| 1999-12-31 | Rank |
| # of Employees: | 72 | 2,431 |
| Assets and Liabilities |
| Total Assets: | $187,177,000 | 2,532 |
| Cash and due from depository institutions | $11,769,000 | 2,431 |
| Interest-bearing balances | $46,000 | 5,501 |
| Securities | $31,896,000 | 3,400 |
| Federal funds sold & reverse repurchase agreements | $16,765,000 | 610 |
| Net loans & leases | $122,239,000 | 2,440 |
| Loan loss allowance | $2,458,000 | 1,509 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,173,000 | 5,584 |
| Other real estate owned | $0 | 2,431 |
| Goodwill and other intangibles | $414,000 | 2,000 |
| All other assets | $2,921,000 | 2,889 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,177,000 | 2,532 |
| Total liabilities | $173,092,000 | 2,480 |
| Total deposits | $162,464,000 | 2,355 |
| Interest-bearing deposits | $143,721,000 | 2,299 |
| Deposits held in domestic offices | $162,464,000 | 2,352 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $295,000 | 3,714 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $9,500,000 | 2,092 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $833,000 | 3,744 |
| Total equity capital | $14,085,000 | 3,128 |
| Total bank equity capital | $14,085,000 | 3,128 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $6,260,000 | 2,469 |
| Undivided profits | $7,325,000 | 3,146 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $93,000 | 6,955 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $653,000 | 3,605 |
| Earning assets | $170,946,000 | 2,539 |
| Long-term assets (5+ years) | $32,076,000 | 2,421 |
| Average Assets, year-to-date | $186,942,600 | 2,412 |
| Average Assets, quarterly | $183,675,500 | 2,545 |
| Volatile liabilities | $25,492,000 | 2,870 |
| Insider loans | $6,466,000 | 713 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $13,113,000 | 3,131 |
| Tier 1 (core) risk-based capital | $13,905,000 | 3,146 |
| Tier 2 risk-based capital | $1,551,780 | 2,123 |
| Total risk weighted assets | $123,236,280 | 2,478 |
| Total unused commitments | $13,113,000 | 3,134 |
| Derivatives | $13,000,000 | 335 |
| 1998-12-31 | Rank |
| # of Employees: | 67 | 2,650 |
| Assets and Liabilities |
| Total Assets: | $190,336,000 | 2,406 |
| Cash and due from depository institutions | $11,764,000 | 2,650 |
| Interest-bearing balances | $179,000 | 4,451 |
| Securities | $34,406,000 | 3,222 |
| Federal funds sold & reverse repurchase agreements | $19,400,000 | 828 |
| Net loans & leases | $120,323,000 | 2,313 |
| Loan loss allowance | $2,678,000 | 1,366 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,235,000 | 5,351 |
| Other real estate owned | $28,000 | 2,650 |
| Goodwill and other intangibles | $463,000 | 1,896 |
| All other assets | $2,717,000 | 2,708 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,336,000 | 2,406 |
| Total liabilities | $177,543,000 | 2,328 |
| Total deposits | $176,111,000 | 2,161 |
| Interest-bearing deposits | $159,085,000 | 2,031 |
| Deposits held in domestic offices | $176,111,000 | 2,155 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $490,000 | 2,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $942,000 | 3,701 |
| Total equity capital | $12,793,000 | 3,500 |
| Total bank equity capital | $12,793,000 | 3,500 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $6,260,000 | 2,344 |
| Undivided profits | $6,033,000 | 3,877 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $171,000 | 6,434 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $679,000 | 3,439 |
| Earning assets | $174,308,000 | 2,413 |
| Long-term assets (5+ years) | $29,530,000 | 2,395 |
| Average Assets, year-to-date | $181,798,400 | 2,386 |
| Average Assets, quarterly | $186,990,500 | 2,406 |
| Volatile liabilities | $25,214,000 | 2,478 |
| Insider loans | $8,337,000 | 478 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,834,000 | 3,660 |
| Tier 1 (core) risk-based capital | $11,780,000 | 3,606 |
| Tier 2 risk-based capital | $1,637,360 | 1,940 |
