraordinary items | $1,041,000 | 4,331 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,041,000 | 4,332 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 3,514 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $729,960 | 5,574 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,099,000 | 2,233 |
| Total interest expense | $7,809,000 | 2,005 |
| Net interest income | $7,290,000 | 2,465 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $2,271,000 | 1,653 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,271,000 | 1,050 |
| Total noninterest expense | $6,311,000 | 2,169 |
| Salaries and employee benefits | $3,814,000 | 1,742 |
| Premises and equipment expense | $833,000 | 2,398 |
| Additional noninterest expense | $1,664,000 | 2,796 |
| Pre-tax net operating income | $3,250,000 | 2,276 |
| Securities gains (losses) | $-147,000 | 11,612 |
| Applicable income taxes | $1,021,000 | 2,334 |
| Income before extraordinary items | $2,082,000 | 2,413 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,082,000 | 2,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,298 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,180,490 | 2,290 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $14,195,000 | 2,156 |
| Total interest expense | $6,852,000 | 1,833 |
| Net interest income | $7,343,000 | 2,462 |
| Provision for loan and lease losses | $-6,000 | 11,728 |
| Total noninterest income | $1,871,000 | 1,919 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,871,000 | 1,182 |
| Total noninterest expense | $6,216,000 | 2,272 |
| Salaries and employee benefits | $3,662,000 | 1,825 |
| Premises and equipment expense | $906,000 | 2,225 |
| Additional noninterest expense | $1,648,000 | 3,050 |
| Pre-tax net operating income | $3,004,000 | 2,377 |
| Securities gains (losses) | $654,000 | 222 |
| Applicable income taxes | $1,503,000 | 1,554 |
| Income before extraordinary items | $2,155,000 | 2,256 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,155,000 | 2,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,574 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,736,440 | 2,800 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,788,000 | 2,251 |
| Total interest expense | $7,415,000 | 1,774 |
| Net interest income | $6,373,000 | 2,844 |
| Provision for loan and lease losses | $90,000 | 6,008 |
| Total noninterest income | $2,201,000 | 1,839 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,201,000 | 1,175 |
| Total noninterest expense | $6,249,000 | 2,306 |
| Salaries and employee benefits | $3,728,000 | 1,797 |
| Premises and equipment expense | $945,000 | 2,175 |
| Additional noninterest expense | $1,576,000 | 3,357 |
| Pre-tax net operating income | $2,235,000 | 2,991 |
| Securities gains (losses) | $2,496,000 | 268 |
| Applicable income taxes | $1,812,000 | 1,318 |
| Income before extraordinary items | $2,919,000 | 1,725 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,919,000 | 1,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 9,724 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,321,560 | 3,460 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $15,439,000 | 2,285 |
| Total interest expense | $9,228,000 | 1,833 |
| Net interest income | $6,211,000 | 2,930 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $1,791,000 | 2,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,791,000 | 1,336 |
| Total noninterest expense | $5,792,000 | 2,497 |
| Salaries and employee benefits | $3,294,000 | 1,997 |
| Premises and equipment expense | $900,000 | 2,305 |
| Additional noninterest expense | $1,598,000 | 3,407 |
| Pre-tax net operating income | $2,090,000 | 2,980 |
| Securities gains (losses) | $1,443,000 | 502 |
| Applicable income taxes | $1,131,000 | 1,873 |
| Income before extraordinary items | $2,402,000 | 1,893 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,402,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 13,568 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,420,760 | 3,003 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.