Home > Home Bank, F.S.B. > Net charge- offs to loans
Home Bank, F.S.B., Net charge- offs to loans
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 7,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 900 |
| Percentage Net Loans Charged-off:Construction & development | 0.0130% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0113% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0829% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 1,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2897% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2791% | 397 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6591% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0193% | 8,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.0148% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 978 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8172% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7080% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0429% | 7,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0441% | 604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0836% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0394% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3655% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4178% | 904 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0023% | 9,872 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 1,365 |
| Percentage Net Loans Charged-off:Construction & development | -0.1828% | 1,375 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,114 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,053 |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3017% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3705% | 939 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3730% | 5,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3634% | 566 |
| Percentage Net Loans Charged-off:Construction & development | 18.6376% | 24 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0150% | 1,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0177% | 942 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4651% | 1,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1622% | 1,010 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |