Home > Home Federal Bank > Net charge- offs to loans
Home Federal Bank, Net charge- offs to loans
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4979% | 6,559 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6278% | 6,569 |
| Percentage Net Loans Charged-off:Construction & development | -3.4467% | 5,985 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1844% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0494% | 6,068 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0145% | 4,451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0618% | 6,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2512% | 417 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2083% | 5,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2083% | 5,659 |
| Percentage Net Loans Charged-off: All other loans and lease | -19.1919% | 5,990 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2417% | 2,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1782% | 2,473 |
| Percentage Net Loans Charged-off:Construction & development | -2.4811% | 6,098 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8651% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 3,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4530% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1268% | 6,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1512% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3945% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3945% | 2,254 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1272% | 3,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0557% | 3,381 |
| Percentage Net Loans Charged-off:Construction & development | -2.9140% | 6,170 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5909% | 855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 3,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6044% | 576 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1583% | 6,526 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1595% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5738% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5738% | 1,584 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4123% | 1,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3994% | 1,335 |
| Percentage Net Loans Charged-off:Construction & development | -1.3723% | 6,117 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7906% | 647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0908% | 2,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7908% | 471 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1478% | 6,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5776% | 1,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7429% | 1,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7429% | 1,218 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2618% | 6,742 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2679% | 6,741 |
| Percentage Net Loans Charged-off:Construction & development | -1.6514% | 6,152 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 6,446 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2677% | 6,707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0747% | 4,803 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3331% | 6,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5450% | 6,354 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6160% | 638 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6160% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0276% | 6,604 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1413% | 6,876 |
| Percentage Net Loans Charged-off:Construction & development | -2.6284% | 6,410 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5385% | 6,855 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8485% | 5,606 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2629% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5701% | 424 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1658% | 744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8558% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2223% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.2223% | 329 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0845% | 1,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 3,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0211% | 4,636 |
| Percentage Net Loans Charged-off:Construction & development | -2.1870% | 6,443 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4120% | 6,915 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5849% | 5,638 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5167% | 525 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9574% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3791% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0180% | 1,289 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6293% | 296 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.6293% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2023% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1477% | 3,729 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 4,090 |
| Percentage Net Loans Charged-off:Construction & development | -2.6855% | 6,477 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3741% | 6,954 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.2799% | 5,650 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7965% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3110% | 469 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9464% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7878% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8616% | 291 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 3.8616% | 278 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3078% | 747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3074% | 7,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4299% | 7,122 |
| Percentage Net Loans Charged-off:Construction & development | -3.1566% | 6,491 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.1238% | 7,094 |
| Percentage Net Loans Charged-off: Multi-family residential | -10.6559% | 5,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2051% | 346 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1242% | 461 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5329% | 309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6400% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3263% | 894 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3263% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5644% | 473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7729% | 837 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7727% | 796 |
| Percentage Net Loans Charged-off:Construction & development | 6.1153% | 806 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3447% | 928 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.6859% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2479% | 983 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5513% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8911% | 1,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8933% | 1,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6683% | 974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5959% | 866 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3569% | 928 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3755% | 481 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4319% | 430 |
| Percentage Net Loans Charged-off:Construction & development | 11.2728% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6295% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.6006% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3719% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9172% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9571% | 1,192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2250% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9209% | 798 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8094% | 707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1015% | 1,196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8751% | 374 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3307% | 277 |
| Percentage Net Loans Charged-off:Construction & development | 15.8959% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.2496% | 463 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.5474% | 195 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7579% | 636 |
| Percentage Net Loans Charged-off: Home equity loans | 4.0504% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1503% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4424% | 2,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4791% | 2,496 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4365% | 2,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1541% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8463% | 383 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3170% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 20.5284% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7067% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5915% | 1,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6046% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5881% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5459% | 1,589 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4772% | 2,142 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3965% | 1,993 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.1303% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2545% | 432 |
| Percentage Net Loans Charged-off:Construction & development | 5.2394% | 1,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.9518% | 223 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0985% | 1,031 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3656% | 507 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3675% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9097% | 717 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1685% | 1,510 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5364% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3868% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3988% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 5.0487% | 1,110 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.2876% | 180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1381% | 812 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4223% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4705% | 251 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1900% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.4616% | 877 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8401% | 680 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.1618% | 300 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9317% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 9.9371% | 493 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.4263% | 182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2231% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2843% | 498 |
