Home > Home Bank, F.S.B. > Income and Expense
Home Bank, F.S.B., Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,014,000 | 1,267 |
| Total interest expense | $14,743,000 | 1,109 |
| Net interest income | $12,271,000 | 1,465 |
| Provision for loan and lease losses | $308,000 | 2,518 |
| Total noninterest income | $2,133,000 | 1,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $2,133,000 | 1,106 |
| Total noninterest expense | $11,511,000 | 1,250 |
| Salaries and employee benefits | $4,120,000 | 1,622 |
| Premises and equipment expense | $2,483,000 | 881 |
| Additional noninterest expense | $4,908,000 | 1,154 |
| Pre-tax net operating income | $2,585,000 | 2,698 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $777,000 | 2,926 |
| Income before extraordinary items | $1,808,000 | 2,691 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,808,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,564 |
| Cash dividends | $1,400,000 | 1,660 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,808,000 | 2,647 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $26,276,000 | 1,302 |
| Total interest expense | $15,195,000 | 1,107 |
| Net interest income | $11,081,000 | 1,623 |
| Provision for loan and lease losses | $123,000 | 4,053 |
| Total noninterest income | $2,137,000 | 1,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $2,137,000 | 1,088 |
| Total noninterest expense | $9,806,000 | 1,447 |
| Salaries and employee benefits | $3,994,000 | 1,657 |
| Premises and equipment expense | $2,306,000 | 933 |
| Additional noninterest expense | $3,506,000 | 1,480 |
| Pre-tax net operating income | $3,289,000 | 2,240 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,020,000 | 2,337 |
| Income before extraordinary items | $2,269,000 | 2,220 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,269,000 | 2,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 4,966 |
| Cash dividends | $1,400,000 | 1,583 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $2,269,000 | 2,196 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $21,608,000 | 1,430 |
| Total interest expense | $10,826,000 | 1,211 |
| Net interest income | $10,782,000 | 1,674 |
| Provision for loan and lease losses | $96,000 | 4,659 |
| Total noninterest income | $2,026,000 | 1,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,026,000 | 1,122 |
| Total noninterest expense | $9,878,000 | 1,489 |
| Salaries and employee benefits | $4,168,000 | 1,601 |
| Premises and equipment expense | $2,406,000 | 892 |
| Additional noninterest expense | $3,304,000 | 1,667 |
| Pre-tax net operating income | $2,834,000 | 2,499 |
| Securities gains (losses) | $155,000 | 587 |
| Applicable income taxes | $635,000 | 3,347 |
| Income before extraordinary items | $2,354,000 | 2,077 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,354,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,422 |
| Cash dividends | $1,550,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,231,550 | 2,214 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,806,000 | 1,394 |
| Total interest expense | $10,958,000 | 1,240 |
| Net interest income | $11,848,000 | 1,519 |
| Provision for loan and lease losses | $897,000 | 1,410 |
| Total noninterest income | $2,114,000 | 1,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $2,114,000 | 1,211 |
| Total noninterest expense | $10,538,000 | 1,446 |
| Salaries and employee benefits | $4,408,000 | 1,539 |
| Premises and equipment expense | $2,397,000 | 923 |
| Additional noninterest expense | $3,733,000 | 1,612 |
| Pre-tax net operating income | $2,527,000 | 2,684 |
| Securities gains (losses) | $1,395,000 | 416 |
| Applicable income taxes | $1,058,000 | 2,129 |
| Income before extraordinary items | $2,864,000 | 1,753 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,864,000 | 1,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 9,031 |
| Cash dividends | $1,250,000 | 1,464 |
| Sale, conversion, retirement of capital stock, net | $1,476,000 | 407 |
| Net operating income | $1,845,650 | 2,557 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $25,074,000 | 1,457 |
| Total interest expense | $13,998,000 | 1,268 |
| Net interest income | $11,076,000 | 1,665 |
| Provision for loan and lease losses | $750,000 | 2,244 |
| Total noninterest income | $1,966,000 | 1,956 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,966,000 | 1,263 |
| Total noninterest expense | $9,429,000 | 1,620 |
| Salaries and employee benefits | $3,773,000 | 1,768 |
| Premises and equipment expense | $2,211,000 | 1,025 |
| Additional noninterest expense | $3,445,000 | 1,775 |
| Pre-tax net operating income | $2,863,000 | 2,169 |
| Securities gains (losses) | $559,000 | 1,004 |
| Applicable income taxes | $1,158,000 | 1,817 |
| Income before extraordinary items | $2,264,000 | 2,027 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,264,000 | 2,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $870,000 | 1,713 |
| Cash dividends | $1,150,000 | 1,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,895,060 | 2,240 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.