| Total risk weighted assets | $129,946,960 | 2,197 |
| Total unused commitments | $9,834,000 | 3,667 |
| Derivatives | $13,000,000 | 376 |
| 1997-12-31 | Rank |
| # of Employees: | 73 | 2,464 |
| Assets and Liabilities |
| Total Assets: | $174,065,000 | 2,578 |
| Cash and due from depository institutions | $9,097,000 | 2,464 |
| Interest-bearing balances | $178,000 | 4,136 |
| Securities | $35,720,000 | 3,132 |
| Federal funds sold & reverse repurchase agreements | $3,080,000 | 3,873 |
| Net loans & leases | $122,050,000 | 2,285 |
| Loan loss allowance | $1,985,000 | 1,809 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,194,000 | 5,432 |
| Other real estate owned | $32,000 | 2,464 |
| Goodwill and other intangibles | $512,000 | 1,756 |
| All other assets | $2,380,000 | 2,993 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $174,065,000 | 2,578 |
| Total liabilities | $161,143,000 | 2,505 |
| Total deposits | $159,230,000 | 2,349 |
| Interest-bearing deposits | $144,500,000 | 2,227 |
| Deposits held in domestic offices | $159,230,000 | 2,341 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $810,000 | 2,822 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,103,000 | 3,295 |
| Total equity capital | $12,922,000 | 3,421 |
| Total bank equity capital | $12,922,000 | 3,421 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $6,260,000 | 2,310 |
| Undivided profits | $6,162,000 | 3,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $128,000 | 7,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $736,000 | 3,185 |
| Earning assets | $161,028,000 | 2,556 |
| Long-term assets (5+ years) | $17,368,000 | 3,066 |
| Average Assets, year-to-date | $173,491,800 | 2,475 |
| Average Assets, quarterly | $174,051,000 | 2,535 |
| Volatile liabilities | $18,614,000 | 3,181 |
| Insider loans | $4,676,000 | 886 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $12,697,000 | 2,902 |
| Tier 1 (core) risk-based capital | $11,940,000 | 3,530 |
| Tier 2 risk-based capital | $1,516,140 | 1,976 |
| Total risk weighted assets | $120,822,340 | 2,299 |
| Total unused commitments | $12,697,000 | 2,905 |
| Derivatives | $13,000,000 | 366 |
| 1996-12-31 | Rank |
| # of Employees: | 72 | 2,622 |
| Assets and Liabilities |
| Total Assets: | $170,629,000 | 2,713 |
| Cash and due from depository institutions | $7,788,000 | 2,622 |
| Interest-bearing balances | $212,000 | 3,878 |
| Securities | $36,225,000 | 3,345 |
| Federal funds sold & reverse repurchase agreements | $3,225,000 | 3,655 |
| Net loans & leases | $119,196,000 | 2,371 |
| Loan loss allowance | $1,551,000 | 2,365 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,323,000 | 5,116 |
| Other real estate owned | $10,000 | 2,622 |
| Goodwill and other intangibles | $562,000 | 1,615 |
| All other assets | $2,300,000 | 3,167 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $170,629,000 | 2,713 |
| Total liabilities | $157,909,000 | 2,636 |
| Total deposits | $156,705,000 | 2,461 |
| Interest-bearing deposits | $139,003,000 | 2,395 |
| Deposits held in domestic offices | $156,705,000 | 2,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,204,000 | 3,063 |
| Total equity capital | $12,720,000 | 3,476 |
| Total bank equity capital | $12,720,000 | 3,476 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $6,260,000 | 2,378 |
| Undivided profits | $5,960,000 | 3,899 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $428,000 | 4,695 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $647,000 | 3,551 |
| Earning assets | $158,858,000 | 2,665 |
| Long-term assets (5+ years) | $12,431,000 | 3,697 |
| Average Assets, year-to-date | $169,691,400 | 2,609 |
| Average Assets, quarterly | $168,863,500 | 2,697 |
| Volatile liabilities | $14,725,000 | 3,672 |
| Insider loans | $3,573,000 | 1,210 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $10,796,000 | 3,210 |
| Tier 1 (core) risk-based capital | $11,797,000 | 3,634 |
| Tier 2 risk-based capital | $1,550,800 | 1,979 |
| Total risk weighted assets | $124,063,900 | 2,278 |
| Total unused commitments | $10,796,000 | 3,226 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank |
| # of Employees: | 69 | 2,830 |
| Assets and Liabilities |
| Total Assets: | $173,313,000 | 2,673 |
| Cash and due from depository institutions | $7,979,000 | 2,830 |
| Interest-bearing balances | $1,000 | 6,796 |
| Securities | $48,453,000 | 2,606 |
| Federal funds sold & reverse repurchase agreements | $1,800,000 | 5,858 |
| Net loans & leases | $110,292,000 | 2,488 |
| Loan loss allowance | $1,203,000 | 3,003 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,572,000 | 4,506 |
| Other real estate owned | $40,000 | 2,830 |
| Goodwill and other intangibles | $611,000 | 1,453 |
| All other assets | $2,566,000 | 2,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $173,313,000 | 2,673 |
| Total liabilities | $160,198,000 | 2,612 |
| Total deposits | $158,841,000 | 2,459 |
| Interest-bearing deposits | $137,378,000 | 2,472 |
| Deposits held in domestic offices | $158,841,000 | 2,449 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,357,000 | 2,856 |
| Total equity capital | $13,115,000 | 3,351 |
| Total bank equity capital | $13,115,000 | 3,351 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $6,260,000 | 2,388 |
| Undivided profits | $6,355,000 | 3,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $579,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $531,000 | 4,462 |
| Earning assets | $160,546,000 | 2,640 |
| Long-term assets (5+ years) | $5,253,000 | 5,682 |
| Average Assets, year-to-date | $168,201,400 | 2,640 |
| Average Assets, quarterly | $172,047,500 | 2,666 |
| Volatile liabilities | $12,806,000 | 3,809 |
| Insider loans | $1,105,000 | 3,492 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $17,127,000 | 2,215 |
| Tier 1 (core) risk-based capital | $11,765,000 | 3,605 |
| Tier 2 risk-based capital | $1,203,000 | 2,480 |
| Total risk weighted assets | $114,236,300 | 2,385 |
| Total unused commitments | $17,127,000 | 2,226 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank |
| # of Employees: | 77 | 2,598 |
| Assets and Liabilities |
| Total Assets: | $163,978,000 | 2,770 |
| Cash and due from depository institutions | $10,807,000 | 2,598 |
| Interest-bearing balances | $210,000 | 4,313 |
| Securities | $38,926,000 | 3,372 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $109,587,000 | 2,466 |
| Loan loss allowance | $1,603,000 | 2,385 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,630,000 | 4,354 |
| Other real estate owned | $0 | 2,598 |
| Goodwill and other intangibles | $660,000 | 1,291 |
| All other assets | $2,368,000 | 3,302 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $163,978,000 | 2,770 |
| Total liabilities | $152,860,000 | 2,722 |
| Total deposits | $149,697,000 | 2,578 |
| Interest-bearing deposits | $125,631,000 | 2,634 |
| Deposits held in domestic offices | $149,697,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,900,000 | 2,603 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,263,000 | 2,548 |
| Total equity capital | $11,118,000 | 3,670 |
| Total bank equity capital | $11,118,000 | 3,670 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $6,260,000 | 2,297 |
| Undivided profits | $4,358,000 | 4,648 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $56,000 | 9,456 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $539,000 | 3,898 |
| Earning assets | $148,723,000 | 2,793 |
| Long-term assets (5+ years) | $5,054,000 | 5,975 |
| Average Assets, year-to-date | $163,011,600 | 2,713 |
| Average Assets, quarterly | $163,976,000 | 2,756 |
| Volatile liabilities | $11,419,000 | 3,954 |
| Insider loans | $1,297,000 | 3,055 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $15,906,000 | 2,262 |
| Tier 1 (core) risk-based capital | $10,443,000 | 3,940 |
| Tier 2 risk-based capital | $1,364,170 | 2,201 |
| Total risk weighted assets | $108,894,770 | 2,443 |
| Total unused commitments | $15,906,000 | 2,273 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank |
| # of Employees: | 69 | 3,048 |
| Assets and Liabilities |
| Total Assets: | $159,987,000 | 2,862 |
| Cash and due from depository institutions | $8,533,000 | 3,048 |
| Interest-bearing balances | $210,000 | 5,426 |
| Securities | $56,470,000 | 2,444 |
| Federal funds sold & reverse repurchase agreements | $400,000 | 9,365 |
| Net loans & leases | $90,086,000 | 2,843 |
| Loan loss allowance | $1,261,000 | 3,026 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,163,000 | 5,567 |
| Other real estate owned | $33,000 | 3,048 |
| Goodwill and other intangibles | $617,000 | 1,236 |
| All other assets | $2,685,000 | 2,689 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $159,987,000 | 2,862 |
| Total liabilities | $149,327,000 | 2,801 |
| Total deposits | $148,404,000 | 2,660 |
| Interest-bearing deposits | $124,101,000 | 2,752 |
| Deposits held in domestic offices | $148,404,000 | 2,649 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $923,000 | 3,333 |
| Total equity capital | $10,660,000 | 3,834 |
| Total bank equity capital | $10,660,000 | 3,834 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $6,260,000 | 2,203 |
| Undivided profits | $3,900,000 | 5,207 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $209,000 | 7,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $415,000 | 4,508 |
| Earning assets | $147,166,000 | 2,860 |
| Long-term assets (5+ years) | $17,875,000 | 2,898 |
| Average Assets, year-to-date | $155,537,200 | 2,869 |
| Average Assets, quarterly | $158,400,000 | 2,867 |
| Volatile liabilities | $7,135,000 | 5,227 |
| Insider loans | $1,249,000 | 3,139 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,141,000 | 3,919 |
| Tier 1 (core) risk-based capital | $10,043,000 | 3,986 |
| Tier 2 risk-based capital | $1,087,500 | 2,673 |
| Total risk weighted assets | $86,826,500 | 2,973 |
| Total unused commitments | $7,141,000 | 3,941 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank |
| # of Employees: | 57 | 3,724 |
| Assets and Liabilities |
| Total Assets: | $151,648,000 | 3,064 |
| Cash and due from depository institutions | $10,672,000 | 3,724 |
| Interest-bearing balances | $210,000 | 5,973 |
| Securities | $56,688,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 10,021 |
| Net loans & leases | $79,836,000 | 3,264 |
| Loan loss allowance | $1,066,000 | 3,518 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,134,000 | 5,704 |
| Other real estate owned | $14,000 | 3,724 |
| Goodwill and other intangibles | $661,000 | 1,206 |
| All other assets | $2,118,000 | 3,406 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $151,648,000 | 3,064 |
| Total liabilities | $142,551,000 | 3,001 |
| Total deposits | $141,439,000 | 2,895 |
| Interest-bearing deposits | $118,442,000 | 3,008 |
| Deposits held in domestic offices | $141,439,000 | 2,890 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,112,000 | 3,019 |
| Total equity capital | $9,097,000 | 4,248 |
| Total bank equity capital | $9,097,000 | 4,248 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $5,935,000 | 2,237 |
| Undivided profits | $2,662,000 | 6,421 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda |
| Noncurrent loans and leases | $176,000 | 8,717 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $433,000 | 4,704 |
| Earning assets | $137,259,000 | 3,104 |
| Long-term assets (5+ years) | $18,614,000 | 2,753 |
| Average Assets, year-to-date | $148,876,600 | 3,072 |
| Average Assets, quarterly | $150,027,500 | 3,091 |
| Volatile liabilities | $6,977,000 | 5,308 |
| Insider loans | $47,000 | 7,266 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,961,000 | 5,284 |
| Tier 1 (core) risk-based capital | $8,436,000 | 4,500 |
| Tier 2 risk-based capital | $960,070 | 3,018 |
| Total risk weighted assets | $76,699,870 | 3,404 |
| Total unused commitments | $3,961,000 | 5,315 |
| Derivatives | $0 | 651 |