| Percentage Net Loans Charged-off: Home equity loans | 3.5061% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0204% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.7010% | 232 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0354% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4294% | 683 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4671% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 1.4391% | 1,355 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.0726% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5183% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3762% | 340 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3354% | 804 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9766% | 1,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6318% | 2,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9824% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9589% | 1,073 |
| Percentage Net Loans Charged-off:Construction & development | 7.5588% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7662% | 1,380 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7905% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | 4.5313% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2800% | 1,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8200% | 1,412 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0457% | 1,307 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1638% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1587% | 767 |
| Percentage Net Loans Charged-off:Construction & development | 9.3597% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9234% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7551% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 5.8621% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0127% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3767% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1945% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9253% | 974 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8705% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 10.4703% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3771% | 1,201 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5330% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | 6.9161% | 110 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6049% | 1,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.5678% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4950% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8609% | 1,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8437% | 1,153 |
| Percentage Net Loans Charged-off:Construction & development | 3.6908% | 692 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2570% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7865% | 912 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4923% | 185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3278% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6130% | 1,113 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0633% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6524% | 1,901 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6494% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 4.4485% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4356% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1476% | 405 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3354% | 1,538 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1621% | 3,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7965% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6457% | 1,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6460% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 4.9975% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3415% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7822% | 414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2820% | 1,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4869% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3746% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3697% | 1,174 |
| Percentage Net Loans Charged-off:Construction & development | 1.8134% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3383% | 1,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7297% | 367 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2879% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5091% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 2,024 |
| Percentage Net Loans Charged-off:Construction & development | 0.5896% | 578 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9825% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0926% | 4,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | 0.5542% | 640 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0542% | 2,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0595% | 2,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5606% | 1,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4667% | 3,200 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0537% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 2,173 |
| Percentage Net Loans Charged-off:Construction & development | 0.2971% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0286% | 2,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7699% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6424% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0412% | 3,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0363% | 1,868 |
| Percentage Net Loans Charged-off:Construction & development | 0.3902% | 310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6898% | 1,863 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 4,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3838% | 2,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0067% | 5,978 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1985% | 852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0401% | 5,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0091% | 5,267 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6154% | 508 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0519% | 4,953 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0117% | 4,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3988% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1123% | 7,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 3,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1008% | 146 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1458% | 7,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0473% | 4,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0517% | 964 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 3,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0084% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2847% | 317 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0235% | 1,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0592% | 3,957 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0169% | 2,422 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0701% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 7,722 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.4947% | 195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1070% | 1,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 3,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0255% | 1,885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1074% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0007% | 7,731 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0082% | 5,892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4094% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9762% | 1,604 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0810% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0629% | 1,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2295% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1666% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3231% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 5,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 3,149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0376% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 2,528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,271 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6688% | 3,100 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 5,266 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 2,162 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 2,009 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 4,633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 2,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0451% | 1,658 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5589% | 3,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 3,215 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0635% | 1,233 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0904% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0973% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7783% | 2,246 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 6,342 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,931 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0676% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5226% | 1,332 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0323% | 5,811 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0045% | 3,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0062% | 2,757 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0905% | 339 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5434% | 1,198 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 5,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 2,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0095% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1361% | 245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9664% | 833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 4,295 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6671% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 5,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0653% | 2,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.1273% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0844% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3906% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 2,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0142% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1629% | 4,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | 0.8572% | 219 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 2,534 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2578% | 6,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0511% | 2,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8185% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9304% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0018% | 326 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1201% | 4,269 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 363 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8916% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3470% | 150 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9867% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0321% | 6,619 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1341% | 4,839 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1224% | 5,312 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5661% | 1,422 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0394% | 7,357 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 9,907 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0631% | 12,788 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |